Zions First National Bank
Mortgage Loan Application
Totals and Details
for 2008

Find mortgage loan statistics, lending data, and loan application totals for Utah.
The mortgage statistics and data below are specific to mortgage loan applications for Zions First National Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Zions First National Bank
One S Main St 11Th Fl
Salt Lake City, UT 84133
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,896
Total Mortgage Loan Application Amount $1,480,486,000
Average Mortgage Loan Application Amount $203,333
Highest Mortgage Loan Application Amount $5,600,000
Average Applicant Income $109,666
Highest Applicant Income $6,000,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in UT, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Zions First National Bank by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Salt Lake County Utah 988 $ 240,482,000 $ 243,000 $ 119,000
Utah County Utah 499 $ 122,432,000 $ 245,000 $ 159,000
Washington County Utah 348 $ 87,464,000 $ 251,000 $ 108,000
Davis County Utah 343 $ 98,588,000 $ 287,000 $ 108,000
Cache County Utah 280 $ 51,291,000 $ 183,000 $ 84,000
Summit County Utah 178 $ 134,066,000 $ 753,000 $ 346,000
Weber County Utah 175 $ 38,845,000 $ 221,000 $ 117,000
Sevier County Utah 157 $ 21,116,000 $ 134,000 $ 65,000
Bonneville County Idaho 136 $ 29,921,000 $ 220,000 $ 114,000
Uintah County Utah 136 $ 24,398,000 $ 179,000 $ 93,000
Box Elder County Utah 116 $ 20,466,000 $ 176,000 $ 73,000
Duchesne County Utah 112 $ 17,060,000 $ 152,000 $ 80,000
Iron County Utah 107 $ 25,618,000 $ 239,000 $ 145,000
Wasatch County Utah 105 $ 46,410,000 $ 442,000 $ 152,000
Bannock County Idaho 81 $ 13,335,000 $ 164,000 $ 84,000
Nez Perce County Idaho 78 $ 9,727,000 $ 124,000 $ 65,000
Clark County Nevada 78 $ 17,559,000 $ 225,000 $ 122,000
Sanpete County Utah 77 $ 10,085,000 $ 130,000 $ 70,000
Millard County Utah 73 $ 7,969,000 $ 109,000 $ 65,000
Jefferson County Idaho 68 $ 12,177,000 $ 179,000 $ 129,000
Ada County Idaho 67 $ 21,883,000 $ 326,000 $ 109,000
Maricopa County Arizona 66 $ 36,764,000 $ 557,000 $ 194,000
Latah County Idaho 64 $ 11,720,000 $ 183,000 $ 79,000
Bingham County Idaho 60 $ 9,289,000 $ 154,000 $ 73,000
Garfield County Utah 59 $ 7,764,000 $ 131,000 $ 81,000
Emery County Utah 56 $ 5,890,000 $ 105,000 $ 59,000
Grand County Utah 56 $ 13,528,000 $ 241,000 $ 97,000
Bear Lake County Idaho 53 $ 9,155,000 $ 172,000 $ 95,000
Tooele County Utah 52 $ 10,997,000 $ 211,000 $ 88,000
Kane County Utah 51 $ 9,140,000 $ 179,000 $ 94,000
San Juan County Utah 44 $ 5,111,000 $ 116,000 $ 90,000
Rich County Utah 43 $ 8,520,000 $ 198,000 $ 195,000
Canyon County Idaho 41 $ 7,889,000 $ 192,000 $ 76,000
Carbon County Utah 41 $ 4,798,000 $ 117,000 $ 83,000
Coconino County Arizona 39 $ 9,422,000 $ 241,000 $ 87,000
Mohave County Arizona 39 $ 11,158,000 $ 286,000 $ 175,000
Twin Falls County Idaho 38 $ 6,565,000 $ 172,000 $ 72,000
Los Angeles County California 34 $ 19,249,000 $ 566,000 $ 57,000
Navajo County Arizona 31 $ 6,319,000 $ 203,000 $ 105,000
Yavapai County Arizona 30 $ 8,676,000 $ 289,000 $ 116,000
Gila County Arizona 29 $ 7,530,000 $ 259,000 $ 120,000
Payette County Idaho 28 $ 3,783,000 $ 135,000 $ 74,000
Yuma County Arizona 27 $ 6,268,000 $ 232,000 $ 95,000
Madison County Idaho 27 $ 6,737,000 $ 249,000 $ 75,000
Pima County Arizona 26 $ 9,582,000 $ 368,000 $ 102,000
Fremont County Idaho 25 $ 6,299,000 $ 251,000 $ 149,000
Beaver County Utah 25 $ 4,562,000 $ 182,000 $ 169,000
Cassia County Idaho 23 $ 2,572,000 $ 111,000 $ 71,000
San Diego County California 22 $ 10,875,000 $ 494,000 $ 148,000
Gooding County Idaho 21 $ 2,832,000 $ 134,000 $ 105,000
Washington County Idaho 21 $ 2,838,000 $ 135,000 $ 66,000
Morgan County Utah 21 $ 8,166,000 $ 388,000 $ 227,000
Caribou County Idaho 20 $ 3,024,000 $ 151,000 $ 83,000
Franklin County Idaho 20 $ 3,992,000 $ 199,000 $ 96,000
Minidoka County Idaho 14 $ 1,475,000 $ 105,000 $ 86,000
Asotin County Washington 14 $ 1,616,000 $ 115,000 $ 80,000
Cochise County Arizona 13 $ 3,103,000 $ 238,000 $ 112,000
Riverside County California 13 $ 10,868,000 $ 836,000 $ 143,000
Elmore County Idaho 12 $ 2,544,000 $ 212,000 $ 700,000
Wayne County Utah 12 $ 2,106,000 $ 175,000 $ 110,000
Blaine County Idaho 11 $ 8,942,000 $ 812,000 $ 177,000
Washoe County Nevada 11 $ 2,322,000 $ 211,000 $ 115,000
Juab County Utah 10 $ 1,638,000 $ 163,000 $ 53,000
Pinal County Arizona 9 $ 1,783,000 $ 198,000 $ 90,000
Orange County California 8 $ 4,851,000 $ 606,000 $ 276,000
Valley County Idaho 8 $ 3,384,000 $ 423,000 $ 233,000
Malheur County Oregon 8 $ 1,194,000 $ 149,000 $ 66,000
Lincoln County Wyoming 8 $ 1,018,000 $ 127,000 $ 59,000
San Bernardino County California 7 $ 2,012,000 $ 287,000 $ 208,000
Denver County Colorado 7 $ 3,512,000 $ 501,000 $ 140,000
Teton County Idaho 7 $ 2,681,000 $ 383,000 $ 164,000
Lincoln County Nevada 7 $ 1,292,000 $ 184,000 $ 63,000
King County Washington 7 $ 4,823,000 $ 689,000 $ 115,000
Whitman County Washington 7 $ 1,502,000 $ 214,000 $ 102,000
Fresno County California 6 $ 1,139,000 $ 189,000 $ 111,000
Mesa County Colorado 6 $ 1,697,000 $ 282,000 $ 79,000
Clearwater County Idaho 6 $ 1,150,000 $ 191,000 $ 87,000
Jerome County Idaho 6 $ 603,000 $ 100,000 $ 46,000
Power County Idaho 6 $ 436,000 $ 72,000 $ 44,000
Nye County Nevada 6 $ 772,000 $ 128,000 $ 56,000
Piute County Utah 6 $ 806,000 $ 134,000 $ 37,000
Apache County Arizona 5 $ 1,100,000 $ 220,000 $ 67,000
Graham County Arizona 5 $ 1,120,000 $ 224,000 $ 113,000
Santa Clara County California 5 $ 3,032,000 $ 606,000 $ 190,000
Arapahoe County Colorado 5 $ 922,000 $ 184,000 $ 193,000
Montrose County Colorado 5 $ 1,376,000 $ 275,000 $ 89,000
Pueblo County Colorado 5 $ 1,736,000 $ 347,000 $ 124,000
Routt County Colorado 5 $ 938,000 $ 187,000 $ 128,000
Butte County Idaho 5 $ 1,120,000 $ 224,000 $ 74,000
Custer County Idaho 5 $ 775,000 $ 155,000 $ 98,000
Lincoln County Idaho 5 $ 950,000 $ 190,000 $ 61,000
Garfield County Washington 5 $ 581,000 $ 116,000 $ 60,000
Kern County California 4 $ 641,000 $ 160,000 $ 58,000
Chaffee County Colorado 4 $ 1,692,000 $ 423,000 $ 159,000
Adams County Idaho 4 $ 1,116,000 $ 279,000 $ 157,000
Kootenai County Idaho 4 $ 2,349,000 $ 587,000 $ 194,000
Hardin County Kentucky 4 $ 3,940,000 $ 985,000 $ 0
San Juan County New Mexico 4 $ 1,298,000 $ 324,000 $ 165,000
Sacramento County California 3 $ 760,000 $ 253,000 $ 74,000
Ventura County California 3 $ 1,138,000 $ 379,000 $ 111,000
Boulder County Colorado 3 $ 2,013,000 $ 671,000 $ 212,000
La Plata County Colorado 3 $ 1,025,000 $ 341,000 $ 91,000
Montezuma County Colorado 3 $ 625,000 $ 208,000 $ 81,000
Park County Colorado 3 $ 698,000 $ 232,000 $ 137,000
Teller County Colorado 3 $ 989,000 $ 329,000 $ 84,000
Boise County Idaho 3 $ 733,000 $ 244,000 $ 151,000
Lemhi County Idaho 3 $ 461,000 $ 153,000 $ 53,000
Oneida County Idaho 3 $ 294,000 $ 98,000 $ 30,000
Owyhee County Idaho 3 $ 391,000 $ 130,000 $ 39,000
Umatilla County Oregon 3 $ 713,000 $ 237,000 $ 100,000
Dallas County Texas 3 $ 2,389,000 $ 796,000 $ 0
Harris County Texas 3 $ 961,000 $ 320,000 $ 110,000
Grant County Washington 3 $ 1,066,000 $ 355,000 $ 228,000
Alameda County California 2 $ 607,000 $ 303,000 $ 209,000
San Mateo County California 2 $ 425,000 $ 212,000 $ 67,000
Douglas County Colorado 2 $ 2,176,000 $ 1,088,000 $ 294,000
El Paso County Colorado 2 $ 860,000 $ 430,000 $ 97,000
Garfield County Colorado 2 $ 612,000 $ 306,000 $ 83,000
Larimer County Colorado 2 $ 1,007,000 $ 503,000 $ 152,000
Gem County Idaho 2 $ 384,000 $ 192,000 $ 89,000
Lewis County Idaho 2 $ 119,000 $ 59,000 $ 51,000
Macon County Illinois 2 $ 379,000 $ 189,000 $ 0
Lincoln County Montana 2 $ 219,000 $ 109,000 $ 56,000
Elko County Nevada 2 $ 185,000 $ 92,000 $ 60,000
Lyon County Nevada 2 $ 353,000 $ 176,000 $ 79,000
White Pine County Nevada 2 $ 660,000 $ 330,000 $ 168,000
Bernalillo County New Mexico 2 $ 320,000 $ 160,000 $ 39,000
Rockland County New York 2 $ 1,650,000 $ 825,000 $ 0
Marion County Oregon 2 $ 987,000 $ 493,000 $ 306,000
Washington County Oregon 2 $ 231,000 $ 115,000 $ 85,000
Ector County Texas 2 $ 20,000 $ 10,000 $ 93,000
Kitsap County Washington 2 $ 210,000 $ 105,000 $ 50,000
Spokane County Washington 2 $ 3,001,000 $ 1,500,000 $ 21,000
Whatcom County Washington 2 $ 1,532,000 $ 766,000 $ 295,000
Sublette County Wyoming 2 $ 492,000 $ 246,000 $ 71,000
Uinta County Wyoming 2 $ 253,000 $ 126,000 $ 143,000
La Paz County Arizona 1 $ 279,000 $ 279,000 $ 82,000
Santa Cruz County Arizona 1 $ 287,000 $ 287,000 $ 130,000
San Francisco County California 1 $ 1,700,000 $ 1,700,000 $ 0
San Joaquin County California 1 $ 130,000 $ 130,000 $ 76,000
Tulare County California 1 $ 144,000 $ 144,000 $ 78,000
Tuolumne County California 1 $ 400,000 $ 400,000 $ 142,000
Archuleta County Colorado 1 $ 750,000 $ 750,000 $ 138,000
Broomfield County Colorado 1 $ 243,000 $ 243,000 $ 140,000
Gilpin County Colorado 1 $ 5,000 $ 5,000 $ 140,000
Ouray County Colorado 1 $ 175,000 $ 175,000 $ 63,000
Rio Grande County Colorado 1 $ 455,000 $ 455,000 $ 240,000
Hartford County Connecticut 1 $ 415,000 $ 415,000 $ 0
Broward County Florida 1 $ 504,000 $ 504,000 $ 0
Lee County Florida 1 $ 1,031,000 $ 1,031,000 $ 0
Leon County Florida 1 $ 264,000 $ 264,000 $ 96,000
Miami-Dade County Florida 1 $ 2,000,000 $ 2,000,000 $ 0
Pinellas County Florida 1 $ 200,000 $ 200,000 $ 0
St. Lucie County Florida 1 $ 531,000 $ 531,000 $ 0
Bartow County Georgia 1 $ 140,000 $ 140,000 $ 62,000
Honolulu County Hawaii 1 $ 965,000 $ 965,000 $ 0
Boundary County Idaho 1 $ 220,000 $ 220,000 $ 67,000
Idaho County Idaho 1 $ 160,000 $ 160,000 $ 29,000
Shawnee County Kansas 1 $ 1,000 $ 1,000 $ 0
Fayette County Kentucky 1 $ 3,000,000 $ 3,000,000 $ 0
Cumberland County Maine 1 $ 195,000 $ 195,000 $ 96,000
Missoula County Montana 1 $ 182,000 $ 182,000 $ 62,000
Carson City County Nevada 1 $ 160,000 $ 160,000 $ 49,000
Eureka County Nevada 1 $ 135,000 $ 135,000 $ 55,000
Pershing County Nevada 1 $ 130,000 $ 130,000 $ 0
Grant County New Mexico 1 $ 10,000 $ 10,000 $ 46,000
Bronx County New York 1 $ 20,000 $ 20,000 $ 0
Harnett County North Carolina 1 $ 20,000 $ 20,000 $ 53,000
Love County Oklahoma 1 $ 83,000 $ 83,000 $ 41,000
Benton County Oregon 1 $ 146,000 $ 146,000 $ 216,000
Clackamas County Oregon 1 $ 920,000 $ 920,000 $ 243,000
Columbia County Oregon 1 $ 688,000 $ 688,000 $ 202,000
Jefferson County Oregon 1 $ 138,000 $ 138,000 $ 52,000
Tillamook County Oregon 1 $ 313,000 $ 313,000 $ 162,000
Denton County Texas 1 $ 500,000 $ 500,000 $ 0
Ellis County Texas 1 $ 620,000 $ 620,000 $ 0
Midland County Texas 1 $ 20,000 $ 20,000 $ 85,000
Tarrant County Texas 1 $ 1,203,000 $ 1,203,000 $ 0
Travis County Texas 1 $ 114,000 $ 114,000 $ 243,000
Williamson County Texas 1 $ 207,000 $ 207,000 $ 50,000
Daggett County Utah 1 $ 240,000 $ 240,000 $ 66,000
Fairfax County Virginia 1 $ 417,000 $ 417,000 $ 142,000
Loudoun County Virginia 1 $ 240,000 $ 240,000 $ 126,000
Prince William County Virginia 1 $ 1,000 $ 1,000 $ 8,000
Clark County Washington 1 $ 912,000 $ 912,000 $ 240,000
Franklin County Washington 1 $ 316,000 $ 316,000 $ 120,000
Jefferson County Washington 1 $ 223,000 $ 223,000 $ 240,000
Mason County Washington 1 $ 130,000 $ 130,000 $ 36,000
Skagit County Washington 1 $ 570,000 $ 570,000 $ 341,000
Snohomish County Washington 1 $ 350,000 $ 350,000 $ 72,000
Fremont County Wyoming 1 $ 283,000 $ 283,000 $ 66,000
Sweetwater County Wyoming 1 $ 152,000 $ 152,000 $ 53,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Utah, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Zions First National Bank in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,689 $607,714,000 $226,000 $5,600,000 $99,000 $2,630,000
Home Purchase 2,628 $833,010,000 $316,000 $4,000,000 $145,000 $6,000,000
Home Improvement 579 $39,762,000 $68,000 $1,823,000 $85,000 $2,339,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,949 $1,207,547,000 $243,000 $4,130,000 $121,000 $6,000,000
Not Provided 414 $124,132,000 $299,000 $5,600,000 $131,000 $2,050,000
Hispanic 300 $50,072,000 $166,000 $1,238,000 $73,000 $1,200,000
Asian 73 $22,831,000 $312,000 $1,700,000 $107,000 $463,000
Not applicable 70 $60,414,000 $863,000 $3,100,000 $0 $0
Black or African American 35 $6,277,000 $179,000 $400,000 $287,000 $1,058,000
American Indian or Alaskan Native 31 $4,171,000 $134,000 $417,000 $103,000 $404,000
Native Hawaiian or Other Pacific Islander 24 $5,042,000 $210,000 $563,000 $82,000 $192,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,538 $1,421,649,000 $256,000 $5,600,000 $122,000 $6,000,000
FHA-insured (Federal Housing Administration) 329 $53,156,000 $161,000 $344,000 $58,000 $342,000
VA-guaranteed (Veterans Administration) 18 $3,685,000 $204,000 $431,000 $59,000 $100,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 11 $1,996,000 $181,000 $219,000 $78,000 $405,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,981 $735,092,000 $246,000 $5,600,000 $123,000 $6,000,000
Application Denied By Financial Institution 1,294 $301,132,000 $232,000 $3,150,000 $99,000 $1,728,000
Application Approved But Not Accepted 1,176 $310,059,000 $263,000 $3,750,000 $123,000 $2,050,000
Loan Purchased By The Institution 381 $110,994,000 $291,000 $2,210,000 $132,000 $1,902,000
Application Withdrawn By Applicant 39 $15,053,000 $385,000 $4,000,000 $83,000 $463,000
File Closed For Incompleteness 25 $8,156,000 $326,000 $1,500,000 $134,000 $1,200,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 470 $52,251,000 $111,000 $1,000,000 $72,000 $600,000
Debt-To-Income Ratio 358 $95,171,000 $265,000 $3,150,000 $74,000 $822,000
Collateral 249 $69,427,000 $278,000 $2,750,000 $121,000 $822,000
Other 92 $27,740,000 $301,000 $2,750,000 $163,000 $1,728,000
Credit Application Incomplete 66 $35,961,000 $544,000 $3,000,000 $229,000 $1,341,000
Insufficient Cash (Downpayment, Closing Cost) 16 $6,381,000 $398,000 $999,000 $145,000 $566,000
Mortgage Insurance Denied 16 $4,233,000 $264,000 $636,000 $80,000 $183,000
Employment History 15 $3,588,000 $239,000 $1,000,000 $77,000 $384,000
Unverifiable Information 12 $6,380,000 $531,000 $1,364,000 $236,000 $1,329,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in UT, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Utah, and search similar information at your convenience.

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