Zions First National Bank
Mortgage Loan Application
Totals and Details
for 2007
Find mortgage loan statistics, lending data, and loan application totals for Utah.
The mortgage statistics and data below are specific to mortgage loan applications for Zions First National Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Zions First National Bank One S Main St 11Th Fl Salt Lake City, UT 84133 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,774 |
| Total Mortgage Loan Application Amount | $1,383,896,000 |
| Average Mortgage Loan Application Amount | $191,666 |
| Highest Mortgage Loan Application Amount | $10,800,000 |
| Average Applicant Income | $95,333 |
| Highest Applicant Income | $6,572,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in UT, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 947 | $ 195,826,000 | $ 206,000 | $ 105,000 |
| Utah County Utah | 491 | $ 110,204,000 | $ 224,000 | $ 129,000 |
| Washington County Utah | 350 | $ 75,272,000 | $ 215,000 | $ 103,000 |
| Davis County Utah | 264 | $ 54,782,000 | $ 207,000 | $ 95,000 |
| Cache County Utah | 250 | $ 39,628,000 | $ 158,000 | $ 83,000 |
| Weber County Utah | 158 | $ 28,224,000 | $ 178,000 | $ 94,000 |
| Sevier County Utah | 152 | $ 18,410,000 | $ 121,000 | $ 68,000 |
| Uintah County Utah | 152 | $ 21,325,000 | $ 140,000 | $ 72,000 |
| Bonneville County Idaho | 137 | $ 25,957,000 | $ 189,000 | $ 97,000 |
| Iron County Utah | 126 | $ 24,854,000 | $ 197,000 | $ 128,000 |
| Summit County Utah | 121 | $ 67,746,000 | $ 559,000 | $ 270,000 |
| Millard County Utah | 104 | $ 11,091,000 | $ 106,000 | $ 72,000 |
| Bannock County Idaho | 95 | $ 11,254,000 | $ 118,000 | $ 72,000 |
| Duchesne County Utah | 94 | $ 8,917,000 | $ 94,000 | $ 73,000 |
| Sanpete County Utah | 91 | $ 10,943,000 | $ 120,000 | $ 61,000 |
| Box Elder County Utah | 89 | $ 14,389,000 | $ 161,000 | $ 66,000 |
| Maricopa County Arizona | 83 | $ 65,144,000 | $ 784,000 | $ 240,000 |
| Kane County Utah | 75 | $ 13,706,000 | $ 182,000 | $ 104,000 |
| Carbon County Utah | 71 | $ 5,740,000 | $ 80,000 | $ 61,000 |
| Bingham County Idaho | 70 | $ 10,929,000 | $ 156,000 | $ 83,000 |
| Wasatch County Utah | 66 | $ 29,557,000 | $ 447,000 | $ 195,000 |
| Tooele County Utah | 64 | $ 9,679,000 | $ 151,000 | $ 64,000 |
| Coconino County Arizona | 63 | $ 21,918,000 | $ 347,000 | $ 141,000 |
| Ada County Idaho | 62 | $ 15,930,000 | $ 256,000 | $ 134,000 |
| Canyon County Idaho | 61 | $ 8,441,000 | $ 138,000 | $ 71,000 |
| Latah County Idaho | 60 | $ 9,113,000 | $ 151,000 | $ 82,000 |
| Nez Perce County Idaho | 60 | $ 8,388,000 | $ 139,000 | $ 76,000 |
| Jefferson County Idaho | 58 | $ 8,948,000 | $ 154,000 | $ 76,000 |
| Twin Falls County Idaho | 57 | $ 8,842,000 | $ 155,000 | $ 85,000 |
| Mohave County Arizona | 55 | $ 17,264,000 | $ 313,000 | $ 242,000 |
| Yavapai County Arizona | 52 | $ 22,130,000 | $ 425,000 | $ 138,000 |
| Garfield County Utah | 52 | $ 7,265,000 | $ 139,000 | $ 71,000 |
| San Juan County Utah | 50 | $ 4,722,000 | $ 94,000 | $ 57,000 |
| Bear Lake County Idaho | 48 | $ 5,314,000 | $ 110,000 | $ 89,000 |
| Emery County Utah | 48 | $ 4,131,000 | $ 86,000 | $ 65,000 |
| Pima County Arizona | 42 | $ 20,292,000 | $ 483,000 | $ 144,000 |
| Grand County Utah | 42 | $ 6,321,000 | $ 150,000 | $ 91,000 |
| Payette County Idaho | 39 | $ 4,221,000 | $ 108,000 | $ 51,000 |
| Rich County Utah | 38 | $ 6,205,000 | $ 163,000 | $ 119,000 |
| Clark County Nevada | 36 | $ 16,114,000 | $ 447,000 | $ 120,000 |
| Los Angeles County California | 33 | $ 41,882,000 | $ 1,269,000 | $ 1,000 |
| Washington County Idaho | 33 | $ 2,613,000 | $ 79,000 | $ 42,000 |
| Madison County Idaho | 32 | $ 8,759,000 | $ 273,000 | $ 87,000 |
| Cassia County Idaho | 28 | $ 3,390,000 | $ 121,000 | $ 58,000 |
| Navajo County Arizona | 27 | $ 5,963,000 | $ 220,000 | $ 124,000 |
| Fremont County Idaho | 25 | $ 6,121,000 | $ 244,000 | $ 176,000 |
| Yuma County Arizona | 22 | $ 5,666,000 | $ 257,000 | $ 88,000 |
| Gila County Arizona | 21 | $ 6,316,000 | $ 300,000 | $ 125,000 |
| Minidoka County Idaho | 20 | $ 1,674,000 | $ 83,000 | $ 131,000 |
| Cochise County Arizona | 15 | $ 4,044,000 | $ 269,000 | $ 106,000 |
| Gooding County Idaho | 15 | $ 1,097,000 | $ 73,000 | $ 60,000 |
| Owyhee County Idaho | 15 | $ 1,493,000 | $ 99,000 | $ 68,000 |
| Mesa County Colorado | 14 | $ 5,980,000 | $ 427,000 | $ 123,000 |
| Beaver County Utah | 14 | $ 1,920,000 | $ 137,000 | $ 73,000 |
| Jerome County Idaho | 13 | $ 1,616,000 | $ 124,000 | $ 66,000 |
| Lincoln County Wyoming | 13 | $ 2,163,000 | $ 166,000 | $ 121,000 |
| Pinal County Arizona | 12 | $ 4,399,000 | $ 366,000 | $ 93,000 |
| Montezuma County Colorado | 12 | $ 2,272,000 | $ 189,000 | $ 95,000 |
| Asotin County Washington | 12 | $ 1,939,000 | $ 161,000 | $ 63,000 |
| Whitman County Washington | 12 | $ 2,271,000 | $ 189,000 | $ 72,000 |
| Malheur County Oregon | 11 | $ 1,810,000 | $ 164,000 | $ 91,000 |
| Piute County Utah | 11 | $ 1,171,000 | $ 106,000 | $ 58,000 |
| Franklin County Idaho | 10 | $ 1,578,000 | $ 157,000 | $ 55,000 |
| Elko County Nevada | 10 | $ 1,473,000 | $ 147,000 | $ 41,000 |
| Juab County Utah | 10 | $ 2,226,000 | $ 222,000 | $ 91,000 |
| Alameda County California | 9 | $ 9,614,000 | $ 1,068,000 | $ 124,000 |
| Denver County Colorado | 9 | $ 6,206,000 | $ 689,000 | $ 193,000 |
| San Diego County California | 8 | $ 7,595,000 | $ 949,000 | $ 103,000 |
| Wayne County Utah | 8 | $ 707,000 | $ 88,000 | $ 79,000 |
| Orange County California | 7 | $ 7,982,000 | $ 1,140,000 | $ 273,000 |
| Elmore County Idaho | 7 | $ 1,749,000 | $ 249,000 | $ 117,000 |
| Teton County Idaho | 7 | $ 3,219,000 | $ 459,000 | $ 231,000 |
| Valley County Idaho | 7 | $ 2,276,000 | $ 325,000 | $ 122,000 |
| Morgan County Utah | 7 | $ 2,357,000 | $ 336,000 | $ 87,000 |
| Riverside County California | 6 | $ 6,326,000 | $ 1,054,000 | $ 242,000 |
| San Bernardino County California | 6 | $ 3,124,000 | $ 520,000 | $ 20,000 |
| Jefferson County Colorado | 6 | $ 3,242,000 | $ 540,000 | $ 234,000 |
| Blaine County Idaho | 6 | $ 2,013,000 | $ 335,000 | $ 206,000 |
| Lincoln County Idaho | 6 | $ 764,000 | $ 127,000 | $ 69,000 |
| La Plata County Colorado | 5 | $ 3,140,000 | $ 628,000 | $ 139,000 |
| Montrose County Colorado | 5 | $ 1,552,000 | $ 310,000 | $ 103,000 |
| Caribou County Idaho | 5 | $ 226,000 | $ 45,000 | $ 53,000 |
| Custer County Idaho | 5 | $ 613,000 | $ 122,000 | $ 45,000 |
| Power County Idaho | 5 | $ 549,000 | $ 109,000 | $ 98,000 |
| Washoe County Nevada | 5 | $ 1,213,000 | $ 242,000 | $ 178,000 |
| Midland County Texas | 5 | $ 26,064,000 | $ 5,212,000 | $ 0 |
| Spokane County Washington | 5 | $ 1,413,000 | $ 282,000 | $ 79,000 |
| Apache County Arizona | 4 | $ 537,000 | $ 134,000 | $ 101,000 |
| Graham County Arizona | 4 | $ 657,000 | $ 164,000 | $ 43,000 |
| Archuleta County Colorado | 4 | $ 1,852,000 | $ 463,000 | $ 107,000 |
| Pueblo County Colorado | 4 | $ 997,000 | $ 249,000 | $ 73,000 |
| Summit County Colorado | 4 | $ 4,009,000 | $ 1,002,000 | $ 375,000 |
| Oneida County Idaho | 4 | $ 409,000 | $ 102,000 | $ 52,000 |
| Ector County Texas | 4 | $ 17,966,000 | $ 4,491,000 | $ 0 |
| King County Washington | 4 | $ 6,530,000 | $ 1,632,000 | $ 0 |
| Anchorage County Alaska | 3 | $ 1,919,000 | $ 639,000 | $ 0 |
| Fresno County California | 3 | $ 1,578,000 | $ 526,000 | $ 61,000 |
| Boulder County Colorado | 3 | $ 2,197,000 | $ 732,000 | $ 176,000 |
| Douglas County Colorado | 3 | $ 2,417,000 | $ 805,000 | $ 216,000 |
| El Paso County Colorado | 3 | $ 1,950,000 | $ 650,000 | $ 138,000 |
| Garfield County Colorado | 3 | $ 941,000 | $ 313,000 | $ 125,000 |
| Pitkin County Colorado | 3 | $ 685,000 | $ 228,000 | $ 88,000 |
| Routt County Colorado | 3 | $ 1,503,000 | $ 501,000 | $ 310,000 |
| San Miguel County Colorado | 3 | $ 2,810,000 | $ 936,000 | $ 249,000 |
| Teller County Colorado | 3 | $ 1,712,000 | $ 570,000 | $ 198,000 |
| Adams County Idaho | 3 | $ 246,000 | $ 82,000 | $ 46,000 |
| Kootenai County Idaho | 3 | $ 1,369,000 | $ 456,000 | $ 469,000 |
| Shoshone County Idaho | 3 | $ 143,000 | $ 47,000 | $ 20,000 |
| Lincoln County Nevada | 3 | $ 655,000 | $ 218,000 | $ 89,000 |
| Nye County Nevada | 3 | $ 1,433,000 | $ 477,000 | $ 37,000 |
| Middlesex County New Jersey | 3 | $ 580,000 | $ 193,000 | $ 251,000 |
| Bernalillo County New Mexico | 3 | $ 5,467,000 | $ 1,822,000 | $ 0 |
| Multnomah County Oregon | 3 | $ 2,282,000 | $ 760,000 | $ 0 |
| Sublette County Wyoming | 3 | $ 914,000 | $ 304,000 | $ 96,000 |
| Greenlee County Arizona | 2 | $ 179,000 | $ 89,000 | $ 46,000 |
| La Paz County Arizona | 2 | $ 1,099,000 | $ 549,000 | $ 131,000 |
| Arapahoe County Colorado | 2 | $ 426,000 | $ 213,000 | $ 28,000 |
| Fremont County Colorado | 2 | $ 972,000 | $ 486,000 | $ 143,000 |
| Moffat County Colorado | 2 | $ 379,000 | $ 189,000 | $ 71,000 |
| Ouray County Colorado | 2 | $ 1,295,000 | $ 647,000 | $ 210,000 |
| Weld County Colorado | 2 | $ 1,323,000 | $ 661,000 | $ 170,000 |
| Butte County Idaho | 2 | $ 435,000 | $ 217,000 | $ 47,000 |
| Camas County Idaho | 2 | $ 550,000 | $ 275,000 | $ 149,000 |
| Clark County Idaho | 2 | $ 169,000 | $ 84,000 | $ 62,000 |
| Clearwater County Idaho | 2 | $ 488,000 | $ 244,000 | $ 298,000 |
| Gem County Idaho | 2 | $ 547,000 | $ 273,000 | $ 78,000 |
| Idaho County Idaho | 2 | $ 360,000 | $ 180,000 | $ 72,000 |
| Lemhi County Idaho | 2 | $ 202,000 | $ 101,000 | $ 58,000 |
| Cumberland County Maine | 2 | $ 1,028,000 | $ 514,000 | $ 0 |
| Hamilton County Ohio | 2 | $ 1,617,000 | $ 808,000 | $ 0 |
| Baker County Oregon | 2 | $ 280,000 | $ 140,000 | $ 49,000 |
| Lincoln County Oregon | 2 | $ 426,000 | $ 213,000 | $ 140,000 |
| Daggett County Utah | 2 | $ 192,000 | $ 96,000 | $ 65,000 |
| Benton County Washington | 2 | $ 355,000 | $ 177,000 | $ 105,000 |
| Garfield County Washington | 2 | $ 405,000 | $ 202,000 | $ 75,000 |
| Walla Walla County Washington | 2 | $ 427,000 | $ 213,000 | $ 134,000 |
| Sweetwater County Wyoming | 2 | $ 250,000 | $ 125,000 | $ 156,000 |
| Jefferson County Arkansas | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Saline County Arkansas | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Contra Costa County California | 1 | $ 1,940,000 | $ 1,940,000 | $ 0 |
| Del Norte County California | 1 | $ 268,000 | $ 268,000 | $ 105,000 |
| Humboldt County California | 1 | $ 380,000 | $ 380,000 | $ 105,000 |
| Kern County California | 1 | $ 158,000 | $ 158,000 | $ 35,000 |
| Kings County California | 1 | $ 197,000 | $ 197,000 | $ 49,000 |
| Mariposa County California | 1 | $ 430,000 | $ 430,000 | $ 141,000 |
| Merced County California | 1 | $ 321,000 | $ 321,000 | $ 0 |
| Placer County California | 1 | $ 326,000 | $ 326,000 | $ 156,000 |
| San Mateo County California | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Solano County California | 1 | $ 2,520,000 | $ 2,520,000 | $ 403,000 |
| Stanislaus County California | 1 | $ 155,000 | $ 155,000 | $ 1,078,000 |
| Adams County Colorado | 1 | $ 136,000 | $ 136,000 | $ 72,000 |
| Clear Creek County Colorado | 1 | $ 309,000 | $ 309,000 | $ 146,000 |
| Delta County Colorado | 1 | $ 417,000 | $ 417,000 | $ 385,000 |
| Dolores County Colorado | 1 | $ 320,000 | $ 320,000 | $ 96,000 |
| Eagle County Colorado | 1 | $ 600,000 | $ 600,000 | $ 118,000 |
| Elbert County Colorado | 1 | $ 577,000 | $ 577,000 | $ 139,000 |
| Grand County Colorado | 1 | $ 260,000 | $ 260,000 | $ 109,000 |
| Park County Colorado | 1 | $ 210,000 | $ 210,000 | $ 145,000 |
| Rio Blanco County Colorado | 1 | $ 100,000 | $ 100,000 | $ 102,000 |
| Rio Grande County Colorado | 1 | $ 450,000 | $ 450,000 | $ 180,000 |
| Kent County Delaware | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Broward County Florida | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Hernando County Florida | 1 | $ 646,000 | $ 646,000 | $ 0 |
| Lee County Florida | 1 | $ 1,015,000 | $ 1,015,000 | $ 0 |
| Manatee County Florida | 1 | $ 394,000 | $ 394,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 927,000 | $ 927,000 | $ 0 |
| Pinellas County Florida | 1 | $ 500,000 | $ 500,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Lowndes County Georgia | 1 | $ 2,010,000 | $ 2,010,000 | $ 0 |
| Muscogee County Georgia | 1 | $ 1,000 | $ 1,000 | $ 49,000 |
| Kauai County Hawaii | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Maui County Hawaii | 1 | $ 348,000 | $ 348,000 | $ 0 |
| Benewah County Idaho | 1 | $ 210,000 | $ 210,000 | $ 124,000 |
| Boise County Idaho | 1 | $ 123,000 | $ 123,000 | $ 21,000 |
| Bonner County Idaho | 1 | $ 1,000,000 | $ 1,000,000 | $ 330,000 |
| Lewis County Idaho | 1 | $ 24,000 | $ 24,000 | $ 39,000 |
| Elkhart County Indiana | 1 | $ 511,000 | $ 511,000 | $ 0 |
| Dubuque County Iowa | 1 | $ 509,000 | $ 509,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 3,000 | $ 3,000 | $ 7,000 |
| East Baton Rouge County Louisiana | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Iberia County Louisiana | 1 | $ 790,000 | $ 790,000 | $ 0 |
| Lafayette County Louisiana | 1 | $ 450,000 | $ 450,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 1,097,000 | $ 1,097,000 | $ 0 |
| Eaton County Michigan | 1 | $ 1,062,000 | $ 1,062,000 | $ 0 |
| Macomb County Michigan | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| Lafayette County Mississippi | 1 | $ 1,230,000 | $ 1,230,000 | $ 0 |
| Cascade County Montana | 1 | $ 180,000 | $ 180,000 | $ 84,000 |
| Glacier County Montana | 1 | $ 72,000 | $ 72,000 | $ 44,000 |
| Yellowstone County Montana | 1 | $ 151,000 | $ 151,000 | $ 72,000 |
| Douglas County Nebraska | 1 | $ 458,000 | $ 458,000 | $ 0 |
| White Pine County Nevada | 1 | $ 213,000 | $ 213,000 | $ 86,000 |
| Monmouth County New Jersey | 1 | $ 1,240,000 | $ 1,240,000 | $ 0 |
| Curry County New Mexico | 1 | $ 889,000 | $ 889,000 | $ 0 |
| Dona Ana County New Mexico | 1 | $ 260,000 | $ 260,000 | $ 156,000 |
| Otero County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Roosevelt County New Mexico | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| San Juan County New Mexico | 1 | $ 98,000 | $ 98,000 | $ 64,000 |
| Santa Fe County New Mexico | 1 | $ 750,000 | $ 750,000 | $ 300,000 |
| Westchester County New York | 1 | $ 796,000 | $ 796,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Columbia County Oregon | 1 | $ 591,000 | $ 591,000 | $ 144,000 |
| Grant County Oregon | 1 | $ 248,000 | $ 248,000 | $ 88,000 |
| Marion County Oregon | 1 | $ 1,776,000 | $ 1,776,000 | $ 0 |
| Polk County Oregon | 1 | $ 128,000 | $ 128,000 | $ 45,000 |
| Union County Oregon | 1 | $ 140,000 | $ 140,000 | $ 71,000 |
| Wallowa County Oregon | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Washington County Oregon | 1 | $ 324,000 | $ 324,000 | $ 0 |
| Horry County South Carolina | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Knox County Tennessee | 1 | $ 563,000 | $ 563,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 2,765,000 | $ 2,765,000 | $ 0 |
| Calhoun County Texas | 1 | $ 275,000 | $ 275,000 | $ 81,000 |
| Collin County Texas | 1 | $ 1,900,000 | $ 1,900,000 | $ 0 |
| Dallas County Texas | 1 | $ 2,000 | $ 2,000 | $ 0 |
| El Paso County Texas | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Harris County Texas | 1 | $ 197,000 | $ 197,000 | $ 71,000 |
| Travis County Texas | 1 | $ 899,000 | $ 899,000 | $ 0 |
| Williamson County Texas | 1 | $ 80,000 | $ 80,000 | $ 182,000 |
| Grant County Washington | 1 | $ 210,000 | $ 210,000 | $ 104,000 |
| Pend Oreille County Washington | 1 | $ 272,000 | $ 272,000 | $ 74,000 |
| Snohomish County Washington | 1 | $ 253,000 | $ 253,000 | $ 0 |
| Grant County Wisconsin | 1 | $ 762,000 | $ 762,000 | $ 0 |
| Teton County Wyoming | 1 | $ 417,000 | $ 417,000 | $ 840,000 |
| Uinta County Wyoming | 1 | $ 81,000 | $ 81,000 | $ 66,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Utah,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Zions First National Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,819 | $922,793,000 | $327,000 | $10,800,000 | $127,000 | $6,572,000 |
| Refinancing | 2,151 | $416,610,000 | $193,000 | $6,000,000 | $87,000 | $3,384,000 |
| Home Improvement | 804 | $44,493,000 | $55,000 | $1,950,000 | $72,000 | $1,750,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,780 | $1,025,617,000 | $214,000 | $6,000,000 | $108,000 | $6,572,000 |
| Not Provided | 369 | $104,080,000 | $282,000 | $2,801,000 | $131,000 | $1,504,000 |
| Hispanic | 361 | $68,636,000 | $190,000 | $3,619,000 | $70,000 | $1,750,000 |
| Not applicable | 139 | $155,180,000 | $1,116,000 | $10,800,000 | $0 | $0 |
| Asian | 66 | $15,589,000 | $236,000 | $1,491,000 | $98,000 | $450,000 |
| American Indian or Alaskan Native | 31 | $4,283,000 | $138,000 | $565,000 | $94,000 | $384,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $5,950,000 | $313,000 | $2,979,000 | $109,000 | $793,000 |
| Black or African American | 9 | $4,561,000 | $506,000 | $3,000,000 | $170,000 | $732,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,568 | $1,353,209,000 | $243,000 | $10,800,000 | $106,000 | $6,572,000 |
| FHA-insured (Federal Housing Administration) | 189 | $27,274,000 | $144,000 | $246,000 | $51,000 | $304,000 |
| VA-guaranteed (Veterans Administration) | 14 | $2,992,000 | $213,000 | $409,000 | $59,000 | $121,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $421,000 | $140,000 | $212,000 | $34,000 | $45,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,100 | $581,832,000 | $187,000 | $3,500,000 | $100,000 | $2,873,000 |
| Application Denied By Financial Institution | 1,153 | $220,320,000 | $191,000 | $3,619,000 | $90,000 | $6,572,000 |
| Application Approved But Not Accepted | 991 | $241,989,000 | $244,000 | $6,000,000 | $109,000 | $2,102,000 |
| Loan Purchased By The Institution | 499 | $313,973,000 | $629,000 | $10,800,000 | $150,000 | $2,658,000 |
| Application Withdrawn By Applicant | 27 | $24,366,000 | $902,000 | $3,500,000 | $133,000 | $2,102,000 |
| File Closed For Incompleteness | 4 | $1,416,000 | $354,000 | $960,000 | $165,000 | $540,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 588 | $62,678,000 | $106,000 | $1,400,000 | $75,000 | $3,384,000 |
| Debt-To-Income Ratio | 258 | $65,823,000 | $255,000 | $2,860,000 | $95,000 | $6,572,000 |
| Collateral | 195 | $42,012,000 | $215,000 | $2,673,000 | $102,000 | $720,000 |
| Other | 49 | $22,104,000 | $451,000 | $3,619,000 | $121,000 | $965,000 |
| Unverifiable Information | 27 | $6,292,000 | $233,000 | $1,400,000 | $91,000 | $456,000 |
| Credit Application Incomplete | 19 | $9,804,000 | $516,000 | $1,950,000 | $152,000 | $420,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $10,665,000 | $888,000 | $2,860,000 | $262,000 | $912,000 |
| Employment History | 4 | $714,000 | $178,000 | $295,000 | $59,000 | $144,000 |
| Mortgage Insurance Denied | 1 | $228,000 | $228,000 | $228,000 | $67,000 | $67,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in UT, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Utah, and search similar information at your convenience.