Your Equity Source
Mortgage Loan Application
Totals and Details
for 2006

Find mortgage loan statistics, lending data, and loan application totals for Florida.
The mortgage statistics and data below are specific to mortgage loan applications for Your Equity Source.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Your Equity Source
2935 1St Avenue North Suite 2
Saint Petersburg, FL 33713
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 203
Total Mortgage Loan Application Amount $28,451,000
Average Mortgage Loan Application Amount $113,333
Highest Mortgage Loan Application Amount $390,000
Average Applicant Income $53,333
Highest Applicant Income $175,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in FL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Your Equity Source by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Pinellas County Florida 38 $ 5,031,000 $ 132,000 $ 47,000
Hillsborough County Florida 27 $ 3,762,000 $ 139,000 $ 54,000
Pasco County Florida 20 $ 2,653,000 $ 132,000 $ 57,000
Manatee County Florida 12 $ 2,275,000 $ 189,000 $ 77,000
Polk County Florida 9 $ 1,094,000 $ 121,000 $ 53,000
Sarasota County Florida 8 $ 1,017,000 $ 127,000 $ 54,000
DeSoto County Florida 6 $ 804,000 $ 134,000 $ 41,000
Duval County Florida 4 $ 377,000 $ 94,000 $ 50,000
Marion County Florida 4 $ 366,000 $ 91,000 $ 39,000
Lee County Florida 3 $ 386,000 $ 128,000 $ 44,000
Alachua County Florida 2 $ 244,000 $ 122,000 $ 64,000
Clay County Florida 2 $ 155,000 $ 77,000 $ 48,000
Hernando County Florida 2 $ 312,000 $ 156,000 $ 53,000
Highlands County Florida 2 $ 125,000 $ 62,000 $ 42,000
Palm Beach County Florida 2 $ 606,000 $ 303,000 $ 94,000
St. Lucie County Florida 2 $ 165,000 $ 82,000 $ 48,000
Sumter County Florida 2 $ 248,000 $ 124,000 $ 52,000
Charlotte County Florida 1 $ 240,000 $ 240,000 $ 80,000
Citrus County Florida 1 $ 135,000 $ 135,000 $ 69,000
Collier County Florida 1 $ 162,000 $ 162,000 $ 78,000
Columbia County Florida 1 $ 150,000 $ 150,000 $ 100,000
Flagler County Florida 1 $ 224,000 $ 224,000 $ 72,000
Indian River County Florida 1 $ 127,000 $ 127,000 $ 46,000
Lake County Florida 1 $ 76,000 $ 76,000 $ 38,000
Seminole County Florida 1 $ 124,000 $ 124,000 $ 50,000
St. Johns County Florida 1 $ 86,000 $ 86,000 $ 24,000
Volusia County Florida 1 $ 123,000 $ 123,000 $ 49,000
Ada County Idaho 1 $ 178,000 $ 178,000 $ 87,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Florida, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Your Equity Source in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 133 $17,954,000 $134,000 $390,000 $52,000 $145,000
Home Purchase 68 $10,388,000 $152,000 $350,000 $53,000 $175,000
Home Improvement 2 $109,000 $54,000 $87,000 $55,000 $65,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 139 $19,494,000 $140,000 $390,000 $54,000 $175,000
Black or African American 38 $5,234,000 $137,000 $320,000 $47,000 $100,000
Hispanic 15 $2,032,000 $135,000 $216,000 $55,000 $110,000
Not Provided 10 $1,466,000 $146,000 $275,000 $50,000 $72,000
Asian 1 $225,000 $225,000 $225,000 $78,000 $78,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 133 $19,796,000 $148,000 $390,000 $55,000 $175,000
FHA-insured (Federal Housing Administration) 65 $7,834,000 $120,000 $216,000 $47,000 $117,000
VA-guaranteed (Veterans Administration) 5 $821,000 $164,000 $274,000 $53,000 $75,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Approved But Not Accepted 46 $6,700,000 $145,000 $365,000 $56,000 $145,000
Loan Originated 42 $5,671,000 $135,000 $350,000 $57,000 $175,000
File Closed For Incompleteness 41 $6,576,000 $160,000 $323,000 $52,000 $100,000
Application Withdrawn By Applicant 34 $4,419,000 $129,000 $320,000 $45,000 $87,000
Application Denied By Financial Institution 26 $3,076,000 $118,000 $390,000 $52,000 $120,000
Preapproval Approved but not Accepted 8 $1,059,000 $132,000 $197,000 $54,000 $117,000
Preapproval Denied by Financial Institution 6 $950,000 $158,000 $200,000 $44,000 $70,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 17 $2,389,000 $140,000 $390,000 $57,000 $120,000
Debt-To-Income Ratio 5 $454,000 $90,000 $150,000 $38,000 $65,000
Other 2 $271,000 $135,000 $196,000 $55,000 $76,000
Unverifiable Information 2 $247,000 $123,000 $137,000 $39,000 $44,000
Collateral 1 $92,000 $92,000 $92,000 $43,000 $43,000
Credit Application Incomplete 1 $80,000 $80,000 $80,000 $54,000 $54,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in FL, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Florida, and search similar information at your convenience.

Download the Florida Lender List