Your Community Bank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Indiana.
The mortgage statistics and data below are specific to mortgage loan applications for Your Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Your Community Bank 101 W Main St New Albany, IN 47150 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,126 |
| Total Mortgage Loan Application Amount | $126,515,000 |
| Average Mortgage Loan Application Amount | $135,000 |
| Highest Mortgage Loan Application Amount | $2,250,000 |
| Average Applicant Income | $58,846 |
| Highest Applicant Income | $3,202,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Indiana | 306 | $ 27,788,000 | $ 90,000 | $ 57,000 |
| Floyd County Indiana | 239 | $ 27,285,000 | $ 114,000 | $ 59,000 |
| Jefferson County Kentucky | 115 | $ 19,834,000 | $ 172,000 | $ 63,000 |
| Nelson County Kentucky | 102 | $ 8,983,000 | $ 88,000 | $ 41,000 |
| Montgomery County Ohio | 23 | $ 2,478,000 | $ 107,000 | $ 35,000 |
| Harrison County Indiana | 21 | $ 2,599,000 | $ 123,000 | $ 42,000 |
| Oldham County Kentucky | 12 | $ 1,434,000 | $ 119,000 | $ 55,000 |
| Marion County Indiana | 10 | $ 814,000 | $ 81,000 | $ 52,000 |
| Madison County Kentucky | 10 | $ 893,000 | $ 89,000 | $ 76,000 |
| Franklin County Ohio | 10 | $ 1,125,000 | $ 112,000 | $ 47,000 |
| Hamilton County Ohio | 10 | $ 1,289,000 | $ 128,000 | $ 48,000 |
| Bullitt County Kentucky | 9 | $ 838,000 | $ 93,000 | $ 33,000 |
| Scott County Indiana | 8 | $ 746,000 | $ 93,000 | $ 52,000 |
| Clark County Kentucky | 8 | $ 1,374,000 | $ 171,000 | $ 81,000 |
| Fayette County Kentucky | 8 | $ 1,138,000 | $ 142,000 | $ 82,000 |
| Butler County Ohio | 8 | $ 1,015,000 | $ 126,000 | $ 48,000 |
| Greene County Ohio | 7 | $ 1,842,000 | $ 263,000 | $ 76,000 |
| Washington County Indiana | 6 | $ 602,000 | $ 100,000 | $ 54,000 |
| Mercer County Kentucky | 6 | $ 982,000 | $ 163,000 | $ 161,000 |
| Shelby County Kentucky | 5 | $ 1,081,000 | $ 216,000 | $ 43,000 |
| Spencer County Kentucky | 5 | $ 610,000 | $ 122,000 | $ 51,000 |
| Clermont County Ohio | 4 | $ 550,000 | $ 137,000 | $ 45,000 |
| Warren County Ohio | 4 | $ 754,000 | $ 188,000 | $ 67,000 |
| Lee County Florida | 3 | $ 884,000 | $ 294,000 | $ 132,000 |
| Jefferson County Indiana | 3 | $ 337,000 | $ 112,000 | $ 57,000 |
| Jessamine County Kentucky | 3 | $ 675,000 | $ 225,000 | $ 86,000 |
| Marion County Kentucky | 3 | $ 215,000 | $ 71,000 | $ 63,000 |
| Meade County Kentucky | 3 | $ 338,000 | $ 112,000 | $ 45,000 |
| Scott County Kentucky | 3 | $ 239,000 | $ 79,000 | $ 49,000 |
| Washington County Kentucky | 3 | $ 336,000 | $ 112,000 | $ 83,000 |
| Miami County Ohio | 3 | $ 360,000 | $ 120,000 | $ 47,000 |
| Broward County Florida | 2 | $ 305,000 | $ 152,000 | $ 49,000 |
| Crawford County Indiana | 2 | $ 188,000 | $ 94,000 | $ 45,000 |
| Hamilton County Indiana | 2 | $ 1,201,000 | $ 600,000 | $ 257,000 |
| Johnson County Indiana | 2 | $ 155,000 | $ 77,000 | $ 30,000 |
| Porter County Indiana | 2 | $ 187,000 | $ 93,000 | $ 81,000 |
| Vigo County Indiana | 2 | $ 193,000 | $ 96,000 | $ 144,000 |
| Powell County Kentucky | 2 | $ 137,000 | $ 68,000 | $ 23,000 |
| Pulaski County Kentucky | 2 | $ 60,000 | $ 30,000 | $ 24,000 |
| Brown County Ohio | 2 | $ 207,000 | $ 103,000 | $ 65,000 |
| Clark County Ohio | 2 | $ 212,000 | $ 106,000 | $ 27,000 |
| Baker County Florida | 1 | $ 90,000 | $ 90,000 | $ 33,000 |
| Martin County Florida | 1 | $ 234,000 | $ 234,000 | $ 62,000 |
| Allen County Indiana | 1 | $ 63,000 | $ 63,000 | $ 21,000 |
| DeKalb County Indiana | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Grant County Indiana | 1 | $ 70,000 | $ 70,000 | $ 103,000 |
| Hendricks County Indiana | 1 | $ 112,000 | $ 112,000 | $ 61,000 |
| Kosciusko County Indiana | 1 | $ 85,000 | $ 85,000 | $ 107,000 |
| Orange County Indiana | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Shelby County Indiana | 1 | $ 249,000 | $ 249,000 | $ 63,000 |
| Vermillion County Indiana | 1 | $ 72,000 | $ 72,000 | $ 19,000 |
| Carlisle County Kentucky | 1 | $ 148,000 | $ 148,000 | $ 44,000 |
| Henderson County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| Montgomery County Kentucky | 1 | $ 218,000 | $ 218,000 | $ 72,000 |
| Taylor County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Woodford County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Fayette County Ohio | 1 | $ 138,000 | $ 138,000 | $ 8,000 |
| Hardin County Ohio | 1 | $ 169,000 | $ 169,000 | $ 64,000 |
| Mahoning County Ohio | 1 | $ 112,000 | $ 112,000 | $ 30,000 |
| Tuscarawas County Ohio | 1 | $ 200,000 | $ 200,000 | $ 288,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Indiana,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Your Community Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 567 | $69,372,000 | $184,200 | $1,069,000 | $81,600 | $686,000 |
| Refinancing | 464 | $51,031,000 | $126,000 | $1,900,000 | $52,250 | $3,202,000 |
| Home Improvement | 95 | $6,112,000 | $82,500 | $2,250,000 | $37,000 | $259,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 940 | $102,481,000 | $129,200 | $1,900,000 | $64,400 | $3,202,000 |
| Not Provided | 100 | $11,447,000 | $104,800 | $1,069,000 | $49,000 | $252,000 |
| Black or African American | 39 | $3,361,000 | $95,000 | $320,000 | $48,666 | $159,000 |
| Not applicable | 22 | $6,361,000 | $248,500 | $2,250,000 | $0 | $0 |
| Hispanic | 18 | $2,285,000 | $174,000 | $378,000 | $50,800 | $129,000 |
| Asian | 6 | $493,000 | $84,000 | $196,000 | $42,000 | $96,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $87,000 | $87,000 | $87,000 | $24,000 | $24,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,099 | $123,654,000 | $135,200 | $2,250,000 | $59,800 | $3,202,000 |
| FHA-insured (Federal Housing Administration) | 19 | $1,873,000 | $103,000 | $168,000 | $40,666 | $73,000 |
| VA-guaranteed (Veterans Administration) | 6 | $778,000 | $136,333 | $172,000 | $43,333 | $67,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $210,000 | $105,000 | $145,000 | $29,000 | $48,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 571 | $64,326,000 | $154,000 | $2,250,000 | $76,250 | $3,202,000 |
| Application Approved But Not Accepted | 204 | $27,177,000 | $165,250 | $1,900,000 | $67,250 | $600,000 |
| Application Denied By Financial Institution | 142 | $14,375,000 | $102,800 | $696,000 | $47,200 | $686,000 |
| Preapproval Approved but not Accepted | 100 | $9,135,000 | $91,000 | $400,000 | $37,000 | $177,000 |
| Application Withdrawn By Applicant | 61 | $5,929,000 | $111,500 | $520,000 | $43,000 | $107,000 |
| File Closed For Incompleteness | 28 | $4,007,000 | $163,750 | $565,000 | $94,500 | $372,000 |
| Preapproval Denied by Financial Institution | 20 | $1,566,000 | $78,000 | $150,000 | $27,000 | $67,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1 | $74,000 | $74,000 | $74,000 | $79,000 | $79,000 |
| Other | 1 | $250,000 | $250,000 | $250,000 | $67,000 | $67,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Indiana, and search similar information at your convenience.