Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Yadkin Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
Mortgage Company & Address | Yadkin Bank 325 East Front Street Statesville, NC 28677 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 3,433 |
Total Mortgage Loan Application Amount | $831,690,000 |
Average Mortgage Loan Application Amount | $249,000 |
Highest Mortgage Loan Application Amount | $14,000,000 |
Average Applicant Income | $84,666 |
Highest Applicant Income | $3,441,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Wake County North Carolina | 275 | $ 77,189,000 | $ 280,000 | $ 127,000 |
Guilford County North Carolina | 232 | $ 51,904,000 | $ 223,000 | $ 108,000 |
Iredell County North Carolina | 190 | $ 44,081,000 | $ 232,000 | $ 76,000 |
Beaufort County South Carolina | 173 | $ 45,815,000 | $ 264,000 | $ 162,000 |
Mecklenburg County North Carolina | 163 | $ 68,061,000 | $ 417,000 | $ 147,000 |
New Hanover County North Carolina | 153 | $ 42,639,000 | $ 278,000 | $ 145,000 |
Forsyth County North Carolina | 149 | $ 31,656,000 | $ 212,000 | $ 100,000 |
Pitt County North Carolina | 146 | $ 27,056,000 | $ 185,000 | $ 75,000 |
Catawba County North Carolina | 135 | $ 20,296,000 | $ 150,000 | $ 64,000 |
Gaston County North Carolina | 132 | $ 19,680,000 | $ 149,000 | $ 64,000 |
Davidson County North Carolina | 107 | $ 19,287,000 | $ 180,000 | $ 78,000 |
Watauga County North Carolina | 91 | $ 25,811,000 | $ 283,000 | $ 142,000 |
Brunswick County North Carolina | 89 | $ 19,483,000 | $ 218,000 | $ 130,000 |
Dare County North Carolina | 82 | $ 19,780,000 | $ 241,000 | $ 127,000 |
Union County North Carolina | 80 | $ 16,660,000 | $ 208,000 | $ 89,000 |
Beaufort County North Carolina | 78 | $ 12,743,000 | $ 163,000 | $ 83,000 |
Ashe County North Carolina | 72 | $ 11,165,000 | $ 155,000 | $ 85,000 |
Wilkes County North Carolina | 68 | $ 8,603,000 | $ 126,000 | $ 72,000 |
Lexington County South Carolina | 56 | $ 8,512,000 | $ 152,000 | $ 69,000 |
Richland County South Carolina | 45 | $ 8,302,000 | $ 184,000 | $ 74,000 |
Moore County North Carolina | 41 | $ 8,037,000 | $ 196,000 | $ 94,000 |
Buncombe County North Carolina | 39 | $ 18,335,000 | $ 470,000 | $ 93,000 |
Durham County North Carolina | 33 | $ 8,964,000 | $ 271,000 | $ 145,000 |
Johnston County North Carolina | 33 | $ 15,125,000 | $ 458,000 | $ 72,000 |
Yadkin County North Carolina | 32 | $ 3,536,000 | $ 110,000 | $ 55,000 |
Charleston County South Carolina | 32 | $ 12,789,000 | $ 399,000 | $ 155,000 |
Rockingham County North Carolina | 30 | $ 4,078,000 | $ 135,000 | $ 64,000 |
Caldwell County North Carolina | 29 | $ 4,232,000 | $ 145,000 | $ 89,000 |
Henderson County North Carolina | 28 | $ 5,498,000 | $ 196,000 | $ 88,000 |
Orange County North Carolina | 28 | $ 8,786,000 | $ 313,000 | $ 89,000 |
Randolph County North Carolina | 26 | $ 4,413,000 | $ 169,000 | $ 79,000 |
Surry County North Carolina | 25 | $ 2,883,000 | $ 115,000 | $ 76,000 |
Avery County North Carolina | 23 | $ 4,579,000 | $ 199,000 | $ 211,000 |
York County South Carolina | 23 | $ 6,817,000 | $ 296,000 | $ 75,000 |
Cumberland County North Carolina | 22 | $ 17,805,000 | $ 809,000 | $ 76,000 |
Rowan County North Carolina | 20 | $ 3,461,000 | $ 173,000 | $ 79,000 |
Lincoln County North Carolina | 19 | $ 4,423,000 | $ 232,000 | $ 89,000 |
Pender County North Carolina | 19 | $ 4,488,000 | $ 236,000 | $ 123,000 |
Alexander County North Carolina | 18 | $ 3,038,000 | $ 168,000 | $ 65,000 |
Burke County North Carolina | 18 | $ 2,452,000 | $ 136,000 | $ 66,000 |
Chatham County North Carolina | 17 | $ 6,262,000 | $ 368,000 | $ 147,000 |
Nash County North Carolina | 17 | $ 2,805,000 | $ 165,000 | $ 67,000 |
Davie County North Carolina | 16 | $ 3,329,000 | $ 208,000 | $ 88,000 |
Cabarrus County North Carolina | 15 | $ 15,513,000 | $ 1,034,000 | $ 78,000 |
Stokes County North Carolina | 15 | $ 2,100,000 | $ 140,000 | $ 61,000 |
Horry County South Carolina | 13 | $ 2,152,000 | $ 165,000 | $ 221,000 |
Kershaw County South Carolina | 13 | $ 2,006,000 | $ 154,000 | $ 59,000 |
Alamance County North Carolina | 12 | $ 2,000,000 | $ 166,000 | $ 92,000 |
Carteret County North Carolina | 12 | $ 7,438,000 | $ 619,000 | $ 378,000 |
Hyde County North Carolina | 12 | $ 2,566,000 | $ 213,000 | $ 86,000 |
Perquimans County North Carolina | 11 | $ 2,925,000 | $ 265,000 | $ 166,000 |
Lancaster County South Carolina | 11 | $ 2,149,000 | $ 195,000 | $ 104,000 |
Currituck County North Carolina | 10 | $ 4,011,000 | $ 401,000 | $ 181,000 |
Martin County North Carolina | 8 | $ 608,000 | $ 76,000 | $ 44,000 |
Wayne County North Carolina | 8 | $ 2,530,000 | $ 316,000 | $ 45,000 |
Jasper County South Carolina | 8 | $ 1,512,000 | $ 189,000 | $ 55,000 |
Alleghany County North Carolina | 7 | $ 714,000 | $ 102,000 | $ 53,000 |
Harnett County North Carolina | 7 | $ 1,197,000 | $ 171,000 | $ 58,000 |
Lenoir County North Carolina | 7 | $ 732,000 | $ 104,000 | $ 56,000 |
Onslow County North Carolina | 7 | $ 496,000 | $ 70,000 | $ 46,000 |
Cleveland County North Carolina | 6 | $ 1,004,000 | $ 167,000 | $ 62,000 |
Lee County North Carolina | 6 | $ 774,000 | $ 129,000 | $ 92,000 |
Berkeley County South Carolina | 6 | $ 10,042,000 | $ 1,673,000 | $ 64,000 |
Cherokee County South Carolina | 6 | $ 534,000 | $ 89,000 | $ 45,000 |
Granville County North Carolina | 5 | $ 1,980,000 | $ 396,000 | $ 105,000 |
Pasquotank County North Carolina | 5 | $ 922,000 | $ 184,000 | $ 75,000 |
Anson County North Carolina | 4 | $ 460,000 | $ 115,000 | $ 84,000 |
Tyrrell County North Carolina | 4 | $ 315,000 | $ 78,000 | $ 43,000 |
Washington County North Carolina | 4 | $ 436,000 | $ 109,000 | $ 74,000 |
Wilson County North Carolina | 4 | $ 604,000 | $ 151,000 | $ 55,000 |
Dorchester County South Carolina | 4 | $ 844,000 | $ 211,000 | $ 75,000 |
Newberry County South Carolina | 4 | $ 928,000 | $ 232,000 | $ 92,000 |
Caswell County North Carolina | 3 | $ 524,000 | $ 174,000 | $ 386,000 |
Craven County North Carolina | 3 | $ 608,000 | $ 202,000 | $ 91,000 |
Franklin County North Carolina | 3 | $ 594,000 | $ 198,000 | $ 105,000 |
Hoke County North Carolina | 3 | $ 554,000 | $ 184,000 | $ 68,000 |
Sampson County North Carolina | 3 | $ 373,000 | $ 124,000 | $ 103,000 |
Stanly County North Carolina | 3 | $ 743,000 | $ 247,000 | $ 16,000 |
Swain County North Carolina | 3 | $ 482,000 | $ 160,000 | $ 76,000 |
Spartanburg County South Carolina | 3 | $ 433,000 | $ 144,000 | $ 106,000 |
Carroll County Virginia | 3 | $ 348,000 | $ 116,000 | $ 56,000 |
Chowan County North Carolina | 2 | $ 97,000 | $ 48,000 | $ 50,000 |
Columbus County North Carolina | 2 | $ 329,000 | $ 164,000 | $ 53,000 |
Greene County North Carolina | 2 | $ 213,000 | $ 106,000 | $ 42,000 |
McDowell County North Carolina | 2 | $ 215,000 | $ 107,000 | $ 24,000 |
Aiken County South Carolina | 2 | $ 431,000 | $ 215,000 | $ 127,000 |
Anderson County South Carolina | 2 | $ 153,000 | $ 76,000 | $ 43,000 |
Chesterfield County South Carolina | 2 | $ 222,000 | $ 111,000 | $ 61,000 |
Fairfield County South Carolina | 2 | $ 140,000 | $ 70,000 | $ 39,000 |
Georgetown County South Carolina | 2 | $ 1,483,000 | $ 741,000 | $ 378,000 |
Orangeburg County South Carolina | 2 | $ 189,000 | $ 94,000 | $ 56,000 |
Saluda County South Carolina | 2 | $ 269,000 | $ 134,000 | $ 83,000 |
Carter County Tennessee | 2 | $ 157,000 | $ 78,000 | $ 17,000 |
Fairfax County Virginia | 2 | $ 929,000 | $ 464,000 | $ 209,000 |
Virginia Beach County Virginia | 2 | $ 367,000 | $ 183,000 | $ 54,000 |
Collier County Florida | 1 | $ 485,000 | $ 485,000 | $ 1,161,000 |
Flagler County Florida | 1 | $ 417,000 | $ 417,000 | $ 144,000 |
Lee County Florida | 1 | $ 112,000 | $ 112,000 | $ 1,320,000 |
Miami-Dade County Florida | 1 | $ 240,000 | $ 240,000 | $ 143,000 |
Chatham County Georgia | 1 | $ 124,000 | $ 124,000 | $ 147,000 |
Fayette County Georgia | 1 | $ 89,000 | $ 89,000 | $ 0 |
Fulton County Georgia | 1 | $ 357,000 | $ 357,000 | $ 170,000 |
Harris County Georgia | 1 | $ 410,000 | $ 410,000 | $ 105,000 |
Whitfield County Georgia | 1 | $ 162,000 | $ 162,000 | $ 56,000 |
Bertie County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 54,000 |
Jackson County North Carolina | 1 | $ 4,320,000 | $ 4,320,000 | $ 0 |
Montgomery County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 107,000 |
Pamlico County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 204,000 |
Scotland County North Carolina | 1 | $ 101,000 | $ 101,000 | $ 49,000 |
Vance County North Carolina | 1 | $ 196,000 | $ 196,000 | $ 85,000 |
Warren County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 1,526,000 |
Yancey County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 226,000 |
Chester County South Carolina | 1 | $ 89,000 | $ 89,000 | $ 110,000 |
Clarendon County South Carolina | 1 | $ 90,000 | $ 90,000 | $ 46,000 |
Darlington County South Carolina | 1 | $ 143,000 | $ 143,000 | $ 46,000 |
Greenville County South Carolina | 1 | $ 440,000 | $ 440,000 | $ 165,000 |
Laurens County South Carolina | 1 | $ 83,000 | $ 83,000 | $ 40,000 |
Pickens County South Carolina | 1 | $ 5,000,000 | $ 5,000,000 | $ 0 |
Johnson County Tennessee | 1 | $ 212,000 | $ 212,000 | $ 120,000 |
Sevier County Tennessee | 1 | $ 146,000 | $ 146,000 | $ 139,000 |
Unicoi County Tennessee | 1 | $ 111,000 | $ 111,000 | $ 41,000 |
Washington County Tennessee | 1 | $ 258,000 | $ 258,000 | $ 178,000 |
Williamson County Tennessee | 1 | $ 134,000 | $ 134,000 | $ 224,000 |
Arlington County Virginia | 1 | $ 822,000 | $ 822,000 | $ 315,000 |
Bedford County Virginia | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
Chesapeake County Virginia | 1 | $ 172,000 | $ 172,000 | $ 224,000 |
Colonial Heights County Virginia | 1 | $ 202,000 | $ 202,000 | $ 121,000 |
Danville County Virginia | 1 | $ 64,000 | $ 64,000 | $ 73,000 |
Fluvanna County Virginia | 1 | $ 89,000 | $ 89,000 | $ 64,000 |
Grayson County Virginia | 1 | $ 61,000 | $ 61,000 | $ 35,000 |
Hampton County Virginia | 1 | $ 146,000 | $ 146,000 | $ 49,000 |
King William County Virginia | 1 | $ 340,000 | $ 340,000 | $ 153,000 |
Nottoway County Virginia | 1 | $ 340,000 | $ 340,000 | $ 68,000 |
Richmond City County Virginia | 1 | $ 141,000 | $ 141,000 | $ 68,000 |
Rockingham County Virginia | 1 | $ 268,000 | $ 268,000 | $ 248,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 2,341 | $574,968,000 | $245,000 | $12,000,000 | $101,000 | $3,441,000 |
Refinancing | 1,076 | $252,420,000 | $234,000 | $14,000,000 | $114,000 | $2,400,000 |
Home Improvement | 16 | $4,302,000 | $268,000 | $1,070,000 | $39,000 | $234,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 2,920 | $616,182,000 | $211,000 | $1,856,000 | $112,000 | $3,441,000 |
Not applicable | 162 | $149,590,000 | $923,000 | $14,000,000 | $3,000 | $638,000 |
Black or African American | 128 | $22,234,000 | $173,000 | $950,000 | $75,000 | $368,000 |
Hispanic | 100 | $17,287,000 | $172,000 | $1,387,000 | $79,000 | $1,134,000 |
Asian | 71 | $14,445,000 | $203,000 | $1,470,000 | $109,000 | $888,000 |
Not Provided | 35 | $8,440,000 | $241,000 | $567,000 | $154,000 | $1,590,000 |
American Indian or Alaskan Native | 10 | $1,926,000 | $192,000 | $509,000 | $85,000 | $173,000 |
Native Hawaiin or Other Pacific Islander | 7 | $1,586,000 | $226,000 | $400,000 | $311,000 | $1,393,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,647 | $708,269,000 | $267,000 | $14,000,000 | $119,000 | $3,441,000 |
FHA-insured (Federal Housing Administration) | 369 | $54,934,000 | $148,000 | $364,000 | $57,000 | $219,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 242 | $31,981,000 | $132,000 | $300,000 | $45,000 | $86,000 |
VA-guaranteed (Veterans Administration) | 175 | $36,506,000 | $208,000 | $451,000 | $73,000 | $246,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 2,585 | $635,310,000 | $245,000 | $14,000,000 | $105,000 | $3,441,000 |
Application Denied By Financial Institution | 370 | $87,795,000 | $237,000 | $12,000,000 | $90,000 | $1,320,000 |
Application Withdrawn By Applicant | 364 | $81,385,000 | $223,000 | $1,520,000 | $110,000 | $2,400,000 |
File Closed For Incompleteness | 67 | $18,303,000 | $273,000 | $1,500,000 | $157,000 | $2,001,000 |
Application Approved But Not Accepted | 47 | $8,897,000 | $189,000 | $975,000 | $90,000 | $926,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Other | 116 | $20,731,000 | $178,000 | $680,000 | $87,000 | $851,000 |
Collateral | 74 | $15,603,000 | $210,000 | $1,470,000 | $126,000 | $1,320,000 |
Debt-To-Income Ratio | 73 | $18,341,000 | $251,000 | $1,313,000 | $64,000 | $430,000 |
Credit History | 42 | $7,357,000 | $175,000 | $417,000 | $79,000 | $372,000 |
Unverifiable Information | 40 | $8,466,000 | $211,000 | $580,000 | $96,000 | $467,000 |
Insufficient Cash (Downpayment, Closing Cost) | 12 | $2,030,000 | $169,000 | $400,000 | $60,000 | $151,000 |
Credit Application Incomplete | 6 | $2,023,000 | $337,000 | $634,000 | $109,000 | $171,000 |
Employment History | 3 | $865,000 | $288,000 | $541,000 | $150,000 | $318,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.