Y-12 Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2019

Find mortgage loan statistics, lending data, and loan application totals for Tennessee.
The mortgage statistics and data below are specific to mortgage loan applications for Y-12 Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Y-12 Federal Credit Union
501 Lafayette Dr
Oak Ridge, TN 37830
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,026
Total Mortgage Loan Application Amount $211,140,000
Average Mortgage Loan Application Amount $175,600
Highest Mortgage Loan Application Amount $2,125,000
Average Applicant Income $85,600
Highest Applicant Income $1,152,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Y-12 Federal Credit Union by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Knox County Tennessee 412 $ 95,160,000 $ 230,000 $ 112,000
Blount County Tennessee 155 $ 30,125,000 $ 194,000 $ 84,000
Anderson County Tennessee 133 $ 21,705,000 $ 163,000 $ 76,000
Campbell County Tennessee 75 $ 10,565,000 $ 140,000 $ 64,000
Roane County Tennessee 64 $ 12,320,000 $ 192,000 $ 95,000
Sevier County Tennessee 51 $ 10,935,000 $ 214,000 $ 104,000
Loudon County Tennessee 41 $ 9,455,000 $ 230,000 $ 91,000
Morgan County Tennessee 16 $ 2,400,000 $ 150,000 $ 77,000
Scott County Tennessee 11 $ 1,385,000 $ 125,000 $ 73,000
Monroe County Tennessee 9 $ 1,225,000 $ 136,000 $ 64,000
Jefferson County Tennessee 7 $ 1,405,000 $ 200,000 $ 61,000
McMinn County Tennessee 6 $ 810,000 $ 135,000 $ 63,000
Claiborne County Tennessee 4 $ 590,000 $ 147,000 $ 80,000
Cocke County Tennessee 4 $ 420,000 $ 105,000 $ 64,000
Cumberland County Tennessee 4 $ 750,000 $ 187,000 $ 78,000
Union County Tennessee 4 $ 690,000 $ 172,000 $ 68,000
Davidson County Tennessee 3 $ 1,135,000 $ 378,000 $ 115,000
Washington County Tennessee 3 $ 2,225,000 $ 741,000 $ 102,000
Carter County Tennessee 2 $ 450,000 $ 225,000 $ 160,000
Hamblen County Tennessee 2 $ 2,120,000 $ 1,060,000 $ 123,000
Meigs County Tennessee 2 $ 520,000 $ 260,000 $ 210,000
Rhea County Tennessee 2 $ 510,000 $ 255,000 $ 136,000
Sullivan County Tennessee 2 $ 610,000 $ 305,000 $ 88,000
Sumner County Tennessee 2 $ 790,000 $ 395,000 $ 165,000
Bledsoe County Tennessee 1 $ 255,000 $ 255,000 $ 204,000
Bradley County Tennessee 1 $ 195,000 $ 195,000 $ 63,000
Coffee County Tennessee 1 $ 345,000 $ 345,000 $ 196,000
Fentress County Tennessee 1 $ 105,000 $ 105,000 $ 69,000
Greene County Tennessee 1 $ 175,000 $ 175,000 $ 0
Hamilton County Tennessee 1 $ 105,000 $ 105,000 $ 109,000
Maury County Tennessee 1 $ 405,000 $ 405,000 $ 154,000
Overton County Tennessee 1 $ 85,000 $ 85,000 $ 38,000
Putnam County Tennessee 1 $ 425,000 $ 425,000 $ 205,000
Rutherford County Tennessee 1 $ 135,000 $ 135,000 $ 33,000
Williamson County Tennessee 1 $ 355,000 $ 355,000 $ 189,000
Wilson County Tennessee 1 $ 255,000 $ 255,000 $ 134,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Tennessee, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Y-12 Federal Credit Union in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 531 $114,575,000 $215,000 $2,125,000 $94,000 $700,000
Refinancing 333 $64,305,000 $193,000 $1,125,000 $99,000 $1,152,000
Cash-out Refinancing 145 $29,855,000 $205,000 $1,845,000 $90,000 $331,000
Home Improvement 13 $1,935,000 $148,000 $275,000 $96,000 $264,000
Other Purpose 4 $470,000 $117,000 $145,000 $49,000 $85,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 910 $179,970,000 $197,000 $1,045,000 $93,000 $700,000
Not Provided 49 $12,675,000 $258,000 $1,125,000 $141,000 $1,152,000
Black or African American 18 $3,360,000 $186,000 $645,000 $75,000 $195,000
Hispanic 16 $3,060,000 $191,000 $525,000 $89,000 $212,000
Not applicable 15 $6,215,000 $414,000 $2,125,000 $0 $0
Asian 12 $3,510,000 $292,000 $605,000 $93,000 $157,000
American Indian or Alaskan Native 5 $505,000 $101,000 $195,000 $84,000 $146,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,021 $210,535,000 $206,000 $2,125,000 $95,000 $1,152,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $605,000 $121,000 $135,000 $49,000 $63,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 760 $158,740,000 $208,000 $1,845,000 $99,000 $1,152,000
Application Denied By Financial Institution 140 $24,690,000 $176,000 $605,000 $74,000 $572,000
Application Withdrawn By Applicant 116 $26,120,000 $225,000 $2,125,000 $97,000 $425,000
Application Approved But Not Accepted 10 $1,590,000 $159,000 $345,000 $69,000 $125,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 886 $186,450,000 $210,000 $2,125,000 $98,000 $1,152,000
Credit History 43 $6,205,000 $144,000 $605,000 $65,000 $218,000
Debt-To-Income Ratio 36 $6,240,000 $173,000 $425,000 $48,000 $114,000
Collateral 21 $4,715,000 $224,000 $605,000 $124,000 $572,000
Other 21 $4,135,000 $196,000 $515,000 $91,000 $201,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,580,000 $197,000 $315,000 $77,000 $167,000
Credit Application Incomplete 7 $985,000 $140,000 $245,000 $59,000 $110,000
Employment History 4 $830,000 $207,000 $285,000 $53,000 $62,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TN, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Tennessee, and search similar information at your convenience.

Download the Tennessee Lender List