Wymar Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011

Wymar Federal Credit Union 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Wymar Federal Credit Union
37269 Highway 30
Geismar, LA 70734
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 97
Total Mortgage Loan Application Amount $12,845,000
Average Mortgage Loan Application Amount $137,000
Highest Mortgage Loan Application Amount $512,000
Average Applicant Income $105,000
Highest Applicant Income $272,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Wymar Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wymar Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2011 breaks down Wymar Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wymar Federal Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Wymar Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wymar Federal Credit Union's mortgage activity for 2011.

Mortgage Loan Application Totals for Wymar Federal Credit Union by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Ascension County Louisiana 45 $ 5,744,000 $ 127,000 $ 106,000
East Baton Rouge County Louisiana 14 $ 1,999,000 $ 142,000 $ 95,000
Livingston County Louisiana 13 $ 1,879,000 $ 144,000 $ 96,000
Pointe Coupee County Louisiana 4 $ 637,000 $ 159,000 $ 138,000
Iberville County Louisiana 3 $ 449,000 $ 149,000 $ 96,000
Orleans County Louisiana 3 $ 432,000 $ 144,000 $ 205,000
St. Martin County Louisiana 2 $ 112,000 $ 56,000 $ 103,000
East Feliciana County Louisiana 1 $ 72,000 $ 72,000 $ 47,000
Lafourche County Louisiana 1 $ 21,000 $ 21,000 $ 114,000
St. Tammany County Louisiana 1 $ 150,000 $ 150,000 $ 120,000
West Baton Rouge County Louisiana 1 $ 28,000 $ 28,000 $ 80,000

Mortgage Loan Application Detail Totals for Wymar Federal Credit Union in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 73 $9,296,000 $127,000 $417,000 $102,000 $203,000
Home Purchase 24 $3,549,000 $147,000 $512,000 $108,000 $272,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 76 $9,714,000 $127,000 $512,000 $101,000 $272,000
Black or African American 14 $1,921,000 $137,000 $340,000 $110,000 $191,000
Not Provided 7 $1,210,000 $172,000 $320,000 $122,000 $227,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 97 $12,845,000 $132,000 $512,000 $103,000 $272,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 65 $7,996,000 $123,000 $320,000 $107,000 $272,000
Application Withdrawn By Applicant 18 $2,760,000 $153,000 $512,000 $76,000 $144,000
Application Denied By Financial Institution 7 $1,214,000 $173,000 $340,000 $119,000 $174,000
Loan Purchased By The Institution 5 $558,000 $111,000 $170,000 $126,000 $166,000
File Closed For Incompleteness 2 $317,000 $158,000 $282,000 $138,000 $138,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 1 $219,000 $219,000 $219,000 $135,000 $135,000
Insufficient Cash (Downpayment, Closing Cost) 1 $189,000 $189,000 $189,000 $113,000 $113,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wymar Federal Credit Union's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wymar Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet with aggregated HMDA statistics today.

Download the Louisiana Lender List