Woodsfield Savings Bank
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Woodsfield Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Woodsfield Savings Bank
600 Lewisville Rd
Woodsfield, OH 43793
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  
Total Number of Mortgage Applications 146
Total Mortgage Loan Application Amount $23,580,000
Average Mortgage Loan Application Amount $182,000
Highest Mortgage Loan Application Amount $655,000
Average Applicant Income $91,500
Highest Applicant Income $590,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Woodsfield Savings Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Monroe County Ohio 60 $ 8,470,000 $ 141,000 $ 81,000
Belmont County Ohio 43 $ 6,305,000 $ 146,000 $ 87,000
Guernsey County Ohio 15 $ 2,705,000 $ 180,000 $ 73,000
Noble County Ohio 14 $ 2,090,000 $ 149,000 $ 81,000
Harrison County Ohio 6 $ 1,000,000 $ 166,000 $ 163,000
Miami County Ohio 2 $ 1,270,000 $ 635,000 $ 242,000
Washington County Ohio 2 $ 440,000 $ 220,000 $ 107,000
Clark County Ohio 1 $ 225,000 $ 225,000 $ 0
Delaware County Ohio 1 $ 445,000 $ 445,000 $ 133,000
Madison County Ohio 1 $ 385,000 $ 385,000 $ 245,000
Perry County Ohio 1 $ 245,000 $ 245,000 $ 55,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Woodsfield Savings Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 100 $15,470,000 $154,000 $615,000 $84,000 $267,000
Cash-out Refinancing 42 $7,310,000 $174,000 $655,000 $103,000 $590,000
Other Purpose 2 $570,000 $285,000 $295,000 $135,000 $161,000
Refinancing 2 $230,000 $115,000 $125,000 $44,000 $44,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 125 $21,405,000 $171,000 $655,000 $91,000 $590,000
Not applicable 15 $1,495,000 $99,000 $225,000 $40,000 $40,000
Hispanic 2 $360,000 $180,000 $235,000 $121,000 $196,000
Asian 1 $115,000 $115,000 $115,000 $44,000 $44,000
Black or African American 1 $55,000 $55,000 $55,000 $40,000 $40,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not Provided 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 146 $23,580,000 $161,000 $655,000 $90,000 $590,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 101 $16,005,000 $158,000 $615,000 $95,000 $590,000
Application Denied By Financial Institution 21 $2,565,000 $122,000 $405,000 $67,000 $196,000
Application Withdrawn By Applicant 19 $4,465,000 $235,000 $655,000 $90,000 $245,000
Preapproval Approved but not Accepted 5 $545,000 $109,000 $195,000 $76,000 $126,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 145 $23,475,000 $161,000 $655,000 $91,000 $590,000
Not applicable 1 $105,000 $105,000 $105,000 $21,000 $21,000
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.

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