Wings Financial Credit Union 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Wings Financial Credit Union 14985 Glazier Avenue Apple Valley, MN 55124 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 979 |
Total Mortgage Loan Application Amount | $209,604,000 |
Average Mortgage Loan Application Amount | $223,333 |
Highest Mortgage Loan Application Amount | $885,000 |
Average Applicant Income | $91,666 |
Highest Applicant Income | $403,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Wings Financial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wings Financial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Wings Financial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wings Financial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Wings Financial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wings Financial Credit Union's mortgage activity for 2008.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Ada County Idaho | 1 | $ 205,000 | $ 205,000 | $ 57,000 |
Adams County Colorado | 2 | $ 380,000 | $ 190,000 | $ 90,000 |
Aitkin County Minnesota | 2 | $ 405,000 | $ 202,000 | $ 134,000 |
Alameda County California | 1 | $ 330,000 | $ 330,000 | $ 151,000 |
Albany County Wyoming | 1 | $ 190,000 | $ 190,000 | $ 60,000 |
Allegheny County Pennsylvania | 2 | $ 279,000 | $ 139,000 | $ 30,000 |
Anchorage County Alaska | 5 | $ 1,124,000 | $ 224,000 | $ 132,000 |
Anne Arundel County Maryland | 1 | $ 417,000 | $ 417,000 | $ 116,000 |
Anoka County Minnesota | 9 | $ 1,387,000 | $ 154,000 | $ 62,000 |
Arapahoe County Colorado | 1 | $ 300,000 | $ 300,000 | $ 102,000 |
Arlington County Virginia | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
Asotin County Washington | 1 | $ 316,000 | $ 316,000 | $ 124,000 |
Bartow County Georgia | 1 | $ 186,000 | $ 186,000 | $ 56,000 |
Baxter County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 38,000 |
Bay County Florida | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
Bayfield County Wisconsin | 2 | $ 412,000 | $ 206,000 | $ 122,000 |
Beaufort County South Carolina | 1 | $ 885,000 | $ 885,000 | $ 144,000 |
Beaver County Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 69,000 |
Beltrami County Minnesota | 1 | $ 104,000 | $ 104,000 | $ 55,000 |
Benton County Minnesota | 2 | $ 254,000 | $ 127,000 | $ 52,000 |
Bergen County New Jersey | 1 | $ 320,000 | $ 320,000 | $ 115,000 |
Bernalillo County New Mexico | 3 | $ 620,000 | $ 206,000 | $ 69,000 |
Blue Earth County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 209,000 |
Brazoria County Texas | 1 | $ 232,000 | $ 232,000 | $ 99,000 |
Broomfield County Colorado | 1 | $ 370,000 | $ 370,000 | $ 81,000 |
Broward County Florida | 2 | $ 680,000 | $ 340,000 | $ 125,000 |
Brown County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 106,000 |
Burke County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
Burnett County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 121,000 |
Butler County Ohio | 2 | $ 318,000 | $ 159,000 | $ 89,000 |
Cabarrus County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 59,000 |
Caldwell County Texas | 1 | $ 160,000 | $ 160,000 | $ 40,000 |
Calumet County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
Camden County Missouri | 1 | $ 170,000 | $ 170,000 | $ 52,000 |
Carlton County Minnesota | 1 | $ 182,000 | $ 182,000 | $ 77,000 |
Carroll County Iowa | 1 | $ 80,000 | $ 80,000 | $ 28,000 |
Carver County Minnesota | 8 | $ 2,259,000 | $ 282,000 | $ 90,000 |
Cass County Minnesota | 2 | $ 340,000 | $ 170,000 | $ 125,000 |
Cass County North Dakota | 1 | $ 107,000 | $ 107,000 | $ 39,000 |
Chatham County Georgia | 1 | $ 157,000 | $ 157,000 | $ 89,000 |
Chisago County Minnesota | 1 | $ 212,000 | $ 212,000 | $ 85,000 |
Clackamas County Oregon | 1 | $ 400,000 | $ 400,000 | $ 110,000 |
Clark County Nevada | 6 | $ 1,487,000 | $ 247,000 | $ 95,000 |
Clark County Washington | 4 | $ 714,000 | $ 178,000 | $ 111,000 |
Clay County Minnesota | 1 | $ 186,000 | $ 186,000 | $ 55,000 |
Clayton County Georgia | 1 | $ 53,000 | $ 53,000 | $ 39,000 |
Cleburne County Arkansas | 1 | $ 164,000 | $ 164,000 | $ 155,000 |
Cobb County Georgia | 4 | $ 547,000 | $ 136,000 | $ 94,000 |
Cochise County Arizona | 1 | $ 165,000 | $ 165,000 | $ 28,000 |
Coconino County Arizona | 1 | $ 280,000 | $ 280,000 | $ 144,000 |
Collier County Florida | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
Cook County Illinois | 4 | $ 702,000 | $ 175,000 | $ 145,000 |
Cook County Minnesota | 1 | $ 475,000 | $ 475,000 | $ 118,000 |
Coweta County Georgia | 1 | $ 161,000 | $ 161,000 | $ 82,000 |
Crow Wing County Minnesota | 4 | $ 792,000 | $ 198,000 | $ 68,000 |
Cumberland County Maine | 1 | $ 218,000 | $ 218,000 | $ 106,000 |
Custer County Montana | 1 | $ 108,000 | $ 108,000 | $ 49,000 |
Cuyahoga County Ohio | 1 | $ 131,000 | $ 131,000 | $ 83,000 |
Dade County Georgia | 1 | $ 317,000 | $ 317,000 | $ 165,000 |
Dakota County Minnesota | 206 | $ 43,663,000 | $ 211,000 | $ 85,000 |
Denton County Texas | 2 | $ 617,000 | $ 308,000 | $ 144,000 |
DeSoto County Mississippi | 7 | $ 857,000 | $ 122,000 | $ 58,000 |
Douglas County Colorado | 1 | $ 218,000 | $ 218,000 | $ 61,000 |
Douglas County Georgia | 3 | $ 700,000 | $ 233,000 | $ 72,000 |
Douglas County Minnesota | 2 | $ 378,000 | $ 189,000 | $ 93,000 |
Douglas County Wisconsin | 1 | $ 250,000 | $ 250,000 | $ 153,000 |
Drew County Arkansas | 1 | $ 162,000 | $ 162,000 | $ 81,000 |
DuPage County Illinois | 1 | $ 400,000 | $ 400,000 | $ 212,000 |
Duval County Florida | 1 | $ 174,000 | $ 174,000 | $ 29,000 |
El Dorado County California | 2 | $ 611,000 | $ 305,000 | $ 105,000 |
El Paso County Colorado | 1 | $ 232,000 | $ 232,000 | $ 142,000 |
Escambia County Florida | 2 | $ 622,000 | $ 311,000 | $ 88,000 |
Essex County Massachusetts | 1 | $ 80,000 | $ 80,000 | $ 49,000 |
Fayette County Georgia | 3 | $ 608,000 | $ 202,000 | $ 71,000 |
Fayette County Tennessee | 1 | $ 370,000 | $ 370,000 | $ 132,000 |
Fort Bend County Texas | 1 | $ 173,000 | $ 173,000 | $ 55,000 |
Fulton County Georgia | 3 | $ 714,000 | $ 238,000 | $ 73,000 |
Gallatin County Montana | 1 | $ 260,000 | $ 260,000 | $ 56,000 |
Galveston County Texas | 2 | $ 384,000 | $ 192,000 | $ 142,000 |
Garfield County Colorado | 1 | $ 417,000 | $ 417,000 | $ 64,000 |
Gaston County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 24,000 |
Gloucester County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 82,000 |
Goodhue County Minnesota | 4 | $ 964,000 | $ 241,000 | $ 84,000 |
Grant County Washington | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
Greene County Missouri | 1 | $ 177,000 | $ 177,000 | $ 35,000 |
Gulf County Florida | 1 | $ 236,000 | $ 236,000 | $ 55,000 |
Gwinnett County Georgia | 3 | $ 537,000 | $ 179,000 | $ 48,000 |
Hall County Georgia | 2 | $ 467,000 | $ 233,000 | $ 111,000 |
Hamilton County Indiana | 4 | $ 1,033,000 | $ 258,000 | $ 118,000 |
Hampshire County Massachusetts | 1 | $ 289,000 | $ 289,000 | $ 125,000 |
Harris County Texas | 3 | $ 282,000 | $ 94,000 | $ 73,000 |
Hawaii County Hawaii | 1 | $ 236,000 | $ 236,000 | $ 225,000 |
Hennepin County Minnesota | 121 | $ 27,858,000 | $ 230,000 | $ 89,000 |
Hillsborough County Florida | 6 | $ 823,000 | $ 137,000 | $ 67,000 |
Hillsborough County New Hampshire | 1 | $ 200,000 | $ 200,000 | $ 35,000 |
Honolulu County Hawaii | 1 | $ 200,000 | $ 200,000 | $ 55,000 |
Horry County South Carolina | 1 | $ 199,000 | $ 199,000 | $ 74,000 |
Hudson County New Jersey | 2 | $ 448,000 | $ 224,000 | $ 101,000 |
Huron County Ohio | 1 | $ 194,000 | $ 194,000 | $ 161,000 |
Iredell County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 79,000 |
Isanti County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 74,000 |
Island County Washington | 1 | $ 270,000 | $ 270,000 | $ 147,000 |
Itasca County Minnesota | 1 | $ 126,000 | $ 126,000 | $ 70,000 |
Jasper County Iowa | 2 | $ 600,000 | $ 300,000 | $ 70,000 |
Jefferson County Colorado | 1 | $ 167,000 | $ 167,000 | $ 63,000 |
Jefferson County Kentucky | 2 | $ 369,000 | $ 184,000 | $ 196,000 |
Jefferson County Louisiana | 1 | $ 134,000 | $ 134,000 | $ 46,000 |
Jefferson County Montana | 1 | $ 417,000 | $ 417,000 | $ 92,000 |
Jefferson County Washington | 1 | $ 150,000 | $ 150,000 | $ 37,000 |
Johnson County Kansas | 4 | $ 815,000 | $ 203,000 | $ 88,000 |
Johnson County Tennessee | 1 | $ 178,000 | $ 178,000 | $ 170,000 |
Juneau County Wisconsin | 1 | $ 167,000 | $ 167,000 | $ 58,000 |
Kandiyohi County Minnesota | 2 | $ 350,000 | $ 175,000 | $ 73,000 |
Kenai Peninsula County Alaska | 1 | $ 336,000 | $ 336,000 | $ 143,000 |
Kenosha County Wisconsin | 1 | $ 192,000 | $ 192,000 | $ 73,000 |
King County Washington | 23 | $ 5,837,000 | $ 253,000 | $ 90,000 |
Kings County New York | 1 | $ 417,000 | $ 417,000 | $ 115,000 |
Kitsap County Washington | 2 | $ 410,000 | $ 205,000 | $ 76,000 |
Kittitas County Washington | 1 | $ 160,000 | $ 160,000 | $ 175,000 |
Knox County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 115,000 |
Koochiching County Minnesota | 1 | $ 72,000 | $ 72,000 | $ 132,000 |
Kootenai County Idaho | 1 | $ 152,000 | $ 152,000 | $ 33,000 |
La Crosse County Wisconsin | 1 | $ 112,000 | $ 112,000 | $ 57,000 |
Lake County Illinois | 1 | $ 198,000 | $ 198,000 | $ 96,000 |
Lake County Montana | 1 | $ 392,000 | $ 392,000 | $ 61,000 |
Lake of the Woods County Minnesota | 1 | $ 186,000 | $ 186,000 | $ 77,000 |
Lancaster County Nebraska | 1 | $ 251,000 | $ 251,000 | $ 98,000 |
Le Sueur County Minnesota | 3 | $ 496,000 | $ 165,000 | $ 114,000 |
Lee County Florida | 6 | $ 1,063,000 | $ 177,000 | $ 81,000 |
Leelanau County Michigan | 1 | $ 60,000 | $ 60,000 | $ 31,000 |
Lewis and Clark County Montana | 2 | $ 309,000 | $ 154,000 | $ 151,000 |
Lincoln County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 166,000 |
Lincoln County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 55,000 |
Livingston County Michigan | 1 | $ 210,000 | $ 210,000 | $ 42,000 |
Los Angeles County California | 4 | $ 1,728,000 | $ 432,000 | $ 109,000 |
Lucas County Ohio | 2 | $ 339,000 | $ 169,000 | $ 137,000 |
Luzerne County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 102,000 |
Macomb County Michigan | 1 | $ 168,000 | $ 168,000 | $ 84,000 |
Madison County Alabama | 1 | $ 98,000 | $ 98,000 | $ 33,000 |
Manatee County Florida | 1 | $ 335,000 | $ 335,000 | $ 123,000 |
Maricopa County Arizona | 17 | $ 4,233,000 | $ 249,000 | $ 86,000 |
Marion County Indiana | 1 | $ 144,000 | $ 144,000 | $ 98,000 |
Marion County Missouri | 1 | $ 180,000 | $ 180,000 | $ 48,000 |
Marshall County Mississippi | 1 | $ 168,000 | $ 168,000 | $ 23,000 |
Matanuska-Susitna County Alaska | 1 | $ 128,000 | $ 128,000 | $ 164,000 |
Maui County Hawaii | 1 | $ 475,000 | $ 475,000 | $ 403,000 |
McLeod County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 40,000 |
Meade County South Dakota | 1 | $ 200,000 | $ 200,000 | $ 155,000 |
Mecklenburg County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 27,000 |
Meeker County Minnesota | 1 | $ 236,000 | $ 236,000 | $ 327,000 |
Miami-Dade County Florida | 1 | $ 144,000 | $ 144,000 | $ 69,000 |
Middlesex County Massachusetts | 2 | $ 515,000 | $ 257,000 | $ 74,000 |
Middlesex County New Jersey | 1 | $ 374,000 | $ 374,000 | $ 137,000 |
Milwaukee County Wisconsin | 4 | $ 788,000 | $ 197,000 | $ 90,000 |
Minnehaha County South Dakota | 1 | $ 234,000 | $ 234,000 | $ 111,000 |
Missoula County Montana | 1 | $ 201,000 | $ 201,000 | $ 48,000 |
Monroe County Michigan | 1 | $ 202,000 | $ 202,000 | $ 74,000 |
Montgomery County Ohio | 1 | $ 96,000 | $ 96,000 | $ 37,000 |
Montgomery County Texas | 3 | $ 584,000 | $ 194,000 | $ 76,000 |
Morrison County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 116,000 |
Nassau County New York | 3 | $ 1,024,000 | $ 341,000 | $ 97,000 |
Norfolk County Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 185,000 |
Oakland County Michigan | 6 | $ 1,151,000 | $ 191,000 | $ 92,000 |
Oklahoma County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
Olmsted County Minnesota | 4 | $ 892,000 | $ 223,000 | $ 99,000 |
Orange County California | 1 | $ 329,000 | $ 329,000 | $ 131,000 |
Orange County Florida | 4 | $ 594,000 | $ 148,000 | $ 44,000 |
Oxford County Maine | 1 | $ 301,000 | $ 301,000 | $ 165,000 |
Palm Beach County Florida | 3 | $ 591,000 | $ 197,000 | $ 58,000 |
Park County Wyoming | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
Pasco County Florida | 4 | $ 673,000 | $ 168,000 | $ 79,000 |
Paulding County Georgia | 2 | $ 290,000 | $ 145,000 | $ 103,000 |
Payne County Oklahoma | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
Pierce County Washington | 12 | $ 3,259,000 | $ 271,000 | $ 112,000 |
Pierce County Wisconsin | 4 | $ 753,000 | $ 188,000 | $ 73,000 |
Pima County Arizona | 3 | $ 745,000 | $ 248,000 | $ 123,000 |
Pinal County Arizona | 2 | $ 467,000 | $ 233,000 | $ 87,000 |
Pinellas County Florida | 5 | $ 1,047,000 | $ 209,000 | $ 119,000 |
Plymouth County Massachusetts | 1 | $ 120,000 | $ 120,000 | $ 66,000 |
Polk County Florida | 2 | $ 357,000 | $ 178,000 | $ 54,000 |
Polk County Wisconsin | 2 | $ 414,000 | $ 207,000 | $ 153,000 |
Pope County Minnesota | 1 | $ 250,000 | $ 250,000 | $ 106,000 |
Prince William County Virginia | 1 | $ 239,000 | $ 239,000 | $ 97,000 |
Pulaski County Arkansas | 1 | $ 323,000 | $ 323,000 | $ 155,000 |
Pushmataha County Oklahoma | 1 | $ 77,000 | $ 77,000 | $ 162,000 |
Queens County New York | 1 | $ 417,000 | $ 417,000 | $ 148,000 |
Ramsey County Minnesota | 32 | $ 6,424,000 | $ 200,000 | $ 80,000 |
Randolph County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
Renville County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 25,000 |
Rice County Minnesota | 6 | $ 1,418,000 | $ 236,000 | $ 86,000 |
Rio Blanco County Colorado | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
Riverside County California | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
Rockingham County New Hampshire | 2 | $ 670,000 | $ 335,000 | $ 132,000 |
Rogers County Oklahoma | 1 | $ 202,000 | $ 202,000 | $ 49,000 |
Rowan County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 34,000 |
San Diego County California | 2 | $ 620,000 | $ 310,000 | $ 125,000 |
Santa Cruz County California | 1 | $ 300,000 | $ 300,000 | $ 198,000 |
Sarasota County Florida | 1 | $ 765,000 | $ 765,000 | $ 211,000 |
Sawyer County Wisconsin | 2 | $ 220,000 | $ 110,000 | $ 62,000 |
Scott County Minnesota | 50 | $ 11,315,000 | $ 226,000 | $ 73,000 |
Seminole County Florida | 3 | $ 726,000 | $ 242,000 | $ 142,000 |
Shelby County Alabama | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
Shelby County Tennessee | 15 | $ 2,744,000 | $ 182,000 | $ 96,000 |
Sherburne County Minnesota | 4 | $ 1,073,000 | $ 268,000 | $ 125,000 |
Sibley County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
Snohomish County Washington | 3 | $ 807,000 | $ 269,000 | $ 125,000 |
Spokane County Washington | 1 | $ 123,000 | $ 123,000 | $ 24,000 |
St. Charles County Missouri | 2 | $ 444,000 | $ 222,000 | $ 62,000 |
St. Clair County Michigan | 1 | $ 100,000 | $ 100,000 | $ 174,000 |
St. Croix County Wisconsin | 8 | $ 1,641,000 | $ 205,000 | $ 98,000 |
St. Johns County Florida | 2 | $ 299,000 | $ 149,000 | $ 115,000 |
St. Joseph County Indiana | 1 | $ 180,000 | $ 180,000 | $ 88,000 |
St. Louis County Minnesota | 12 | $ 1,556,000 | $ 129,000 | $ 75,000 |
St. Louis County Missouri | 1 | $ 152,000 | $ 152,000 | $ 168,000 |
Stevens County Minnesota | 1 | $ 34,000 | $ 34,000 | $ 28,000 |
Suffolk County New York | 3 | $ 1,126,000 | $ 375,000 | $ 125,000 |
Summit County Colorado | 2 | $ 570,000 | $ 285,000 | $ 169,000 |
Sumner County Tennessee | 2 | $ 446,000 | $ 223,000 | $ 130,000 |
Swift County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
Tate County Mississippi | 1 | $ 180,000 | $ 180,000 | $ 76,000 |
Thurston County Washington | 1 | $ 338,000 | $ 338,000 | $ 124,000 |
Tulsa County Oklahoma | 1 | $ 324,000 | $ 324,000 | $ 173,000 |
Volusia County Florida | 2 | $ 420,000 | $ 210,000 | $ 100,000 |
Walla Walla County Washington | 1 | $ 275,000 | $ 275,000 | $ 167,000 |
Walton County Florida | 3 | $ 567,000 | $ 189,000 | $ 87,000 |
Walworth County Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 141,000 |
Ward County North Dakota | 1 | $ 108,000 | $ 108,000 | $ 42,000 |
Warren County Iowa | 1 | $ 82,000 | $ 82,000 | $ 96,000 |
Warren County Ohio | 1 | $ 392,000 | $ 392,000 | $ 171,000 |
Washburn County Wisconsin | 1 | $ 268,000 | $ 268,000 | $ 126,000 |
Washington County Minnesota | 34 | $ 8,021,000 | $ 235,000 | $ 90,000 |
Washington County Vermont | 1 | $ 132,000 | $ 132,000 | $ 203,000 |
Washoe County Nevada | 2 | $ 740,000 | $ 370,000 | $ 115,000 |
Washtenaw County Michigan | 5 | $ 805,000 | $ 161,000 | $ 78,000 |
Waukesha County Wisconsin | 3 | $ 975,000 | $ 325,000 | $ 145,000 |
Waushara County Wisconsin | 1 | $ 179,000 | $ 179,000 | $ 107,000 |
Wayne County Michigan | 19 | $ 2,491,000 | $ 131,000 | $ 74,000 |
Weld County Colorado | 1 | $ 285,000 | $ 285,000 | $ 142,000 |
Will County Illinois | 1 | $ 216,000 | $ 216,000 | $ 75,000 |
Williamson County Texas | 1 | $ 167,000 | $ 167,000 | $ 77,000 |
Wilson County Tennessee | 2 | $ 435,000 | $ 217,000 | $ 52,000 |
Winona County Minnesota | 2 | $ 440,000 | $ 220,000 | $ 133,000 |
Wright County Minnesota | 1 | $ 148,000 | $ 148,000 | $ 58,000 |
Yavapai County Arizona | 2 | $ 986,000 | $ 493,000 | $ 138,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 747 | $161,616,000 | $216,000 | $885,000 | $88,000 | $309,000 |
Home Purchase | 227 | $46,741,000 | $205,000 | $614,000 | $90,000 | $403,000 |
Home Improvement | 5 | $1,247,000 | $249,000 | $765,000 | $97,000 | $211,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 729 | $158,195,000 | $217,000 | $885,000 | $89,000 | $403,000 |
Not Provided | 196 | $41,551,000 | $211,000 | $850,000 | $90,000 | $225,000 |
Black or African American | 23 | $4,541,000 | $197,000 | $472,000 | $76,000 | $211,000 |
Asian | 18 | $3,436,000 | $190,000 | $417,000 | $87,000 | $185,000 |
Hispanic | 10 | $1,418,000 | $141,000 | $285,000 | $66,000 | $126,000 |
American Indian or Alaskan Native | 2 | $275,000 | $137,000 | $167,000 | $56,000 | $77,000 |
Native Hawaiian or Other Pacific Islander | 1 | $188,000 | $188,000 | $188,000 | $74,000 | $74,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 979 | $209,604,000 | $214,000 | $885,000 | $89,000 | $403,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 742 | $157,943,000 | $212,000 | $850,000 | $91,000 | $403,000 |
Application Approved But Not Accepted | 135 | $31,305,000 | $231,000 | $765,000 | $94,000 | $364,000 |
Application Denied By Financial Institution | 84 | $17,653,000 | $210,000 | $885,000 | $73,000 | $223,000 |
Preapproval Denied by Financial Institution | 18 | $2,703,000 | $150,000 | $351,000 | $54,000 | $131,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 42 | $8,162,000 | $194,000 | $544,000 | $67,000 | $223,000 |
Debt-To-Income Ratio | 32 | $6,444,000 | $201,000 | $450,000 | $62,000 | $134,000 |
Collateral | 21 | $4,370,000 | $208,000 | $885,000 | $87,000 | $185,000 |
Unverifiable Information | 2 | $335,000 | $167,000 | $200,000 | $31,000 | $35,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $203,000 | $203,000 | $203,000 | $52,000 | $52,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wings Financial Credit Union's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wings Financial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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