Wilson Bank And Trust
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Tennessee.
The mortgage statistics and data below are specific to mortgage loan applications for Wilson Bank And Trust.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Wilson Bank And Trust 623 West Main Street Lebanon, TN 37087 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,144 |
| Total Mortgage Loan Application Amount | $952,070,000 |
| Average Mortgage Loan Application Amount | $263,400 |
| Highest Mortgage Loan Application Amount | $11,805,000 |
| Average Applicant Income | $148,400 |
| Highest Applicant Income | $4,977,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wilson County Tennessee | 798 | $ 207,070,000 | $ 259,000 | $ 163,000 |
| Rutherford County Tennessee | 504 | $ 138,180,000 | $ 274,000 | $ 156,000 |
| Davidson County Tennessee | 471 | $ 189,085,000 | $ 401,000 | $ 189,000 |
| Sumner County Tennessee | 256 | $ 65,790,000 | $ 256,000 | $ 203,000 |
| Williamson County Tennessee | 175 | $ 101,635,000 | $ 580,000 | $ 291,000 |
| Putnam County Tennessee | 153 | $ 33,595,000 | $ 219,000 | $ 120,000 |
| DeKalb County Tennessee | 130 | $ 22,590,000 | $ 173,000 | $ 98,000 |
| Smith County Tennessee | 111 | $ 20,585,000 | $ 185,000 | $ 111,000 |
| Trousdale County Tennessee | 70 | $ 13,160,000 | $ 188,000 | $ 126,000 |
| Maury County Tennessee | 40 | $ 16,650,000 | $ 416,000 | $ 177,000 |
| White County Tennessee | 33 | $ 7,395,000 | $ 224,000 | $ 92,000 |
| Bedford County Tennessee | 29 | $ 6,945,000 | $ 239,000 | $ 201,000 |
| Macon County Tennessee | 21 | $ 2,365,000 | $ 112,000 | $ 272,000 |
| Overton County Tennessee | 21 | $ 4,135,000 | $ 196,000 | $ 100,000 |
| Jackson County Tennessee | 20 | $ 3,210,000 | $ 160,000 | $ 95,000 |
| Sevier County Tennessee | 19 | $ 17,885,000 | $ 941,000 | $ 168,000 |
| Coffee County Tennessee | 17 | $ 3,355,000 | $ 197,000 | $ 121,000 |
| Cannon County Tennessee | 16 | $ 3,450,000 | $ 215,000 | $ 81,000 |
| Robertson County Tennessee | 12 | $ 1,770,000 | $ 147,000 | $ 86,000 |
| Warren County Tennessee | 12 | $ 1,680,000 | $ 140,000 | $ 76,000 |
| Cheatham County Tennessee | 11 | $ 2,145,000 | $ 195,000 | $ 128,000 |
| Montgomery County Tennessee | 9 | $ 2,345,000 | $ 260,000 | $ 287,000 |
| Cumberland County Tennessee | 7 | $ 3,605,000 | $ 515,000 | $ 116,000 |
| Knox County Tennessee | 6 | $ 3,780,000 | $ 630,000 | $ 172,000 |
| Dickson County Tennessee | 5 | $ 1,025,000 | $ 205,000 | $ 104,000 |
| Franklin County Tennessee | 4 | $ 970,000 | $ 242,000 | $ 349,000 |
| Hamilton County Tennessee | 4 | $ 1,730,000 | $ 432,000 | $ 114,000 |
| Marshall County Tennessee | 4 | $ 1,490,000 | $ 372,000 | $ 198,000 |
| Clay County Tennessee | 3 | $ 585,000 | $ 195,000 | $ 95,000 |
| Fentress County Tennessee | 3 | $ 535,000 | $ 178,000 | $ 94,000 |
| Giles County Tennessee | 3 | $ 1,445,000 | $ 481,000 | $ 0 |
| Jefferson County Tennessee | 3 | $ 695,000 | $ 231,000 | $ 123,000 |
| Lewis County Tennessee | 3 | $ 595,000 | $ 198,000 | $ 109,000 |
| Warren County Kentucky | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Cocke County Tennessee | 2 | $ 940,000 | $ 470,000 | $ 0 |
| Hamblen County Tennessee | 2 | $ 1,280,000 | $ 640,000 | $ 568,000 |
| Pickett County Tennessee | 2 | $ 130,000 | $ 65,000 | $ 76,000 |
| Cullman County Alabama | 1 | $ 2,405,000 | $ 2,405,000 | $ 0 |
| Madison County Alabama | 1 | $ 3,005,000 | $ 3,005,000 | $ 0 |
| Anchorage County Alaska | 1 | $ 435,000 | $ 435,000 | $ 144,000 |
| Floyd County Georgia | 1 | $ 765,000 | $ 765,000 | $ 384,000 |
| Forsyth County Georgia | 1 | $ 605,000 | $ 605,000 | $ 2,797,000 |
| Walker County Georgia | 1 | $ 175,000 | $ 175,000 | $ 151,000 |
| Barren County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 606,000 |
| Lyon County Kentucky | 1 | $ 985,000 | $ 985,000 | $ 4,216,000 |
| Simpson County Kentucky | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Claiborne County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Dyer County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Haywood County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 521,000 |
| Humphreys County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Lincoln County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Loudon County Tennessee | 1 | $ 11,805,000 | $ 11,805,000 | $ 0 |
| Madison County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Rhea County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Shelby County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Sullivan County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| Van Buren County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Tennessee,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Wilson Bank And Trust in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,250 | $539,490,000 | $431,000 | $11,805,000 | $183,000 | $4,977,000 |
| Other Purpose | 752 | $111,170,000 | $147,000 | $855,000 | $148,000 | $2,388,000 |
| Refinancing | 670 | $232,130,000 | $346,000 | $5,655,000 | $181,000 | $3,515,000 |
| Home Improvement | 384 | $44,870,000 | $116,000 | $905,000 | $138,000 | $1,274,000 |
| Cash-out Refinancing | 88 | $24,410,000 | $277,000 | $1,145,000 | $92,000 | $345,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,507 | $657,165,000 | $262,000 | $3,505,000 | $161,000 | $4,977,000 |
| Not applicable | 218 | $178,150,000 | $817,000 | $11,805,000 | $0 | $0 |
| Black or African American | 161 | $42,985,000 | $266,000 | $4,625,000 | $143,000 | $1,227,000 |
| Asian | 101 | $33,335,000 | $330,000 | $2,495,000 | $346,000 | $3,515,000 |
| Hispanic | 94 | $21,510,000 | $228,000 | $1,065,000 | $101,000 | $299,000 |
| Not Provided | 44 | $13,410,000 | $304,000 | $1,105,000 | $215,000 | $2,388,000 |
| American Indian or Alaskan Native | 6 | $1,470,000 | $245,000 | $355,000 | $119,000 | $350,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,020,000 | $255,000 | $405,000 | $76,000 | $120,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,045 | $922,435,000 | $302,000 | $11,805,000 | $168,000 | $4,977,000 |
| FHA-insured (Federal Housing Administration) | 55 | $16,915,000 | $307,000 | $655,000 | $79,000 | $270,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 27 | $6,085,000 | $225,000 | $325,000 | $58,000 | $86,000 |
| VA-guaranteed (Veterans Administration) | 17 | $6,635,000 | $390,000 | $915,000 | $119,000 | $279,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,254 | $683,560,000 | $303,000 | $11,765,000 | $181,000 | $4,977,000 |
| Application Withdrawn By Applicant | 275 | $95,415,000 | $346,000 | $2,555,000 | $165,000 | $2,388,000 |
| Application Approved But Not Accepted | 254 | $90,270,000 | $355,000 | $11,805,000 | $139,000 | $1,562,000 |
| Application Denied By Financial Institution | 218 | $37,740,000 | $173,000 | $1,175,000 | $97,000 | $633,000 |
| Preapproval Approved but not Accepted | 97 | $33,385,000 | $344,000 | $915,000 | $95,000 | $262,000 |
| Preapproval Denied by Financial Institution | 46 | $11,700,000 | $254,000 | $565,000 | $59,000 | $131,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,880 | $902,630,000 | $313,000 | $11,805,000 | $173,000 | $4,977,000 |
| Credit History | 118 | $20,120,000 | $170,000 | $625,000 | $85,000 | $254,000 |
| Debt-To-Income Ratio | 112 | $24,440,000 | $218,000 | $1,175,000 | $91,000 | $633,000 |
| Collateral | 24 | $2,830,000 | $117,000 | $465,000 | $131,000 | $254,000 |
| Other | 6 | $1,250,000 | $208,000 | $295,000 | $54,000 | $68,000 |
| Unverifiable Information | 2 | $390,000 | $195,000 | $285,000 | $64,000 | $64,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $410,000 | $205,000 | $215,000 | $78,000 | $84,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Tennessee, and search similar information at your convenience.