Whitaker Bank
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Whitaker Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Whitaker Bank Po Box 55439 Lexington, KY 40555 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,140 |
| Total Mortgage Loan Application Amount | $121,752,000 |
| Average Mortgage Loan Application Amount | $55,666 |
| Highest Mortgage Loan Application Amount | $1,003,000 |
| Average Applicant Income | $65,333 |
| Highest Applicant Income | $2,361,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Powell County Kentucky | 360 | $ 13,521,000 | $ 37,000 | $ 57,000 |
| Letcher County Kentucky | 225 | $ 6,797,000 | $ 30,000 | $ 46,000 |
| Wolfe County Kentucky | 196 | $ 4,144,000 | $ 21,000 | $ 36,000 |
| Montgomery County Kentucky | 174 | $ 7,539,000 | $ 43,000 | $ 49,000 |
| Scott County Kentucky | 159 | $ 17,026,000 | $ 107,000 | $ 72,000 |
| Rowan County Kentucky | 121 | $ 7,724,000 | $ 63,000 | $ 58,000 |
| Fayette County Kentucky | 115 | $ 14,598,000 | $ 126,000 | $ 92,000 |
| Franklin County Kentucky | 95 | $ 6,971,000 | $ 73,000 | $ 92,000 |
| Perry County Kentucky | 89 | $ 4,440,000 | $ 49,000 | $ 65,000 |
| Garrard County Kentucky | 75 | $ 3,840,000 | $ 51,000 | $ 61,000 |
| Knox County Kentucky | 40 | $ 2,622,000 | $ 65,000 | $ 49,000 |
| Madison County Kentucky | 37 | $ 5,522,000 | $ 149,000 | $ 69,000 |
| Nicholas County Kentucky | 35 | $ 748,000 | $ 21,000 | $ 53,000 |
| Whitley County Kentucky | 35 | $ 2,383,000 | $ 68,000 | $ 59,000 |
| Laurel County Kentucky | 33 | $ 3,123,000 | $ 94,000 | $ 66,000 |
| Breathitt County Kentucky | 28 | $ 613,000 | $ 21,000 | $ 46,000 |
| Knott County Kentucky | 25 | $ 675,000 | $ 27,000 | $ 49,000 |
| Bath County Kentucky | 24 | $ 940,000 | $ 39,000 | $ 55,000 |
| Menifee County Kentucky | 24 | $ 594,000 | $ 24,000 | $ 33,000 |
| Estill County Kentucky | 23 | $ 1,563,000 | $ 67,000 | $ 45,000 |
| Lincoln County Kentucky | 16 | $ 673,000 | $ 42,000 | $ 229,000 |
| Lee County Kentucky | 13 | $ 329,000 | $ 25,000 | $ 38,000 |
| Leslie County Kentucky | 13 | $ 531,000 | $ 40,000 | $ 34,000 |
| Shelby County Kentucky | 13 | $ 1,401,000 | $ 107,000 | $ 746,000 |
| Clark County Kentucky | 12 | $ 1,046,000 | $ 87,000 | $ 78,000 |
| Boyle County Kentucky | 11 | $ 932,000 | $ 84,000 | $ 166,000 |
| Fleming County Kentucky | 11 | $ 870,000 | $ 79,000 | $ 74,000 |
| Harrison County Kentucky | 11 | $ 747,000 | $ 67,000 | $ 71,000 |
| Jessamine County Kentucky | 9 | $ 1,244,000 | $ 138,000 | $ 77,000 |
| Bourbon County Kentucky | 8 | $ 526,000 | $ 65,000 | $ 93,000 |
| Pike County Kentucky | 8 | $ 365,000 | $ 45,000 | $ 45,000 |
| Anderson County Kentucky | 7 | $ 382,000 | $ 54,000 | $ 77,000 |
| Carter County Kentucky | 7 | $ 302,000 | $ 43,000 | $ 32,000 |
| Elliott County Kentucky | 7 | $ 90,000 | $ 12,000 | $ 72,000 |
| Morgan County Kentucky | 6 | $ 186,000 | $ 31,000 | $ 58,000 |
| Woodford County Kentucky | 6 | $ 402,000 | $ 67,000 | $ 289,000 |
| Bell County Kentucky | 5 | $ 207,000 | $ 41,000 | $ 31,000 |
| Floyd County Kentucky | 5 | $ 617,000 | $ 123,000 | $ 66,000 |
| Grant County Kentucky | 4 | $ 544,000 | $ 136,000 | $ 98,000 |
| Jefferson County Kentucky | 4 | $ 582,000 | $ 145,000 | $ 18,000 |
| Rockcastle County Kentucky | 4 | $ 295,000 | $ 73,000 | $ 49,000 |
| Scott County Tennessee | 4 | $ 146,000 | $ 36,000 | $ 75,000 |
| Harlan County Kentucky | 3 | $ 156,000 | $ 52,000 | $ 46,000 |
| Owen County Kentucky | 3 | $ 282,000 | $ 94,000 | $ 49,000 |
| Owsley County Kentucky | 3 | $ 76,000 | $ 25,000 | $ 43,000 |
| Johnson County Kentucky | 2 | $ 280,000 | $ 140,000 | $ 98,000 |
| Kenton County Kentucky | 2 | $ 80,000 | $ 40,000 | $ 86,000 |
| Mason County Kentucky | 2 | $ 53,000 | $ 26,000 | $ 18,000 |
| Pulaski County Kentucky | 2 | $ 360,000 | $ 180,000 | $ 104,000 |
| Lee County Virginia | 2 | $ 135,000 | $ 67,000 | $ 62,000 |
| Jefferson County Alabama | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Collier County Florida | 1 | $ 250,000 | $ 250,000 | $ 372,000 |
| Marion County Florida | 1 | $ 327,000 | $ 327,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 345,000 | $ 345,000 | $ 349,000 |
| Bullitt County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 137,000 |
| Clay County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 82,000 |
| Jackson County Kentucky | 1 | $ 117,000 | $ 117,000 | $ 35,000 |
| Lewis County Kentucky | 1 | $ 58,000 | $ 58,000 | $ 85,000 |
| Mercer County Kentucky | 1 | $ 170,000 | $ 170,000 | $ 117,000 |
| Ohio County Kentucky | 1 | $ 93,000 | $ 93,000 | $ 71,000 |
| Oldham County Kentucky | 1 | $ 122,000 | $ 122,000 | $ 59,000 |
| Robertson County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 50,000 |
| Spencer County Kentucky | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Warren County Kentucky | 1 | $ 97,000 | $ 97,000 | $ 210,000 |
| Washington County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 80,000 |
| Champaign County Ohio | 1 | $ 58,000 | $ 58,000 | $ 132,000 |
| Defiance County Ohio | 1 | $ 8,000 | $ 8,000 | $ 56,000 |
| Summit County Ohio | 1 | $ 77,000 | $ 77,000 | $ 149,000 |
| Horry County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 554,000 |
| Campbell County Tennessee | 1 | $ 62,000 | $ 62,000 | $ 40,000 |
| Claiborne County Tennessee | 1 | $ 73,000 | $ 73,000 | $ 55,000 |
| Wythe County Virginia | 1 | $ 107,000 | $ 107,000 | $ 174,000 |
| Pocahontas County West Virginia | 1 | $ 54,000 | $ 54,000 | $ 116,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Whitaker Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 725 | $59,116,000 | $81,000 | $725,000 | $76,000 | $2,361,000 |
| Refinancing | 719 | $50,962,000 | $70,000 | $1,003,000 | $74,000 | $2,361,000 |
| Home Improvement | 696 | $11,674,000 | $16,000 | $520,000 | $46,000 | $724,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,997 | $105,265,000 | $52,000 | $743,000 | $68,000 | $2,361,000 |
| Not applicable | 105 | $14,141,000 | $134,000 | $1,003,000 | $16,000 | $1,050,000 |
| Black or African American | 21 | $808,000 | $38,000 | $122,000 | $40,000 | $91,000 |
| Hispanic | 6 | $168,000 | $28,000 | $98,000 | $51,000 | $185,000 |
| Asian | 6 | $1,189,000 | $198,000 | $292,000 | $175,000 | $420,000 |
| Not Provided | 5 | $181,000 | $36,000 | $90,000 | $112,000 | $203,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,127 | $120,505,000 | $56,000 | $1,003,000 | $66,000 | $2,361,000 |
| FHA-insured (Federal Housing Administration) | 10 | $829,000 | $82,000 | $153,000 | $29,000 | $41,000 |
| VA-guaranteed (Veterans Administration) | 3 | $418,000 | $139,000 | $190,000 | $62,000 | $74,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,697 | $100,559,000 | $59,000 | $1,003,000 | $70,000 | $2,361,000 |
| Application Denied By Financial Institution | 315 | $13,149,000 | $41,000 | $380,000 | $38,000 | $420,000 |
| Application Approved But Not Accepted | 65 | $4,427,000 | $68,000 | $395,000 | $66,000 | $576,000 |
| Application Withdrawn By Applicant | 47 | $3,271,000 | $69,000 | $292,000 | $82,000 | $174,000 |
| Loan Purchased By The Institution | 15 | $288,000 | $19,000 | $70,000 | $33,000 | $76,000 |
| File Closed For Incompleteness | 1 | $58,000 | $58,000 | $58,000 | $31,000 | $31,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 189 | $6,886,000 | $36,000 | $360,000 | $37,000 | $342,000 |
| Debt-To-Income Ratio | 88 | $4,340,000 | $49,000 | $289,000 | $31,000 | $288,000 |
| Collateral | 17 | $795,000 | $46,000 | $380,000 | $38,000 | $180,000 |
| Other | 10 | $817,000 | $81,000 | $180,000 | $118,000 | $420,000 |
| Employment History | 6 | $201,000 | $33,000 | $115,000 | $43,000 | $115,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $95,000 | $47,000 | $50,000 | $30,000 | $37,000 |
| Unverifiable Information | 2 | $12,000 | $6,000 | $10,000 | $28,000 | $36,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.