Whitaker Bank
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Whitaker Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Whitaker Bank Po Box 55439 Lexington, KY 40555 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,762 |
| Total Mortgage Loan Application Amount | $98,009,000 |
| Average Mortgage Loan Application Amount | $71,500 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $84,375 |
| Highest Applicant Income | $2,242,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Powell County Kentucky | 375 | $ 13,242,000 | $ 35,000 | $ 33,000 |
| Letcher County Kentucky | 255 | $ 7,409,000 | $ 29,000 | $ 103,000 |
| Wolfe County Kentucky | 206 | $ 4,732,000 | $ 22,000 | $ 35,000 |
| Scott County Kentucky | 147 | $ 14,496,000 | $ 98,000 | $ 45,000 |
| Perry County Kentucky | 119 | $ 4,849,000 | $ 40,000 | $ 44,000 |
| Fayette County Kentucky | 111 | $ 14,864,000 | $ 133,000 | $ 84,000 |
| Garrard County Kentucky | 101 | $ 4,734,000 | $ 46,000 | $ 74,000 |
| Madison County Kentucky | 51 | $ 5,502,000 | $ 107,000 | $ 108,000 |
| Nicholas County Kentucky | 50 | $ 1,730,000 | $ 34,000 | $ 39,000 |
| Knott County Kentucky | 36 | $ 1,574,000 | $ 43,000 | $ 43,000 |
| Montgomery County Kentucky | 31 | $ 1,912,000 | $ 61,000 | $ 34,000 |
| Whitley County Kentucky | 29 | $ 1,695,000 | $ 58,000 | $ 54,000 |
| Lee County Kentucky | 26 | $ 702,000 | $ 27,000 | $ 41,000 |
| Laurel County Kentucky | 25 | $ 1,626,000 | $ 65,000 | $ 29,000 |
| Knox County Kentucky | 22 | $ 1,190,000 | $ 54,000 | $ 32,000 |
| Lincoln County Kentucky | 18 | $ 1,308,000 | $ 72,000 | $ 52,000 |
| Breathitt County Kentucky | 17 | $ 441,000 | $ 25,000 | $ 44,000 |
| Clark County Kentucky | 12 | $ 689,000 | $ 57,000 | $ 54,000 |
| Estill County Kentucky | 12 | $ 317,000 | $ 26,000 | $ 23,000 |
| Bourbon County Kentucky | 11 | $ 944,000 | $ 85,000 | $ 66,000 |
| Franklin County Kentucky | 10 | $ 1,068,000 | $ 106,000 | $ 57,000 |
| Leslie County Kentucky | 10 | $ 220,000 | $ 22,000 | $ 26,000 |
| Jessamine County Kentucky | 9 | $ 3,336,000 | $ 370,000 | $ 71,000 |
| Pulaski County Kentucky | 9 | $ 825,000 | $ 91,000 | $ 135,000 |
| Harrison County Kentucky | 7 | $ 469,000 | $ 67,000 | $ 135,000 |
| Menifee County Kentucky | 4 | $ 200,000 | $ 50,000 | $ 52,000 |
| Rockcastle County Kentucky | 4 | $ 195,000 | $ 48,000 | $ 45,000 |
| Bullitt County Kentucky | 3 | $ 218,000 | $ 72,000 | $ 119,000 |
| Morgan County Kentucky | 3 | $ 159,000 | $ 53,000 | $ 33,000 |
| Owen County Kentucky | 3 | $ 278,000 | $ 92,000 | $ 33,000 |
| Rowan County Kentucky | 3 | $ 525,000 | $ 175,000 | $ 60,000 |
| Russell County Kentucky | 3 | $ 352,000 | $ 117,000 | $ 177,000 |
| Anderson County Kentucky | 2 | $ 263,000 | $ 131,000 | $ 86,000 |
| Boyle County Kentucky | 2 | $ 3,583,000 | $ 1,791,000 | $ 265,000 |
| Fleming County Kentucky | 2 | $ 59,000 | $ 29,000 | $ 69,000 |
| Floyd County Kentucky | 2 | $ 67,000 | $ 33,000 | $ 56,000 |
| Harlan County Kentucky | 2 | $ 81,000 | $ 40,000 | $ 371,000 |
| Magoffin County Kentucky | 2 | $ 68,000 | $ 34,000 | $ 74,000 |
| Mercer County Kentucky | 2 | $ 161,000 | $ 80,000 | $ 61,000 |
| Wayne County Kentucky | 2 | $ 187,000 | $ 93,000 | $ 101,000 |
| Woodford County Kentucky | 2 | $ 484,000 | $ 242,000 | $ 106,000 |
| Okaloosa County Florida | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Boyd County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Casey County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Clay County Kentucky | 1 | $ 44,000 | $ 44,000 | $ 51,000 |
| Grant County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 102,000 |
| Henry County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Jackson County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Jefferson County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 129,000 |
| Johnson County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 24,000 |
| Marion County Kentucky | 1 | $ 6,000 | $ 6,000 | $ 43,000 |
| Mason County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 22,000 |
| McCreary County Kentucky | 1 | $ 22,000 | $ 22,000 | $ 90,000 |
| Metcalfe County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 239,000 |
| Owsley County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 40,000 |
| Pike County Kentucky | 1 | $ 2,000 | $ 2,000 | $ 24,000 |
| Shelby County Kentucky | 1 | $ 152,000 | $ 152,000 | $ 98,000 |
| Grainger County Tennessee | 1 | $ 23,000 | $ 23,000 | $ 42,000 |
| Wise County Virginia | 1 | $ 15,000 | $ 15,000 | $ 15,000 |
| Laramie County Wyoming | 1 | $ 100,000 | $ 100,000 | $ 384,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Whitaker Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 712 | $49,975,000 | $80,166 | $743,000 | $93,000 | $2,242,000 |
| Home Improvement | 528 | $8,693,000 | $16,000 | $500,000 | $48,000 | $706,000 |
| Refinancing | 522 | $39,341,000 | $75,000 | $3,000,000 | $69,000 | $1,752,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,690 | $84,364,000 | $40,000 | $888,000 | $110,200 | $2,242,000 |
| Not applicable | 54 | $12,511,000 | $245,500 | $3,000,000 | $51,500 | $1,752,000 |
| Black or African American | 14 | $651,000 | $46,000 | $236,000 | $53,000 | $116,000 |
| American Indian or Alaskan Native | 3 | $397,000 | $132,000 | $323,000 | $73,000 | $117,000 |
| Asian | 1 | $86,000 | $86,000 | $86,000 | $610,000 | $610,000 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,750 | $96,557,000 | $77,666 | $3,000,000 | $92,833 | $2,242,000 |
| FHA-insured (Federal Housing Administration) | 9 | $968,000 | $107,000 | $149,000 | $43,000 | $61,000 |
| VA-guaranteed (Veterans Administration) | 3 | $484,000 | $161,000 | $171,000 | $69,000 | $105,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,396 | $79,391,000 | $89,600 | $1,260,000 | $122,800 | $2,242,000 |
| Application Denied By Financial Institution | 233 | $12,042,000 | $29,666 | $3,000,000 | $27,666 | $367,000 |
| Application Withdrawn By Applicant | 60 | $4,223,000 | $39,500 | $309,000 | $38,500 | $318,000 |
| Loan Purchased By The Institution | 41 | $565,000 | $13,000 | $28,000 | $33,000 | $157,000 |
| Application Approved But Not Accepted | 28 | $1,479,000 | $52,000 | $323,000 | $50,000 | $117,000 |
| File Closed For Incompleteness | 4 | $309,000 | $77,000 | $137,000 | $49,000 | $62,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 171 | $5,401,000 | $23,000 | $233,000 | $26,666 | $176,000 |
| Debt-To-Income Ratio | 26 | $4,369,000 | $168,000 | $3,000,000 | $32,000 | $169,000 |
| Collateral | 16 | $758,000 | $47,000 | $139,000 | $33,000 | $72,000 |
| Other | 7 | $803,000 | $114,000 | $200,000 | $98,000 | $367,000 |
| Employment History | 5 | $127,000 | $25,000 | $44,000 | $22,000 | $51,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $192,000 | $64,000 | $96,000 | $27,000 | $31,000 |
| Unverifiable Information | 1 | $160,000 | $160,000 | $160,000 | $115,000 | $115,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.