Westfield Bank F S B
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Westfield Bank F S B.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Westfield Bank F S B Two Park Circle Westfield Center, OH 44251 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 532 |
| Total Mortgage Loan Application Amount | $73,628,000 |
| Average Mortgage Loan Application Amount | $153,000 |
| Highest Mortgage Loan Application Amount | $1,600,000 |
| Average Applicant Income | $90,000 |
| Highest Applicant Income | $1,521,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cuyahoga County Ohio | 152 | $ 16,404,000 | $ 107,000 | $ 71,000 |
| Medina County Ohio | 114 | $ 17,568,000 | $ 154,000 | $ 95,000 |
| Wayne County Ohio | 56 | $ 5,483,000 | $ 97,000 | $ 62,000 |
| Stark County Ohio | 47 | $ 6,693,000 | $ 142,000 | $ 90,000 |
| Lorain County Ohio | 46 | $ 5,530,000 | $ 120,000 | $ 56,000 |
| Summit County Ohio | 30 | $ 3,908,000 | $ 130,000 | $ 74,000 |
| Geauga County Ohio | 5 | $ 1,190,000 | $ 238,000 | $ 75,000 |
| Lake County Ohio | 4 | $ 358,000 | $ 89,000 | $ 79,000 |
| Ottawa County Ohio | 4 | $ 534,000 | $ 133,000 | $ 140,000 |
| Carroll County Ohio | 3 | $ 404,000 | $ 134,000 | $ 29,000 |
| Erie County Ohio | 3 | $ 241,000 | $ 80,000 | $ 33,000 |
| Portage County Ohio | 3 | $ 401,000 | $ 133,000 | $ 102,000 |
| Jackson County Oregon | 3 | $ 857,000 | $ 285,000 | $ 151,000 |
| Maricopa County Arizona | 2 | $ 405,000 | $ 202,000 | $ 0 |
| Pasco County Florida | 2 | $ 319,000 | $ 159,000 | $ 73,000 |
| Ingham County Michigan | 2 | $ 220,000 | $ 110,000 | $ 63,000 |
| Hamilton County Ohio | 2 | $ 179,000 | $ 89,000 | $ 71,000 |
| Seneca County Ohio | 2 | $ 309,000 | $ 154,000 | $ 75,000 |
| Tuscarawas County Ohio | 2 | $ 175,000 | $ 87,000 | $ 46,000 |
| Chester County Pennsylvania | 2 | $ 485,000 | $ 242,000 | $ 180,000 |
| Lancaster County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 90,000 |
| Westmoreland County Pennsylvania | 2 | $ 264,000 | $ 132,000 | $ 187,000 |
| Alexandria County Virginia | 2 | $ 396,000 | $ 198,000 | $ 123,000 |
| Putnam County West Virginia | 2 | $ 620,000 | $ 310,000 | $ 195,000 |
| Yavapai County Arizona | 1 | $ 100,000 | $ 100,000 | $ 78,000 |
| Grand County Colorado | 1 | $ 174,000 | $ 174,000 | $ 118,000 |
| Larimer County Colorado | 1 | $ 189,000 | $ 189,000 | $ 36,000 |
| Alachua County Florida | 1 | $ 269,000 | $ 269,000 | $ 128,000 |
| Broward County Florida | 1 | $ 108,000 | $ 108,000 | $ 29,000 |
| Collier County Florida | 1 | $ 814,000 | $ 814,000 | $ 380,000 |
| Highlands County Florida | 1 | $ 60,000 | $ 60,000 | $ 57,000 |
| Hillsborough County Florida | 1 | $ 272,000 | $ 272,000 | $ 59,000 |
| Manatee County Florida | 1 | $ 83,000 | $ 83,000 | $ 101,000 |
| Martin County Florida | 1 | $ 252,000 | $ 252,000 | $ 186,000 |
| Sarasota County Florida | 1 | $ 428,000 | $ 428,000 | $ 196,000 |
| Walton County Florida | 1 | $ 300,000 | $ 300,000 | $ 273,000 |
| Forsyth County Georgia | 1 | $ 172,000 | $ 172,000 | $ 35,000 |
| Cook County Illinois | 1 | $ 800,000 | $ 800,000 | $ 248,000 |
| Allen County Indiana | 1 | $ 176,000 | $ 176,000 | $ 55,000 |
| Jefferson County Kentucky | 1 | $ 131,000 | $ 131,000 | $ 60,000 |
| Owsley County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 44,000 |
| Warren County Kentucky | 1 | $ 176,000 | $ 176,000 | $ 74,000 |
| Anne Arundel County Maryland | 1 | $ 165,000 | $ 165,000 | $ 450,000 |
| Wayne County Michigan | 1 | $ 126,000 | $ 126,000 | $ 35,000 |
| Washington County Minnesota | 1 | $ 286,000 | $ 286,000 | $ 70,000 |
| Clark County Nevada | 1 | $ 268,000 | $ 268,000 | $ 75,000 |
| Iredell County North Carolina | 1 | $ 440,000 | $ 440,000 | $ 97,000 |
| Jackson County North Carolina | 1 | $ 600,000 | $ 600,000 | $ 1,344,000 |
| Ashtabula County Ohio | 1 | $ 148,000 | $ 148,000 | $ 144,000 |
| Delaware County Ohio | 1 | $ 238,000 | $ 238,000 | $ 85,000 |
| Franklin County Ohio | 1 | $ 171,000 | $ 171,000 | $ 491,000 |
| Holmes County Ohio | 1 | $ 107,000 | $ 107,000 | $ 45,000 |
| Huron County Ohio | 1 | $ 93,000 | $ 93,000 | $ 140,000 |
| Lucas County Ohio | 1 | $ 300,000 | $ 300,000 | $ 186,000 |
| Morrow County Ohio | 1 | $ 72,000 | $ 72,000 | $ 146,000 |
| Richland County Ohio | 1 | $ 125,000 | $ 125,000 | $ 112,000 |
| Wood County Ohio | 1 | $ 285,000 | $ 285,000 | $ 65,000 |
| Carbon County Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 25,000 |
| Beaufort County South Carolina | 1 | $ 360,000 | $ 360,000 | $ 161,000 |
| Charleston County South Carolina | 1 | $ 1,600,000 | $ 1,600,000 | $ 600,000 |
| Horry County South Carolina | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Grundy County Tennessee | 1 | $ 52,000 | $ 52,000 | $ 180,000 |
| Marion County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 88,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Westfield Bank F S B in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 432 | $55,897,000 | $129,000 | $814,000 | $83,000 | $1,521,000 |
| Refinancing | 100 | $17,731,000 | $177,000 | $1,600,000 | $97,000 | $600,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 480 | $67,228,000 | $140,000 | $1,600,000 | $84,000 | $1,521,000 |
| Not Provided | 31 | $4,123,000 | $133,000 | $600,000 | $111,000 | $1,344,000 |
| Black or African American | 11 | $1,157,000 | $105,000 | $268,000 | $80,000 | $174,000 |
| Hispanic | 7 | $676,000 | $96,000 | $114,000 | $51,000 | $101,000 |
| Asian | 3 | $444,000 | $148,000 | $250,000 | $82,000 | $152,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 504 | $69,515,000 | $137,000 | $1,600,000 | $87,000 | $1,521,000 |
| FHA-insured (Federal Housing Administration) | 24 | $3,446,000 | $143,000 | $276,000 | $54,000 | $95,000 |
| VA-guaranteed (Veterans Administration) | 4 | $667,000 | $166,000 | $242,000 | $67,000 | $84,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 442 | $61,002,000 | $138,000 | $1,600,000 | $90,000 | $1,521,000 |
| Application Withdrawn By Applicant | 40 | $5,055,000 | $126,000 | $398,000 | $54,000 | $146,000 |
| Application Denied By Financial Institution | 19 | $2,936,000 | $154,000 | $360,000 | $69,000 | $153,000 |
| File Closed For Incompleteness | 18 | $2,502,000 | $139,000 | $428,000 | $75,000 | $174,000 |
| Application Approved But Not Accepted | 13 | $2,133,000 | $164,000 | $352,000 | $70,000 | $174,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 6 | $739,000 | $123,000 | $170,000 | $74,000 | $114,000 |
| Other | 3 | $680,000 | $226,000 | $360,000 | $84,000 | $153,000 |
| Unverifiable Information | 2 | $416,000 | $208,000 | $240,000 | $85,000 | $116,000 |
| Credit History | 2 | $171,000 | $85,000 | $100,000 | $29,000 | $38,000 |
| Debt-To-Income Ratio | 2 | $435,000 | $217,000 | $292,000 | $80,000 | $119,000 |
| Employment History | 2 | $178,000 | $89,000 | $142,000 | $52,000 | $52,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $146,000 | $146,000 | $146,000 | $69,000 | $69,000 |
| Credit Application Incomplete | 1 | $171,000 | $171,000 | $171,000 | $54,000 | $54,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.