Western State Bank
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for North Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for Western State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Western State Bank 755 13Th Ave E West Fargo, ND 58108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,004 |
| Total Mortgage Loan Application Amount | $223,636,000 |
| Average Mortgage Loan Application Amount | $192,333 |
| Highest Mortgage Loan Application Amount | $8,000,000 |
| Average Applicant Income | $84,000 |
| Highest Applicant Income | $1,337,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in ND, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cass County North Dakota | 396 | $ 97,992,000 | $ 247,000 | $ 84,000 |
| Clay County Minnesota | 157 | $ 25,964,000 | $ 165,000 | $ 61,000 |
| Ramsey County North Dakota | 60 | $ 9,824,000 | $ 163,000 | $ 94,000 |
| Maricopa County Arizona | 50 | $ 20,716,000 | $ 414,000 | $ 141,000 |
| Becker County Minnesota | 35 | $ 13,543,000 | $ 386,000 | $ 103,000 |
| Otter Tail County Minnesota | 30 | $ 5,859,000 | $ 195,000 | $ 112,000 |
| Polk County Minnesota | 29 | $ 4,948,000 | $ 170,000 | $ 76,000 |
| Pinal County Arizona | 21 | $ 2,408,000 | $ 114,000 | $ 43,000 |
| Beltrami County Minnesota | 14 | $ 2,513,000 | $ 179,000 | $ 81,000 |
| Cavalier County North Dakota | 14 | $ 1,263,000 | $ 90,000 | $ 56,000 |
| Redwood County Minnesota | 13 | $ 1,918,000 | $ 147,000 | $ 80,000 |
| Lyon County Minnesota | 10 | $ 1,353,000 | $ 135,000 | $ 87,000 |
| Clearwater County Minnesota | 8 | $ 1,183,000 | $ 147,000 | $ 79,000 |
| Griggs County North Dakota | 8 | $ 773,000 | $ 96,000 | $ 68,000 |
| Pembina County North Dakota | 7 | $ 620,000 | $ 88,000 | $ 75,000 |
| Ransom County North Dakota | 7 | $ 813,000 | $ 116,000 | $ 63,000 |
| Richland County North Dakota | 7 | $ 1,169,000 | $ 167,000 | $ 81,000 |
| Walsh County North Dakota | 7 | $ 688,000 | $ 98,000 | $ 66,000 |
| Hennepin County Minnesota | 6 | $ 1,584,000 | $ 264,000 | $ 220,000 |
| Hubbard County Minnesota | 6 | $ 1,159,000 | $ 193,000 | $ 83,000 |
| Pennington County Minnesota | 6 | $ 959,000 | $ 159,000 | $ 90,000 |
| Grand Forks County North Dakota | 6 | $ 815,000 | $ 135,000 | $ 75,000 |
| Chippewa County Minnesota | 5 | $ 319,000 | $ 63,000 | $ 33,000 |
| Mahnomen County Minnesota | 5 | $ 691,000 | $ 138,000 | $ 103,000 |
| McHenry County North Dakota | 5 | $ 501,000 | $ 100,000 | $ 47,000 |
| Douglas County Minnesota | 4 | $ 713,000 | $ 178,000 | $ 88,000 |
| Norman County Minnesota | 4 | $ 526,000 | $ 131,000 | $ 54,000 |
| Eddy County North Dakota | 4 | $ 168,000 | $ 42,000 | $ 66,000 |
| Sargent County North Dakota | 4 | $ 436,000 | $ 109,000 | $ 61,000 |
| Traill County North Dakota | 4 | $ 368,000 | $ 92,000 | $ 112,000 |
| Big Stone County Minnesota | 3 | $ 202,000 | $ 67,000 | $ 26,000 |
| Dakota County Minnesota | 3 | $ 752,000 | $ 250,000 | $ 301,000 |
| Olmsted County Minnesota | 3 | $ 438,000 | $ 146,000 | $ 88,000 |
| Red Lake County Minnesota | 3 | $ 455,000 | $ 151,000 | $ 66,000 |
| Rock County Minnesota | 3 | $ 492,000 | $ 164,000 | $ 209,000 |
| Barnes County North Dakota | 3 | $ 514,000 | $ 171,000 | $ 129,000 |
| Benson County North Dakota | 3 | $ 490,000 | $ 163,000 | $ 59,000 |
| Burleigh County North Dakota | 3 | $ 635,000 | $ 211,000 | $ 79,000 |
| Coconino County Arizona | 2 | $ 257,000 | $ 128,000 | $ 0 |
| Gila County Arizona | 2 | $ 250,000 | $ 125,000 | $ 222,000 |
| Sibley County Minnesota | 2 | $ 138,000 | $ 69,000 | $ 37,000 |
| Stearns County Minnesota | 2 | $ 231,000 | $ 115,000 | $ 47,000 |
| Washington County Minnesota | 2 | $ 461,000 | $ 230,000 | $ 128,000 |
| Nelson County North Dakota | 2 | $ 213,000 | $ 106,000 | $ 46,000 |
| Steele County North Dakota | 2 | $ 160,000 | $ 80,000 | $ 51,000 |
| Ward County North Dakota | 2 | $ 8,600,000 | $ 4,300,000 | $ 0 |
| Pima County Arizona | 1 | $ 191,000 | $ 191,000 | $ 187,000 |
| Yavapai County Arizona | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Riverside County California | 1 | $ 383,000 | $ 383,000 | $ 201,000 |
| Okaloosa County Florida | 1 | $ 212,000 | $ 212,000 | $ 84,000 |
| Honolulu County Hawaii | 1 | $ 2,134,000 | $ 2,134,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 108,000 |
| Blue Earth County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 71,000 |
| Carver County Minnesota | 1 | $ 262,000 | $ 262,000 | $ 79,000 |
| Cass County Minnesota | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Cook County Minnesota | 1 | $ 144,000 | $ 144,000 | $ 73,000 |
| Cottonwood County Minnesota | 1 | $ 372,000 | $ 372,000 | $ 156,000 |
| Goodhue County Minnesota | 1 | $ 260,000 | $ 260,000 | $ 93,000 |
| Kandiyohi County Minnesota | 1 | $ 284,000 | $ 284,000 | $ 357,000 |
| Marshall County Minnesota | 1 | $ 158,000 | $ 158,000 | $ 46,000 |
| Murray County Minnesota | 1 | $ 270,000 | $ 270,000 | $ 66,000 |
| Pipestone County Minnesota | 1 | $ 143,000 | $ 143,000 | $ 117,000 |
| Pope County Minnesota | 1 | $ 81,000 | $ 81,000 | $ 55,000 |
| Ramsey County Minnesota | 1 | $ 111,000 | $ 111,000 | $ 57,000 |
| Renville County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 16,000 |
| Scott County Minnesota | 1 | $ 144,000 | $ 144,000 | $ 122,000 |
| Wilkin County Minnesota | 1 | $ 132,000 | $ 132,000 | $ 105,000 |
| Cabarrus County North Carolina | 1 | $ 233,000 | $ 233,000 | $ 60,000 |
| Bottineau County North Dakota | 1 | $ 42,000 | $ 42,000 | $ 58,000 |
| LaMoure County North Dakota | 1 | $ 90,000 | $ 90,000 | $ 35,000 |
| Morton County North Dakota | 1 | $ 201,000 | $ 201,000 | $ 57,000 |
| Oliver County North Dakota | 1 | $ 94,000 | $ 94,000 | $ 55,000 |
| Pierce County North Dakota | 1 | $ 64,000 | $ 64,000 | $ 70,000 |
| Rolette County North Dakota | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Lincoln County South Dakota | 1 | $ 206,000 | $ 206,000 | $ 96,000 |
| Meade County South Dakota | 1 | $ 200,000 | $ 200,000 | $ 74,000 |
| Campbell County Wyoming | 1 | $ 166,000 | $ 166,000 | $ 99,000 |
| Sheridan County Wyoming | 1 | $ 280,000 | $ 280,000 | $ 56,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Dakota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Western State Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 639 | $147,127,000 | $230,000 | $7,105,000 | $79,000 | $1,312,000 |
| Refinancing | 325 | $71,384,000 | $219,000 | $8,000,000 | $96,000 | $1,337,000 |
| Home Improvement | 40 | $5,125,000 | $128,000 | $417,000 | $77,000 | $215,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 862 | $148,675,000 | $172,000 | $1,034,000 | $93,000 | $1,337,000 |
| Not applicable | 84 | $65,113,000 | $775,000 | $8,000,000 | $0 | $0 |
| Asian | 17 | $3,301,000 | $194,000 | $326,000 | $78,000 | $247,000 |
| Hispanic | 16 | $2,396,000 | $149,000 | $320,000 | $68,000 | $139,000 |
| American Indian or Alaskan Native | 11 | $2,202,000 | $200,000 | $304,000 | $77,000 | $121,000 |
| Not Provided | 9 | $1,135,000 | $126,000 | $260,000 | $75,000 | $120,000 |
| Black or African American | 4 | $662,000 | $165,000 | $235,000 | $98,000 | $113,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $152,000 | $152,000 | $152,000 | $74,000 | $74,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 768 | $188,002,000 | $244,000 | $8,000,000 | $92,000 | $1,337,000 |
| FHA-insured (Federal Housing Administration) | 144 | $20,909,000 | $145,000 | $276,000 | $56,000 | $193,000 |
| VA-guaranteed (Veterans Administration) | 50 | $10,514,000 | $210,000 | $352,000 | $80,000 | $292,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 42 | $4,211,000 | $100,000 | $237,000 | $49,000 | $108,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 807 | $176,494,000 | $218,000 | $8,000,000 | $85,000 | $1,337,000 |
| Application Denied By Financial Institution | 83 | $15,103,000 | $181,000 | $1,034,000 | $83,000 | $362,000 |
| Application Withdrawn By Applicant | 72 | $24,703,000 | $343,000 | $7,105,000 | $82,000 | $384,000 |
| Application Approved But Not Accepted | 41 | $7,116,000 | $173,000 | $580,000 | $74,000 | $211,000 |
| Loan Purchased By The Institution | 1 | $220,000 | $220,000 | $220,000 | $132,000 | $132,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in ND, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information at your convenience.