Westconsin Credit Union
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Wisconsin.
The mortgage statistics and data below are specific to mortgage loan applications for Westconsin Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Westconsin Credit Union
444 Broadway
Menomonie, WI 54751
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,297
Total Mortgage Loan Application Amount $354,875,000
Average Mortgage Loan Application Amount $145,600
Highest Mortgage Loan Application Amount $5,065,000
Average Applicant Income $102,000
Highest Applicant Income $6,811,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Westconsin Credit Union by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Croix County Wisconsin 564 $ 85,360,000 $ 151,000 $ 116,000
Dunn County Wisconsin 326 $ 49,400,000 $ 151,000 $ 96,000
Pierce County Wisconsin 242 $ 38,600,000 $ 159,000 $ 106,000
Eau Claire County Wisconsin 228 $ 38,990,000 $ 171,000 $ 90,000
Barron County Wisconsin 217 $ 25,095,000 $ 115,000 $ 128,000
Chippewa County Wisconsin 212 $ 36,810,000 $ 173,000 $ 98,000
Polk County Wisconsin 192 $ 26,340,000 $ 137,000 $ 98,000
Pepin County Wisconsin 27 $ 3,925,000 $ 145,000 $ 78,000
Washburn County Wisconsin 26 $ 4,520,000 $ 173,000 $ 128,000
Buffalo County Wisconsin 23 $ 3,285,000 $ 142,000 $ 83,000
Rusk County Wisconsin 23 $ 2,985,000 $ 129,000 $ 71,000
Sawyer County Wisconsin 21 $ 2,775,000 $ 132,000 $ 102,000
Washington County Minnesota 20 $ 3,730,000 $ 186,000 $ 125,000
Dakota County Minnesota 18 $ 4,230,000 $ 235,000 $ 116,000
Ramsey County Minnesota 17 $ 4,035,000 $ 237,000 $ 104,000
Clark County Wisconsin 14 $ 2,620,000 $ 187,000 $ 82,000
Burnett County Wisconsin 13 $ 1,995,000 $ 153,000 $ 120,000
Trempealeau County Wisconsin 13 $ 2,135,000 $ 164,000 $ 100,000
Goodhue County Minnesota 8 $ 1,600,000 $ 200,000 $ 99,000
Taylor County Wisconsin 8 $ 1,570,000 $ 196,000 $ 82,000
Chisago County Minnesota 7 $ 955,000 $ 136,000 $ 77,000
Hennepin County Minnesota 7 $ 1,795,000 $ 256,000 $ 158,000
Bayfield County Wisconsin 7 $ 1,185,000 $ 169,000 $ 148,000
Anoka County Minnesota 4 $ 460,000 $ 115,000 $ 72,000
Douglas County Wisconsin 4 $ 510,000 $ 127,000 $ 129,000
Price County Wisconsin 4 $ 330,000 $ 82,000 $ 97,000
Scott County Minnesota 3 $ 745,000 $ 248,000 $ 146,000
Itasca County Minnesota 2 $ 490,000 $ 245,000 $ 127,000
Olmsted County Minnesota 2 $ 130,000 $ 65,000 $ 191,000
Sherburne County Minnesota 2 $ 60,000 $ 30,000 $ 444,000
Wabasha County Minnesota 2 $ 320,000 $ 160,000 $ 68,000
Ashland County Wisconsin 2 $ 160,000 $ 80,000 $ 177,000
Brown County Wisconsin 2 $ 320,000 $ 160,000 $ 89,000
Jackson County Wisconsin 2 $ 390,000 $ 195,000 $ 47,000
Marathon County Wisconsin 2 $ 420,000 $ 210,000 $ 133,000
Milwaukee County Wisconsin 2 $ 740,000 $ 370,000 $ 0
Ozaukee County Wisconsin 2 $ 710,000 $ 355,000 $ 62,000
Vilas County Wisconsin 2 $ 630,000 $ 315,000 $ 161,000
Aitkin County Minnesota 1 $ 235,000 $ 235,000 $ 197,000
Carver County Minnesota 1 $ 285,000 $ 285,000 $ 174,000
Crow Wing County Minnesota 1 $ 375,000 $ 375,000 $ 0
Grant County Minnesota 1 $ 145,000 $ 145,000 $ 157,000
Hubbard County Minnesota 1 $ 255,000 $ 255,000 $ 58,000
Isanti County Minnesota 1 $ 55,000 $ 55,000 $ 72,000
Le Sueur County Minnesota 1 $ 165,000 $ 165,000 $ 0
Lyon County Minnesota 1 $ 185,000 $ 185,000 $ 50,000
Mille Lacs County Minnesota 1 $ 175,000 $ 175,000 $ 59,000
Pine County Minnesota 1 $ 65,000 $ 65,000 $ 105,000
Rice County Minnesota 1 $ 35,000 $ 35,000 $ 86,000
Steele County Minnesota 1 $ 15,000 $ 15,000 $ 83,000
Calumet County Wisconsin 1 $ 155,000 $ 155,000 $ 103,000
Columbia County Wisconsin 1 $ 195,000 $ 195,000 $ 74,000
Crawford County Wisconsin 1 $ 75,000 $ 75,000 $ 130,000
Door County Wisconsin 1 $ 85,000 $ 85,000 $ 0
Green County Wisconsin 1 $ 325,000 $ 325,000 $ 169,000
La Crosse County Wisconsin 1 $ 245,000 $ 245,000 $ 97,000
Lincoln County Wisconsin 1 $ 95,000 $ 95,000 $ 61,000
Manitowoc County Wisconsin 1 $ 175,000 $ 175,000 $ 103,000
Marinette County Wisconsin 1 $ 435,000 $ 435,000 $ 170,000
Monroe County Wisconsin 1 $ 25,000 $ 25,000 $ 30,000
Rock County Wisconsin 1 $ 45,000 $ 45,000 $ 28,000
Sauk County Wisconsin 1 $ 115,000 $ 115,000 $ 52,000
Sheboygan County Wisconsin 1 $ 255,000 $ 255,000 $ 120,000
Waupaca County Wisconsin 1 $ 155,000 $ 155,000 $ 88,000
Wood County Wisconsin 1 $ 155,000 $ 155,000 $ 98,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Wisconsin, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Westconsin Credit Union in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 750 $180,920,000 $241,000 $3,205,000 $110,000 $1,785,000
Home Improvement 551 $29,885,000 $54,000 $305,000 $112,000 $1,800,000
Cash-out Refinancing 496 $94,400,000 $190,000 $5,065,000 $105,000 $6,811,000
Other Purpose 351 $23,215,000 $66,000 $405,000 $102,000 $822,000
Refinancing 149 $26,455,000 $177,000 $2,505,000 $81,000 $220,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,030 $286,320,000 $141,000 $905,000 $106,000 $6,811,000
Not applicable 132 $48,190,000 $365,000 $5,065,000 $0 $0
Not Provided 97 $14,135,000 $145,000 $645,000 $116,000 $596,000
Hispanic 17 $2,645,000 $155,000 $445,000 $101,000 $181,000
Asian 9 $1,985,000 $220,000 $395,000 $81,000 $114,000
American Indian or Alaskan Native 6 $900,000 $150,000 $365,000 $71,000 $168,000
Black or African American 5 $645,000 $129,000 $225,000 $67,000 $104,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,272 $350,800,000 $154,000 $5,065,000 $107,000 $6,811,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 25 $4,075,000 $163,000 $285,000 $58,000 $193,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,509 $238,185,000 $157,000 $5,065,000 $105,000 $6,811,000
Application Denied By Financial Institution 384 $45,180,000 $117,000 $645,000 $89,000 $1,341,000
Application Withdrawn By Applicant 260 $47,810,000 $183,000 $645,000 $127,000 $1,785,000
File Closed For Incompleteness 127 $21,685,000 $170,000 $905,000 $131,000 $1,800,000
Application Approved But Not Accepted 17 $2,015,000 $118,000 $455,000 $76,000 $154,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,913 $309,695,000 $161,000 $5,065,000 $110,000 $6,811,000
Debt-To-Income Ratio 196 $25,890,000 $132,000 $645,000 $65,000 $311,000
Credit History 106 $11,330,000 $106,000 $525,000 $114,000 $1,341,000
Other 37 $3,285,000 $88,000 $335,000 $134,000 $596,000
Collateral 19 $1,885,000 $99,000 $315,000 $107,000 $415,000
Employment History 17 $1,875,000 $110,000 $465,000 $84,000 $396,000
Unverifiable Information 6 $520,000 $86,000 $165,000 $96,000 $223,000
Insufficient Cash (Downpayment, Closing Cost) 3 $395,000 $131,000 $245,000 $67,000 $91,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Wisconsin, and search similar information at your convenience.

Download the Wisconsin Lender List