Wescom Central Credit Union
Mortgage Loan Application
Totals and Details
for 2007
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Wescom Central Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Wescom Central Credit Union 123 S Marengo Avenue Pasadena, CA 91101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,813 |
| Total Mortgage Loan Application Amount | $597,015,000 |
| Average Mortgage Loan Application Amount | $274,666 |
| Highest Mortgage Loan Application Amount | $2,220,000 |
| Average Applicant Income | $75,000 |
| Highest Applicant Income | $893,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,190 | $ 258,390,000 | $ 217,000 | $ 78,000 |
| Orange County California | 448 | $ 93,100,000 | $ 207,000 | $ 88,000 |
| Riverside County California | 327 | $ 54,908,000 | $ 167,000 | $ 70,000 |
| San Bernardino County California | 273 | $ 43,739,000 | $ 160,000 | $ 75,000 |
| Ventura County California | 127 | $ 22,825,000 | $ 179,000 | $ 76,000 |
| San Diego County California | 41 | $ 12,853,000 | $ 313,000 | $ 88,000 |
| Santa Barbara County California | 25 | $ 5,727,000 | $ 229,000 | $ 71,000 |
| Kern County California | 24 | $ 2,877,000 | $ 119,000 | $ 60,000 |
| Bexar County Texas | 6 | $ 608,000 | $ 101,000 | $ 48,000 |
| San Luis Obispo County California | 5 | $ 548,000 | $ 109,000 | $ 63,000 |
| Alameda County California | 4 | $ 934,000 | $ 233,000 | $ 62,000 |
| Placer County California | 4 | $ 811,000 | $ 202,000 | $ 110,000 |
| San Joaquin County California | 4 | $ 965,000 | $ 241,000 | $ 49,000 |
| Harris County Texas | 4 | $ 793,000 | $ 198,000 | $ 101,000 |
| Contra Costa County California | 3 | $ 157,000 | $ 52,000 | $ 30,000 |
| El Dorado County California | 3 | $ 692,000 | $ 230,000 | $ 169,000 |
| Fresno County California | 3 | $ 914,000 | $ 304,000 | $ 83,000 |
| Santa Clara County California | 3 | $ 546,000 | $ 182,000 | $ 74,000 |
| Solano County California | 3 | $ 883,000 | $ 294,000 | $ 76,000 |
| Clark County Nevada | 3 | $ 747,000 | $ 249,000 | $ 75,000 |
| Tarrant County Texas | 3 | $ 441,000 | $ 147,000 | $ 100,000 |
| Maricopa County Arizona | 2 | $ 481,000 | $ 240,000 | $ 76,000 |
| Mohave County Arizona | 2 | $ 176,000 | $ 88,000 | $ 52,000 |
| Madera County California | 2 | $ 65,000 | $ 32,000 | $ 33,000 |
| Mono County California | 2 | $ 626,000 | $ 313,000 | $ 87,000 |
| Nevada County California | 2 | $ 430,000 | $ 215,000 | $ 68,000 |
| Sacramento County California | 2 | $ 277,000 | $ 138,000 | $ 107,000 |
| San Mateo County California | 2 | $ 626,000 | $ 313,000 | $ 25,000 |
| Sonoma County California | 2 | $ 332,000 | $ 166,000 | $ 87,000 |
| Yuba County California | 2 | $ 566,000 | $ 283,000 | $ 121,000 |
| Orange County Florida | 2 | $ 704,000 | $ 352,000 | $ 113,000 |
| Fulton County Georgia | 2 | $ 498,000 | $ 249,000 | $ 82,000 |
| Rockdale County Georgia | 2 | $ 406,000 | $ 203,000 | $ 139,000 |
| Cook County Illinois | 2 | $ 1,105,000 | $ 552,000 | $ 209,000 |
| Williamson County Texas | 2 | $ 378,000 | $ 189,000 | $ 81,000 |
| Pima County Arizona | 1 | $ 104,000 | $ 104,000 | $ 136,000 |
| Pinal County Arizona | 1 | $ 220,000 | $ 220,000 | $ 194,000 |
| Imperial County California | 1 | $ 340,000 | $ 340,000 | $ 24,000 |
| Shasta County California | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Sutter County California | 1 | $ 77,000 | $ 77,000 | $ 24,000 |
| Tulare County California | 1 | $ 160,000 | $ 160,000 | $ 72,000 |
| Tuolumne County California | 1 | $ 20,000 | $ 20,000 | $ 149,000 |
| El Paso County Colorado | 1 | $ 520,000 | $ 520,000 | $ 15,000 |
| Rio Blanco County Colorado | 1 | $ 190,000 | $ 190,000 | $ 41,000 |
| Marion County Florida | 1 | $ 95,000 | $ 95,000 | $ 159,000 |
| Palm Beach County Florida | 1 | $ 340,000 | $ 340,000 | $ 87,000 |
| Hall County Georgia | 1 | $ 21,000 | $ 21,000 | $ 154,000 |
| Henry County Georgia | 1 | $ 200,000 | $ 200,000 | $ 61,000 |
| Kauai County Hawaii | 1 | $ 361,000 | $ 361,000 | $ 109,000 |
| Cassia County Idaho | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Greene County Illinois | 1 | $ 47,000 | $ 47,000 | $ 50,000 |
| Kane County Illinois | 1 | $ 150,000 | $ 150,000 | $ 125,000 |
| Sedgwick County Kansas | 1 | $ 133,000 | $ 133,000 | $ 55,000 |
| Prince George's County Maryland | 1 | $ 309,000 | $ 309,000 | $ 116,000 |
| Calhoun County Michigan | 1 | $ 109,000 | $ 109,000 | $ 130,000 |
| Kent County Michigan | 1 | $ 145,000 | $ 145,000 | $ 196,000 |
| St. Charles County Missouri | 1 | $ 184,000 | $ 184,000 | $ 51,000 |
| Bernalillo County New Mexico | 1 | $ 288,000 | $ 288,000 | $ 83,000 |
| Eddy County New Mexico | 1 | $ 59,000 | $ 59,000 | $ 60,000 |
| Lincoln County New Mexico | 1 | $ 50,000 | $ 50,000 | $ 70,000 |
| Erie County New York | 1 | $ 15,000 | $ 15,000 | $ 10,000 |
| Suffolk County New York | 1 | $ 117,000 | $ 117,000 | $ 163,000 |
| Butler County Ohio | 1 | $ 123,000 | $ 123,000 | $ 45,000 |
| Summit County Ohio | 1 | $ 128,000 | $ 128,000 | $ 85,000 |
| Multnomah County Oregon | 1 | $ 275,000 | $ 275,000 | $ 91,000 |
| Newport County Rhode Island | 1 | $ 166,000 | $ 166,000 | $ 135,000 |
| Washington County Rhode Island | 1 | $ 254,000 | $ 254,000 | $ 70,000 |
| Collin County Texas | 1 | $ 212,000 | $ 212,000 | $ 96,000 |
| Dallas County Texas | 1 | $ 200,000 | $ 200,000 | $ 62,000 |
| Montague County Texas | 1 | $ 95,000 | $ 95,000 | $ 103,000 |
| Travis County Texas | 1 | $ 196,000 | $ 196,000 | $ 87,000 |
| Jefferson County Washington | 1 | $ 249,000 | $ 249,000 | $ 80,000 |
| Spokane County Washington | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Whatcom County Washington | 1 | $ 108,000 | $ 108,000 | $ 37,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Wescom Central Credit Union in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,192 | $369,924,000 | $168,000 | $1,300,000 | $77,000 | $893,000 |
| Home Purchase | 571 | $212,878,000 | $372,000 | $2,220,000 | $77,000 | $713,000 |
| Home Improvement | 50 | $14,213,000 | $284,000 | $1,000,000 | $71,000 | $205,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,212 | $254,403,000 | $209,000 | $2,220,000 | $79,000 | $893,000 |
| White | 709 | $163,624,000 | $230,000 | $1,688,000 | $82,000 | $706,000 |
| Hispanic | 550 | $104,051,000 | $189,000 | $1,209,000 | $70,000 | $540,000 |
| Black or African American | 212 | $42,410,000 | $200,000 | $760,000 | $70,000 | $205,000 |
| Asian | 108 | $26,630,000 | $246,000 | $780,000 | $84,000 | $213,000 |
| American Indian or Alaskan Native | 15 | $3,627,000 | $241,000 | $500,000 | $74,000 | $130,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,270,000 | $324,000 | $552,000 | $53,000 | $108,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,812 | $596,975,000 | $212,000 | $2,220,000 | $77,000 | $893,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $40,000 | $40,000 | $40,000 | $98,000 | $98,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,524 | $296,685,000 | $194,000 | $2,220,000 | $81,000 | $893,000 |
| Application Withdrawn By Applicant | 602 | $150,793,000 | $250,000 | $1,450,000 | $75,000 | $519,000 |
| Application Denied By Financial Institution | 519 | $94,486,000 | $182,000 | $1,300,000 | $75,000 | $540,000 |
| File Closed For Incompleteness | 148 | $50,370,000 | $340,000 | $800,000 | $54,000 | $264,000 |
| Application Approved But Not Accepted | 20 | $4,681,000 | $234,000 | $461,000 | $68,000 | $136,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 243 | $45,990,000 | $189,000 | $1,300,000 | $73,000 | $540,000 |
| Credit History | 197 | $36,134,000 | $183,000 | $767,000 | $75,000 | $432,000 |
| Collateral | 49 | $7,135,000 | $145,000 | $645,000 | $85,000 | $216,000 |
| Unverifiable Information | 9 | $1,825,000 | $202,000 | $520,000 | $106,000 | $360,000 |
| Other | 7 | $1,475,000 | $210,000 | $477,000 | $72,000 | $139,000 |
| Credit Application Incomplete | 4 | $200,000 | $50,000 | $95,000 | $56,000 | $102,000 |
| Employment History | 3 | $402,000 | $134,000 | $234,000 | $59,000 | $108,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $732,000 | $244,000 | $275,000 | $67,000 | $91,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.