Wesbanco Bank, Inc.
Mortgage Loan Application
Totals and Details
for 2019

Find mortgage loan statistics, lending data, and loan application totals for West Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Wesbanco Bank, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Wesbanco Bank, Inc.
1 Bank Plaza
Wheeling, WV 26003
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  
Total Number of Mortgage Applications 7,556
Total Mortgage Loan Application Amount $1,696,720,000
Average Mortgage Loan Application Amount $189,800
Highest Mortgage Loan Application Amount $46,255,000
Average Applicant Income $122,400
Highest Applicant Income $7,128,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WV, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Wesbanco Bank, Inc. by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Allegheny County Pennsylvania 652 $ 122,000,000 $ 187,000 $ 135,000
Franklin County Ohio 407 $ 269,935,000 $ 663,000 $ 170,000
Hamilton County Ohio 335 $ 88,265,000 $ 263,000 $ 159,000
Beaver County Pennsylvania 270 $ 29,560,000 $ 109,000 $ 91,000
Belmont County Ohio 253 $ 31,265,000 $ 123,000 $ 89,000
Harrison County West Virginia 223 $ 38,775,000 $ 173,000 $ 88,000
Jefferson County Kentucky 208 $ 78,020,000 $ 375,000 $ 113,000
Ohio County West Virginia 200 $ 23,240,000 $ 116,000 $ 81,000
Monongalia County West Virginia 183 $ 50,755,000 $ 277,000 $ 157,000
Kanawha County West Virginia 174 $ 21,510,000 $ 123,000 $ 78,000
Hardin County Kentucky 168 $ 22,950,000 $ 136,000 $ 93,000
Clark County Ohio 167 $ 15,845,000 $ 94,000 $ 59,000
Wood County West Virginia 159 $ 31,085,000 $ 195,000 $ 67,000
Cabell County West Virginia 147 $ 26,895,000 $ 182,000 $ 165,000
Butler County Pennsylvania 145 $ 34,115,000 $ 235,000 $ 139,000
Bullitt County Kentucky 139 $ 23,235,000 $ 167,000 $ 97,000
Ross County Ohio 129 $ 17,545,000 $ 136,000 $ 94,000
Campbell County Kentucky 117 $ 23,615,000 $ 201,000 $ 118,000
Fayette County Kentucky 110 $ 89,380,000 $ 812,000 $ 187,000
Brooke County West Virginia 109 $ 9,385,000 $ 86,000 $ 78,000
Lawrence County Pennsylvania 107 $ 9,855,000 $ 92,000 $ 72,000
Warren County Ohio 104 $ 28,320,000 $ 272,000 $ 202,000
Marion County West Virginia 102 $ 16,110,000 $ 157,000 $ 75,000
Scott County Kentucky 101 $ 19,315,000 $ 191,000 $ 109,000
Lawrence County Ohio 91 $ 11,155,000 $ 122,000 $ 100,000
Washington County Pennsylvania 90 $ 22,890,000 $ 254,000 $ 160,000
Hancock County West Virginia 90 $ 9,710,000 $ 107,000 $ 64,000
Delaware County Ohio 88 $ 52,920,000 $ 601,000 $ 214,000
Scioto County Ohio 88 $ 9,460,000 $ 107,000 $ 86,000
Franklin County Kentucky 86 $ 10,450,000 $ 121,000 $ 92,000
Butler County Ohio 86 $ 21,830,000 $ 253,000 $ 133,000
Jackson County Ohio 85 $ 8,625,000 $ 101,000 $ 76,000
Jefferson County Ohio 80 $ 10,080,000 $ 126,000 $ 87,000
Preston County West Virginia 80 $ 9,640,000 $ 120,000 $ 68,000
Marshall County West Virginia 78 $ 8,080,000 $ 103,000 $ 60,000
Montgomery County Ohio 76 $ 37,120,000 $ 488,000 $ 120,000
Washington County Ohio 73 $ 12,345,000 $ 169,000 $ 90,000
Floyd County Indiana 72 $ 11,720,000 $ 162,000 $ 137,000
Clark County Indiana 66 $ 19,710,000 $ 298,000 $ 82,000
Greene County Ohio 66 $ 10,320,000 $ 156,000 $ 114,000
Fairfield County Ohio 64 $ 11,050,000 $ 172,000 $ 146,000
Nelson County Kentucky 57 $ 6,075,000 $ 106,000 $ 75,000
Clermont County Ohio 52 $ 14,010,000 $ 269,000 $ 247,000
Anderson County Kentucky 43 $ 7,795,000 $ 181,000 $ 89,000
Prince George's County Maryland 42 $ 11,920,000 $ 283,000 $ 119,000
Pickaway County Ohio 41 $ 7,215,000 $ 175,000 $ 246,000
Licking County Ohio 39 $ 8,715,000 $ 223,000 $ 125,000
Gallia County Ohio 38 $ 3,510,000 $ 92,000 $ 74,000
Scott County Indiana 37 $ 2,775,000 $ 75,000 $ 69,000
Meade County Kentucky 37 $ 4,685,000 $ 126,000 $ 80,000
Guernsey County Ohio 37 $ 2,595,000 $ 70,000 $ 55,000
Wetzel County West Virginia 37 $ 4,015,000 $ 108,000 $ 64,000
Kenton County Kentucky 36 $ 8,120,000 $ 225,000 $ 191,000
Jessamine County Kentucky 34 $ 6,460,000 $ 190,000 $ 95,000
Woodford County Kentucky 34 $ 6,790,000 $ 199,000 $ 113,000
Jackson County West Virginia 34 $ 2,760,000 $ 81,000 $ 60,000
Taylor County West Virginia 34 $ 5,790,000 $ 170,000 $ 91,000
Monroe County Ohio 33 $ 2,725,000 $ 82,000 $ 71,000
Putnam County West Virginia 33 $ 5,905,000 $ 178,000 $ 101,000
Union County Ohio 26 $ 12,150,000 $ 467,000 $ 215,000
Boone County Kentucky 22 $ 6,430,000 $ 292,000 $ 192,000
Wayne County West Virginia 22 $ 1,910,000 $ 86,000 $ 51,000
Anne Arundel County Maryland 18 $ 7,780,000 $ 432,000 $ 119,000
Westmoreland County Pennsylvania 18 $ 3,760,000 $ 208,000 $ 143,000
Dearborn County Indiana 15 $ 2,095,000 $ 139,000 $ 127,000
Shelby County Kentucky 14 $ 4,430,000 $ 316,000 $ 324,000
Athens County Ohio 14 $ 2,020,000 $ 144,000 $ 76,000
Lewis County West Virginia 14 $ 2,580,000 $ 184,000 $ 84,000
Harrison County Indiana 13 $ 1,645,000 $ 126,000 $ 77,000
Washington County Indiana 13 $ 1,455,000 $ 111,000 $ 79,000
Hart County Kentucky 13 $ 1,115,000 $ 85,000 $ 68,000
Mercer County Kentucky 13 $ 1,125,000 $ 86,000 $ 124,000
Harrison County Ohio 13 $ 1,195,000 $ 91,000 $ 72,000
Vinton County Ohio 13 $ 815,000 $ 62,000 $ 62,000
Fayette County Pennsylvania 13 $ 1,615,000 $ 124,000 $ 115,000
Spencer County Kentucky 12 $ 2,560,000 $ 213,000 $ 105,000
Champaign County Ohio 12 $ 2,190,000 $ 182,000 $ 73,000
Tyler County West Virginia 12 $ 1,000,000 $ 83,000 $ 58,000
Wirt County West Virginia 12 $ 1,210,000 $ 100,000 $ 71,000
Boyd County Kentucky 11 $ 1,115,000 $ 101,000 $ 85,000
Montgomery County Maryland 11 $ 3,395,000 $ 308,000 $ 91,000
Marion County Ohio 11 $ 2,325,000 $ 211,000 $ 120,000
Larue County Kentucky 10 $ 1,620,000 $ 162,000 $ 158,000
Charles County Maryland 10 $ 2,770,000 $ 277,000 $ 74,000
Grayson County Kentucky 9 $ 715,000 $ 79,000 $ 61,000
Oldham County Kentucky 9 $ 2,735,000 $ 303,000 $ 190,000
Brown County Ohio 9 $ 1,525,000 $ 169,000 $ 89,000
Pike County Ohio 9 $ 1,115,000 $ 123,000 $ 70,000
Breckinridge County Kentucky 8 $ 860,000 $ 107,000 $ 42,000
St. Mary's County Maryland 8 $ 2,080,000 $ 260,000 $ 127,000
Mason County West Virginia 8 $ 610,000 $ 76,000 $ 48,000
District of Columbia County District Of Columbia 7 $ 3,725,000 $ 532,000 $ 197,000
Boone County Indiana 7 $ 4,115,000 $ 587,000 $ 327,000
Madison County Kentucky 7 $ 2,105,000 $ 300,000 $ 131,000
Owen County Kentucky 7 $ 515,000 $ 73,000 $ 50,000
Columbiana County Ohio 7 $ 1,475,000 $ 210,000 $ 87,000
Highland County Ohio 7 $ 735,000 $ 105,000 $ 46,000
Madison County Ohio 7 $ 1,725,000 $ 246,000 $ 158,000
Tucker County West Virginia 7 $ 995,000 $ 142,000 $ 133,000
Hocking County Ohio 6 $ 920,000 $ 153,000 $ 97,000
Logan County Ohio 6 $ 890,000 $ 148,000 $ 74,000
Armstrong County Pennsylvania 6 $ 790,000 $ 131,000 $ 67,000
Greene County Pennsylvania 6 $ 370,000 $ 61,000 $ 64,000
Barbour County West Virginia 6 $ 630,000 $ 105,000 $ 72,000
Hillsborough County Florida 5 $ 1,265,000 $ 253,000 $ 382,000
Lee County Florida 5 $ 2,055,000 $ 411,000 $ 1,292,000
Jefferson County Indiana 5 $ 415,000 $ 83,000 $ 55,000
Boyle County Kentucky 5 $ 3,765,000 $ 753,000 $ 45,000
Clark County Kentucky 5 $ 805,000 $ 161,000 $ 108,000
Baltimore County Maryland 5 $ 2,495,000 $ 499,000 $ 260,000
Muskingum County Ohio 5 $ 3,705,000 $ 741,000 $ 367,000
Noble County Ohio 5 $ 415,000 $ 83,000 $ 100,000
Perry County Ohio 5 $ 705,000 $ 141,000 $ 110,000
Lincoln County West Virginia 5 $ 505,000 $ 101,000 $ 74,000
Ritchie County West Virginia 5 $ 555,000 $ 111,000 $ 41,000
Collier County Florida 4 $ 3,030,000 $ 757,000 $ 2,086,000
Marion County Florida 4 $ 850,000 $ 212,000 $ 316,000
Brown County Indiana 4 $ 1,240,000 $ 310,000 $ 373,000
Greenup County Kentucky 4 $ 630,000 $ 157,000 $ 108,000
Harrison County Kentucky 4 $ 590,000 $ 147,000 $ 72,000
Marion County Kentucky 4 $ 780,000 $ 195,000 $ 95,000
Fayette County Ohio 4 $ 350,000 $ 87,000 $ 73,000
Knox County Ohio 4 $ 1,610,000 $ 402,000 $ 250,000
Morgan County Ohio 4 $ 350,000 $ 87,000 $ 59,000
Mercer County Pennsylvania 4 $ 300,000 $ 75,000 $ 98,000
Pleasants County West Virginia 4 $ 260,000 $ 65,000 $ 72,000
Roane County West Virginia 4 $ 300,000 $ 75,000 $ 83,000
Upshur County West Virginia 4 $ 510,000 $ 127,000 $ 42,000
Pinellas County Florida 3 $ 465,000 $ 155,000 $ 305,000
Bourbon County Kentucky 3 $ 1,795,000 $ 598,000 $ 127,000
Garrard County Kentucky 3 $ 205,000 $ 68,000 $ 90,000
Lawrence County Kentucky 3 $ 355,000 $ 118,000 $ 65,000
Menifee County Kentucky 3 $ 175,000 $ 58,000 $ 41,000
Warren County Kentucky 3 $ 605,000 $ 201,000 $ 50,000
Calvert County Maryland 3 $ 1,675,000 $ 558,000 $ 65,000
Coshocton County Ohio 3 $ 235,000 $ 78,000 $ 63,000
Stark County Ohio 3 $ 195,000 $ 65,000 $ 78,000
Summit County Ohio 3 $ 1,075,000 $ 358,000 $ 223,000
Crawford County Pennsylvania 3 $ 305,000 $ 101,000 $ 147,000
Somerset County Pennsylvania 3 $ 405,000 $ 135,000 $ 227,000
Boone County West Virginia 3 $ 235,000 $ 78,000 $ 55,000
Doddridge County West Virginia 3 $ 275,000 $ 91,000 $ 79,000
Fayette County West Virginia 3 $ 345,000 $ 115,000 $ 45,000
Randolph County West Virginia 3 $ 335,000 $ 111,000 $ 86,000
San Luis Obispo County California 2 $ 1,390,000 $ 695,000 $ 185,000
Sarasota County Florida 2 $ 550,000 $ 275,000 $ 206,000
Volusia County Florida 2 $ 480,000 $ 240,000 $ 106,000
Walton County Florida 2 $ 550,000 $ 275,000 $ 96,000
Cook County Illinois 2 $ 800,000 $ 400,000 $ 174,000
Fayette County Indiana 2 $ 190,000 $ 95,000 $ 23,000
Franklin County Indiana 2 $ 140,000 $ 70,000 $ 65,000
Jackson County Indiana 2 $ 570,000 $ 285,000 $ 65,000
Kosciusko County Indiana 2 $ 970,000 $ 485,000 $ 547,000
Pendleton County Kentucky 2 $ 370,000 $ 185,000 $ 66,000
Baltimore City County Maryland 2 $ 480,000 $ 240,000 $ 71,000
Howard County Maryland 2 $ 630,000 $ 315,000 $ 446,000
Nantucket County Massachusetts 2 $ 3,000,000 $ 1,500,000 $ 1,139,000
Carroll County Ohio 2 $ 250,000 $ 125,000 $ 61,000
Clinton County Ohio 2 $ 310,000 $ 155,000 $ 46,000
Erie County Ohio 2 $ 340,000 $ 170,000 $ 327,000
Lucas County Ohio 2 $ 50,000 $ 25,000 $ 49,000
Mahoning County Ohio 2 $ 70,000 $ 35,000 $ 97,000
Morrow County Ohio 2 $ 610,000 $ 305,000 $ 100,000
Tuscarawas County Ohio 2 $ 250,000 $ 125,000 $ 104,000
Wood County Ohio 2 $ 1,190,000 $ 595,000 $ 230,000
Venango County Pennsylvania 2 $ 630,000 $ 315,000 $ 203,000
Beaufort County South Carolina 2 $ 1,390,000 $ 695,000 $ 300,000
Horry County South Carolina 2 $ 130,000 $ 65,000 $ 230,000
Fairfax County Virginia 2 $ 1,370,000 $ 685,000 $ 275,000
Calhoun County West Virginia 2 $ 80,000 $ 40,000 $ 35,000
Raleigh County West Virginia 2 $ 590,000 $ 295,000 $ 266,000
Maricopa County Arizona 1 $ 1,005,000 $ 1,005,000 $ 2,250,000
San Francisco County California 1 $ 545,000 $ 545,000 $ 130,000
Sonoma County California 1 $ 755,000 $ 755,000 $ 300,000
Pitkin County Colorado 1 $ 7,005,000 $ 7,005,000 $ 2,220,000
Charlotte County Florida 1 $ 75,000 $ 75,000 $ 41,000
Hernando County Florida 1 $ 135,000 $ 135,000 $ 149,000
Indian River County Florida 1 $ 155,000 $ 155,000 $ 89,000
Monroe County Florida 1 $ 445,000 $ 445,000 $ 155,000
Orange County Florida 1 $ 125,000 $ 125,000 $ 122,000
Palm Beach County Florida 1 $ 2,005,000 $ 2,005,000 $ 2,985,000
Pasco County Florida 1 $ 195,000 $ 195,000 $ 162,000
St. Johns County Florida 1 $ 225,000 $ 225,000 $ 154,000
Sumter County Florida 1 $ 475,000 $ 475,000 $ 242,000
Crawford County Indiana 1 $ 25,000 $ 25,000 $ 62,000
Hamilton County Indiana 1 $ 395,000 $ 395,000 $ 180,000
Hendricks County Indiana 1 $ 465,000 $ 465,000 $ 0
Marion County Indiana 1 $ 365,000 $ 365,000 $ 242,000
Switzerland County Indiana 1 $ 55,000 $ 55,000 $ 21,000
Daviess County Kentucky 1 $ 225,000 $ 225,000 $ 64,000
Henry County Kentucky 1 $ 55,000 $ 55,000 $ 0
Jackson County Kentucky 1 $ 45,000 $ 45,000 $ 73,000
Lincoln County Kentucky 1 $ 15,000 $ 15,000 $ 36,000
Lyon County Kentucky 1 $ 175,000 $ 175,000 $ 406,000
Martin County Kentucky 1 $ 325,000 $ 325,000 $ 91,000
Mason County Kentucky 1 $ 255,000 $ 255,000 $ 100,000
Montgomery County Kentucky 1 $ 275,000 $ 275,000 $ 72,000
Muhlenberg County Kentucky 1 $ 195,000 $ 195,000 $ 0
Nicholas County Kentucky 1 $ 225,000 $ 225,000 $ 115,000
Pulaski County Kentucky 1 $ 85,000 $ 85,000 $ 274,000
Trigg County Kentucky 1 $ 185,000 $ 185,000 $ 106,000
Washington County Kentucky 1 $ 55,000 $ 55,000 $ 56,000
Carroll County Maryland 1 $ 405,000 $ 405,000 $ 315,000
Garrett County Maryland 1 $ 175,000 $ 175,000 $ 67,000
Harford County Maryland 1 $ 285,000 $ 285,000 $ 154,000
Queen Anne's County Maryland 1 $ 475,000 $ 475,000 $ 356,000
Talbot County Maryland 1 $ 755,000 $ 755,000 $ 145,000
Washington County Maryland 1 $ 235,000 $ 235,000 $ 110,000
Norfolk County Massachusetts 1 $ 555,000 $ 555,000 $ 125,000
Clinton County Michigan 1 $ 255,000 $ 255,000 $ 73,000
Grand Traverse County Michigan 1 $ 485,000 $ 485,000 $ 185,000
Leelanau County Michigan 1 $ 585,000 $ 585,000 $ 434,000
Wayne County Michigan 1 $ 115,000 $ 115,000 $ 42,000
Cape Girardeau County Missouri 1 $ 155,000 $ 155,000 $ 82,000
Gallatin County Montana 1 $ 715,000 $ 715,000 $ 522,000
Hudson County New Jersey 1 $ 185,000 $ 185,000 $ 64,000
Morris County New Jersey 1 $ 625,000 $ 625,000 $ 197,000
Brunswick County North Carolina 1 $ 425,000 $ 425,000 $ 76,000
Dare County North Carolina 1 $ 1,215,000 $ 1,215,000 $ 6,288,000
Iredell County North Carolina 1 $ 315,000 $ 315,000 $ 115,000
Wake County North Carolina 1 $ 185,000 $ 185,000 $ 79,000
Adams County Ohio 1 $ 55,000 $ 55,000 $ 41,000
Ashtabula County Ohio 1 $ 115,000 $ 115,000 $ 105,000
Crawford County Ohio 1 $ 75,000 $ 75,000 $ 0
Geauga County Ohio 1 $ 55,000 $ 55,000 $ 131,000
Hancock County Ohio 1 $ 555,000 $ 555,000 $ 220,000
Lorain County Ohio 1 $ 85,000 $ 85,000 $ 58,000
Meigs County Ohio 1 $ 65,000 $ 65,000 $ 113,000
Miami County Ohio 1 $ 155,000 $ 155,000 $ 97,000
Ottawa County Ohio 1 $ 1,435,000 $ 1,435,000 $ 1,010,000
Preble County Ohio 1 $ 35,000 $ 35,000 $ 39,000
Centre County Pennsylvania 1 $ 135,000 $ 135,000 $ 136,000
Clarion County Pennsylvania 1 $ 75,000 $ 75,000 $ 32,000
Huntingdon County Pennsylvania 1 $ 105,000 $ 105,000 $ 314,000
Indiana County Pennsylvania 1 $ 185,000 $ 185,000 $ 108,000
Lycoming County Pennsylvania 1 $ 155,000 $ 155,000 $ 65,000
Georgetown County South Carolina 1 $ 1,705,000 $ 1,705,000 $ 0
Campbell County Tennessee 1 $ 195,000 $ 195,000 $ 155,000
Davidson County Tennessee 1 $ 485,000 $ 485,000 $ 167,000
Knox County Tennessee 1 $ 155,000 $ 155,000 $ 152,000
Shelby County Tennessee 1 $ 415,000 $ 415,000 $ 150,000
Johnson County Texas 1 $ 165,000 $ 165,000 $ 412,000
Arlington County Virginia 1 $ 1,075,000 $ 1,075,000 $ 243,000
Prince William County Virginia 1 $ 325,000 $ 325,000 $ 67,000
Pulaski County Virginia 1 $ 375,000 $ 375,000 $ 109,000
Island County Washington 1 $ 275,000 $ 275,000 $ 180,000
Greenbrier County West Virginia 1 $ 185,000 $ 185,000 $ 887,000
Logan County West Virginia 1 $ 195,000 $ 195,000 $ 222,000
Mercer County West Virginia 1 $ 75,000 $ 75,000 $ 68,000
Pocahontas County West Virginia 1 $ 235,000 $ 235,000 $ 0
Racine County Wisconsin 1 $ 445,000 $ 445,000 $ 141,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of West Virginia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Wesbanco Bank, Inc. in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,045 $1,005,305,000 $330,000 $46,255,000 $114,000 $6,288,000
Refinancing 1,605 $353,065,000 $219,000 $5,795,000 $145,000 $6,808,000
Home Improvement 1,378 $99,350,000 $72,000 $1,255,000 $97,000 $2,085,000
Other Purpose 848 $74,590,000 $87,000 $4,445,000 $124,000 $7,128,000
Cash-out Refinancing 680 $164,410,000 $241,000 $7,005,000 $132,000 $3,099,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,109 $988,635,000 $161,000 $7,005,000 $113,000 $7,128,000
Not Provided 694 $148,000,000 $213,000 $4,445,000 $176,000 $2,720,000
Not applicable 290 $446,960,000 $1,541,000 $46,255,000 $190,000 $190,000
Black or African American 236 $44,950,000 $190,000 $3,405,000 $97,000 $3,708,000
Asian 99 $45,235,000 $456,000 $1,785,000 $247,000 $1,306,000
Hispanic 94 $14,720,000 $156,000 $795,000 $76,000 $525,000
American Indian or Alaskan Native 14 $1,640,000 $117,000 $215,000 $70,000 $250,000
Native Hawaiian or Other Pacific Islander 3 $875,000 $291,000 $425,000 $162,000 $312,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,717 $1,572,005,000 $234,000 $46,255,000 $128,000 $7,128,000
FHA-insured (Federal Housing Administration) 575 $77,815,000 $135,000 $495,000 $59,000 $365,000
VA-guaranteed (Veterans Administration) 154 $33,140,000 $215,000 $755,000 $77,000 $300,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 110 $13,760,000 $125,000 $265,000 $53,000 $95,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,366 $1,285,390,000 $239,000 $46,255,000 $126,000 $6,808,000
Application Denied By Financial Institution 1,506 $195,890,000 $130,000 $3,355,000 $87,000 $1,853,000
Application Withdrawn By Applicant 564 $158,420,000 $280,000 $7,005,000 $160,000 $7,128,000
Application Approved But Not Accepted 108 $55,470,000 $513,000 $25,175,000 $126,000 $664,000
File Closed For Incompleteness 11 $1,255,000 $114,000 $255,000 $72,000 $177,000
Preapproval Denied by Financial Institution 1 $295,000 $295,000 $295,000 $91,000 $91,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,049 $1,500,535,000 $248,000 $46,255,000 $129,000 $7,128,000
Credit History 419 $32,515,000 $77,000 $625,000 $67,000 $851,000
Debt-To-Income Ratio 409 $53,575,000 $130,000 $1,505,000 $54,000 $389,000
Collateral 258 $32,200,000 $124,000 $1,765,000 $110,000 $1,372,000
Credit Application Incomplete 225 $42,365,000 $188,000 $1,685,000 $132,000 $1,410,000
Other 104 $13,090,000 $125,000 $1,385,000 $112,000 $1,500,000
Insufficient Cash (Downpayment, Closing Cost) 44 $14,660,000 $333,000 $3,355,000 $157,000 $1,853,000
Employment History 27 $3,895,000 $144,000 $665,000 $66,000 $188,000
Unverifiable Information 21 $3,885,000 $185,000 $615,000 $86,000 $480,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WV, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information at your convenience.

Download the West Virginia Lender List