Wesbanco Bank, Inc.
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for West Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Wesbanco Bank, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Wesbanco Bank, Inc. 1 Bank Plaza Wheeling, WV 26003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,765 |
| Total Mortgage Loan Application Amount | $374,705,000 |
| Average Mortgage Loan Application Amount | $348,000 |
| Highest Mortgage Loan Application Amount | $8,900,000 |
| Average Applicant Income | $73,309 |
| Highest Applicant Income | $1,406,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WV, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Belmont County Ohio | 365 | $ 25,240,000 | $ 69,000 | $ 42,000 |
| Harrison County West Virginia | 315 | $ 25,775,000 | $ 81,000 | $ 46,000 |
| Monongalia County West Virginia | 263 | $ 27,533,000 | $ 104,000 | $ 65,000 |
| Wood County West Virginia | 232 | $ 19,530,000 | $ 84,000 | $ 39,000 |
| Ohio County West Virginia | 224 | $ 21,519,000 | $ 96,000 | $ 62,000 |
| Clark County Ohio | 198 | $ 20,520,000 | $ 103,000 | $ 68,000 |
| Kanawha County West Virginia | 198 | $ 15,665,000 | $ 79,000 | $ 53,000 |
| Wetzel County West Virginia | 179 | $ 8,704,000 | $ 48,000 | $ 40,000 |
| Marion County West Virginia | 174 | $ 11,714,000 | $ 67,000 | $ 39,000 |
| Marshall County West Virginia | 151 | $ 7,575,000 | $ 50,000 | $ 39,000 |
| Preston County West Virginia | 136 | $ 7,205,000 | $ 52,000 | $ 41,000 |
| Monroe County Ohio | 134 | $ 7,766,000 | $ 57,000 | $ 38,000 |
| Brooke County West Virginia | 102 | $ 5,367,000 | $ 52,000 | $ 62,000 |
| Ritchie County West Virginia | 90 | $ 3,529,000 | $ 39,000 | $ 29,000 |
| Franklin County Ohio | 76 | $ 19,706,000 | $ 259,000 | $ 69,000 |
| Washington County Ohio | 75 | $ 6,389,000 | $ 85,000 | $ 38,000 |
| Tyler County West Virginia | 73 | $ 3,218,000 | $ 44,000 | $ 36,000 |
| Washington County Pennsylvania | 66 | $ 7,875,000 | $ 119,000 | $ 41,000 |
| Hancock County West Virginia | 65 | $ 4,163,000 | $ 64,000 | $ 35,000 |
| Guernsey County Ohio | 60 | $ 4,334,000 | $ 72,000 | $ 55,000 |
| Jackson County West Virginia | 51 | $ 3,071,000 | $ 60,000 | $ 35,000 |
| Allegheny County Pennsylvania | 40 | $ 12,878,000 | $ 321,000 | $ 70,000 |
| Jefferson County Ohio | 36 | $ 7,280,000 | $ 202,000 | $ 66,000 |
| Montgomery County Ohio | 34 | $ 6,491,000 | $ 190,000 | $ 70,000 |
| Greene County Ohio | 29 | $ 3,620,000 | $ 124,000 | $ 74,000 |
| Harrison County Ohio | 23 | $ 1,270,000 | $ 55,000 | $ 33,000 |
| Noble County Ohio | 21 | $ 1,758,000 | $ 83,000 | $ 41,000 |
| Champaign County Ohio | 19 | $ 2,220,000 | $ 116,000 | $ 63,000 |
| Pleasants County West Virginia | 18 | $ 962,000 | $ 53,000 | $ 32,000 |
| Wirt County West Virginia | 18 | $ 755,000 | $ 41,000 | $ 33,000 |
| Taylor County West Virginia | 16 | $ 1,144,000 | $ 71,000 | $ 47,000 |
| Upshur County West Virginia | 14 | $ 1,117,000 | $ 79,000 | $ 58,000 |
| Putnam County West Virginia | 10 | $ 992,000 | $ 99,000 | $ 43,000 |
| Licking County Ohio | 9 | $ 1,128,000 | $ 125,000 | $ 61,000 |
| Doddridge County West Virginia | 8 | $ 496,000 | $ 62,000 | $ 34,000 |
| Lake County Illinois | 7 | $ 3,721,000 | $ 531,000 | $ 0 |
| Fairfield County Ohio | 7 | $ 650,000 | $ 92,000 | $ 59,000 |
| Montgomery County Pennsylvania | 7 | $ 3,455,000 | $ 493,000 | $ 214,000 |
| Westmoreland County Pennsylvania | 7 | $ 818,000 | $ 116,000 | $ 24,000 |
| Montgomery County Maryland | 6 | $ 3,303,000 | $ 550,000 | $ 183,000 |
| Lewis County West Virginia | 6 | $ 599,000 | $ 99,000 | $ 44,000 |
| Athens County Ohio | 5 | $ 444,000 | $ 88,000 | $ 70,000 |
| Delaware County Ohio | 5 | $ 1,658,000 | $ 331,000 | $ 132,000 |
| Fairfax County Virginia | 5 | $ 2,698,000 | $ 539,000 | $ 192,000 |
| Barbour County West Virginia | 5 | $ 379,000 | $ 75,000 | $ 51,000 |
| Randolph County West Virginia | 5 | $ 420,000 | $ 84,000 | $ 48,000 |
| Cook County Illinois | 4 | $ 2,229,000 | $ 557,000 | $ 0 |
| Garrett County Maryland | 4 | $ 1,612,000 | $ 403,000 | $ 179,000 |
| Fayette County Pennsylvania | 4 | $ 847,000 | $ 211,000 | $ 73,000 |
| Orange County California | 3 | $ 1,502,000 | $ 500,000 | $ 0 |
| DuPage County Illinois | 3 | $ 1,960,000 | $ 653,000 | $ 0 |
| Oakland County Michigan | 3 | $ 1,351,000 | $ 450,000 | $ 0 |
| Butler County Ohio | 3 | $ 498,000 | $ 166,000 | $ 74,000 |
| Madison County Ohio | 3 | $ 209,000 | $ 69,000 | $ 43,000 |
| Morgan County Ohio | 3 | $ 204,000 | $ 68,000 | $ 37,000 |
| Muskingum County Ohio | 3 | $ 1,294,000 | $ 431,000 | $ 224,000 |
| Tuscarawas County Ohio | 3 | $ 247,000 | $ 82,000 | $ 52,000 |
| Greene County Pennsylvania | 3 | $ 333,000 | $ 111,000 | $ 34,000 |
| Lawrence County Pennsylvania | 3 | $ 450,000 | $ 150,000 | $ 41,000 |
| Somerset County Pennsylvania | 3 | $ 1,746,000 | $ 582,000 | $ 310,000 |
| Boone County West Virginia | 3 | $ 352,000 | $ 117,000 | $ 59,000 |
| Pocahontas County West Virginia | 3 | $ 330,000 | $ 110,000 | $ 168,000 |
| Los Angeles County California | 2 | $ 974,000 | $ 487,000 | $ 0 |
| Santa Clara County California | 2 | $ 986,000 | $ 493,000 | $ 0 |
| Lee County Florida | 2 | $ 319,000 | $ 159,000 | $ 127,000 |
| Anne Arundel County Maryland | 2 | $ 993,000 | $ 496,000 | $ 196,000 |
| Hamilton County Ohio | 2 | $ 787,000 | $ 393,000 | $ 231,000 |
| Lawrence County Ohio | 2 | $ 462,000 | $ 231,000 | $ 21,000 |
| Logan County Ohio | 2 | $ 250,000 | $ 125,000 | $ 176,000 |
| Meigs County Ohio | 2 | $ 38,000 | $ 19,000 | $ 31,000 |
| Miami County Ohio | 2 | $ 295,000 | $ 147,000 | $ 59,000 |
| Richland County Ohio | 2 | $ 5,235,000 | $ 2,617,000 | $ 18,000 |
| Warren County Ohio | 2 | $ 248,000 | $ 124,000 | $ 62,000 |
| Delaware County Pennsylvania | 2 | $ 914,000 | $ 457,000 | $ 466,000 |
| Alexandria County Virginia | 2 | $ 718,000 | $ 359,000 | $ 51,000 |
| Fayette County West Virginia | 2 | $ 109,000 | $ 54,000 | $ 35,000 |
| Nicholas County West Virginia | 2 | $ 66,000 | $ 33,000 | $ 61,000 |
| Tucker County West Virginia | 2 | $ 424,000 | $ 212,000 | $ 262,000 |
| Shelby County Alabama | 1 | $ 430,000 | $ 430,000 | $ 0 |
| Contra Costa County California | 1 | $ 997,000 | $ 997,000 | $ 0 |
| Marin County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 642,000 |
| San Diego County California | 1 | $ 449,000 | $ 449,000 | $ 0 |
| Ventura County California | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Summit County Colorado | 1 | $ 497,000 | $ 497,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 467,000 | $ 467,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 240,000 | $ 240,000 | $ 780,000 |
| Flagler County Florida | 1 | $ 532,000 | $ 532,000 | $ 376,000 |
| Okaloosa County Florida | 1 | $ 596,000 | $ 596,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Walton County Florida | 1 | $ 419,000 | $ 419,000 | $ 0 |
| Kane County Illinois | 1 | $ 336,000 | $ 336,000 | $ 0 |
| Will County Illinois | 1 | $ 387,000 | $ 387,000 | $ 0 |
| Adams County Indiana | 1 | $ 48,000 | $ 48,000 | $ 73,000 |
| Allen County Indiana | 1 | $ 403,000 | $ 403,000 | $ 250,000 |
| Fayette County Kentucky | 1 | $ 468,000 | $ 468,000 | $ 205,000 |
| Kenton County Kentucky | 1 | $ 109,000 | $ 109,000 | $ 40,000 |
| Knott County Kentucky | 1 | $ 230,000 | $ 230,000 | $ 82,000 |
| Lewis County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| Shelby County Kentucky | 1 | $ 413,000 | $ 413,000 | $ 180,000 |
| Baltimore County Maryland | 1 | $ 467,000 | $ 467,000 | $ 200,000 |
| Queen Anne's County Maryland | 1 | $ 708,000 | $ 708,000 | $ 256,000 |
| Talbot County Maryland | 1 | $ 749,000 | $ 749,000 | $ 689,000 |
| Plymouth County Massachusetts | 1 | $ 371,000 | $ 371,000 | $ 0 |
| Wayne County Michigan | 1 | $ 378,000 | $ 378,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 599,000 | $ 599,000 | $ 0 |
| Hubbard County Minnesota | 1 | $ 379,000 | $ 379,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Camden County New Jersey | 1 | $ 444,000 | $ 444,000 | $ 0 |
| Morris County New Jersey | 1 | $ 419,000 | $ 419,000 | $ 0 |
| Union County New Jersey | 1 | $ 367,000 | $ 367,000 | $ 0 |
| Nassau County New York | 1 | $ 401,000 | $ 401,000 | $ 0 |
| Suffolk County New York | 1 | $ 992,000 | $ 992,000 | $ 0 |
| Dare County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 102,000 |
| Orange County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Brown County Ohio | 1 | $ 580,000 | $ 580,000 | $ 225,000 |
| Carroll County Ohio | 1 | $ 30,000 | $ 30,000 | $ 68,000 |
| Coshocton County Ohio | 1 | $ 70,000 | $ 70,000 | $ 104,000 |
| Darke County Ohio | 1 | $ 147,000 | $ 147,000 | $ 28,000 |
| Gallia County Ohio | 1 | $ 50,000 | $ 50,000 | $ 62,000 |
| Knox County Ohio | 1 | $ 282,000 | $ 282,000 | $ 63,000 |
| Lorain County Ohio | 1 | $ 712,000 | $ 712,000 | $ 247,000 |
| Lucas County Ohio | 1 | $ 2,113,000 | $ 2,113,000 | $ 0 |
| Ottawa County Ohio | 1 | $ 152,000 | $ 152,000 | $ 78,000 |
| Preble County Ohio | 1 | $ 36,000 | $ 36,000 | $ 44,000 |
| Summit County Ohio | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Wood County Ohio | 1 | $ 101,000 | $ 101,000 | $ 47,000 |
| Wyandot County Ohio | 1 | $ 283,000 | $ 283,000 | $ 78,000 |
| Berks County Pennsylvania | 1 | $ 706,000 | $ 706,000 | $ 417,000 |
| Bucks County Pennsylvania | 1 | $ 283,000 | $ 283,000 | $ 139,000 |
| Chester County Pennsylvania | 1 | $ 498,000 | $ 498,000 | $ 206,000 |
| Erie County Pennsylvania | 1 | $ 141,000 | $ 141,000 | $ 918,000 |
| Lycoming County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 121,000 |
| York County Pennsylvania | 1 | $ 380,000 | $ 380,000 | $ 204,000 |
| Beaufort County South Carolina | 1 | $ 460,000 | $ 460,000 | $ 0 |
| Harris County Texas | 1 | $ 443,000 | $ 443,000 | $ 0 |
| Arlington County Virginia | 1 | $ 353,000 | $ 353,000 | $ 183,000 |
| Henrico County Virginia | 1 | $ 354,000 | $ 354,000 | $ 182,000 |
| Spotsylvania County Virginia | 1 | $ 283,000 | $ 283,000 | $ 62,000 |
| Virginia Beach County Virginia | 1 | $ 648,000 | $ 648,000 | $ 213,000 |
| Berkeley County West Virginia | 1 | $ 53,000 | $ 53,000 | $ 101,000 |
| Gilmer County West Virginia | 1 | $ 76,000 | $ 76,000 | $ 36,000 |
| Grant County West Virginia | 1 | $ 140,000 | $ 140,000 | $ 43,000 |
| Greenbrier County West Virginia | 1 | $ 377,000 | $ 377,000 | $ 104,000 |
| Lincoln County West Virginia | 1 | $ 136,000 | $ 136,000 | $ 63,000 |
| Mason County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 17,000 |
| Morgan County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 91,000 |
| Wayne County West Virginia | 1 | $ 40,000 | $ 40,000 | $ 28,000 |
| Webster County West Virginia | 1 | $ 99,000 | $ 99,000 | $ 131,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of West Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Wesbanco Bank, Inc. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,853 | $198,717,000 | $349,850 | $5,100,000 | $83,500 | $1,230,000 |
| Refinancing | 1,061 | $153,099,000 | $402,333 | $8,900,000 | $67,944 | $689,000 |
| Home Improvement | 851 | $22,889,000 | $94,250 | $1,473,000 | $46,500 | $1,406,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,299 | $267,813,000 | $294,500 | $1,600,000 | $219,583 | $1,406,000 |
| Not applicable | 190 | $67,610,000 | $450,736 | $8,900,000 | $0 | $0 |
| Not Provided | 137 | $21,021,000 | $289,400 | $3,731,000 | $119,600 | $846,000 |
| Black or African American | 78 | $6,857,000 | $148,500 | $1,442,000 | $78,250 | $498,000 |
| Asian | 26 | $7,401,000 | $462,333 | $1,473,000 | $199,333 | $450,000 |
| Hispanic | 20 | $2,594,000 | $180,666 | $712,000 | $84,333 | $453,000 |
| American Indian or Alaskan Native | 12 | $687,000 | $55,000 | $190,000 | $26,333 | $69,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $722,000 | $240,000 | $595,000 | $166,000 | $300,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,537 | $355,404,000 | $378,958 | $8,900,000 | $80,875 | $1,406,000 |
| FHA-insured (Federal Housing Administration) | 133 | $10,395,000 | $74,000 | $158,000 | $40,500 | $105,000 |
| VA-guaranteed (Veterans Administration) | 95 | $8,906,000 | $90,000 | $260,000 | $44,000 | $139,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,626 | $260,782,000 | $295,750 | $8,900,000 | $184,750 | $1,406,000 |
| Application Denied By Financial Institution | 604 | $26,081,000 | $107,800 | $1,400,000 | $49,600 | $276,000 |
| Application Withdrawn By Applicant | 272 | $27,645,000 | $133,000 | $3,731,000 | $62,000 | $469,000 |
| Application Approved But Not Accepted | 150 | $13,745,000 | $183,000 | $580,000 | $111,750 | $376,000 |
| Loan Purchased By The Institution | 89 | $43,191,000 | $459,100 | $997,000 | $75,500 | $689,000 |
| Preapproval Denied by Financial Institution | 24 | $3,261,000 | $135,000 | $1,600,000 | $33,000 | $625,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WV, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information at your convenience.