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- Data Updated through 2023
Wells Fargo Fin'l Sys Virginia
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Wells Fargo Fin'l Sys Virginia 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l Sys Virginia 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 4,035 |
| Total Mortgage Loan Application Amount | $479,196,000 |
| Average Mortgage Loan Application Amount | $77,318 |
| Highest Mortgage Loan Application Amount | $1,170,000 |
| Average Applicant Income | $113,409 |
| Highest Applicant Income | $600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Wells Fargo Fin'l Sys Virginia. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Sys Virginia's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Wells Fargo Fin'l Sys Virginia's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Sys Virginia serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Sys Virginia, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Sys Virginia's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Accomack County Virginia | 10 | $ 633,000 | $ 63,000 | $ 54,000 |
| Albany County New York | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Albemarle County Virginia | 79 | $ 13,736,000 | $ 173,000 | $ 60,000 |
| Alexandria County Virginia | 40 | $ 6,995,000 | $ 174,000 | $ 75,000 |
| Alleghany County Virginia | 8 | $ 367,000 | $ 45,000 | $ 54,000 |
| Amelia County Virginia | 7 | $ 653,000 | $ 93,000 | $ 49,000 |
| Amherst County Virginia | 4 | $ 393,000 | $ 98,000 | $ 52,000 |
| Anchorage County Alaska | 1 | $ 2,000 | $ 2,000 | $ 600,000 |
| Appomattox County Virginia | 1 | $ 53,000 | $ 53,000 | $ 25,000 |
| Arlington County Virginia | 36 | $ 5,151,000 | $ 143,000 | $ 74,000 |
| Augusta County Virginia | 25 | $ 2,174,000 | $ 86,000 | $ 56,000 |
| Bath County Virginia | 1 | $ 40,000 | $ 40,000 | $ 26,000 |
| Beaufort County South Carolina | 1 | $ 14,000 | $ 14,000 | $ 164,000 |
| Bedford County Virginia | 33 | $ 2,599,000 | $ 78,000 | $ 44,000 |
| Botetourt County Virginia | 25 | $ 2,356,000 | $ 94,000 | $ 65,000 |
| Bristol County Virginia | 7 | $ 249,000 | $ 35,000 | $ 47,000 |
| Brunswick County Virginia | 1 | $ 98,000 | $ 98,000 | $ 43,000 |
| Buchanan County Virginia | 2 | $ 108,000 | $ 54,000 | $ 57,000 |
| Campbell County Virginia | 20 | $ 1,686,000 | $ 84,000 | $ 41,000 |
| Caroline County Virginia | 41 | $ 4,274,000 | $ 104,000 | $ 56,000 |
| Carroll County Virginia | 11 | $ 852,000 | $ 77,000 | $ 35,000 |
| Charles City County Virginia | 4 | $ 269,000 | $ 67,000 | $ 65,000 |
| Charles County Maryland | 3 | $ 608,000 | $ 202,000 | $ 84,000 |
| Charlotte County Florida | 1 | $ 26,000 | $ 26,000 | $ 40,000 |
| Charlotte County Virginia | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| Charlottesville County Virginia | 20 | $ 1,998,000 | $ 99,000 | $ 47,000 |
| Chesapeake County Virginia | 136 | $ 12,599,000 | $ 92,000 | $ 77,000 |
| Chesterfield County Virginia | 200 | $ 18,828,000 | $ 94,000 | $ 58,000 |
| Clarke County Virginia | 7 | $ 1,409,000 | $ 201,000 | $ 84,000 |
| Colonial Heights County Virginia | 2 | $ 209,000 | $ 104,000 | $ 57,000 |
| Cook County Illinois | 1 | $ 84,000 | $ 84,000 | $ 43,000 |
| Covington County Virginia | 3 | $ 195,000 | $ 65,000 | $ 47,000 |
| Craig County Virginia | 1 | $ 49,000 | $ 49,000 | $ 20,000 |
| Culpeper County Virginia | 21 | $ 2,981,000 | $ 141,000 | $ 67,000 |
| Cumberland County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 135,000 |
| Cumberland County Virginia | 8 | $ 669,000 | $ 83,000 | $ 58,000 |
| Currituck County North Carolina | 3 | $ 284,000 | $ 94,000 | $ 74,000 |
| Danville County Virginia | 22 | $ 1,165,000 | $ 52,000 | $ 57,000 |
| Dare County North Carolina | 5 | $ 520,000 | $ 104,000 | $ 111,000 |
| Dinwiddie County Virginia | 9 | $ 392,000 | $ 43,000 | $ 50,000 |
| Erie County New York | 1 | $ 5,000 | $ 5,000 | $ 178,000 |
| Essex County Virginia | 2 | $ 121,000 | $ 60,000 | $ 26,000 |
| Fairfax City County Virginia | 5 | $ 438,000 | $ 87,000 | $ 57,000 |
| Fairfax County Virginia | 348 | $ 67,685,000 | $ 194,000 | $ 94,000 |
| Falls Church County Virginia | 3 | $ 701,000 | $ 233,000 | $ 68,000 |
| Fauquier County Virginia | 35 | $ 6,415,000 | $ 183,000 | $ 92,000 |
| Floyd County Virginia | 14 | $ 1,246,000 | $ 89,000 | $ 44,000 |
| Fluvanna County Virginia | 32 | $ 3,645,000 | $ 113,000 | $ 51,000 |
| Franklin County Virginia | 32 | $ 2,158,000 | $ 67,000 | $ 54,000 |
| Frederick County Maryland | 1 | $ 15,000 | $ 15,000 | $ 51,000 |
| Frederick County Virginia | 26 | $ 2,874,000 | $ 110,000 | $ 65,000 |
| Fredericksburg County Virginia | 13 | $ 790,000 | $ 60,000 | $ 53,000 |
| Freestone County Texas | 1 | $ 20,000 | $ 20,000 | $ 80,000 |
| Galax County Virginia | 1 | $ 4,000 | $ 4,000 | $ 50,000 |
| Giles County Virginia | 4 | $ 71,000 | $ 17,000 | $ 22,000 |
| Gloucester County Virginia | 13 | $ 873,000 | $ 67,000 | $ 62,000 |
| Goochland County Virginia | 13 | $ 1,205,000 | $ 92,000 | $ 70,000 |
| Grayson County Virginia | 6 | $ 429,000 | $ 71,000 | $ 44,000 |
| Greenbrier County West Virginia | 1 | $ 60,000 | $ 60,000 | $ 35,000 |
| Greene County Virginia | 17 | $ 2,418,000 | $ 142,000 | $ 64,000 |
| Greensville County Virginia | 1 | $ 10,000 | $ 10,000 | $ 24,000 |
| Halifax County Virginia | 9 | $ 614,000 | $ 68,000 | $ 43,000 |
| Hampton County Virginia | 103 | $ 9,126,000 | $ 88,000 | $ 55,000 |
| Hanover County Virginia | 61 | $ 5,732,000 | $ 93,000 | $ 67,000 |
| Harrisonburg County Virginia | 4 | $ 380,000 | $ 95,000 | $ 60,000 |
| Henrico County Virginia | 167 | $ 14,765,000 | $ 88,000 | $ 57,000 |
| Henry County Virginia | 20 | $ 1,326,000 | $ 66,000 | $ 47,000 |
| Hopewell County Virginia | 8 | $ 643,000 | $ 80,000 | $ 49,000 |
| Howard County Maryland | 1 | $ 33,000 | $ 33,000 | $ 90,000 |
| Isle of Wight County Virginia | 21 | $ 2,539,000 | $ 120,000 | $ 70,000 |
| James City County Virginia | 25 | $ 3,215,000 | $ 128,000 | $ 88,000 |
| Jefferson County West Virginia | 1 | $ 100,000 | $ 100,000 | $ 85,000 |
| King and Queen County Virginia | 1 | $ 115,000 | $ 115,000 | $ 110,000 |
| King George County Virginia | 32 | $ 3,764,000 | $ 117,000 | $ 67,000 |
| King William County Virginia | 10 | $ 1,177,000 | $ 117,000 | $ 54,000 |
| Kitsap County Washington | 1 | $ 176,000 | $ 176,000 | $ 89,000 |
| Lancaster County Virginia | 2 | $ 75,000 | $ 37,000 | $ 39,000 |
| Lee County Virginia | 1 | $ 20,000 | $ 20,000 | $ 37,000 |
| Loudoun County Virginia | 139 | $ 26,810,000 | $ 192,000 | $ 87,000 |
| Louisa County Virginia | 35 | $ 2,955,000 | $ 84,000 | $ 51,000 |
| Lunenburg County Virginia | 2 | $ 74,000 | $ 37,000 | $ 60,000 |
| Lynchburg County Virginia | 18 | $ 1,165,000 | $ 64,000 | $ 37,000 |
| Madison County Virginia | 3 | $ 122,000 | $ 40,000 | $ 52,000 |
| Manassas County Virginia | 32 | $ 5,386,000 | $ 168,000 | $ 68,000 |
| Manassas Park County Virginia | 14 | $ 2,492,000 | $ 178,000 | $ 85,000 |
| Marquette County Michigan | 1 | $ 106,000 | $ 106,000 | $ 64,000 |
| Martinsville County Virginia | 5 | $ 260,000 | $ 52,000 | $ 30,000 |
| Mathews County Virginia | 3 | $ 95,000 | $ 31,000 | $ 86,000 |
| Mecklenburg County Virginia | 4 | $ 240,000 | $ 60,000 | $ 39,000 |
| Mercer County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 34,000 |
| Middlesex County Virginia | 2 | $ 215,000 | $ 107,000 | $ 35,000 |
| Monmouth County New Jersey | 1 | $ 7,000 | $ 7,000 | $ 200,000 |
| Monroe County West Virginia | 1 | $ 80,000 | $ 80,000 | $ 39,000 |
| Montgomery County Maryland | 2 | $ 1,053,000 | $ 526,000 | $ 328,000 |
| Montgomery County Virginia | 31 | $ 2,300,000 | $ 74,000 | $ 51,000 |
| Morris County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 157,000 |
| Nelson County Virginia | 7 | $ 473,000 | $ 67,000 | $ 42,000 |
| New Kent County Virginia | 5 | $ 483,000 | $ 96,000 | $ 76,000 |
| Newport News County Virginia | 96 | $ 8,149,000 | $ 84,000 | $ 57,000 |
| Norfolk County Virginia | 87 | $ 5,933,000 | $ 68,000 | $ 56,000 |
| Northumberland County Virginia | 4 | $ 435,000 | $ 108,000 | $ 92,000 |
| Norton County Virginia | 2 | $ 121,000 | $ 60,000 | $ 41,000 |
| Nottoway County Virginia | 1 | $ 101,000 | $ 101,000 | $ 56,000 |
| Orange County Virginia | 43 | $ 3,836,000 | $ 89,000 | $ 55,000 |
| Page County Virginia | 11 | $ 1,061,000 | $ 96,000 | $ 49,000 |
| Pasquotank County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Patrick County Virginia | 4 | $ 488,000 | $ 122,000 | $ 53,000 |
| Petersburg County Virginia | 32 | $ 2,127,000 | $ 66,000 | $ 46,000 |
| Pittsylvania County Virginia | 31 | $ 2,174,000 | $ 70,000 | $ 49,000 |
| Poquoson County Virginia | 2 | $ 130,000 | $ 65,000 | $ 34,000 |
| Portsmouth County Virginia | 64 | $ 4,825,000 | $ 75,000 | $ 51,000 |
| Powhatan County Virginia | 15 | $ 1,204,000 | $ 80,000 | $ 70,000 |
| Prince George County Virginia | 11 | $ 2,242,000 | $ 203,000 | $ 97,000 |
| Prince George's County Maryland | 9 | $ 1,302,000 | $ 144,000 | $ 85,000 |
| Prince William County Virginia | 330 | $ 54,439,000 | $ 164,000 | $ 81,000 |
| Pulaski County Virginia | 10 | $ 614,000 | $ 61,000 | $ 63,000 |
| Radford County Virginia | 4 | $ 604,000 | $ 151,000 | $ 38,000 |
| Richland County South Carolina | 2 | $ 126,000 | $ 63,000 | $ 100,000 |
| Richmond City County Virginia | 84 | $ 6,574,000 | $ 78,000 | $ 49,000 |
| Richmond County Virginia | 3 | $ 193,000 | $ 64,000 | $ 35,000 |
| Roanoke City County Virginia | 88 | $ 6,175,000 | $ 70,000 | $ 39,000 |
| Roanoke County Virginia | 60 | $ 6,444,000 | $ 107,000 | $ 53,000 |
| Rockbridge County Virginia | 3 | $ 98,000 | $ 32,000 | $ 63,000 |
| Rockingham County Virginia | 11 | $ 1,133,000 | $ 103,000 | $ 51,000 |
| Russell County Virginia | 3 | $ 180,000 | $ 60,000 | $ 41,000 |
| Salem County Virginia | 12 | $ 828,000 | $ 69,000 | $ 53,000 |
| Scott County Virginia | 6 | $ 388,000 | $ 64,000 | $ 42,000 |
| Shenandoah County Virginia | 15 | $ 1,803,000 | $ 120,000 | $ 50,000 |
| Smyth County Virginia | 9 | $ 421,000 | $ 46,000 | $ 37,000 |
| Southampton County Virginia | 5 | $ 413,000 | $ 82,000 | $ 60,000 |
| Spotsylvania County Virginia | 246 | $ 32,567,000 | $ 132,000 | $ 76,000 |
| Stafford County Virginia | 198 | $ 33,935,000 | $ 171,000 | $ 91,000 |
| Staunton County Virginia | 8 | $ 637,000 | $ 79,000 | $ 56,000 |
| Suffolk County Virginia | 37 | $ 3,801,000 | $ 102,000 | $ 62,000 |
| Surry County Virginia | 3 | $ 390,000 | $ 130,000 | $ 48,000 |
| Sussex County Virginia | 2 | $ 166,000 | $ 83,000 | $ 73,000 |
| Tazewell County Virginia | 3 | $ 142,000 | $ 47,000 | $ 27,000 |
| Virginia Beach County Virginia | 237 | $ 19,522,000 | $ 82,000 | $ 66,000 |
| Warren County Virginia | 16 | $ 1,885,000 | $ 117,000 | $ 67,000 |
| Washington County Virginia | 17 | $ 1,335,000 | $ 78,000 | $ 61,000 |
| Waynesboro County Virginia | 7 | $ 700,000 | $ 100,000 | $ 50,000 |
| Westmoreland County Virginia | 7 | $ 949,000 | $ 135,000 | $ 71,000 |
| Williamsburg County Virginia | 2 | $ 113,000 | $ 56,000 | $ 39,000 |
| Winchester County Virginia | 8 | $ 588,000 | $ 73,000 | $ 70,000 |
| Wise County Virginia | 10 | $ 480,000 | $ 48,000 | $ 51,000 |
| Wythe County Virginia | 7 | $ 235,000 | $ 33,000 | $ 36,000 |
| York County Virginia | 24 | $ 2,913,000 | $ 121,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Sys Virginia in 2004
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,749 | $350,542,000 | $105,111 | $1,170,000 | $95,888 | $530,000 |
| Home Improvement | 1,190 | $115,443,000 | $47,111 | $1,020,000 | $77,444 | $440,000 |
| Home Purchase | 96 | $13,211,000 | $82,750 | $770,000 | $233,750 | $600,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,120 | $257,620,000 | $92,833 | $950,000 | $86,000 | $369,000 |
| Black or African American | 1,011 | $107,737,000 | $87,333 | $760,000 | $106,666 | $530,000 |
| Not Provided | 657 | $75,308,000 | $64,333 | $855,000 | $163,666 | $600,000 |
| Hispanic | 132 | $19,218,000 | $135,000 | $530,000 | $74,000 | $171,000 |
| Asian | 55 | $11,180,000 | $203,000 | $1,170,000 | $85,000 | $301,000 |
| American Indian or Alaskan Native | 24 | $2,260,000 | $52,000 | $369,000 | $140,000 | $230,000 |
| Not applicable | 20 | $2,951,000 | $147,000 | $379,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 16 | $2,922,000 | $182,000 | $512,000 | $105,000 | $405,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,035 | $479,196,000 | $74,384 | $1,170,000 | $127,230 | $600,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,839 | $178,519,000 | $67,900 | $1,170,000 | $80,600 | $405,000 |
| Application Withdrawn By Applicant | 1,265 | $159,692,000 | $90,250 | $950,000 | $161,875 | $600,000 |
| Loan Originated | 889 | $135,104,000 | $123,000 | $857,000 | $79,000 | $266,000 |
| Application Approved But Not Accepted | 22 | $2,930,000 | $133,000 | $660,000 | $74,000 | $158,000 |
| Loan Purchased By The Institution | 20 | $2,951,000 | $147,000 | $379,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Sys Virginia's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Sys Virginia's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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