Wells Fargo Fin'l Missouri Inc 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Wells Fargo Fin'l Missouri Inc 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 6,157 |
Total Mortgage Loan Application Amount | $686,104,000 |
Average Mortgage Loan Application Amount | $102,235 |
Highest Mortgage Loan Application Amount | $1,320,000 |
Average Applicant Income | $89,411 |
Highest Applicant Income | $720,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Wells Fargo Fin'l Missouri Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Missouri Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Wells Fargo Fin'l Missouri Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Missouri Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Missouri Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Missouri Inc's mortgage activity for 2005.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adair County Missouri | 6 | $ 418,000 | $ 69,000 | $ 69,000 |
Adams County Illinois | 1 | $ 30,000 | $ 30,000 | $ 62,000 |
Alexander County Illinois | 3 | $ 109,000 | $ 36,000 | $ 42,000 |
Allen County Kansas | 1 | $ 48,000 | $ 48,000 | $ 29,000 |
Andrew County Missouri | 30 | $ 2,955,000 | $ 98,000 | $ 59,000 |
Atchison County Kansas | 5 | $ 480,000 | $ 96,000 | $ 66,000 |
Atchison County Missouri | 3 | $ 176,000 | $ 58,000 | $ 43,000 |
Audrain County Missouri | 23 | $ 1,424,000 | $ 61,000 | $ 41,000 |
Barry County Missouri | 14 | $ 1,174,000 | $ 83,000 | $ 39,000 |
Barton County Missouri | 4 | $ 253,000 | $ 63,000 | $ 42,000 |
Bates County Missouri | 4 | $ 166,000 | $ 41,000 | $ 54,000 |
Bay County Florida | 1 | $ 27,000 | $ 27,000 | $ 11,000 |
Benton County Missouri | 4 | $ 353,000 | $ 88,000 | $ 49,000 |
Bollinger County Missouri | 17 | $ 1,518,000 | $ 89,000 | $ 65,000 |
Boone County Missouri | 103 | $ 14,437,000 | $ 140,000 | $ 61,000 |
Bourbon County Kansas | 13 | $ 979,000 | $ 75,000 | $ 56,000 |
Brown County Kansas | 2 | $ 86,000 | $ 43,000 | $ 48,000 |
Buchanan County Missouri | 141 | $ 11,590,000 | $ 82,000 | $ 51,000 |
Butler County Missouri | 86 | $ 6,713,000 | $ 78,000 | $ 55,000 |
Caldwell County Missouri | 6 | $ 478,000 | $ 79,000 | $ 49,000 |
Callaway County Missouri | 23 | $ 2,409,000 | $ 104,000 | $ 62,000 |
Camden County Missouri | 9 | $ 1,389,000 | $ 154,000 | $ 59,000 |
Cape Girardeau County Missouri | 107 | $ 13,014,000 | $ 121,000 | $ 73,000 |
Carroll County Missouri | 6 | $ 405,000 | $ 67,000 | $ 41,000 |
Carter County Missouri | 11 | $ 1,106,000 | $ 100,000 | $ 52,000 |
Cass County Missouri | 113 | $ 13,396,000 | $ 118,000 | $ 73,000 |
Cedar County Missouri | 8 | $ 708,000 | $ 88,000 | $ 60,000 |
Chariton County Missouri | 2 | $ 90,000 | $ 45,000 | $ 71,000 |
Cherokee County Kansas | 18 | $ 1,186,000 | $ 65,000 | $ 52,000 |
Christian County Missouri | 48 | $ 5,587,000 | $ 116,000 | $ 54,000 |
Clark County Missouri | 1 | $ 11,000 | $ 11,000 | $ 20,000 |
Clark County Washington | 1 | $ 12,000 | $ 12,000 | $ 53,000 |
Clay County Missouri | 244 | $ 28,928,000 | $ 118,000 | $ 68,000 |
Clinton County Missouri | 24 | $ 2,205,000 | $ 91,000 | $ 47,000 |
Cole County Missouri | 30 | $ 2,573,000 | $ 85,000 | $ 52,000 |
Collier County Florida | 1 | $ 375,000 | $ 375,000 | $ 540,000 |
Cooper County Missouri | 7 | $ 588,000 | $ 84,000 | $ 50,000 |
Craig County Oklahoma | 2 | $ 101,000 | $ 50,000 | $ 32,000 |
Crawford County Kansas | 5 | $ 440,000 | $ 88,000 | $ 58,000 |
Crawford County Missouri | 9 | $ 927,000 | $ 103,000 | $ 50,000 |
Dade County Missouri | 2 | $ 128,000 | $ 64,000 | $ 46,000 |
Dallas County Missouri | 12 | $ 818,000 | $ 68,000 | $ 32,000 |
Daviess County Missouri | 6 | $ 575,000 | $ 95,000 | $ 36,000 |
DeKalb County Missouri | 7 | $ 549,000 | $ 78,000 | $ 68,000 |
Delaware County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
Delta County Michigan | 1 | $ 95,000 | $ 95,000 | $ 92,000 |
Denver County Colorado | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
Doniphan County Kansas | 3 | $ 229,000 | $ 76,000 | $ 59,000 |
Douglas County Kansas | 1 | $ 153,000 | $ 153,000 | $ 77,000 |
Douglas County Missouri | 1 | $ 30,000 | $ 30,000 | $ 53,000 |
Dunklin County Missouri | 12 | $ 619,000 | $ 51,000 | $ 40,000 |
Fairfield County Connecticut | 1 | $ 84,000 | $ 84,000 | $ 388,000 |
Franklin County Illinois | 1 | $ 56,000 | $ 56,000 | $ 62,000 |
Franklin County Kansas | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
Franklin County Missouri | 76 | $ 7,817,000 | $ 102,000 | $ 61,000 |
Gasconade County Missouri | 7 | $ 605,000 | $ 86,000 | $ 83,000 |
Gentry County Missouri | 4 | $ 213,000 | $ 53,000 | $ 34,000 |
Greene County Missouri | 236 | $ 21,800,000 | $ 92,000 | $ 51,000 |
Grundy County Missouri | 3 | $ 110,000 | $ 36,000 | $ 35,000 |
Harrison County Missouri | 1 | $ 30,000 | $ 30,000 | $ 33,000 |
Henry County Missouri | 6 | $ 316,000 | $ 52,000 | $ 49,000 |
Hickory County Missouri | 1 | $ 25,000 | $ 25,000 | $ 106,000 |
Holt County Missouri | 4 | $ 212,000 | $ 53,000 | $ 48,000 |
Howard County Missouri | 7 | $ 727,000 | $ 103,000 | $ 69,000 |
Howell County Missouri | 1 | $ 109,000 | $ 109,000 | $ 45,000 |
Iron County Missouri | 15 | $ 1,243,000 | $ 82,000 | $ 46,000 |
Jackson County Illinois | 1 | $ 60,000 | $ 60,000 | $ 52,000 |
Jackson County Missouri | 760 | $ 78,474,000 | $ 103,000 | $ 61,000 |
Jasper County Missouri | 160 | $ 14,923,000 | $ 93,000 | $ 60,000 |
Jefferson County Missouri | 308 | $ 38,111,000 | $ 123,000 | $ 77,000 |
Johnson County Illinois | 1 | $ 90,000 | $ 90,000 | $ 80,000 |
Johnson County Kansas | 23 | $ 5,345,000 | $ 232,000 | $ 84,000 |
Johnson County Missouri | 25 | $ 3,036,000 | $ 121,000 | $ 70,000 |
Kenai Peninsula County Alaska | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
Knox County Missouri | 1 | $ 56,000 | $ 56,000 | $ 42,000 |
Labette County Kansas | 3 | $ 241,000 | $ 80,000 | $ 49,000 |
Laclede County Missouri | 23 | $ 1,471,000 | $ 63,000 | $ 38,000 |
Lafayette County Missouri | 44 | $ 5,378,000 | $ 122,000 | $ 48,000 |
Lawrence County Missouri | 34 | $ 2,914,000 | $ 85,000 | $ 50,000 |
Leavenworth County Kansas | 5 | $ 407,000 | $ 81,000 | $ 44,000 |
Lewis County Missouri | 7 | $ 272,000 | $ 38,000 | $ 56,000 |
Lincoln County Missouri | 57 | $ 6,237,000 | $ 109,000 | $ 63,000 |
Linn County Kansas | 1 | $ 111,000 | $ 111,000 | $ 59,000 |
Linn County Missouri | 9 | $ 461,000 | $ 51,000 | $ 50,000 |
Livingston County Missouri | 10 | $ 851,000 | $ 85,000 | $ 52,000 |
Macon County Missouri | 2 | $ 111,000 | $ 55,000 | $ 65,000 |
Madison County Missouri | 24 | $ 2,419,000 | $ 100,000 | $ 55,000 |
Marion County Missouri | 18 | $ 1,342,000 | $ 74,000 | $ 51,000 |
McDonald County Missouri | 8 | $ 686,000 | $ 85,000 | $ 55,000 |
Mercer County Missouri | 1 | $ 81,000 | $ 81,000 | $ 57,000 |
Miller County Missouri | 4 | $ 307,000 | $ 76,000 | $ 51,000 |
Mississippi County Missouri | 24 | $ 1,478,000 | $ 61,000 | $ 49,000 |
Moniteau County Missouri | 6 | $ 647,000 | $ 107,000 | $ 34,000 |
Monroe County Illinois | 1 | $ 159,000 | $ 159,000 | $ 63,000 |
Monroe County Missouri | 2 | $ 138,000 | $ 69,000 | $ 47,000 |
Montgomery County Kansas | 2 | $ 99,000 | $ 49,000 | $ 33,000 |
Montgomery County Missouri | 3 | $ 334,000 | $ 111,000 | $ 61,000 |
Morgan County Missouri | 4 | $ 688,000 | $ 172,000 | $ 80,000 |
Neosho County Kansas | 3 | $ 197,000 | $ 65,000 | $ 35,000 |
New Madrid County Missouri | 35 | $ 2,442,000 | $ 69,000 | $ 50,000 |
Newton County Missouri | 66 | $ 6,688,000 | $ 101,000 | $ 67,000 |
Nodaway County Missouri | 11 | $ 901,000 | $ 81,000 | $ 42,000 |
Oregon County Missouri | 2 | $ 128,000 | $ 64,000 | $ 37,000 |
Osage County Missouri | 4 | $ 305,000 | $ 76,000 | $ 67,000 |
Ottawa County Oklahoma | 1 | $ 47,000 | $ 47,000 | $ 17,000 |
Ozark County Missouri | 2 | $ 178,000 | $ 89,000 | $ 73,000 |
Pemiscot County Missouri | 8 | $ 459,000 | $ 57,000 | $ 48,000 |
Perry County Missouri | 27 | $ 3,131,000 | $ 115,000 | $ 57,000 |
Pettis County Missouri | 12 | $ 944,000 | $ 78,000 | $ 62,000 |
Phelps County Missouri | 10 | $ 1,125,000 | $ 112,000 | $ 61,000 |
Pike County Missouri | 11 | $ 962,000 | $ 87,000 | $ 45,000 |
Platte County Missouri | 81 | $ 11,405,000 | $ 140,000 | $ 81,000 |
Polk County Missouri | 15 | $ 1,088,000 | $ 72,000 | $ 45,000 |
Pulaski County Missouri | 21 | $ 1,409,000 | $ 67,000 | $ 58,000 |
Ralls County Missouri | 5 | $ 291,000 | $ 58,000 | $ 48,000 |
Randolph County Illinois | 2 | $ 213,000 | $ 106,000 | $ 64,000 |
Randolph County Missouri | 15 | $ 1,193,000 | $ 79,000 | $ 48,000 |
Ray County Missouri | 45 | $ 4,419,000 | $ 98,000 | $ 69,000 |
Reynolds County Missouri | 7 | $ 616,000 | $ 88,000 | $ 47,000 |
Ripley County Missouri | 18 | $ 1,472,000 | $ 81,000 | $ 55,000 |
Saline County Illinois | 1 | $ 108,000 | $ 108,000 | $ 107,000 |
Saline County Missouri | 5 | $ 361,000 | $ 72,000 | $ 50,000 |
Schuyler County Missouri | 1 | $ 200,000 | $ 200,000 | $ 54,000 |
Scott County Missouri | 97 | $ 8,201,000 | $ 84,000 | $ 57,000 |
Shannon County Missouri | 1 | $ 117,000 | $ 117,000 | $ 50,000 |
Shelby County Missouri | 1 | $ 43,000 | $ 43,000 | $ 34,000 |
St. Charles County Missouri | 436 | $ 61,107,000 | $ 140,000 | $ 79,000 |
St. Clair County Illinois | 2 | $ 225,000 | $ 112,000 | $ 74,000 |
St. Clair County Missouri | 2 | $ 173,000 | $ 86,000 | $ 38,000 |
St. Francois County Missouri | 131 | $ 12,982,000 | $ 99,000 | $ 67,000 |
St. Louis City County Missouri | 380 | $ 37,305,000 | $ 98,000 | $ 57,000 |
St. Louis County Missouri | 1,316 | $ 177,030,000 | $ 134,000 | $ 69,000 |
Ste. Genevieve County Missouri | 25 | $ 2,542,000 | $ 101,000 | $ 65,000 |
Stoddard County Missouri | 56 | $ 4,365,000 | $ 77,000 | $ 61,000 |
Stone County Missouri | 13 | $ 2,261,000 | $ 173,000 | $ 79,000 |
Story County Iowa | 2 | $ 154,000 | $ 77,000 | $ 38,000 |
Sullivan County Missouri | 5 | $ 475,000 | $ 95,000 | $ 49,000 |
Summit County Utah | 1 | $ 274,000 | $ 274,000 | $ 79,000 |
Taney County Missouri | 28 | $ 3,283,000 | $ 117,000 | $ 62,000 |
Taylor County Iowa | 1 | $ 102,000 | $ 102,000 | $ 36,000 |
Texas County Missouri | 4 | $ 288,000 | $ 72,000 | $ 34,000 |
Union County Illinois | 1 | $ 237,000 | $ 237,000 | $ 85,000 |
Vernon County Missouri | 12 | $ 1,063,000 | $ 88,000 | $ 61,000 |
Warren County Missouri | 19 | $ 2,646,000 | $ 139,000 | $ 70,000 |
Washington County Missouri | 36 | $ 2,960,000 | $ 82,000 | $ 44,000 |
Wayne County Missouri | 11 | $ 605,000 | $ 55,000 | $ 41,000 |
Webster County Missouri | 29 | $ 2,875,000 | $ 99,000 | $ 66,000 |
Wright County Missouri | 3 | $ 271,000 | $ 90,000 | $ 71,000 |
Wyandotte County Kansas | 18 | $ 1,519,000 | $ 84,000 | $ 56,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 5,357 | $641,519,000 | $104,818 | $1,320,000 | $105,818 | $720,000 |
Home Improvement | 791 | $44,263,000 | $110,000 | $503,000 | $61,000 | $699,000 |
Home Purchase | 9 | $322,000 | $35,000 | $100,000 | $51,000 | $106,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 4,865 | $553,895,000 | $103,916 | $930,000 | $101,250 | $720,000 |
Black or African American | 821 | $78,623,000 | $77,666 | $710,000 | $58,333 | $259,000 |
Not Provided | 228 | $26,349,000 | $103,000 | $1,320,000 | $60,666 | $300,000 |
Hispanic | 115 | $11,914,000 | $89,000 | $370,000 | $43,000 | $328,000 |
American Indian or Alaskan Native | 81 | $8,190,000 | $101,000 | $715,000 | $55,000 | $276,000 |
Asian | 33 | $5,832,000 | $175,500 | $440,000 | $86,000 | $219,000 |
Native Hawaiian or Other Pacific Islander | 14 | $1,301,000 | $92,000 | $194,000 | $60,000 | $101,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,157 | $686,104,000 | $101,916 | $1,320,000 | $100,583 | $720,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Application Denied By Financial Institution | 2,408 | $242,258,000 | $68,700 | $750,000 | $80,100 | $699,000 |
Loan Originated | 2,046 | $237,842,000 | $107,500 | $535,000 | $58,500 | $517,000 |
Application Withdrawn By Applicant | 1,580 | $190,409,000 | $152,000 | $1,320,000 | $117,875 | $720,000 |
Application Approved But Not Accepted | 123 | $15,595,000 | $87,500 | $450,000 | $46,500 | $240,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Missouri Inc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Missouri Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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