Wells Fargo Fin'l Cred Serv Ny 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Wells Fargo Fin'l Cred Serv Ny 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 13,259 |
Total Mortgage Loan Application Amount | $2,525,928,000 |
Average Mortgage Loan Application Amount | $179,000 |
Highest Mortgage Loan Application Amount | $3,152,000 |
Average Applicant Income | $83,666 |
Highest Applicant Income | $1,972,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Wells Fargo Fin'l Cred Serv Ny. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Cred Serv Ny's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Wells Fargo Fin'l Cred Serv Ny's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Cred Serv Ny serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Cred Serv Ny, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Cred Serv Ny's mortgage activity for 2007.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Alameda County California | 1 | $ 100,000 | $ 100,000 | $ 185,000 |
Albany County New York | 244 | $ 30,725,000 | $ 125,000 | $ 68,000 |
Allegany County New York | 29 | $ 1,910,000 | $ 65,000 | $ 73,000 |
Allen County Louisiana | 1 | $ 460,000 | $ 460,000 | $ 121,000 |
Anderson County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 14,000 |
Baltimore City County Maryland | 2 | $ 40,000 | $ 20,000 | $ 60,000 |
Bergen County New Jersey | 1 | $ 610,000 | $ 610,000 | $ 172,000 |
Berks County Pennsylvania | 4 | $ 183,000 | $ 45,000 | $ 53,000 |
Blair County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 95,000 |
Brevard County Florida | 4 | $ 680,000 | $ 170,000 | $ 84,000 |
Bronx County New York | 437 | $ 112,468,000 | $ 257,000 | $ 86,000 |
Broome County New York | 141 | $ 9,955,000 | $ 70,000 | $ 58,000 |
Broward County Florida | 7 | $ 929,000 | $ 132,000 | $ 120,000 |
Bryan County Georgia | 1 | $ 135,000 | $ 135,000 | $ 108,000 |
Burlington County New Jersey | 1 | $ 110,000 | $ 110,000 | $ 55,000 |
Cameron County Texas | 1 | $ 183,000 | $ 183,000 | $ 102,000 |
Carver County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 94,000 |
Cattaraugus County New York | 62 | $ 4,369,000 | $ 70,000 | $ 46,000 |
Cayuga County New York | 111 | $ 11,070,000 | $ 99,000 | $ 56,000 |
Chautauqua County New York | 97 | $ 7,160,000 | $ 73,000 | $ 54,000 |
Chemung County New York | 67 | $ 4,958,000 | $ 74,000 | $ 57,000 |
Chenango County New York | 47 | $ 3,397,000 | $ 72,000 | $ 50,000 |
Cherokee County Georgia | 1 | $ 350,000 | $ 350,000 | $ 46,000 |
Clark County Nevada | 2 | $ 77,000 | $ 38,000 | $ 25,000 |
Clayton County Georgia | 3 | $ 176,000 | $ 58,000 | $ 52,000 |
Clinton County New York | 61 | $ 4,494,000 | $ 73,000 | $ 66,000 |
Columbia County New York | 41 | $ 6,292,000 | $ 153,000 | $ 66,000 |
Contra Costa County California | 1 | $ 40,000 | $ 40,000 | $ 103,000 |
Cortland County New York | 48 | $ 4,081,000 | $ 85,000 | $ 57,000 |
Dallas County Texas | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
DeKalb County Georgia | 3 | $ 317,000 | $ 105,000 | $ 43,000 |
Delaware County New York | 45 | $ 4,485,000 | $ 99,000 | $ 59,000 |
Delaware County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 180,000 |
Denton County Texas | 1 | $ 70,000 | $ 70,000 | $ 58,000 |
District of Columbia County District Of Columbia | 1 | $ 50,000 | $ 50,000 | $ 128,000 |
Douglas County Georgia | 1 | $ 293,000 | $ 293,000 | $ 81,000 |
Douglas County Kansas | 1 | $ 20,000 | $ 20,000 | $ 62,000 |
Dutchess County New York | 318 | $ 65,457,000 | $ 205,000 | $ 88,000 |
Duval County Florida | 3 | $ 281,000 | $ 93,000 | $ 81,000 |
Erie County New York | 815 | $ 78,895,000 | $ 96,000 | $ 61,000 |
Erie County Pennsylvania | 2 | $ 220,000 | $ 110,000 | $ 64,000 |
Essex County New Jersey | 7 | $ 1,910,000 | $ 272,000 | $ 83,000 |
Essex County New York | 30 | $ 2,902,000 | $ 96,000 | $ 62,000 |
Fairfield County Connecticut | 2 | $ 503,000 | $ 251,000 | $ 102,000 |
Flagler County Florida | 1 | $ 52,000 | $ 52,000 | $ 42,000 |
Franklin County New York | 39 | $ 4,182,000 | $ 107,000 | $ 59,000 |
Fulton County Georgia | 2 | $ 202,000 | $ 101,000 | $ 61,000 |
Fulton County New York | 86 | $ 8,833,000 | $ 102,000 | $ 60,000 |
Genesee County New York | 43 | $ 4,143,000 | $ 96,000 | $ 73,000 |
Greene County New York | 60 | $ 6,866,000 | $ 114,000 | $ 54,000 |
Gwinnett County Georgia | 3 | $ 431,000 | $ 143,000 | $ 118,000 |
Hamilton County New York | 7 | $ 773,000 | $ 110,000 | $ 44,000 |
Harris County Texas | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
Hennepin County Minnesota | 2 | $ 84,000 | $ 42,000 | $ 93,000 |
Herkimer County New York | 55 | $ 4,104,000 | $ 74,000 | $ 54,000 |
Hillsborough County Florida | 1 | $ 170,000 | $ 170,000 | $ 53,000 |
Indian River County Florida | 1 | $ 10,000 | $ 10,000 | $ 99,000 |
Jackson County Georgia | 1 | $ 140,000 | $ 140,000 | $ 103,000 |
Jackson County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
Jefferson County New York | 89 | $ 8,229,000 | $ 92,000 | $ 59,000 |
Kent County Delaware | 1 | $ 114,000 | $ 114,000 | $ 120,000 |
King County Washington | 1 | $ 318,000 | $ 318,000 | $ 103,000 |
Kings County New York | 1,095 | $ 337,255,000 | $ 307,000 | $ 90,000 |
Kitsap County Washington | 1 | $ 85,000 | $ 85,000 | $ 110,000 |
Lackawanna County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 45,000 |
Lee County Florida | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
Lehigh County Pennsylvania | 5 | $ 311,000 | $ 62,000 | $ 70,000 |
Lewis County New York | 26 | $ 1,877,000 | $ 72,000 | $ 55,000 |
Liberty County Georgia | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
Livingston County New York | 75 | $ 7,153,000 | $ 95,000 | $ 55,000 |
Lucas County Ohio | 1 | $ 25,000 | $ 25,000 | $ 104,000 |
Luna County New Mexico | 1 | $ 528,000 | $ 528,000 | $ 82,000 |
Madison County New York | 71 | $ 5,525,000 | $ 77,000 | $ 53,000 |
Mahoning County Ohio | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
Maricopa County Arizona | 2 | $ 359,000 | $ 179,000 | $ 86,000 |
Marion County Florida | 4 | $ 521,000 | $ 130,000 | $ 78,000 |
Miami-Dade County Florida | 4 | $ 347,000 | $ 86,000 | $ 148,000 |
Monroe County New York | 797 | $ 77,438,000 | $ 97,000 | $ 58,000 |
Monroe County Pennsylvania | 2 | $ 507,000 | $ 253,000 | $ 60,000 |
Montgomery County New York | 57 | $ 4,548,000 | $ 79,000 | $ 49,000 |
Montgomery County Ohio | 1 | $ 30,000 | $ 30,000 | $ 62,000 |
Montgomery County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 73,000 |
Nassau County New York | 849 | $ 235,341,000 | $ 277,000 | $ 110,000 |
New Haven County Connecticut | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
New York County New York | 69 | $ 25,060,000 | $ 363,000 | $ 172,000 |
Niagara County New York | 194 | $ 18,644,000 | $ 96,000 | $ 59,000 |
Oakland County Michigan | 1 | $ 121,000 | $ 121,000 | $ 52,000 |
Ocean County New Jersey | 2 | $ 350,000 | $ 175,000 | $ 257,000 |
Oneida County New York | 175 | $ 15,301,000 | $ 87,000 | $ 60,000 |
Onondaga County New York | 699 | $ 73,726,000 | $ 105,000 | $ 61,000 |
Ontario County New York | 125 | $ 13,871,000 | $ 110,000 | $ 57,000 |
Orange County Florida | 1 | $ 261,000 | $ 261,000 | $ 117,000 |
Orange County New York | 461 | $ 89,784,000 | $ 194,000 | $ 88,000 |
Orangeburg County South Carolina | 1 | $ 20,000 | $ 20,000 | $ 168,000 |
Orleans County New York | 66 | $ 4,367,000 | $ 66,000 | $ 50,000 |
Osceola County Florida | 1 | $ 132,000 | $ 132,000 | $ 105,000 |
Oswego County New York | 218 | $ 19,305,000 | $ 88,000 | $ 61,000 |
Otsego County New York | 44 | $ 3,638,000 | $ 82,000 | $ 52,000 |
Palm Beach County Florida | 3 | $ 550,000 | $ 183,000 | $ 109,000 |
Pasco County Florida | 1 | $ 30,000 | $ 30,000 | $ 50,000 |
Penobscot County Maine | 1 | $ 360,000 | $ 360,000 | $ 140,000 |
Philadelphia County Pennsylvania | 3 | $ 80,000 | $ 26,000 | $ 77,000 |
Pike County Pennsylvania | 2 | $ 67,000 | $ 33,000 | $ 31,000 |
Pima County Arizona | 2 | $ 332,000 | $ 166,000 | $ 73,000 |
Polk County Florida | 1 | $ 40,000 | $ 40,000 | $ 57,000 |
Providence County Rhode Island | 1 | $ 328,000 | $ 328,000 | $ 144,000 |
Putnam County New York | 93 | $ 22,479,000 | $ 241,000 | $ 99,000 |
Queens County New York | 1,160 | $ 354,011,000 | $ 305,000 | $ 88,000 |
Rensselaer County New York | 126 | $ 15,257,000 | $ 121,000 | $ 67,000 |
Richmond County New York | 467 | $ 122,173,000 | $ 261,000 | $ 101,000 |
Riverside County California | 1 | $ 40,000 | $ 40,000 | $ 228,000 |
Rockland County New York | 142 | $ 32,907,000 | $ 231,000 | $ 122,000 |
San Jacinto County Texas | 1 | $ 40,000 | $ 40,000 | $ 60,000 |
Sarasota County Florida | 1 | $ 170,000 | $ 170,000 | $ 90,000 |
Saratoga County New York | 228 | $ 34,327,000 | $ 150,000 | $ 67,000 |
Schenectady County New York | 163 | $ 17,551,000 | $ 107,000 | $ 61,000 |
Schoharie County New York | 40 | $ 3,579,000 | $ 89,000 | $ 54,000 |
Schuyler County New York | 26 | $ 1,863,000 | $ 71,000 | $ 63,000 |
Seneca County New York | 21 | $ 1,762,000 | $ 83,000 | $ 56,000 |
Spalding County Georgia | 1 | $ 23,000 | $ 23,000 | $ 63,000 |
St. Johns County Florida | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
St. Lawrence County New York | 64 | $ 4,442,000 | $ 69,000 | $ 52,000 |
St. Lucie County Florida | 4 | $ 571,000 | $ 142,000 | $ 95,000 |
Steuben County New York | 55 | $ 4,907,000 | $ 89,000 | $ 59,000 |
Suffolk County New York | 1,410 | $ 366,749,000 | $ 260,000 | $ 102,000 |
Sullivan County New York | 77 | $ 9,924,000 | $ 128,000 | $ 68,000 |
Tioga County New York | 34 | $ 2,497,000 | $ 73,000 | $ 54,000 |
Tompkins County New York | 34 | $ 2,798,000 | $ 82,000 | $ 65,000 |
Travis County Texas | 1 | $ 31,000 | $ 31,000 | $ 37,000 |
Ulster County New York | 177 | $ 29,383,000 | $ 166,000 | $ 77,000 |
Union County New Jersey | 1 | $ 239,000 | $ 239,000 | $ 60,000 |
Volusia County Florida | 2 | $ 573,000 | $ 286,000 | $ 120,000 |
Wake County North Carolina | 2 | $ 55,000 | $ 27,000 | $ 68,000 |
Warren County New York | 126 | $ 17,244,000 | $ 136,000 | $ 58,000 |
Washington County New York | 127 | $ 13,706,000 | $ 107,000 | $ 54,000 |
Wayne County New York | 117 | $ 10,617,000 | $ 90,000 | $ 58,000 |
Westchester County New York | 368 | $ 108,764,000 | $ 295,000 | $ 124,000 |
Wyoming County New York | 49 | $ 4,978,000 | $ 101,000 | $ 59,000 |
Yates County New York | 29 | $ 3,845,000 | $ 132,000 | $ 73,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 8,716 | $1,859,329,000 | $213,000 | $3,152,000 | $80,000 | $1,972,000 |
Home Improvement | 4,394 | $639,851,000 | $145,000 | $1,900,000 | $80,000 | $1,850,000 |
Home Purchase | 149 | $26,748,000 | $179,000 | $1,500,000 | $91,000 | $600,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 8,003 | $1,284,966,000 | $160,000 | $3,152,000 | $77,000 | $1,972,000 |
Black or African American | 2,524 | $603,388,000 | $239,000 | $1,279,000 | $81,000 | $1,560,000 |
Hispanic | 1,274 | $333,565,000 | $261,000 | $1,325,000 | $89,000 | $1,850,000 |
Not Provided | 923 | $188,346,000 | $204,000 | $1,615,000 | $90,000 | $1,100,000 |
Asian | 305 | $75,163,000 | $246,000 | $1,280,000 | $98,000 | $1,080,000 |
American Indian or Alaskan Native | 184 | $28,453,000 | $154,000 | $722,000 | $75,000 | $660,000 |
Native Hawaiian or Other Pacific Islander | 46 | $12,047,000 | $261,000 | $796,000 | $88,000 | $280,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 13,259 | $2,525,928,000 | $190,000 | $3,152,000 | $80,000 | $1,972,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Application Denied By Financial Institution | 5,993 | $1,128,674,000 | $188,000 | $1,615,000 | $72,000 | $1,850,000 |
Application Withdrawn By Applicant | 4,074 | $720,113,000 | $176,000 | $3,152,000 | $85,000 | $1,972,000 |
Loan Originated | 1,800 | $387,073,000 | $215,000 | $900,000 | $82,000 | $984,000 |
File Closed For Incompleteness | 1,346 | $279,273,000 | $207,000 | $3,080,000 | $101,000 | $1,692,000 |
Application Approved But Not Accepted | 46 | $10,795,000 | $234,000 | $762,000 | $89,000 | $321,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Cred Serv Ny's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Cred Serv Ny's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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