Watermark Capital, Inc.
Mortgage Loan Application
Totals and Details
for 2016

Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Watermark Capital, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Watermark Capital, Inc.
100 Spectrum Center Dr Ste 150
Irvine, CA 92618
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 2,587
Total Mortgage Loan Application Amount $1,316,195,000
Average Mortgage Loan Application Amount $518,500
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $183,000
Highest Applicant Income $3,936,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Watermark Capital, Inc. by Metropolitan Area in 2016

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LOS ANGELES-LONG BEACH-GLENDALE, CA 585 $ 335,078,000 $ 572,000 $ 198,000
ANAHEIM-SANTA ANA-IRVINE, CA 473 $ 242,549,000 $ 512,000 $ 176,000
SAN DIEGO-CARLSBAD, CA 253 $ 124,141,000 $ 490,000 $ 164,000
OAKLAND-HAYWARD-BERKELEY, CA 174 $ 98,098,000 $ 563,000 $ 212,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 131 $ 80,762,000 $ 616,000 $ 193,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 127 $ 44,135,000 $ 347,000 $ 114,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 102 $ 54,127,000 $ 428,000 $ 156,666
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 80 $ 51,154,000 $ 639,000 $ 268,000
SEATTLE-BELLEVUE-EVERETT, WA 74 $ 37,834,000 $ 511,000 $ 183,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 50 $ 21,252,000 $ 425,000 $ 183,000
OXNARD-THOUSAND OAKS-VENTURA, CA 48 $ 22,116,000 $ 460,000 $ 165,000
BALTIMORE-COLUMBIA-TOWSON, MD 34 $ 14,676,000 $ 431,000 $ 162,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 29 $ 11,225,000 $ 368,500 $ 150,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 25 $ 13,454,000 $ 538,000 $ 185,000
DENVER-AURORA-LAKEWOOD, CO 24 $ 10,068,000 $ 419,000 $ 192,000
LAS VEGAS-HENDERSON-PARADISE, NV 24 $ 7,428,000 $ 309,000 $ 109,000
SAN RAFAEL, CA 22 $ 14,390,000 $ 654,000 $ 193,000
SILVER SPRING-FREDERICK-ROCKVILLE, MD 22 $ 11,353,000 $ 516,000 $ 214,000
SANTA ROSA, CA 17 $ 9,422,000 $ 554,000 $ 220,000
BOSTON, MA 15 $ 6,126,000 $ 408,000 $ 165,000
PHOENIX-MESA-SCOTTSDALE, AZ 15 $ 5,180,000 $ 345,000 $ 157,000
SANTA MARIA-SANTA BARBARA, CA 14 $ 8,019,000 $ 572,000 $ 138,000
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA 12 $ 5,877,000 $ 489,000 $ 143,000
TACOMA-LAKEWOOD, WA 10 $ 3,925,000 $ 392,000 $ 196,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 9 $ 4,345,000 $ 482,000 $ 192,000
RENO, NV 9 $ 3,066,000 $ 340,000 $ 94,000
SANTA CRUZ-WATSONVILLE, CA 9 $ 5,276,000 $ 586,000 $ 172,000
BOULDER, CO 8 $ 3,913,000 $ 489,000 $ 147,000
SALINAS, CA 7 $ 2,765,000 $ 395,000 $ 152,000
STOCKTON-LODI, CA 7 $ 2,292,000 $ 327,000 $ 113,000
WORCESTER, MA-CT 7 $ 2,713,000 $ 387,000 $ 109,000
AUSTIN-ROUND ROCK, TX 6 $ 1,518,000 $ 253,000 $ 101,000
BREMERTON-SILVERDALE, WA 6 $ 1,985,000 $ 330,000 $ 117,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 6 $ 1,423,000 $ 237,000 $ 89,000
NEWARK, NJ-PA 6 $ 2,384,000 $ 397,000 $ 166,000
PROVIDENCE-WARWICK, RI-MA 6 $ 1,430,000 $ 238,000 $ 110,000
BRIDGEPORT-STAMFORD-NORWALK, CT 5 $ 3,365,000 $ 673,000 $ 236,000
FRESNO, CA 5 $ 1,839,000 $ 367,000 $ 81,000
SPOKANE-SPOKANE VALLEY, WA 5 $ 1,325,000 $ 265,000 $ 67,000
VALLEJO-FAIRFIELD, CA 5 $ 1,749,000 $ 349,000 $ 159,000
FORT WORTH-ARLINGTON, TX 4 $ 1,558,000 $ 389,000 $ 245,000
RICHMOND, VA 4 $ 1,393,000 $ 348,000 $ 187,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 4 $ 1,162,000 $ 290,000 $ 173,000
DALLAS-PLANO-IRVING, TX 3 $ 1,298,000 $ 432,000 $ 257,000
KENNEWICK-RICHLAND, WA 3 $ 754,000 $ 251,000 $ 96,000
MODESTO, CA 3 $ 1,058,000 $ 352,000 $ 164,000
OGDEN-CLEARFIELD, UT 3 $ 874,000 $ 291,000 $ 85,000
ORLANDO-KISSIMMEE-SANFORD, FL 3 $ 811,000 $ 270,000 $ 105,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 3 $ 933,000 $ 311,000 $ 142,000
YUBA CITY, CA 3 $ 660,000 $ 220,000 $ 113,000
CHICO, CA 2 $ 588,000 $ 294,000 $ 55,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 2 $ 672,000 $ 336,000 $ 216,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 2 $ 809,000 $ 404,000 $ 291,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 2 $ 911,000 $ 455,000 $ 195,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 2 $ 804,000 $ 402,000 $ 138,000
NEW HAVEN-MILFORD, CT 2 $ 590,000 $ 295,000 $ 97,000
PENSACOLA-FERRY PASS-BRENT, FL 2 $ 1,207,000 $ 603,000 $ 0
PITTSBURGH, PA 2 $ 987,000 $ 493,000 $ 175,000
PROVO-OREM, UT 2 $ 814,000 $ 407,000 $ 103,000
SALEM, OR 2 $ 471,000 $ 235,000 $ 97,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 2 $ 836,000 $ 418,000 $ 146,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 1 $ 302,000 $ 302,000 $ 196,000
ASHEVILLE, NC 1 $ 711,000 $ 711,000 $ 121,000
BAKERSFIELD, CA 1 $ 417,000 $ 417,000 $ 183,000
BARNSTABLE TOWN, MA 1 $ 400,000 $ 400,000 $ 103,000
BELLINGHAM, WA 1 $ 255,000 $ 255,000 $ 95,000
BEND-REDMOND, OR 1 $ 333,000 $ 333,000 $ 0
CHARLOTTESVILLE, VA 1 $ 399,000 $ 399,000 $ 110,000
EL CENTRO, CA 1 $ 302,000 $ 302,000 $ 97,000
GRAND JUNCTION, CO 1 $ 275,000 $ 275,000 $ 0
GREELEY, CO 1 $ 300,000 $ 300,000 $ 179,000
GREENVILLE, NC 1 $ 211,000 $ 211,000 $ 124,000
HANFORD-CORCORAN, CA 1 $ 320,000 $ 320,000 $ 130,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 1 $ 217,000 $ 217,000 $ 132,000
LAKE HAVASU CITY-KINGMAN, AZ 1 $ 97,000 $ 97,000 $ 55,000
MADERA, CA 1 $ 295,000 $ 295,000 $ 144,000
MIAMI-MIAMI BEACH-KENDALL, FL 1 $ 619,000 $ 619,000 $ 570,000
NAPA, CA 1 $ 417,000 $ 417,000 $ 216,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 1 $ 428,000 $ 428,000 $ 121,000
NORTH PORT-SARASOTA-BRADENTON, FL 1 $ 417,000 $ 417,000 $ 123,000
OLYMPIA-TUMWATER, WA 1 $ 220,000 $ 220,000 $ 0
PALM BAY-MELBOURNE-TITUSVILLE, FL 1 $ 645,000 $ 645,000 $ 306,000
PHILADELPHIA, PA 1 $ 120,000 $ 120,000 $ 170,000
PITTSFIELD, MA 1 $ 307,000 $ 307,000 $ 0
PORT ST. LUCIE, FL 1 $ 153,000 $ 153,000 $ 37,000
PRESCOTT, AZ 1 $ 184,000 $ 184,000 $ 99,000
RALEIGH, NC 1 $ 278,000 $ 278,000 $ 151,000
REDDING, CA 1 $ 127,000 $ 127,000 $ 86,000
ROANOKE, VA 1 $ 255,000 $ 255,000 $ 73,000
SALISBURY, MD-DE 1 $ 244,000 $ 244,000 $ 53,000
SALT LAKE CITY, UT 1 $ 210,000 $ 210,000 $ 210,000
STAUNTON-WAYNESBORO, VA 1 $ 236,000 $ 236,000 $ 79,000
YORK-HANOVER, PA 1 $ 725,000 $ 725,000 $ 850,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Watermark Capital, Inc. in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,085 $1,047,366,000 $502,000 $3,000,000 $177,000 $3,936,000
Home Purchase 502 $268,829,000 $535,000 $3,000,000 $189,000 $1,244,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,537 $788,786,000 $513,000 $3,000,000 $186,000 $3,936,000
Asian 453 $234,001,000 $516,000 $2,518,000 $173,000 $681,000
Not Provided 344 $179,108,000 $520,000 $3,000,000 $188,000 $1,148,000
Hispanic 161 $73,812,000 $458,000 $1,408,000 $142,000 $1,244,000
Black or African American 67 $29,512,000 $440,000 $1,808,000 $152,000 $790,000
Native Hawaiin or Other Pacific Islander 13 $4,866,000 $374,000 $606,000 $81,000 $169,000
American Indian or Alaskan Native 8 $4,267,000 $533,000 $851,000 $162,000 $245,000
Not applicable 4 $1,843,000 $460,000 $569,000 $119,000 $158,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,347 $1,211,818,000 $516,000 $3,000,000 $191,000 $3,936,000
VA-guaranteed (Veterans Administration) 163 $73,516,000 $451,000 $1,387,000 $60,000 $251,000
FHA-insured (Federal Housing Administration) 77 $30,861,000 $400,000 $671,000 $73,000 $220,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,021 $1,005,705,000 $497,000 $3,000,000 $179,000 $2,882,000
Application Withdrawn By Applicant 316 $168,497,000 $533,000 $2,500,000 $185,000 $3,936,000
Application Approved But Not Accepted 137 $73,749,000 $538,000 $2,265,000 $189,000 $664,000
Application Denied By Financial Institution 106 $65,210,000 $615,000 $1,978,000 $178,000 $850,000
File Closed For Incompleteness 7 $3,034,000 $433,000 $1,033,000 $83,000 $270,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2 $617,000 $308,000 $408,000 $144,000 $155,000
Debt-To-Income Ratio 1 $1,500,000 $1,500,000 $1,500,000 $328,000 $328,000
Collateral 1 $348,000 $348,000 $348,000 $319,000 $319,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.

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