Waterman State Bank
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Waterman State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Waterman State Bank
248 W Lincoln Hwy
Waterman, IL 60556
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  
Total Number of Mortgage Applications 377
Total Mortgage Loan Application Amount $127,515,000
Average Mortgage Loan Application Amount $318,666
Highest Mortgage Loan Application Amount $2,385,000
Average Applicant Income $154,000
Highest Applicant Income $1,174,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Waterman State Bank by Metropolitan Area in 2022

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CHICAGO-NAPERVILLE, IL 203 $ 66,785,000 $ 328,000 $ 147,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 22 $ 7,520,000 $ 341,000 $ 119,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 21 $ 9,515,000 $ 453,000 $ 213,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 20 $ 5,540,000 $ 277,000 $ 115,000
NA (OUTSIDE OF MSA/MD) 16 $ 3,630,000 $ 239,250 $ 161,250
ELGIN, IL 15 $ 4,115,000 $ 274,000 $ 107,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 6 $ 3,220,000 $ 536,000 $ 207,000
DALLAS-PLANO-IRVING, TX 4 $ 1,290,000 $ 322,000 $ 118,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 3 $ 485,000 $ 161,000 $ 114,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 3 $ 2,805,000 $ 935,000 $ 378,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 3 $ 1,315,000 $ 438,000 $ 129,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 3 $ 1,735,000 $ 578,000 $ 246,000
PHOENIX-MESA-SCOTTSDALE, AZ 3 $ 1,345,000 $ 448,000 $ 222,000
PORT ST. LUCIE, FL 3 $ 1,185,000 $ 395,000 $ 160,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 3 $ 1,075,000 $ 367,500 $ 135,500
ROCKFORD, IL 3 $ 435,000 $ 145,000 $ 62,000
WARREN-TROY-FARMINGTON HILLS, MI 3 $ 745,000 $ 248,000 $ 257,000
AUSTIN-ROUND ROCK, TX 2 $ 1,050,000 $ 525,000 $ 130,000
BOSTON, MA 2 $ 610,000 $ 305,000 $ 159,000
CHARLESTON-NORTH CHARLESTON, SC 2 $ 1,290,000 $ 645,000 $ 203,000
FORT WORTH-ARLINGTON, TX 2 $ 390,000 $ 195,000 $ 137,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 2 $ 790,000 $ 395,000 $ 107,000
OCALA, FL 2 $ 870,000 $ 435,000 $ 481,000
PUNTA GORDA, FL 2 $ 600,000 $ 300,000 $ 129,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 2 $ 560,000 $ 280,000 $ 166,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 2 $ 840,000 $ 420,000 $ 225,000
CAPE CORAL-FORT MYERS, FL 1 $ 285,000 $ 285,000 $ 591,000
COEUR D'ALENE, ID 1 $ 445,000 $ 445,000 $ 184,000
DAPHNE-FAIRHOPE-FOLEY, AL 1 $ 335,000 $ 335,000 $ 231,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 1 $ 265,000 $ 265,000 $ 350,000
DES MOINES-WEST DES MOINES, IA 1 $ 195,000 $ 195,000 $ 85,000
FORT WAYNE, IN 1 $ 265,000 $ 265,000 $ 80,000
GARY, IN 1 $ 235,000 $ 235,000 $ 126,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 1 $ 285,000 $ 285,000 $ 147,000
HOMOSASSA SPRINGS, FL 1 $ 105,000 $ 105,000 $ 71,000
HOT SPRINGS, AR 1 $ 205,000 $ 205,000 $ 55,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 1 $ 645,000 $ 645,000 $ 237,000
JACKSON, MS 1 $ 85,000 $ 85,000 $ 31,000
JACKSONVILLE, FL 1 $ 415,000 $ 415,000 $ 103,000
JANESVILLE-BELOIT, WI 1 $ 175,000 $ 175,000 $ 100,000
KANKAKEE, IL 1 $ 175,000 $ 175,000 $ 65,000
MACON-BIBB COUNTY, GA 1 $ 115,000 $ 115,000 $ 46,000
MIAMI-MIAMI BEACH-KENDALL, FL 1 $ 225,000 $ 225,000 $ 200,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 1 $ 575,000 $ 575,000 $ 200,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 1 $ 555,000 $ 555,000 $ 134,000
NEW YORK-NEWARK, NY 1 $ 295,000 $ 295,000 $ 93,000
OXNARD-THOUSAND OAKS-VENTURA, CA 1 $ 375,000 $ 375,000 $ 180,000
SAN DIEGO-CARLSBAD, CA 1 $ 265,000 $ 265,000 $ 145,000
SEATTLE-BELLEVUE-EVERETT, WA 1 $ 445,000 $ 445,000 $ 65,000
SOUTH BEND-MISHAWAKA, IN-MI 1 $ 555,000 $ 555,000 $ 237,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 1 $ 255,000 $ 255,000 $ 244,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Waterman State Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 285 $99,925,000 $350,000 $2,385,000 $152,000 $1,174,000
Refinancing 57 $16,415,000 $287,000 $645,000 $149,000 $591,000
Cash-out Refinancing 35 $11,175,000 $319,000 $645,000 $161,000 $564,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 261 $92,395,000 $354,000 $2,385,000 $161,000 $1,174,000
Hispanic 44 $11,200,000 $254,000 $575,000 $95,000 $325,000
Not Provided 29 $9,515,000 $328,000 $645,000 $164,000 $422,000
Black or African American 24 $7,080,000 $295,000 $665,000 $120,000 $219,000
Asian 19 $7,325,000 $385,000 $965,000 $181,000 $360,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 347 $117,925,000 $339,000 $2,385,000 $157,000 $1,174,000
FHA-insured (Federal Housing Administration) 28 $8,870,000 $316,000 $735,000 $98,000 $218,000
VA-guaranteed (Veterans Administration) 2 $720,000 $360,000 $535,000 $91,000 $140,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 321 $109,625,000 $341,000 $2,385,000 $156,000 $1,174,000
Application Withdrawn By Applicant 41 $13,045,000 $318,000 $965,000 $124,000 $400,000
Application Denied By Financial Institution 14 $4,750,000 $339,000 $645,000 $142,000 $371,000
Application Approved But Not Accepted 1 $95,000 $95,000 $95,000 $66,000 $66,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 363 $122,765,000 $338,000 $2,385,000 $152,000 $1,174,000
Debt-To-Income Ratio 7 $2,485,000 $355,000 $515,000 $86,000 $185,000
Collateral 3 $865,000 $288,000 $375,000 $165,000 $200,000
Other 2 $850,000 $425,000 $645,000 $224,000 $277,000
Unverifiable Information 1 $435,000 $435,000 $435,000 $371,000 $371,000
Credit History 1 $115,000 $115,000 $115,000 $72,000 $72,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.

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