Waterman State Bank
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Waterman State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Waterman State Bank
248 W Lincoln Hwy
Waterman, IL 60556
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  
Total Number of Mortgage Applications 377
Total Mortgage Loan Application Amount $127,515,000
Average Mortgage Loan Application Amount $318,666
Highest Mortgage Loan Application Amount $2,385,000
Average Applicant Income $154,000
Highest Applicant Income $1,174,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Waterman State Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook County Illinois 156 $ 53,100,000 $ 340,000 $ 154,000
DuPage County Illinois 24 $ 7,060,000 $ 294,000 $ 135,000
Palm Beach County Florida 22 $ 7,520,000 $ 341,000 $ 119,000
Lake County Illinois 21 $ 9,515,000 $ 453,000 $ 213,000
Kane County Illinois 14 $ 4,040,000 $ 288,000 $ 99,000
Will County Illinois 12 $ 3,910,000 $ 325,000 $ 95,000
McHenry County Illinois 10 $ 2,540,000 $ 254,000 $ 145,000
Riverside County California 4 $ 2,740,000 $ 685,000 $ 254,000
Henry County Georgia 4 $ 1,130,000 $ 282,000 $ 94,000
Maricopa County Arizona 3 $ 1,345,000 $ 448,000 $ 222,000
Los Angeles County California 3 $ 1,735,000 $ 578,000 $ 246,000
Broward County Florida 3 $ 2,805,000 $ 935,000 $ 378,000
Butts County Georgia 3 $ 895,000 $ 298,000 $ 148,000
Winnebago County Illinois 3 $ 435,000 $ 145,000 $ 62,000
San Bernardino County California 2 $ 480,000 $ 240,000 $ 113,000
Charlotte County Florida 2 $ 600,000 $ 300,000 $ 129,000
Marion County Florida 2 $ 870,000 $ 435,000 $ 481,000
St. Lucie County Florida 2 $ 700,000 $ 350,000 $ 148,000
DeKalb County Georgia 2 $ 520,000 $ 260,000 $ 103,000
Fulton County Georgia 2 $ 470,000 $ 235,000 $ 97,000
Newton County Georgia 2 $ 440,000 $ 220,000 $ 188,000
Lee County Illinois 2 $ 230,000 $ 115,000 $ 59,000
Boone County Indiana 2 $ 840,000 $ 420,000 $ 122,000
Plymouth County Massachusetts 2 $ 610,000 $ 305,000 $ 159,000
Oakland County Michigan 2 $ 490,000 $ 245,000 $ 241,000
Mecklenburg County North Carolina 2 $ 280,000 $ 140,000 $ 137,000
Multnomah County Oregon 2 $ 680,000 $ 340,000 $ 146,000
Charleston County South Carolina 2 $ 1,290,000 $ 645,000 $ 203,000
Hill County Texas 2 $ 280,000 $ 140,000 $ 60,000
Tarrant County Texas 2 $ 390,000 $ 195,000 $ 137,000
Travis County Texas 2 $ 1,050,000 $ 525,000 $ 130,000
Walworth County Wisconsin 2 $ 1,060,000 $ 530,000 $ 373,000
Waukesha County Wisconsin 2 $ 790,000 $ 395,000 $ 107,000
Baldwin County Alabama 1 $ 335,000 $ 335,000 $ 231,000
Cullman County Alabama 1 $ 335,000 $ 335,000 $ 56,000
Garland County Arkansas 1 $ 205,000 $ 205,000 $ 55,000
San Diego County California 1 $ 265,000 $ 265,000 $ 145,000
Ventura County California 1 $ 375,000 $ 375,000 $ 180,000
District of Columbia County District Of Columbia 1 $ 345,000 $ 345,000 $ 100,000
Citrus County Florida 1 $ 105,000 $ 105,000 $ 71,000
Lee County Florida 1 $ 285,000 $ 285,000 $ 591,000
Martin County Florida 1 $ 485,000 $ 485,000 $ 185,000
Miami-Dade County Florida 1 $ 225,000 $ 225,000 $ 200,000
Pasco County Florida 1 $ 175,000 $ 175,000 $ 72,000
Pinellas County Florida 1 $ 385,000 $ 385,000 $ 260,000
St. Johns County Florida 1 $ 415,000 $ 415,000 $ 103,000
Volusia County Florida 1 $ 265,000 $ 265,000 $ 350,000
Coweta County Georgia 1 $ 185,000 $ 185,000 $ 42,000
Fayette County Georgia 1 $ 315,000 $ 315,000 $ 105,000
Gwinnett County Georgia 1 $ 255,000 $ 255,000 $ 60,000
Jasper County Georgia 1 $ 445,000 $ 445,000 $ 105,000
Morgan County Georgia 1 $ 565,000 $ 565,000 $ 239,000
Spalding County Georgia 1 $ 125,000 $ 125,000 $ 102,000
Twiggs County Georgia 1 $ 115,000 $ 115,000 $ 46,000
Walton County Georgia 1 $ 195,000 $ 195,000 $ 53,000
Kootenai County Idaho 1 $ 445,000 $ 445,000 $ 184,000
DeKalb County Illinois 1 $ 75,000 $ 75,000 $ 222,000
Grundy County Illinois 1 $ 175,000 $ 175,000 $ 39,000
Iroquois County Illinois 1 $ 275,000 $ 275,000 $ 96,000
Kankakee County Illinois 1 $ 175,000 $ 175,000 $ 65,000
LaSalle County Illinois 1 $ 155,000 $ 155,000 $ 66,000
Ogle County Illinois 1 $ 135,000 $ 135,000 $ 62,000
Allen County Indiana 1 $ 265,000 $ 265,000 $ 80,000
Johnson County Indiana 1 $ 475,000 $ 475,000 $ 144,000
Porter County Indiana 1 $ 235,000 $ 235,000 $ 126,000
St. Joseph County Indiana 1 $ 555,000 $ 555,000 $ 237,000
White County Indiana 1 $ 245,000 $ 245,000 $ 219,000
Jackson County Iowa 1 $ 135,000 $ 135,000 $ 249,000
Polk County Iowa 1 $ 195,000 $ 195,000 $ 85,000
Allegan County Michigan 1 $ 345,000 $ 345,000 $ 242,000
Macomb County Michigan 1 $ 255,000 $ 255,000 $ 290,000
Hinds County Mississippi 1 $ 85,000 $ 85,000 $ 31,000
Somerset County New Jersey 1 $ 295,000 $ 295,000 $ 93,000
Gaston County North Carolina 1 $ 205,000 $ 205,000 $ 69,000
Chester County Pennsylvania 1 $ 555,000 $ 555,000 $ 134,000
Beaufort County South Carolina 1 $ 285,000 $ 285,000 $ 147,000
Sevier County Tennessee 1 $ 155,000 $ 155,000 $ 112,000
Dallas County Texas 1 $ 375,000 $ 375,000 $ 87,000
Denton County Texas 1 $ 305,000 $ 305,000 $ 75,000
Galveston County Texas 1 $ 645,000 $ 645,000 $ 237,000
Henderson County Texas 1 $ 155,000 $ 155,000 $ 53,000
Kaufman County Texas 1 $ 375,000 $ 375,000 $ 155,000
Rockwall County Texas 1 $ 235,000 $ 235,000 $ 156,000
Fairfax County Virginia 1 $ 495,000 $ 495,000 $ 350,000
Norfolk County Virginia 1 $ 255,000 $ 255,000 $ 244,000
Clark County Washington 1 $ 395,000 $ 395,000 $ 125,000
Snohomish County Washington 1 $ 445,000 $ 445,000 $ 65,000
Marinette County Wisconsin 1 $ 125,000 $ 125,000 $ 116,000
Rock County Wisconsin 1 $ 175,000 $ 175,000 $ 100,000
St. Croix County Wisconsin 1 $ 575,000 $ 575,000 $ 200,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Waterman State Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 285 $99,925,000 $350,000 $2,385,000 $152,000 $1,174,000
Refinancing 57 $16,415,000 $287,000 $645,000 $149,000 $591,000
Cash-out Refinancing 35 $11,175,000 $319,000 $645,000 $161,000 $564,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 261 $92,395,000 $354,000 $2,385,000 $161,000 $1,174,000
Hispanic 44 $11,200,000 $254,000 $575,000 $95,000 $325,000
Not Provided 29 $9,515,000 $328,000 $645,000 $164,000 $422,000
Black or African American 24 $7,080,000 $295,000 $665,000 $120,000 $219,000
Asian 19 $7,325,000 $385,000 $965,000 $181,000 $360,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 347 $117,925,000 $339,000 $2,385,000 $157,000 $1,174,000
FHA-insured (Federal Housing Administration) 28 $8,870,000 $316,000 $735,000 $98,000 $218,000
VA-guaranteed (Veterans Administration) 2 $720,000 $360,000 $535,000 $91,000 $140,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 321 $109,625,000 $341,000 $2,385,000 $156,000 $1,174,000
Application Withdrawn By Applicant 41 $13,045,000 $318,000 $965,000 $124,000 $400,000
Application Denied By Financial Institution 14 $4,750,000 $339,000 $645,000 $142,000 $371,000
Application Approved But Not Accepted 1 $95,000 $95,000 $95,000 $66,000 $66,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 363 $122,765,000 $338,000 $2,385,000 $152,000 $1,174,000
Debt-To-Income Ratio 7 $2,485,000 $355,000 $515,000 $86,000 $185,000
Collateral 3 $865,000 $288,000 $375,000 $165,000 $200,000
Other 2 $850,000 $425,000 $645,000 $224,000 $277,000
Unverifiable Information 1 $435,000 $435,000 $435,000 $371,000 $371,000
Credit History 1 $115,000 $115,000 $115,000 $72,000 $72,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.

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