Washington Trust Bank
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for Washington.
The mortgage statistics and data below are specific to mortgage loan applications for Washington Trust Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Washington Trust Bank 717 W Sprague Ave Spokane, WA 99201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,991 |
| Total Mortgage Loan Application Amount | $793,845,000 |
| Average Mortgage Loan Application Amount | $367,200 |
| Highest Mortgage Loan Application Amount | $12,725,000 |
| Average Applicant Income | $282,600 |
| Highest Applicant Income | $9,586,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Spokane County Washington | 721 | $ 194,095,000 | $ 269,000 | $ 225,000 |
| King County Washington | 189 | $ 184,865,000 | $ 978,000 | $ 559,000 |
| Kootenai County Idaho | 142 | $ 51,030,000 | $ 359,000 | $ 265,000 |
| Ada County Idaho | 138 | $ 39,200,000 | $ 284,000 | $ 193,000 |
| Grant County Washington | 84 | $ 17,490,000 | $ 208,000 | $ 141,000 |
| Canyon County Idaho | 79 | $ 13,535,000 | $ 171,000 | $ 178,000 |
| Stevens County Washington | 58 | $ 10,930,000 | $ 188,000 | $ 110,000 |
| Chelan County Washington | 53 | $ 13,905,000 | $ 262,000 | $ 130,000 |
| Bonner County Idaho | 51 | $ 20,265,000 | $ 397,000 | $ 618,000 |
| Deschutes County Oregon | 46 | $ 23,480,000 | $ 510,000 | $ 300,000 |
| Whitman County Washington | 45 | $ 13,675,000 | $ 303,000 | $ 167,000 |
| Snohomish County Washington | 28 | $ 20,560,000 | $ 734,000 | $ 396,000 |
| Douglas County Washington | 27 | $ 4,055,000 | $ 150,000 | $ 108,000 |
| Latah County Idaho | 26 | $ 11,980,000 | $ 460,000 | $ 267,000 |
| Multnomah County Oregon | 24 | $ 10,350,000 | $ 431,000 | $ 420,000 |
| Benton County Washington | 23 | $ 10,665,000 | $ 463,000 | $ 242,000 |
| Maricopa County Arizona | 14 | $ 12,980,000 | $ 927,000 | $ 588,000 |
| Washington County Oregon | 13 | $ 5,875,000 | $ 451,000 | $ 383,000 |
| Nez Perce County Idaho | 12 | $ 2,350,000 | $ 195,000 | $ 126,000 |
| Clackamas County Oregon | 12 | $ 8,020,000 | $ 668,000 | $ 338,000 |
| Pierce County Washington | 10 | $ 8,630,000 | $ 863,000 | $ 359,000 |
| Riverside County California | 9 | $ 12,605,000 | $ 1,400,000 | $ 566,000 |
| Valley County Idaho | 8 | $ 4,140,000 | $ 517,000 | $ 520,000 |
| Clark County Washington | 8 | $ 1,890,000 | $ 236,000 | $ 517,000 |
| Kittitas County Washington | 8 | $ 6,870,000 | $ 858,000 | $ 813,000 |
| Franklin County Washington | 6 | $ 1,670,000 | $ 278,000 | $ 146,000 |
| Skagit County Washington | 6 | $ 2,420,000 | $ 403,000 | $ 617,000 |
| Whatcom County Washington | 6 | $ 4,610,000 | $ 768,000 | $ 496,000 |
| Orange County California | 5 | $ 7,135,000 | $ 1,427,000 | $ 466,000 |
| Boundary County Idaho | 5 | $ 1,035,000 | $ 207,000 | $ 76,000 |
| Adams County Washington | 5 | $ 615,000 | $ 123,000 | $ 136,000 |
| Pend Oreille County Washington | 5 | $ 1,735,000 | $ 347,000 | $ 172,000 |
| Elmore County Idaho | 4 | $ 400,000 | $ 100,000 | $ 44,000 |
| Payette County Idaho | 4 | $ 460,000 | $ 115,000 | $ 99,000 |
| Shoshone County Idaho | 4 | $ 540,000 | $ 135,000 | $ 51,000 |
| Flathead County Montana | 4 | $ 3,720,000 | $ 930,000 | $ 395,000 |
| Benton County Oregon | 4 | $ 2,090,000 | $ 522,000 | $ 359,000 |
| Blaine County Idaho | 3 | $ 14,315,000 | $ 4,771,000 | $ 905,000 |
| Owyhee County Idaho | 3 | $ 245,000 | $ 81,000 | $ 131,000 |
| Clatsop County Oregon | 3 | $ 2,435,000 | $ 811,000 | $ 290,000 |
| Jefferson County Oregon | 3 | $ 545,000 | $ 181,000 | $ 140,000 |
| Island County Washington | 3 | $ 1,705,000 | $ 568,000 | $ 538,000 |
| Kitsap County Washington | 3 | $ 1,655,000 | $ 551,000 | $ 153,000 |
| Lincoln County Washington | 3 | $ 125,000 | $ 41,000 | $ 78,000 |
| Thurston County Washington | 3 | $ 5,265,000 | $ 1,755,000 | $ 194,000 |
| Walla Walla County Washington | 3 | $ 2,445,000 | $ 815,000 | $ 564,000 |
| Yavapai County Arizona | 2 | $ 1,330,000 | $ 665,000 | $ 266,000 |
| Solano County California | 2 | $ 1,250,000 | $ 625,000 | $ 280,000 |
| Larimer County Colorado | 2 | $ 1,150,000 | $ 575,000 | $ 257,000 |
| Boise County Idaho | 2 | $ 190,000 | $ 95,000 | $ 173,000 |
| Minidoka County Idaho | 2 | $ 790,000 | $ 395,000 | $ 166,000 |
| Clark County Nevada | 2 | $ 1,440,000 | $ 720,000 | $ 1,756,000 |
| Hamilton County Ohio | 2 | $ 190,000 | $ 95,000 | $ 277,000 |
| Tillamook County Oregon | 2 | $ 1,830,000 | $ 915,000 | $ 464,000 |
| Washington County Rhode Island | 2 | $ 560,000 | $ 280,000 | $ 125,000 |
| Grays Harbor County Washington | 2 | $ 1,190,000 | $ 595,000 | $ 545,000 |
| Okanogan County Washington | 2 | $ 360,000 | $ 180,000 | $ 193,000 |
| Jefferson County Alabama | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Juneau County Alaska | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Mohave County Arizona | 1 | $ 555,000 | $ 555,000 | $ 157,000 |
| Pima County Arizona | 1 | $ 185,000 | $ 185,000 | $ 105,000 |
| Los Angeles County California | 1 | $ 3,225,000 | $ 3,225,000 | $ 1,496,000 |
| Napa County California | 1 | $ 755,000 | $ 755,000 | $ 0 |
| San Diego County California | 1 | $ 825,000 | $ 825,000 | $ 0 |
| Santa Barbara County California | 1 | $ 805,000 | $ 805,000 | $ 309,000 |
| Santa Clara County California | 1 | $ 205,000 | $ 205,000 | $ 730,000 |
| Yolo County California | 1 | $ 605,000 | $ 605,000 | $ 311,000 |
| Denver County Colorado | 1 | $ 1,555,000 | $ 1,555,000 | $ 592,000 |
| New London County Connecticut | 1 | $ 55,000 | $ 55,000 | $ 125,000 |
| Charlotte County Florida | 1 | $ 235,000 | $ 235,000 | $ 141,000 |
| Sarasota County Florida | 1 | $ 315,000 | $ 315,000 | $ 368,000 |
| St. Johns County Florida | 1 | $ 285,000 | $ 285,000 | $ 78,000 |
| Kauai County Hawaii | 1 | $ 1,565,000 | $ 1,565,000 | $ 1,162,000 |
| Maui County Hawaii | 1 | $ 665,000 | $ 665,000 | $ 1,947,000 |
| Bonneville County Idaho | 1 | $ 755,000 | $ 755,000 | $ 1,163,000 |
| Clearwater County Idaho | 1 | $ 75,000 | $ 75,000 | $ 148,000 |
| Gem County Idaho | 1 | $ 205,000 | $ 205,000 | $ 137,000 |
| Lewis County Idaho | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Madison County Idaho | 1 | $ 35,000 | $ 35,000 | $ 93,000 |
| Twin Falls County Idaho | 1 | $ 245,000 | $ 245,000 | $ 113,000 |
| Prince George's County Maryland | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| Mecosta County Michigan | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Cass County Minnesota | 1 | $ 615,000 | $ 615,000 | $ 308,000 |
| Freeborn County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 16,000 |
| Lake County Montana | 1 | $ 505,000 | $ 505,000 | $ 114,000 |
| Missoula County Montana | 1 | $ 375,000 | $ 375,000 | $ 350,000 |
| Ottawa County Ohio | 1 | $ 75,000 | $ 75,000 | $ 200,000 |
| Preble County Ohio | 1 | $ 95,000 | $ 95,000 | $ 448,000 |
| Grant County Oregon | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Jackson County Oregon | 1 | $ 275,000 | $ 275,000 | $ 2,333,000 |
| Lake County Oregon | 1 | $ 95,000 | $ 95,000 | $ 18,000 |
| Lincoln County Oregon | 1 | $ 65,000 | $ 65,000 | $ 104,000 |
| Linn County Oregon | 1 | $ 405,000 | $ 405,000 | $ 196,000 |
| Malheur County Oregon | 1 | $ 325,000 | $ 325,000 | $ 115,000 |
| Marion County Oregon | 1 | $ 345,000 | $ 345,000 | $ 82,000 |
| Umatilla County Oregon | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Yamhill County Oregon | 1 | $ 1,505,000 | $ 1,505,000 | $ 346,000 |
| Providence County Rhode Island | 1 | $ 305,000 | $ 305,000 | $ 165,000 |
| Brown County South Dakota | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Union County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 410,000 |
| Cameron County Texas | 1 | $ 425,000 | $ 425,000 | $ 201,000 |
| Williamson County Texas | 1 | $ 375,000 | $ 375,000 | $ 164,000 |
| Salt Lake County Utah | 1 | $ 455,000 | $ 455,000 | $ 112,000 |
| Summit County Utah | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Wasatch County Utah | 1 | $ 1,805,000 | $ 1,805,000 | $ 614,000 |
| Clallam County Washington | 1 | $ 315,000 | $ 315,000 | $ 713,000 |
| Ferry County Washington | 1 | $ 155,000 | $ 155,000 | $ 148,000 |
| Jefferson County Washington | 1 | $ 655,000 | $ 655,000 | $ 1,067,000 |
| San Juan County Washington | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Yakima County Washington | 1 | $ 295,000 | $ 295,000 | $ 43,000 |
| Kanawha County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Kenosha County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 480,000 |
| Milwaukee County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 408,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Washington,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Washington Trust Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 618 | $399,180,000 | $645,000 | $12,725,000 | $277,000 | $3,154,000 |
| Other Purpose | 418 | $123,470,000 | $295,000 | $5,005,000 | $368,000 | $9,401,000 |
| Home Improvement | 387 | $58,745,000 | $151,000 | $3,005,000 | $177,000 | $4,949,000 |
| Cash-out Refinancing | 355 | $133,775,000 | $376,000 | $12,505,000 | $242,000 | $2,978,000 |
| Refinancing | 213 | $78,675,000 | $369,000 | $5,005,000 | $349,000 | $9,586,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,267 | $357,245,000 | $281,000 | $3,225,000 | $214,000 | $9,401,000 |
| Not Provided | 451 | $241,905,000 | $536,000 | $5,465,000 | $487,000 | $9,586,000 |
| Hispanic | 102 | $22,420,000 | $219,000 | $1,355,000 | $135,000 | $792,000 |
| Not applicable | 91 | $123,275,000 | $1,354,000 | $12,725,000 | $0 | $0 |
| Asian | 44 | $34,780,000 | $790,000 | $2,085,000 | $312,000 | $713,000 |
| Black or African American | 13 | $3,785,000 | $291,000 | $525,000 | $142,000 | $240,000 |
| American Indian or Alaskan Native | 7 | $1,895,000 | $270,000 | $895,000 | $132,000 | $302,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $55,000 | $55,000 | $55,000 | $34,000 | $34,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,940 | $778,090,000 | $401,000 | $12,725,000 | $283,000 | $9,586,000 |
| FHA-insured (Federal Housing Administration) | 41 | $11,275,000 | $275,000 | $625,000 | $89,000 | $403,000 |
| VA-guaranteed (Veterans Administration) | 10 | $4,480,000 | $448,000 | $915,000 | $144,000 | $482,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,270 | $552,330,000 | $434,000 | $12,505,000 | $328,000 | $9,586,000 |
| Application Denied By Financial Institution | 378 | $80,180,000 | $212,000 | $3,005,000 | $118,000 | $1,071,000 |
| Application Withdrawn By Applicant | 250 | $121,710,000 | $486,000 | $4,005,000 | $263,000 | $4,316,000 |
| File Closed For Incompleteness | 39 | $9,925,000 | $254,000 | $1,405,000 | $180,000 | $1,850,000 |
| Application Approved But Not Accepted | 36 | $24,960,000 | $693,000 | $12,725,000 | $569,000 | $9,401,000 |
| Loan Purchased By The Institution | 18 | $4,740,000 | $263,000 | $505,000 | $259,000 | $1,032,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,613 | $713,665,000 | $442,000 | $12,725,000 | $318,000 | $9,586,000 |
| Debt-To-Income Ratio | 156 | $35,190,000 | $225,000 | $1,365,000 | $84,000 | $492,000 |
| Credit History | 123 | $18,265,000 | $148,000 | $1,445,000 | $131,000 | $718,000 |
| Collateral | 58 | $13,430,000 | $231,000 | $3,005,000 | $150,000 | $1,071,000 |
| Other | 26 | $7,590,000 | $291,000 | $1,205,000 | $187,000 | $941,000 |
| Unverifiable Information | 5 | $2,005,000 | $401,000 | $1,425,000 | $141,000 | $456,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,795,000 | $359,000 | $835,000 | $116,000 | $265,000 |
| Credit Application Incomplete | 3 | $1,435,000 | $478,000 | $1,205,000 | $77,000 | $130,000 |
| Employment History | 2 | $470,000 | $235,000 | $275,000 | $50,000 | $61,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Washington, and search similar information at your convenience.