Washington Trust Bank
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Washington.
The mortgage statistics and data below are specific to mortgage loan applications for Washington Trust Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Washington Trust Bank 717 W Sprague Ave Spokane, WA 99201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,148 |
| Total Mortgage Loan Application Amount | $1,413,090,000 |
| Average Mortgage Loan Application Amount | $311,800 |
| Highest Mortgage Loan Application Amount | $10,005,000 |
| Average Applicant Income | $195,400 |
| Highest Applicant Income | $8,939,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Spokane County Washington | 1,648 | $ 426,390,000 | $ 258,000 | $ 153,000 |
| Kootenai County Idaho | 339 | $ 103,655,000 | $ 305,000 | $ 180,000 |
| King County Washington | 304 | $ 240,660,000 | $ 791,000 | $ 515,000 |
| Ada County Idaho | 300 | $ 102,970,000 | $ 343,000 | $ 207,000 |
| Grant County Washington | 142 | $ 36,290,000 | $ 255,000 | $ 103,000 |
| Canyon County Idaho | 129 | $ 22,565,000 | $ 174,000 | $ 82,000 |
| Bonner County Idaho | 119 | $ 39,695,000 | $ 333,000 | $ 191,000 |
| Stevens County Washington | 110 | $ 20,870,000 | $ 189,000 | $ 100,000 |
| Chelan County Washington | 103 | $ 24,865,000 | $ 241,000 | $ 105,000 |
| Whitman County Washington | 101 | $ 27,305,000 | $ 270,000 | $ 148,000 |
| Snohomish County Washington | 75 | $ 36,715,000 | $ 489,000 | $ 205,000 |
| Douglas County Washington | 50 | $ 12,860,000 | $ 257,000 | $ 97,000 |
| Latah County Idaho | 48 | $ 13,220,000 | $ 275,000 | $ 130,000 |
| Franklin County Washington | 42 | $ 11,010,000 | $ 262,000 | $ 116,000 |
| Benton County Washington | 35 | $ 10,535,000 | $ 301,000 | $ 123,000 |
| Lane County Oregon | 31 | $ 10,085,000 | $ 325,000 | $ 150,000 |
| Multnomah County Oregon | 31 | $ 15,285,000 | $ 493,000 | $ 253,000 |
| Maricopa County Arizona | 28 | $ 15,820,000 | $ 565,000 | $ 402,000 |
| Deschutes County Oregon | 25 | $ 13,395,000 | $ 535,000 | $ 204,000 |
| Pend Oreille County Washington | 24 | $ 5,420,000 | $ 225,000 | $ 121,000 |
| Clackamas County Oregon | 21 | $ 12,715,000 | $ 605,000 | $ 545,000 |
| Clark County Washington | 18 | $ 9,200,000 | $ 511,000 | $ 212,000 |
| Kittitas County Washington | 18 | $ 11,000,000 | $ 611,000 | $ 333,000 |
| Nez Perce County Idaho | 17 | $ 4,355,000 | $ 256,000 | $ 108,000 |
| Pierce County Washington | 17 | $ 8,795,000 | $ 517,000 | $ 307,000 |
| Valley County Idaho | 16 | $ 10,380,000 | $ 648,000 | $ 454,000 |
| Lincoln County Washington | 16 | $ 2,710,000 | $ 169,000 | $ 137,000 |
| Blaine County Idaho | 15 | $ 21,425,000 | $ 1,428,000 | $ 370,000 |
| Washington County Oregon | 12 | $ 4,000,000 | $ 333,000 | $ 264,000 |
| Kitsap County Washington | 12 | $ 7,060,000 | $ 588,000 | $ 284,000 |
| Yakima County Washington | 12 | $ 3,540,000 | $ 295,000 | $ 98,000 |
| Polk County Oregon | 10 | $ 3,090,000 | $ 309,000 | $ 103,000 |
| Adams County Washington | 10 | $ 1,610,000 | $ 161,000 | $ 81,000 |
| Riverside County California | 9 | $ 8,095,000 | $ 899,000 | $ 1,174,000 |
| Jackson County Oregon | 9 | $ 2,205,000 | $ 245,000 | $ 87,000 |
| Asotin County Washington | 9 | $ 2,375,000 | $ 263,000 | $ 112,000 |
| Skagit County Washington | 9 | $ 3,905,000 | $ 433,000 | $ 207,000 |
| Marion County Oregon | 8 | $ 2,610,000 | $ 326,000 | $ 94,000 |
| Walla Walla County Washington | 8 | $ 3,080,000 | $ 385,000 | $ 96,000 |
| Orange County California | 7 | $ 6,005,000 | $ 857,000 | $ 1,162,000 |
| Boise County Idaho | 7 | $ 1,035,000 | $ 147,000 | $ 125,000 |
| Boundary County Idaho | 6 | $ 1,160,000 | $ 193,000 | $ 272,000 |
| Shoshone County Idaho | 6 | $ 1,030,000 | $ 171,000 | $ 86,000 |
| Hawaii County Hawaii | 5 | $ 6,625,000 | $ 1,325,000 | $ 144,000 |
| Maui County Hawaii | 5 | $ 10,345,000 | $ 2,069,000 | $ 733,000 |
| Flathead County Montana | 5 | $ 3,545,000 | $ 709,000 | $ 330,000 |
| Clark County Nevada | 5 | $ 4,245,000 | $ 849,000 | $ 139,000 |
| Island County Washington | 5 | $ 2,575,000 | $ 515,000 | $ 228,000 |
| Thurston County Washington | 5 | $ 1,565,000 | $ 313,000 | $ 180,000 |
| Whatcom County Washington | 5 | $ 2,525,000 | $ 505,000 | $ 185,000 |
| Pima County Arizona | 4 | $ 2,000,000 | $ 500,000 | $ 265,000 |
| Owyhee County Idaho | 4 | $ 590,000 | $ 147,000 | $ 59,000 |
| Payette County Idaho | 4 | $ 570,000 | $ 142,000 | $ 62,000 |
| Twin Falls County Idaho | 4 | $ 1,020,000 | $ 255,000 | $ 269,000 |
| Umatilla County Oregon | 4 | $ 1,180,000 | $ 295,000 | $ 89,000 |
| Okanogan County Washington | 4 | $ 1,080,000 | $ 270,000 | $ 151,000 |
| Mohave County Arizona | 3 | $ 855,000 | $ 285,000 | $ 279,000 |
| Pinal County Arizona | 3 | $ 1,975,000 | $ 658,000 | $ 263,000 |
| San Diego County California | 3 | $ 1,315,000 | $ 438,000 | $ 402,000 |
| Gem County Idaho | 3 | $ 755,000 | $ 251,000 | $ 186,000 |
| Silver Bow County Montana | 3 | $ 1,505,000 | $ 501,000 | $ 532,000 |
| Benton County Oregon | 3 | $ 1,035,000 | $ 345,000 | $ 145,000 |
| Josephine County Oregon | 3 | $ 1,985,000 | $ 661,000 | $ 556,000 |
| Yamhill County Oregon | 3 | $ 915,000 | $ 305,000 | $ 363,000 |
| Mobile County Alabama | 2 | $ 110,000 | $ 55,000 | $ 28,000 |
| Coconino County Arizona | 2 | $ 1,260,000 | $ 630,000 | $ 614,000 |
| Yuma County Arizona | 2 | $ 370,000 | $ 185,000 | $ 45,000 |
| San Francisco County California | 2 | $ 2,550,000 | $ 1,275,000 | $ 1,008,000 |
| Santa Clara County California | 2 | $ 2,020,000 | $ 1,010,000 | $ 475,000 |
| Osceola County Florida | 2 | $ 690,000 | $ 345,000 | $ 479,000 |
| Pinellas County Florida | 2 | $ 610,000 | $ 305,000 | $ 134,000 |
| Elmore County Idaho | 2 | $ 260,000 | $ 130,000 | $ 70,000 |
| Cook County Illinois | 2 | $ 990,000 | $ 495,000 | $ 247,000 |
| Montgomery County Kansas | 2 | $ 240,000 | $ 120,000 | $ 85,000 |
| Middlesex County Massachusetts | 2 | $ 2,690,000 | $ 1,345,000 | $ 2,855,000 |
| Lincoln County Montana | 2 | $ 430,000 | $ 215,000 | $ 49,000 |
| Douglas County Oregon | 2 | $ 400,000 | $ 200,000 | $ 102,000 |
| Providence County Rhode Island | 2 | $ 420,000 | $ 210,000 | $ 65,000 |
| Jefferson County Tennessee | 2 | $ 2,010,000 | $ 1,005,000 | $ 380,000 |
| Utah County Utah | 2 | $ 1,690,000 | $ 845,000 | $ 246,000 |
| Ferry County Washington | 2 | $ 210,000 | $ 105,000 | $ 51,000 |
| Lewis County Washington | 2 | $ 520,000 | $ 260,000 | $ 63,000 |
| Anchorage County Alaska | 1 | $ 385,000 | $ 385,000 | $ 183,000 |
| Ketchikan Gateway County Alaska | 1 | $ 755,000 | $ 755,000 | $ 199,000 |
| Lincoln County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Butte County California | 1 | $ 235,000 | $ 235,000 | $ 108,000 |
| Contra Costa County California | 1 | $ 735,000 | $ 735,000 | $ 904,000 |
| Los Angeles County California | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
| Marin County California | 1 | $ 155,000 | $ 155,000 | $ 270,000 |
| San Joaquin County California | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Solano County California | 1 | $ 475,000 | $ 475,000 | $ 108,000 |
| Sonoma County California | 1 | $ 655,000 | $ 655,000 | $ 156,000 |
| Sutter County California | 1 | $ 335,000 | $ 335,000 | $ 58,000 |
| Yolo County California | 1 | $ 285,000 | $ 285,000 | $ 96,000 |
| Eagle County Colorado | 1 | $ 1,505,000 | $ 1,505,000 | $ 1,278,000 |
| Larimer County Colorado | 1 | $ 505,000 | $ 505,000 | $ 129,000 |
| Routt County Colorado | 1 | $ 665,000 | $ 665,000 | $ 143,000 |
| New London County Connecticut | 1 | $ 285,000 | $ 285,000 | $ 46,000 |
| Palm Beach County Florida | 1 | $ 255,000 | $ 255,000 | $ 104,000 |
| Seminole County Florida | 1 | $ 255,000 | $ 255,000 | $ 166,000 |
| Henry County Georgia | 1 | $ 245,000 | $ 245,000 | $ 216,000 |
| Kauai County Hawaii | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Adams County Idaho | 1 | $ 115,000 | $ 115,000 | $ 127,000 |
| Benewah County Idaho | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Bonneville County Idaho | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Camas County Idaho | 1 | $ 755,000 | $ 755,000 | $ 420,000 |
| Caribou County Idaho | 1 | $ 285,000 | $ 285,000 | $ 78,000 |
| Clearwater County Idaho | 1 | $ 245,000 | $ 245,000 | $ 180,000 |
| Custer County Idaho | 1 | $ 1,005,000 | $ 1,005,000 | $ 1,119,000 |
| Jerome County Idaho | 1 | $ 115,000 | $ 115,000 | $ 83,000 |
| Madison County Idaho | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Teton County Idaho | 1 | $ 475,000 | $ 475,000 | $ 106,000 |
| Washington County Idaho | 1 | $ 45,000 | $ 45,000 | $ 91,000 |
| Champaign County Illinois | 1 | $ 255,000 | $ 255,000 | $ 350,000 |
| Vernon County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Ottawa County Michigan | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Hennepin County Minnesota | 1 | $ 505,000 | $ 505,000 | $ 103,000 |
| Polk County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Greene County Missouri | 1 | $ 55,000 | $ 55,000 | $ 109,000 |
| Gallatin County Montana | 1 | $ 665,000 | $ 665,000 | $ 621,000 |
| Lewis and Clark County Montana | 1 | $ 75,000 | $ 75,000 | $ 259,000 |
| Missoula County Montana | 1 | $ 935,000 | $ 935,000 | $ 974,000 |
| Ravalli County Montana | 1 | $ 545,000 | $ 545,000 | $ 143,000 |
| Yellowstone County Montana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 545,000 | $ 545,000 | $ 360,000 |
| Sarpy County Nebraska | 1 | $ 5,000 | $ 5,000 | $ 68,000 |
| Merrimack County New Hampshire | 1 | $ 335,000 | $ 335,000 | $ 107,000 |
| Bergen County New Jersey | 1 | $ 845,000 | $ 845,000 | $ 423,000 |
| Divide County North Dakota | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| Summit County Ohio | 1 | $ 55,000 | $ 55,000 | $ 477,000 |
| Clatsop County Oregon | 1 | $ 705,000 | $ 705,000 | $ 537,000 |
| Lincoln County Oregon | 1 | $ 315,000 | $ 315,000 | $ 222,000 |
| Linn County Oregon | 1 | $ 295,000 | $ 295,000 | $ 125,000 |
| Malheur County Oregon | 1 | $ 145,000 | $ 145,000 | $ 92,000 |
| Morrow County Oregon | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Tillamook County Oregon | 1 | $ 545,000 | $ 545,000 | $ 360,000 |
| Wasco County Oregon | 1 | $ 845,000 | $ 845,000 | $ 364,000 |
| Kent County Rhode Island | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Charleston County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Greenville County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Cannon County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| Tarrant County Texas | 1 | $ 1,005,000 | $ 1,005,000 | $ 462,000 |
| Cache County Utah | 1 | $ 225,000 | $ 225,000 | $ 329,000 |
| Salt Lake County Utah | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Arlington County Virginia | 1 | $ 515,000 | $ 515,000 | $ 200,000 |
| Galax County Virginia | 1 | $ 295,000 | $ 295,000 | $ 59,000 |
| Clallam County Washington | 1 | $ 65,000 | $ 65,000 | $ 10,000 |
| Grays Harbor County Washington | 1 | $ 265,000 | $ 265,000 | $ 166,000 |
| Jefferson County Washington | 1 | $ 365,000 | $ 365,000 | $ 86,000 |
| Klickitat County Washington | 1 | $ 245,000 | $ 245,000 | $ 145,000 |
| Mason County Washington | 1 | $ 375,000 | $ 375,000 | $ 116,000 |
| Skamania County Washington | 1 | $ 625,000 | $ 625,000 | $ 176,000 |
| Wahkiakum County Washington | 1 | $ 155,000 | $ 155,000 | $ 130,000 |
| Marathon County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Fremont County Wyoming | 1 | $ 445,000 | $ 445,000 | $ 110,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Washington,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Washington Trust Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 1,142 | $408,040,000 | $357,000 | $10,005,000 | $171,000 | $8,939,000 |
| Home Purchase | 967 | $455,425,000 | $470,000 | $4,095,000 | $201,000 | $5,400,000 |
| Refinancing | 953 | $331,995,000 | $348,000 | $6,175,000 | $208,000 | $4,726,000 |
| Other Purpose | 604 | $158,350,000 | $262,000 | $1,605,000 | $264,000 | $4,279,000 |
| Home Improvement | 482 | $59,280,000 | $122,000 | $2,005,000 | $133,000 | $1,957,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,699 | $779,865,000 | $288,000 | $2,995,000 | $165,000 | $8,939,000 |
| Not Provided | 1,002 | $409,140,000 | $408,000 | $4,095,000 | $301,000 | $7,675,000 |
| Hispanic | 160 | $34,500,000 | $215,000 | $845,000 | $79,000 | $423,000 |
| Not applicable | 121 | $129,635,000 | $1,071,000 | $10,005,000 | $0 | $0 |
| Asian | 81 | $35,645,000 | $440,000 | $1,875,000 | $171,000 | $974,000 |
| American Indian or Alaskan Native | 33 | $6,995,000 | $211,000 | $515,000 | $72,000 | $154,000 |
| Black or African American | 32 | $9,110,000 | $284,000 | $1,995,000 | $119,000 | $801,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,880,000 | $313,000 | $545,000 | $99,000 | $305,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,981 | $1,369,095,000 | $343,000 | $10,005,000 | $200,000 | $8,939,000 |
| FHA-insured (Federal Housing Administration) | 91 | $22,185,000 | $243,000 | $425,000 | $68,000 | $205,000 |
| VA-guaranteed (Veterans Administration) | 72 | $20,590,000 | $285,000 | $735,000 | $79,000 | $185,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $1,220,000 | $305,000 | $495,000 | $63,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,970 | $1,064,410,000 | $358,000 | $10,005,000 | $215,000 | $8,939,000 |
| Application Denied By Financial Institution | 550 | $122,660,000 | $223,000 | $2,505,000 | $91,000 | $1,008,000 |
| Application Withdrawn By Applicant | 471 | $181,495,000 | $385,000 | $4,005,000 | $214,000 | $5,400,000 |
| Loan Purchased By The Institution | 60 | $20,990,000 | $349,000 | $755,000 | $93,000 | $259,000 |
| File Closed For Incompleteness | 58 | $14,370,000 | $247,000 | $1,845,000 | $126,000 | $944,000 |
| Application Approved But Not Accepted | 39 | $9,165,000 | $235,000 | $1,205,000 | $334,000 | $3,503,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,598 | $1,290,430,000 | $358,000 | $10,005,000 | $212,000 | $8,939,000 |
| Credit History | 197 | $37,615,000 | $190,000 | $2,505,000 | $104,000 | $1,008,000 |
| Debt-To-Income Ratio | 191 | $48,385,000 | $253,000 | $1,825,000 | $55,000 | $357,000 |
| Collateral | 94 | $18,830,000 | $200,000 | $725,000 | $115,000 | $477,000 |
| Other | 28 | $7,220,000 | $257,000 | $785,000 | $129,000 | $480,000 |
| Credit Application Incomplete | 14 | $4,390,000 | $313,000 | $545,000 | $127,000 | $209,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $2,315,000 | $210,000 | $465,000 | $102,000 | $550,000 |
| Unverifiable Information | 10 | $1,590,000 | $159,000 | $415,000 | $83,000 | $264,000 |
| Employment History | 5 | $2,315,000 | $463,000 | $965,000 | $91,000 | $240,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Washington, and search similar information at your convenience.