Washington Trust Bank
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Washington.
The mortgage statistics and data below are specific to mortgage loan applications for Washington Trust Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Washington Trust Bank 717 W Sprague Ave Spokane, WA 99201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,389 |
| Total Mortgage Loan Application Amount | $1,005,805,000 |
| Average Mortgage Loan Application Amount | $262,200 |
| Highest Mortgage Loan Application Amount | $22,415,000 |
| Average Applicant Income | $167,600 |
| Highest Applicant Income | $7,738,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Spokane County Washington | 1,348 | $ 300,280,000 | $ 222,000 | $ 149,000 |
| Ada County Idaho | 307 | $ 95,335,000 | $ 310,000 | $ 159,000 |
| Kootenai County Idaho | 278 | $ 69,770,000 | $ 250,000 | $ 143,000 |
| Canyon County Idaho | 200 | $ 28,710,000 | $ 143,000 | $ 84,000 |
| Grant County Washington | 148 | $ 21,950,000 | $ 148,000 | $ 98,000 |
| King County Washington | 124 | $ 172,290,000 | $ 1,389,000 | $ 672,000 |
| Chelan County Washington | 93 | $ 19,505,000 | $ 209,000 | $ 122,000 |
| Bonner County Idaho | 83 | $ 25,575,000 | $ 308,000 | $ 171,000 |
| Whitman County Washington | 80 | $ 23,730,000 | $ 296,000 | $ 125,000 |
| Stevens County Washington | 77 | $ 12,335,000 | $ 160,000 | $ 99,000 |
| Deschutes County Oregon | 69 | $ 18,935,000 | $ 274,000 | $ 104,000 |
| Douglas County Washington | 60 | $ 8,630,000 | $ 143,000 | $ 103,000 |
| Benton County Washington | 59 | $ 24,635,000 | $ 417,000 | $ 165,000 |
| Lane County Oregon | 39 | $ 12,065,000 | $ 309,000 | $ 121,000 |
| Latah County Idaho | 27 | $ 13,135,000 | $ 486,000 | $ 142,000 |
| Franklin County Washington | 25 | $ 6,375,000 | $ 255,000 | $ 101,000 |
| Nez Perce County Idaho | 21 | $ 4,205,000 | $ 200,000 | $ 98,000 |
| Polk County Oregon | 19 | $ 5,055,000 | $ 266,000 | $ 89,000 |
| Snohomish County Washington | 19 | $ 8,575,000 | $ 451,000 | $ 161,000 |
| Valley County Idaho | 17 | $ 9,305,000 | $ 547,000 | $ 396,000 |
| Jackson County Oregon | 15 | $ 3,745,000 | $ 249,000 | $ 113,000 |
| Pend Oreille County Washington | 15 | $ 2,505,000 | $ 167,000 | $ 89,000 |
| Maricopa County Arizona | 13 | $ 8,165,000 | $ 628,000 | $ 519,000 |
| Washington County Oregon | 12 | $ 3,560,000 | $ 296,000 | $ 182,000 |
| Yakima County Washington | 12 | $ 3,310,000 | $ 275,000 | $ 81,000 |
| Clackamas County Oregon | 11 | $ 5,435,000 | $ 494,000 | $ 527,000 |
| Multnomah County Oregon | 11 | $ 3,265,000 | $ 296,000 | $ 222,000 |
| Okanogan County Washington | 10 | $ 2,320,000 | $ 232,000 | $ 471,000 |
| Walla Walla County Washington | 10 | $ 2,860,000 | $ 286,000 | $ 139,000 |
| Elmore County Idaho | 9 | $ 1,785,000 | $ 198,000 | $ 92,000 |
| Linn County Oregon | 9 | $ 1,915,000 | $ 212,000 | $ 74,000 |
| Riverside County California | 8 | $ 6,500,000 | $ 812,000 | $ 2,856,000 |
| Lincoln County Washington | 7 | $ 1,795,000 | $ 256,000 | $ 86,000 |
| Pierce County Washington | 7 | $ 21,955,000 | $ 3,136,000 | $ 190,000 |
| Kitsap County Washington | 6 | $ 2,340,000 | $ 390,000 | $ 451,000 |
| Shoshone County Idaho | 5 | $ 815,000 | $ 163,000 | $ 105,000 |
| Umatilla County Oregon | 5 | $ 845,000 | $ 169,000 | $ 67,000 |
| Ferry County Washington | 5 | $ 675,000 | $ 135,000 | $ 48,000 |
| Thurston County Washington | 5 | $ 1,565,000 | $ 313,000 | $ 111,000 |
| Blaine County Idaho | 4 | $ 9,200,000 | $ 2,300,000 | $ 225,000 |
| Boise County Idaho | 4 | $ 660,000 | $ 165,000 | $ 133,000 |
| Gem County Idaho | 4 | $ 300,000 | $ 75,000 | $ 171,000 |
| Owyhee County Idaho | 4 | $ 1,340,000 | $ 335,000 | $ 183,000 |
| Adams County Washington | 4 | $ 360,000 | $ 90,000 | $ 221,000 |
| Clark County Washington | 4 | $ 1,600,000 | $ 400,000 | $ 221,000 |
| Kittitas County Washington | 4 | $ 2,060,000 | $ 515,000 | $ 557,000 |
| Boundary County Idaho | 3 | $ 455,000 | $ 151,000 | $ 117,000 |
| Lewis County Idaho | 3 | $ 165,000 | $ 55,000 | $ 70,000 |
| Lincoln County Idaho | 3 | $ 375,000 | $ 125,000 | $ 51,000 |
| Washington County Idaho | 3 | $ 385,000 | $ 128,000 | $ 64,000 |
| Stillwater County Montana | 3 | $ 1,065,000 | $ 355,000 | $ 108,000 |
| Wallowa County Oregon | 3 | $ 755,000 | $ 251,000 | $ 114,000 |
| Pima County Arizona | 2 | $ 300,000 | $ 150,000 | $ 309,000 |
| Los Angeles County California | 2 | $ 670,000 | $ 335,000 | $ 161,000 |
| Monterey County California | 2 | $ 2,270,000 | $ 1,135,000 | $ 290,000 |
| Denver County Colorado | 2 | $ 1,640,000 | $ 820,000 | $ 0 |
| Benewah County Idaho | 2 | $ 260,000 | $ 130,000 | $ 58,000 |
| Payette County Idaho | 2 | $ 170,000 | $ 85,000 | $ 74,000 |
| Cook County Illinois | 2 | $ 1,150,000 | $ 575,000 | $ 245,000 |
| Madison County Montana | 2 | $ 610,000 | $ 305,000 | $ 178,000 |
| Mineral County Montana | 2 | $ 710,000 | $ 355,000 | $ 132,000 |
| Yellowstone County Montana | 2 | $ 380,000 | $ 190,000 | $ 157,000 |
| Tillamook County Oregon | 2 | $ 970,000 | $ 485,000 | $ 644,000 |
| Grays Harbor County Washington | 2 | $ 240,000 | $ 120,000 | $ 26,000 |
| Island County Washington | 2 | $ 1,190,000 | $ 595,000 | $ 161,000 |
| Whatcom County Washington | 2 | $ 1,780,000 | $ 890,000 | $ 96,000 |
| Anchorage County Alaska | 1 | $ 415,000 | $ 415,000 | $ 176,000 |
| Ketchikan Gateway County Alaska | 1 | $ 505,000 | $ 505,000 | $ 448,000 |
| Pinal County Arizona | 1 | $ 605,000 | $ 605,000 | $ 251,000 |
| Orange County California | 1 | $ 1,505,000 | $ 1,505,000 | $ 527,000 |
| San Diego County California | 1 | $ 2,815,000 | $ 2,815,000 | $ 0 |
| San Francisco County California | 1 | $ 1,025,000 | $ 1,025,000 | $ 330,000 |
| San Mateo County California | 1 | $ 625,000 | $ 625,000 | $ 113,000 |
| Santa Cruz County California | 1 | $ 715,000 | $ 715,000 | $ 166,000 |
| Solano County California | 1 | $ 475,000 | $ 475,000 | $ 98,000 |
| Yuba County California | 1 | $ 305,000 | $ 305,000 | $ 73,000 |
| Weld County Colorado | 1 | $ 325,000 | $ 325,000 | $ 60,000 |
| New Haven County Connecticut | 1 | $ 255,000 | $ 255,000 | $ 125,000 |
| Pasco County Florida | 1 | $ 145,000 | $ 145,000 | $ 94,000 |
| Adams County Idaho | 1 | $ 505,000 | $ 505,000 | $ 86,000 |
| Bonneville County Idaho | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Cassia County Idaho | 1 | $ 485,000 | $ 485,000 | $ 106,000 |
| Fremont County Idaho | 1 | $ 75,000 | $ 75,000 | $ 377,000 |
| Twin Falls County Idaho | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
| Johnson County Kansas | 1 | $ 55,000 | $ 55,000 | $ 192,000 |
| Taylor County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 2,000 |
| Hennepin County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 93,000 |
| Gallatin County Montana | 1 | $ 255,000 | $ 255,000 | $ 842,000 |
| Granite County Montana | 1 | $ 265,000 | $ 265,000 | $ 257,000 |
| Lancaster County Nebraska | 1 | $ 475,000 | $ 475,000 | $ 360,000 |
| Clark County Nevada | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Dona Ana County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 156,000 |
| Taos County New Mexico | 1 | $ 365,000 | $ 365,000 | $ 251,000 |
| Baker County Oregon | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Crook County Oregon | 1 | $ 295,000 | $ 295,000 | $ 156,000 |
| Gilliam County Oregon | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Marion County Oregon | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Yamhill County Oregon | 1 | $ 285,000 | $ 285,000 | $ 428,000 |
| Cumberland County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Greenville County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 65,000 |
| Cannon County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 29,000 |
| Loudon County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 240,000 |
| Harris County Texas | 1 | $ 315,000 | $ 315,000 | $ 170,000 |
| Salt Lake County Utah | 1 | $ 255,000 | $ 255,000 | $ 229,000 |
| Summit County Utah | 1 | $ 205,000 | $ 205,000 | $ 641,000 |
| Asotin County Washington | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Clallam County Washington | 1 | $ 485,000 | $ 485,000 | $ 412,000 |
| Jefferson County Washington | 1 | $ 325,000 | $ 325,000 | $ 113,000 |
| Lewis County Washington | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| San Juan County Washington | 1 | $ 345,000 | $ 345,000 | $ 277,000 |
| Skagit County Washington | 1 | $ 85,000 | $ 85,000 | $ 179,000 |
| Skamania County Washington | 1 | $ 1,305,000 | $ 1,305,000 | $ 351,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Washington,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Washington Trust Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,213 | $452,455,000 | $373,000 | $17,275,000 | $153,000 | $5,635,000 |
| Cash-out Refinancing | 751 | $241,685,000 | $321,000 | $22,415,000 | $171,000 | $7,738,000 |
| Refinancing | 572 | $183,620,000 | $321,000 | $15,505,000 | $229,000 | $6,954,000 |
| Other Purpose | 465 | $78,375,000 | $168,000 | $5,005,000 | $163,000 | $1,726,000 |
| Home Improvement | 388 | $49,670,000 | $128,000 | $12,005,000 | $122,000 | $1,154,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,213 | $551,025,000 | $248,000 | $15,505,000 | $147,000 | $7,738,000 |
| Not Provided | 800 | $223,470,000 | $279,000 | $5,005,000 | $236,000 | $4,637,000 |
| Not applicable | 151 | $184,085,000 | $1,219,000 | $22,415,000 | $0 | $0 |
| Hispanic | 150 | $25,770,000 | $171,000 | $845,000 | $77,000 | $578,000 |
| Asian | 30 | $10,120,000 | $337,000 | $1,605,000 | $189,000 | $650,000 |
| Black or African American | 15 | $3,045,000 | $203,000 | $455,000 | $126,000 | $350,000 |
| American Indian or Alaskan Native | 13 | $1,745,000 | $134,000 | $285,000 | $87,000 | $170,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $885,000 | $295,000 | $325,000 | $97,000 | $132,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,142 | $943,150,000 | $300,000 | $22,415,000 | $174,000 | $7,738,000 |
| FHA-insured (Federal Housing Administration) | 144 | $32,600,000 | $226,000 | $405,000 | $75,000 | $286,000 |
| VA-guaranteed (Veterans Administration) | 99 | $28,855,000 | $291,000 | $545,000 | $88,000 | $597,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $1,200,000 | $300,000 | $435,000 | $78,000 | $111,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,303 | $754,855,000 | $327,000 | $22,415,000 | $189,000 | $6,954,000 |
| Application Denied By Financial Institution | 519 | $94,855,000 | $182,000 | $2,505,000 | $86,000 | $795,000 |
| Application Withdrawn By Applicant | 363 | $107,855,000 | $297,000 | $5,005,000 | $175,000 | $7,738,000 |
| File Closed For Incompleteness | 160 | $38,030,000 | $237,000 | $1,605,000 | $109,000 | $650,000 |
| Application Approved But Not Accepted | 44 | $10,210,000 | $232,000 | $5,005,000 | $190,000 | $1,155,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,870 | $910,950,000 | $317,000 | $22,415,000 | $182,000 | $7,738,000 |
| Debt-To-Income Ratio | 197 | $37,925,000 | $192,000 | $2,505,000 | $59,000 | $236,000 |
| Credit History | 163 | $22,965,000 | $140,000 | $985,000 | $94,000 | $736,000 |
| Collateral | 96 | $20,220,000 | $210,000 | $1,485,000 | $122,000 | $795,000 |
| Other | 25 | $4,135,000 | $165,000 | $625,000 | $88,000 | $210,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $4,100,000 | $292,000 | $785,000 | $121,000 | $597,000 |
| Credit Application Incomplete | 10 | $2,090,000 | $209,000 | $445,000 | $113,000 | $336,000 |
| Employment History | 9 | $2,295,000 | $255,000 | $805,000 | $70,000 | $250,000 |
| Unverifiable Information | 5 | $1,125,000 | $225,000 | $405,000 | $113,000 | $202,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Washington, and search similar information at your convenience.