Wachovia Financial Services
Mortgage Loan Application
Totals and Details
for 2007
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Wachovia Financial Services.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Wachovia Financial Services 100 N Main Street Mac D4001-063 Winston-Salem, NC 27150 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 300 |
| Total Mortgage Loan Application Amount | $30,414,000 |
| Average Mortgage Loan Application Amount | $65,000 |
| Highest Mortgage Loan Application Amount | $500,000 |
| Average Applicant Income | $124,000 |
| Highest Applicant Income | $621,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 29 | $ 3,417,000 | $ 117,000 | $ 102,000 |
| Cook County Illinois | 21 | $ 1,675,000 | $ 79,000 | $ 111,000 |
| Clark County Nevada | 16 | $ 3,444,000 | $ 215,000 | $ 160,000 |
| Milwaukee County Wisconsin | 12 | $ 1,175,000 | $ 97,000 | $ 64,000 |
| DuPage County Illinois | 9 | $ 1,041,000 | $ 115,000 | $ 104,000 |
| Pima County Arizona | 8 | $ 1,044,000 | $ 130,000 | $ 87,000 |
| Will County Illinois | 7 | $ 719,000 | $ 102,000 | $ 82,000 |
| Tulsa County Oklahoma | 7 | $ 1,013,000 | $ 144,000 | $ 90,000 |
| El Paso County Colorado | 6 | $ 610,000 | $ 101,000 | $ 114,000 |
| Jefferson County Colorado | 6 | $ 814,000 | $ 135,000 | $ 101,000 |
| Rockingham County New Hampshire | 6 | $ 613,000 | $ 102,000 | $ 99,000 |
| Denver County Colorado | 5 | $ 551,000 | $ 110,000 | $ 63,000 |
| Larimer County Colorado | 5 | $ 534,000 | $ 106,000 | $ 96,000 |
| Kane County Illinois | 5 | $ 277,000 | $ 55,000 | $ 119,000 |
| Lake County Illinois | 5 | $ 401,000 | $ 80,000 | $ 92,000 |
| Winnebago County Illinois | 5 | $ 240,000 | $ 48,000 | $ 38,000 |
| Hillsborough County New Hampshire | 5 | $ 680,000 | $ 136,000 | $ 85,000 |
| Anchorage County Alaska | 4 | $ 311,000 | $ 77,000 | $ 144,000 |
| Shawnee County Kansas | 4 | $ 114,000 | $ 28,000 | $ 64,000 |
| Wyandotte County Kansas | 4 | $ 77,000 | $ 19,000 | $ 25,000 |
| Washoe County Nevada | 4 | $ 626,000 | $ 156,000 | $ 269,000 |
| Oklahoma County Oklahoma | 4 | $ 465,000 | $ 116,000 | $ 167,000 |
| Matanuska-Susitna County Alaska | 3 | $ 260,000 | $ 86,000 | $ 154,000 |
| Mohave County Arizona | 3 | $ 259,000 | $ 86,000 | $ 52,000 |
| Pinal County Arizona | 3 | $ 145,000 | $ 48,000 | $ 52,000 |
| Douglas County Colorado | 3 | $ 444,000 | $ 148,000 | $ 179,000 |
| Champaign County Illinois | 3 | $ 131,000 | $ 43,000 | $ 52,000 |
| Johnson County Kansas | 3 | $ 278,000 | $ 92,000 | $ 116,000 |
| McClain County Oklahoma | 3 | $ 282,000 | $ 94,000 | $ 31,000 |
| Brown County Wisconsin | 3 | $ 105,000 | $ 35,000 | $ 43,000 |
| Dane County Wisconsin | 3 | $ 197,000 | $ 65,000 | $ 78,000 |
| Outagamie County Wisconsin | 3 | $ 115,000 | $ 38,000 | $ 74,000 |
| Kenai Peninsula County Alaska | 2 | $ 250,000 | $ 125,000 | $ 60,000 |
| Delta County Colorado | 2 | $ 126,000 | $ 63,000 | $ 116,000 |
| La Plata County Colorado | 2 | $ 312,000 | $ 156,000 | $ 115,000 |
| Montrose County Colorado | 2 | $ 80,000 | $ 40,000 | $ 69,000 |
| Summit County Colorado | 2 | $ 382,000 | $ 191,000 | $ 180,000 |
| Kankakee County Illinois | 2 | $ 111,000 | $ 55,000 | $ 68,000 |
| McHenry County Illinois | 2 | $ 115,000 | $ 57,000 | $ 79,000 |
| St. Clair County Illinois | 2 | $ 40,000 | $ 20,000 | $ 71,000 |
| Sedgwick County Kansas | 2 | $ 87,000 | $ 43,000 | $ 125,000 |
| Cleveland County Oklahoma | 2 | $ 85,000 | $ 42,000 | $ 78,000 |
| Payne County Oklahoma | 2 | $ 73,000 | $ 36,000 | $ 142,000 |
| Bennington County Vermont | 2 | $ 375,000 | $ 187,000 | $ 140,000 |
| Essex County Vermont | 2 | $ 185,000 | $ 92,000 | $ 122,000 |
| Franklin County Vermont | 2 | $ 246,000 | $ 123,000 | $ 66,000 |
| Clark County Wisconsin | 2 | $ 154,000 | $ 77,000 | $ 75,000 |
| Dunn County Wisconsin | 2 | $ 240,000 | $ 120,000 | $ 170,000 |
| Racine County Wisconsin | 2 | $ 179,000 | $ 89,000 | $ 86,000 |
| Sheboygan County Wisconsin | 2 | $ 85,000 | $ 42,000 | $ 78,000 |
| Washington County Wisconsin | 2 | $ 208,000 | $ 104,000 | $ 108,000 |
| Fairbanks North Star County Alaska | 1 | $ 183,000 | $ 183,000 | $ 195,000 |
| Juneau County Alaska | 1 | $ 180,000 | $ 180,000 | $ 105,000 |
| Lonoke County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
| Pulaski County Arkansas | 1 | $ 92,000 | $ 92,000 | $ 87,000 |
| Adams County Colorado | 1 | $ 108,000 | $ 108,000 | $ 123,000 |
| Arapahoe County Colorado | 1 | $ 128,000 | $ 128,000 | $ 125,000 |
| Mesa County Colorado | 1 | $ 168,000 | $ 168,000 | $ 58,000 |
| Pueblo County Colorado | 1 | $ 148,000 | $ 148,000 | $ 221,000 |
| Teller County Colorado | 1 | $ 46,000 | $ 46,000 | $ 160,000 |
| Hillsborough County Florida | 1 | $ 22,000 | $ 22,000 | $ 66,000 |
| Alexander County Illinois | 1 | $ 40,000 | $ 40,000 | $ 21,000 |
| Jackson County Illinois | 1 | $ 50,000 | $ 50,000 | $ 61,000 |
| Kendall County Illinois | 1 | $ 37,000 | $ 37,000 | $ 73,000 |
| Madison County Illinois | 1 | $ 101,000 | $ 101,000 | $ 118,000 |
| Marion County Illinois | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Peoria County Illinois | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| Tazewell County Illinois | 1 | $ 15,000 | $ 15,000 | $ 71,000 |
| Vermilion County Illinois | 1 | $ 30,000 | $ 30,000 | $ 38,000 |
| Williamson County Illinois | 1 | $ 96,000 | $ 96,000 | $ 102,000 |
| Butler County Kansas | 1 | $ 150,000 | $ 150,000 | $ 88,000 |
| Harvey County Kansas | 1 | $ 80,000 | $ 80,000 | $ 41,000 |
| Linn County Kansas | 1 | $ 51,000 | $ 51,000 | $ 25,000 |
| Marion County Kansas | 1 | $ 20,000 | $ 20,000 | $ 70,000 |
| Marshall County Kansas | 1 | $ 80,000 | $ 80,000 | $ 28,000 |
| Morris County Kansas | 1 | $ 68,000 | $ 68,000 | $ 34,000 |
| Reno County Kansas | 1 | $ 10,000 | $ 10,000 | $ 33,000 |
| Saline County Kansas | 1 | $ 150,000 | $ 150,000 | $ 106,000 |
| Berkshire County Massachusetts | 1 | $ 250,000 | $ 250,000 | $ 180,000 |
| Carson City County Nevada | 1 | $ 76,000 | $ 76,000 | $ 79,000 |
| Douglas County Nevada | 1 | $ 50,000 | $ 50,000 | $ 63,000 |
| Elko County Nevada | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
| Lyon County Nevada | 1 | $ 25,000 | $ 25,000 | $ 239,000 |
| Nye County Nevada | 1 | $ 250,000 | $ 250,000 | $ 474,000 |
| Carroll County New Hampshire | 1 | $ 160,000 | $ 160,000 | $ 103,000 |
| Grafton County New Hampshire | 1 | $ 70,000 | $ 70,000 | $ 84,000 |
| Merrimack County New Hampshire | 1 | $ 60,000 | $ 60,000 | $ 51,000 |
| Strafford County New Hampshire | 1 | $ 420,000 | $ 420,000 | $ 125,000 |
| Comanche County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Delaware County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 77,000 |
| Kay County Oklahoma | 1 | $ 204,000 | $ 204,000 | $ 75,000 |
| Le Flore County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 93,000 |
| Muskogee County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 83,000 |
| Rogers County Oklahoma | 1 | $ 33,000 | $ 33,000 | $ 71,000 |
| Sequoyah County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 75,000 |
| Texas County Oklahoma | 1 | $ 39,000 | $ 39,000 | $ 43,000 |
| Chittenden County Vermont | 1 | $ 20,000 | $ 20,000 | $ 93,000 |
| Barron County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Douglas County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 57,000 |
| Eau Claire County Wisconsin | 1 | $ 63,000 | $ 63,000 | $ 20,000 |
| Marathon County Wisconsin | 1 | $ 79,000 | $ 79,000 | $ 21,000 |
| Oneida County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 19,000 |
| Polk County Wisconsin | 1 | $ 33,000 | $ 33,000 | $ 101,000 |
| Rock County Wisconsin | 1 | $ 49,000 | $ 49,000 | $ 90,000 |
| Waukesha County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 107,000 |
| Wood County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Wachovia Financial Services in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 228 | $27,140,000 | $119,000 | $500,000 | $101,000 | $621,000 |
| Home Improvement | 70 | $3,211,000 | $45,000 | $250,000 | $88,000 | $239,000 |
| Home Purchase | 2 | $63,000 | $31,000 | $41,000 | $183,000 | $300,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 177 | $18,031,000 | $101,000 | $500,000 | $99,000 | $621,000 |
| White | 100 | $10,068,000 | $100,000 | $395,000 | $101,000 | $360,000 |
| Hispanic | 10 | $791,000 | $79,000 | $248,000 | $81,000 | $221,000 |
| Black or African American | 5 | $532,000 | $106,000 | $186,000 | $55,000 | $90,000 |
| Asian | 4 | $446,000 | $111,000 | $180,000 | $88,000 | $150,000 |
| American Indian or Alaskan Native | 2 | $175,000 | $87,000 | $125,000 | $212,000 | $360,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $371,000 | $185,000 | $280,000 | $65,000 | $84,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 300 | $30,414,000 | $101,000 | $500,000 | $99,000 | $621,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 131 | $13,623,000 | $103,000 | $380,000 | $84,000 | $474,000 |
| Application Approved But Not Accepted | 102 | $10,937,000 | $107,000 | $500,000 | $114,000 | $496,000 |
| Loan Originated | 67 | $5,854,000 | $87,000 | $372,000 | $104,000 | $621,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 62 | $7,435,000 | $119,000 | $344,000 | $71,000 | $270,000 |
| Credit History | 36 | $3,750,000 | $104,000 | $380,000 | $86,000 | $474,000 |
| Collateral | 27 | $2,058,000 | $76,000 | $250,000 | $107,000 | $225,000 |
| Other | 6 | $380,000 | $63,000 | $250,000 | $101,000 | $145,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.