Vystar Credit Union
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for Florida.
The mortgage statistics and data below are specific to mortgage loan applications for Vystar Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Vystar Credit Union 4949 Blanding Blvd Jacksonville, FL 32210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 11,627 |
| Total Mortgage Loan Application Amount | $1,977,165,000 |
| Average Mortgage Loan Application Amount | $1,215,400 |
| Highest Mortgage Loan Application Amount | $36,915,000 |
| Average Applicant Income | $104,200 |
| Highest Applicant Income | $4,107,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in FL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Duval County Florida | 3,016 | $ 414,720,000 | $ 137,000 | $ 105,000 |
| St. Johns County Florida | 1,473 | $ 239,125,000 | $ 162,000 | $ 146,000 |
| Clay County Florida | 1,139 | $ 137,865,000 | $ 121,000 | $ 104,000 |
| Volusia County Florida | 457 | $ 51,365,000 | $ 112,000 | $ 99,000 |
| Nassau County Florida | 399 | $ 42,545,000 | $ 106,000 | $ 113,000 |
| Flagler County Florida | 360 | $ 47,010,000 | $ 130,000 | $ 98,000 |
| Putnam County Florida | 225 | $ 21,405,000 | $ 95,000 | $ 78,000 |
| Alachua County Florida | 141 | $ 31,675,000 | $ 224,000 | $ 120,000 |
| Columbia County Florida | 125 | $ 11,795,000 | $ 94,000 | $ 83,000 |
| Lake County Florida | 125 | $ 16,225,000 | $ 129,000 | $ 113,000 |
| Baker County Florida | 117 | $ 10,665,000 | $ 91,000 | $ 93,000 |
| Marion County Florida | 115 | $ 18,675,000 | $ 162,000 | $ 89,000 |
| Orange County Florida | 97 | $ 14,925,000 | $ 153,000 | $ 137,000 |
| Seminole County Florida | 97 | $ 12,075,000 | $ 124,000 | $ 127,000 |
| Bradford County Florida | 92 | $ 10,220,000 | $ 111,000 | $ 80,000 |
| Leon County Florida | 70 | $ 10,400,000 | $ 148,000 | $ 106,000 |
| Brevard County Florida | 66 | $ 10,120,000 | $ 153,000 | $ 107,000 |
| Sumter County Florida | 50 | $ 18,360,000 | $ 367,000 | $ 80,000 |
| Suwannee County Florida | 31 | $ 2,835,000 | $ 91,000 | $ 73,000 |
| Hillsborough County Florida | 25 | $ 4,165,000 | $ 166,000 | $ 158,000 |
| Osceola County Florida | 25 | $ 2,225,000 | $ 89,000 | $ 111,000 |
| Levy County Florida | 23 | $ 2,035,000 | $ 88,000 | $ 89,000 |
| Taylor County Florida | 23 | $ 2,745,000 | $ 119,000 | $ 104,000 |
| Camden County Georgia | 21 | $ 1,395,000 | $ 66,000 | $ 102,000 |
| Citrus County Florida | 20 | $ 3,190,000 | $ 159,000 | $ 101,000 |
| Broward County Florida | 19 | $ 5,395,000 | $ 283,000 | $ 199,000 |
| Miami-Dade County Florida | 19 | $ 15,625,000 | $ 822,000 | $ 578,000 |
| Palm Beach County Florida | 19 | $ 4,335,000 | $ 228,000 | $ 147,000 |
| Pinellas County Florida | 18 | $ 5,330,000 | $ 296,000 | $ 195,000 |
| Polk County Florida | 18 | $ 3,310,000 | $ 183,000 | $ 126,000 |
| Chatham County Georgia | 18 | $ 4,420,000 | $ 245,000 | $ 133,000 |
| Union County Florida | 17 | $ 2,055,000 | $ 120,000 | $ 74,000 |
| Pasco County Florida | 13 | $ 3,835,000 | $ 295,000 | $ 107,000 |
| Walton County Florida | 13 | $ 16,605,000 | $ 1,277,000 | $ 510,000 |
| Charlton County Georgia | 13 | $ 775,000 | $ 59,000 | $ 66,000 |
| Hernando County Florida | 12 | $ 3,520,000 | $ 293,000 | $ 125,000 |
| Glynn County Georgia | 11 | $ 935,000 | $ 85,000 | $ 102,000 |
| Thomas County Georgia | 11 | $ 805,000 | $ 73,000 | $ 113,000 |
| Manatee County Florida | 8 | $ 1,890,000 | $ 236,000 | $ 141,000 |
| Escambia County Florida | 7 | $ 1,165,000 | $ 166,000 | $ 111,000 |
| Santa Rosa County Florida | 7 | $ 1,175,000 | $ 167,000 | $ 111,000 |
| Wakulla County Florida | 7 | $ 805,000 | $ 115,000 | $ 104,000 |
| Fulton County Georgia | 7 | $ 1,545,000 | $ 220,000 | $ 186,000 |
| Gadsden County Florida | 6 | $ 670,000 | $ 111,000 | $ 113,000 |
| Gilchrist County Florida | 6 | $ 660,000 | $ 110,000 | $ 91,000 |
| Hamilton County Florida | 6 | $ 480,000 | $ 80,000 | $ 98,000 |
| Lee County Florida | 6 | $ 1,550,000 | $ 258,000 | $ 130,000 |
| Sarasota County Florida | 6 | $ 700,000 | $ 116,000 | $ 172,000 |
| St. Lucie County Florida | 5 | $ 345,000 | $ 69,000 | $ 122,000 |
| Gwinnett County Georgia | 5 | $ 945,000 | $ 189,000 | $ 93,000 |
| Bay County Florida | 4 | $ 3,400,000 | $ 850,000 | $ 323,000 |
| Jefferson County Florida | 4 | $ 200,000 | $ 50,000 | $ 52,000 |
| DeKalb County Georgia | 4 | $ 240,000 | $ 60,000 | $ 114,000 |
| Lowndes County Georgia | 4 | $ 200,000 | $ 50,000 | $ 84,000 |
| Collier County Florida | 3 | $ 1,035,000 | $ 345,000 | $ 181,000 |
| Highlands County Florida | 3 | $ 195,000 | $ 65,000 | $ 58,000 |
| Lafayette County Florida | 3 | $ 275,000 | $ 91,000 | $ 36,000 |
| Brantley County Georgia | 3 | $ 275,000 | $ 91,000 | $ 89,000 |
| Liberty County Georgia | 3 | $ 255,000 | $ 85,000 | $ 87,000 |
| Dixie County Florida | 2 | $ 50,000 | $ 25,000 | $ 91,000 |
| Holmes County Florida | 2 | $ 230,000 | $ 115,000 | $ 89,000 |
| Madison County Florida | 2 | $ 60,000 | $ 30,000 | $ 70,000 |
| Martin County Florida | 2 | $ 620,000 | $ 310,000 | $ 169,000 |
| Okaloosa County Florida | 2 | $ 1,540,000 | $ 770,000 | $ 417,000 |
| Cherokee County Georgia | 2 | $ 110,000 | $ 55,000 | $ 80,000 |
| Long County Georgia | 2 | $ 150,000 | $ 75,000 | $ 60,000 |
| Pierce County Georgia | 2 | $ 140,000 | $ 70,000 | $ 64,000 |
| Charlotte County Florida | 1 | $ 455,000 | $ 455,000 | $ 140,000 |
| Franklin County Florida | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Gulf County Florida | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Indian River County Florida | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Jackson County Florida | 1 | $ 45,000 | $ 45,000 | $ 73,000 |
| Monroe County Florida | 1 | $ 55,000 | $ 55,000 | $ 150,000 |
| Bacon County Georgia | 1 | $ 155,000 | $ 155,000 | $ 121,000 |
| Bartow County Georgia | 1 | $ 635,000 | $ 635,000 | $ 329,000 |
| Berrien County Georgia | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Bibb County Georgia | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Bryan County Georgia | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Butts County Georgia | 1 | $ 75,000 | $ 75,000 | $ 111,000 |
| Carroll County Georgia | 1 | $ 205,000 | $ 205,000 | $ 149,000 |
| Clayton County Georgia | 1 | $ 115,000 | $ 115,000 | $ 116,000 |
| Cobb County Georgia | 1 | $ 295,000 | $ 295,000 | $ 76,000 |
| Columbia County Georgia | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Crawford County Georgia | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Effingham County Georgia | 1 | $ 15,000 | $ 15,000 | $ 165,000 |
| Evans County Georgia | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Fannin County Georgia | 1 | $ 65,000 | $ 65,000 | $ 79,000 |
| Gilmer County Georgia | 1 | $ 215,000 | $ 215,000 | $ 145,000 |
| Grady County Georgia | 1 | $ 275,000 | $ 275,000 | $ 50,000 |
| Heard County Georgia | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Henry County Georgia | 1 | $ 105,000 | $ 105,000 | $ 12,000 |
| Lanier County Georgia | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Lumpkin County Georgia | 1 | $ 155,000 | $ 155,000 | $ 25,000 |
| Muscogee County Georgia | 1 | $ 5,000 | $ 5,000 | $ 49,000 |
| Newton County Georgia | 1 | $ 275,000 | $ 275,000 | $ 98,000 |
| Pickens County Georgia | 1 | $ 245,000 | $ 245,000 | $ 195,000 |
| Putnam County Georgia | 1 | $ 205,000 | $ 205,000 | $ 219,000 |
| Tift County Georgia | 1 | $ 405,000 | $ 405,000 | $ 94,000 |
| Union County Georgia | 1 | $ 245,000 | $ 245,000 | $ 226,000 |
| Ware County Georgia | 1 | $ 25,000 | $ 25,000 | $ 98,000 |
| Wayne County Georgia | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Webster County Georgia | 1 | $ 55,000 | $ 55,000 | $ 99,000 |
| White County Georgia | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Florida,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Vystar Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 7,156 | $698,190,000 | $97,000 | $9,995,000 | $109,000 | $4,107,000 |
| Home Purchase | 3,956 | $1,138,210,000 | $287,000 | $13,005,000 | $99,000 | $1,500,000 |
| Refinancing | 365 | $87,845,000 | $240,000 | $5,425,000 | $114,000 | $1,351,000 |
| Home Improvement | 143 | $15,505,000 | $108,000 | $1,565,000 | $101,000 | $397,000 |
| Other Purpose | 7 | $37,415,000 | $5,345,000 | $36,915,000 | $98,000 | $193,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,290 | $1,137,050,000 | $155,000 | $4,505,000 | $110,000 | $4,107,000 |
| Black or African American | 1,707 | $271,765,000 | $159,000 | $2,505,000 | $82,000 | $1,500,000 |
| Not Provided | 1,192 | $210,170,000 | $176,000 | $4,315,000 | $106,000 | $1,170,000 |
| Hispanic | 885 | $145,485,000 | $164,000 | $1,805,000 | $101,000 | $2,456,000 |
| Asian | 320 | $79,300,000 | $247,000 | $1,875,000 | $128,000 | $1,019,000 |
| American Indian or Alaskan Native | 102 | $29,110,000 | $285,000 | $9,995,000 | $107,000 | $822,000 |
| Not applicable | 18 | $74,490,000 | $4,138,000 | $36,915,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 10 | $2,440,000 | $244,000 | $705,000 | $339,000 | $2,600,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,326 | $1,669,640,000 | $161,000 | $36,915,000 | $110,000 | $4,107,000 |
| FHA-insured (Federal Housing Administration) | 1,124 | $251,390,000 | $223,000 | $625,000 | $70,000 | $412,000 |
| VA-guaranteed (Veterans Administration) | 177 | $56,135,000 | $317,000 | $805,000 | $91,000 | $896,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 3,802 | $487,160,000 | $128,000 | $13,005,000 | $98,000 | $3,035,000 |
| Loan Originated | 3,686 | $552,480,000 | $149,000 | $36,915,000 | $124,000 | $4,107,000 |
| Preapproval Denied by Financial Institution | 2,122 | $515,280,000 | $242,000 | $1,895,000 | $74,000 | $1,500,000 |
| Application Withdrawn By Applicant | 1,040 | $158,610,000 | $152,000 | $4,505,000 | $127,000 | $2,600,000 |
| Preapproval Approved but not Accepted | 748 | $216,730,000 | $289,000 | $1,505,000 | $110,000 | $819,000 |
| Application Approved But Not Accepted | 126 | $29,550,000 | $234,000 | $1,025,000 | $120,000 | $445,000 |
| File Closed For Incompleteness | 103 | $17,355,000 | $168,000 | $1,445,000 | $135,000 | $1,300,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,703 | $974,725,000 | $170,000 | $36,915,000 | $123,000 | $4,107,000 |
| Debt-To-Income Ratio | 2,041 | $421,925,000 | $206,000 | $13,005,000 | $62,000 | $637,000 |
| Credit History | 1,861 | $230,135,000 | $123,000 | $1,895,000 | $96,000 | $2,456,000 |
| Collateral | 793 | $112,835,000 | $142,000 | $9,995,000 | $125,000 | $3,035,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 582 | $128,100,000 | $220,000 | $1,035,000 | $90,000 | $1,500,000 |
| Credit Application Incomplete | 472 | $72,540,000 | $153,000 | $1,495,000 | $120,000 | $1,065,000 |
| Employment History | 90 | $15,300,000 | $170,000 | $745,000 | $68,000 | $500,000 |
| Other | 43 | $5,505,000 | $128,000 | $885,000 | $78,000 | $238,000 |
| Unverifiable Information | 42 | $16,100,000 | $383,000 | $8,505,000 | $104,000 | $270,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in FL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Florida, and search similar information at your convenience.