Vystar
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Florida.
The mortgage statistics and data below are specific to mortgage loan applications for Vystar.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Vystar
4949 Blanding Blvd
Jacksonville, FL 32210
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 14,668
Total Mortgage Loan Application Amount $2,428,990,000
Average Mortgage Loan Application Amount $131,000
Highest Mortgage Loan Application Amount $5,925,000
Average Applicant Income $119,833
Highest Applicant Income $6,562,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in FL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Vystar by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Duval County Florida 4,421 $ 626,395,000 $ 141,000 $ 98,000
St. Johns County Florida 2,361 $ 417,295,000 $ 176,000 $ 134,000
Clay County Florida 1,569 $ 208,815,000 $ 133,000 $ 97,000
Nassau County Florida 516 $ 78,310,000 $ 151,000 $ 107,000
Flagler County Florida 503 $ 71,365,000 $ 141,000 $ 90,000
Volusia County Florida 489 $ 68,045,000 $ 139,000 $ 101,000
Putnam County Florida 272 $ 32,440,000 $ 119,000 $ 82,000
Columbia County Florida 189 $ 24,035,000 $ 127,000 $ 90,000
Alachua County Florida 178 $ 33,140,000 $ 186,000 $ 116,000
Marion County Florida 160 $ 23,720,000 $ 148,000 $ 116,000
Baker County Florida 153 $ 18,405,000 $ 120,000 $ 91,000
Lake County Florida 128 $ 21,720,000 $ 169,000 $ 102,000
Bradford County Florida 127 $ 15,855,000 $ 124,000 $ 86,000
Orange County Florida 120 $ 21,540,000 $ 179,000 $ 124,000
Seminole County Florida 85 $ 14,705,000 $ 173,000 $ 146,000
Leon County Florida 66 $ 8,700,000 $ 131,000 $ 99,000
Suwannee County Florida 63 $ 7,455,000 $ 118,000 $ 75,000
Brevard County Florida 61 $ 12,975,000 $ 212,000 $ 101,000
Sumter County Florida 60 $ 10,800,000 $ 180,000 $ 89,000
Hillsborough County Florida 43 $ 7,885,000 $ 183,000 $ 192,000
Taylor County Florida 41 $ 3,975,000 $ 96,000 $ 78,000
Pasco County Florida 31 $ 6,645,000 $ 214,000 $ 146,000
Union County Florida 30 $ 4,720,000 $ 157,000 $ 87,000
Citrus County Florida 26 $ 5,810,000 $ 223,000 $ 101,000
Levy County Florida 26 $ 3,990,000 $ 153,000 $ 78,000
Polk County Florida 25 $ 3,585,000 $ 143,000 $ 102,000
Pinellas County Florida 24 $ 9,990,000 $ 416,000 $ 198,000
Camden County Georgia 23 $ 2,675,000 $ 116,000 $ 98,000
Osceola County Florida 21 $ 3,935,000 $ 187,000 $ 93,000
Palm Beach County Florida 19 $ 3,625,000 $ 190,000 $ 113,000
Broward County Florida 18 $ 4,050,000 $ 225,000 $ 133,000
Miami-Dade County Florida 15 $ 7,185,000 $ 479,000 $ 283,000
Wakulla County Florida 15 $ 3,155,000 $ 210,000 $ 102,000
Bay County Florida 14 $ 3,170,000 $ 226,000 $ 148,000
Gilchrist County Florida 14 $ 1,360,000 $ 97,000 $ 77,000
Lee County Florida 14 $ 3,350,000 $ 239,000 $ 148,000
Manatee County Florida 14 $ 2,700,000 $ 192,000 $ 112,000
St. Lucie County Florida 13 $ 1,805,000 $ 138,000 $ 78,000
Hamilton County Florida 10 $ 730,000 $ 73,000 $ 62,000
Madison County Florida 9 $ 705,000 $ 78,000 $ 74,000
Santa Rosa County Florida 8 $ 1,320,000 $ 165,000 $ 116,000
Sarasota County Florida 8 $ 1,420,000 $ 177,000 $ 129,000
Charlton County Georgia 8 $ 910,000 $ 113,000 $ 58,000
Lowndes County Georgia 8 $ 1,210,000 $ 151,000 $ 93,000
Thomas County Georgia 8 $ 890,000 $ 111,000 $ 84,000
Charlotte County Florida 6 $ 2,730,000 $ 455,000 $ 144,000
Hernando County Florida 6 $ 490,000 $ 81,000 $ 79,000
Gwinnett County Georgia 6 $ 330,000 $ 55,000 $ 143,000
Dixie County Florida 5 $ 515,000 $ 103,000 $ 53,000
Gadsden County Florida 5 $ 555,000 $ 111,000 $ 106,000
Lafayette County Florida 5 $ 505,000 $ 101,000 $ 45,000
Monroe County Florida 5 $ 665,000 $ 133,000 $ 117,000
Chatham County Georgia 5 $ 845,000 $ 169,000 $ 181,000
Cobb County Georgia 5 $ 275,000 $ 55,000 $ 218,000
Glynn County Georgia 5 $ 395,000 $ 79,000 $ 89,000
Escambia County Florida 4 $ 1,310,000 $ 327,000 $ 94,000
Jefferson County Florida 4 $ 520,000 $ 130,000 $ 241,000
Douglas County Georgia 4 $ 700,000 $ 175,000 $ 54,000
Fulton County Georgia 4 $ 280,000 $ 70,000 $ 125,000
Henry County Georgia 4 $ 530,000 $ 132,000 $ 83,000
Liberty County Georgia 4 $ 390,000 $ 97,000 $ 75,000
Collier County Florida 3 $ 545,000 $ 181,000 $ 166,000
Okaloosa County Florida 3 $ 425,000 $ 141,000 $ 111,000
Cherokee County Georgia 3 $ 885,000 $ 295,000 $ 131,000
DeKalb County Georgia 3 $ 1,235,000 $ 411,000 $ 200,000
Forsyth County Georgia 3 $ 555,000 $ 185,000 $ 92,000
Indian River County Florida 2 $ 660,000 $ 330,000 $ 101,000
Jackson County Florida 2 $ 130,000 $ 65,000 $ 99,000
Berrien County Georgia 2 $ 100,000 $ 50,000 $ 48,000
Bulloch County Georgia 2 $ 100,000 $ 50,000 $ 134,000
Fayette County Georgia 2 $ 180,000 $ 90,000 $ 191,000
Houston County Georgia 2 $ 400,000 $ 200,000 $ 121,000
Lanier County Georgia 2 $ 60,000 $ 30,000 $ 28,000
Lee County Georgia 2 $ 170,000 $ 85,000 $ 109,000
McIntosh County Georgia 2 $ 140,000 $ 70,000 $ 26,000
Franklin County Florida 1 $ 255,000 $ 255,000 $ 157,000
Holmes County Florida 1 $ 155,000 $ 155,000 $ 121,000
Liberty County Florida 1 $ 25,000 $ 25,000 $ 40,000
Martin County Florida 1 $ 155,000 $ 155,000 $ 92,000
Walton County Florida 1 $ 255,000 $ 255,000 $ 160,000
Barrow County Georgia 1 $ 375,000 $ 375,000 $ 83,000
Bartow County Georgia 1 $ 1,005,000 $ 1,005,000 $ 400,000
Bibb County Georgia 1 $ 145,000 $ 145,000 $ 49,000
Brantley County Georgia 1 $ 25,000 $ 25,000 $ 50,000
Clayton County Georgia 1 $ 275,000 $ 275,000 $ 90,000
Cook County Georgia 1 $ 25,000 $ 25,000 $ 24,000
Coweta County Georgia 1 $ 45,000 $ 45,000 $ 167,000
Dawson County Georgia 1 $ 55,000 $ 55,000 $ 94,000
Effingham County Georgia 1 $ 25,000 $ 25,000 $ 80,000
Franklin County Georgia 1 $ 305,000 $ 305,000 $ 198,000
Gilmer County Georgia 1 $ 435,000 $ 435,000 $ 192,000
Grady County Georgia 1 $ 55,000 $ 55,000 $ 0
Hall County Georgia 1 $ 255,000 $ 255,000 $ 171,000
Lumpkin County Georgia 1 $ 235,000 $ 235,000 $ 52,000
Newton County Georgia 1 $ 35,000 $ 35,000 $ 63,000
Paulding County Georgia 1 $ 445,000 $ 445,000 $ 163,000
Pierce County Georgia 1 $ 125,000 $ 125,000 $ 51,000
Polk County Georgia 1 $ 85,000 $ 85,000 $ 55,000
Rabun County Georgia 1 $ 135,000 $ 135,000 $ 55,000
Spalding County Georgia 1 $ 165,000 $ 165,000 $ 63,000
Stephens County Georgia 1 $ 55,000 $ 55,000 $ 65,000
Tift County Georgia 1 $ 45,000 $ 45,000 $ 100,000
Turner County Georgia 1 $ 175,000 $ 175,000 $ 136,000
Ware County Georgia 1 $ 145,000 $ 145,000 $ 42,000
White County Georgia 1 $ 55,000 $ 55,000 $ 50,000
Whitfield County Georgia 1 $ 225,000 $ 225,000 $ 144,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Florida, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Vystar in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 5,581 $668,115,000 $119,000 $5,005,000 $106,000 $2,750,000
Home Purchase 4,116 $1,079,500,000 $262,000 $2,005,000 $87,000 $1,589,000
Refinancing 3,466 $527,510,000 $152,000 $5,925,000 $104,000 $6,562,000
Home Improvement 1,498 $153,280,000 $102,000 $1,505,000 $109,000 $2,251,000
Other Purpose 6 $520,000 $86,000 $125,000 $71,000 $124,000
Not Applicable 1 $65,000 $65,000 $65,000 $242,000 $242,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,388 $1,483,390,000 $158,000 $5,925,000 $105,000 $6,562,000
Black or African American 1,966 $334,210,000 $169,000 $1,135,000 $82,000 $1,010,000
Not Provided 1,526 $272,140,000 $178,000 $1,505,000 $98,000 $847,000
Hispanic 1,085 $184,095,000 $169,000 $1,285,000 $91,000 $750,000
Asian 425 $93,415,000 $219,000 $1,505,000 $118,000 $887,000
American Indian or Alaskan Native 115 $15,695,000 $136,000 $705,000 $108,000 $1,589,000
Native Hawaiian or Other Pacific Islander 16 $1,740,000 $108,000 $335,000 $56,000 $119,000
Not applicable 7 $9,365,000 $1,337,000 $4,405,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 13,594 $2,169,480,000 $159,000 $5,925,000 $103,000 $6,562,000
FHA-insured (Federal Housing Administration) 788 $175,150,000 $222,000 $525,000 $66,000 $275,000
VA-guaranteed (Veterans Administration) 286 $84,360,000 $294,000 $805,000 $84,000 $882,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 6,868 $1,119,520,000 $163,000 $5,005,000 $89,000 $2,750,000
Loan Originated 5,529 $867,225,000 $156,000 $5,925,000 $112,000 $2,247,000
Application Withdrawn By Applicant 1,432 $254,580,000 $177,000 $1,055,000 $123,000 $6,562,000
Preapproval Denied by Financial Institution 361 $83,785,000 $232,000 $1,605,000 $71,000 $1,589,000
Preapproval Approved but not Accepted 292 $77,070,000 $263,000 $905,000 $96,000 $754,000
File Closed For Incompleteness 94 $13,350,000 $142,000 $785,000 $109,000 $897,000
Application Approved But Not Accepted 92 $13,460,000 $146,000 $685,000 $95,000 $600,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,439 $1,225,685,000 $164,000 $5,925,000 $113,000 $6,562,000
Credit History 2,438 $334,840,000 $137,000 $5,005,000 $93,000 $2,251,000
Debt-To-Income Ratio 2,067 $398,545,000 $192,000 $3,005,000 $58,000 $350,000
Credit Application Incomplete 1,136 $200,290,000 $176,000 $1,055,000 $116,000 $1,432,000
Collateral 809 $115,815,000 $143,000 $1,605,000 $112,000 $1,262,000
Insufficient Cash (Downpayment, Closing Cost) 344 $74,350,000 $216,000 $775,000 $76,000 $253,000
Other 212 $32,870,000 $155,000 $705,000 $99,000 $429,000
Employment History 116 $24,240,000 $208,000 $1,255,000 $91,000 $2,750,000
Unverifiable Information 107 $22,355,000 $208,000 $2,195,000 $97,000 $675,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in FL, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Florida, and search similar information at your convenience.

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