Vystar
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Florida.
The mortgage statistics and data below are specific to mortgage loan applications for Vystar.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Vystar 4949 Blanding Blvd Jacksonville, FL 32210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 15,792 |
| Total Mortgage Loan Application Amount | $2,478,020,000 |
| Average Mortgage Loan Application Amount | $122,666 |
| Highest Mortgage Loan Application Amount | $3,205,000 |
| Average Applicant Income | $96,333 |
| Highest Applicant Income | $7,155,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in FL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Duval County Florida | 5,374 | $ 813,010,000 | $ 151,000 | $ 93,000 |
| St. Johns County Florida | 2,560 | $ 481,520,000 | $ 188,000 | $ 125,000 |
| Clay County Florida | 1,879 | $ 271,445,000 | $ 144,000 | $ 89,000 |
| Nassau County Florida | 671 | $ 111,325,000 | $ 165,000 | $ 98,000 |
| Flagler County Florida | 541 | $ 80,695,000 | $ 149,000 | $ 83,000 |
| Volusia County Florida | 504 | $ 75,220,000 | $ 149,000 | $ 85,000 |
| Putnam County Florida | 329 | $ 37,675,000 | $ 114,000 | $ 78,000 |
| Alachua County Florida | 245 | $ 35,605,000 | $ 145,000 | $ 87,000 |
| Columbia County Florida | 211 | $ 25,685,000 | $ 121,000 | $ 74,000 |
| Baker County Florida | 180 | $ 23,940,000 | $ 133,000 | $ 83,000 |
| Marion County Florida | 155 | $ 18,565,000 | $ 119,000 | $ 84,000 |
| Bradford County Florida | 124 | $ 16,140,000 | $ 130,000 | $ 78,000 |
| Sumter County Florida | 78 | $ 10,300,000 | $ 132,000 | $ 80,000 |
| Orange County Florida | 73 | $ 17,935,000 | $ 245,000 | $ 105,000 |
| Suwannee County Florida | 73 | $ 8,095,000 | $ 110,000 | $ 71,000 |
| Lake County Florida | 70 | $ 10,140,000 | $ 144,000 | $ 84,000 |
| Hillsborough County Florida | 44 | $ 8,130,000 | $ 184,000 | $ 140,000 |
| Union County Florida | 39 | $ 5,045,000 | $ 129,000 | $ 72,000 |
| Seminole County Florida | 36 | $ 6,720,000 | $ 186,000 | $ 111,000 |
| Levy County Florida | 29 | $ 2,595,000 | $ 89,000 | $ 65,000 |
| Leon County Florida | 27 | $ 4,685,000 | $ 173,000 | $ 83,000 |
| Taylor County Florida | 23 | $ 2,285,000 | $ 99,000 | $ 80,000 |
| Brevard County Florida | 22 | $ 3,680,000 | $ 167,000 | $ 103,000 |
| Pinellas County Florida | 22 | $ 4,220,000 | $ 191,000 | $ 102,000 |
| Pasco County Florida | 20 | $ 3,370,000 | $ 168,000 | $ 74,000 |
| Broward County Florida | 18 | $ 4,290,000 | $ 238,000 | $ 136,000 |
| Polk County Florida | 18 | $ 3,540,000 | $ 196,000 | $ 88,000 |
| Hamilton County Florida | 16 | $ 1,260,000 | $ 78,000 | $ 61,000 |
| Gilchrist County Florida | 14 | $ 2,350,000 | $ 167,000 | $ 87,000 |
| Lee County Florida | 14 | $ 1,770,000 | $ 126,000 | $ 80,000 |
| Camden County Georgia | 14 | $ 1,920,000 | $ 137,000 | $ 124,000 |
| Palm Beach County Florida | 13 | $ 1,575,000 | $ 121,000 | $ 74,000 |
| Citrus County Florida | 12 | $ 1,570,000 | $ 130,000 | $ 78,000 |
| Miami-Dade County Florida | 11 | $ 2,275,000 | $ 206,000 | $ 201,000 |
| Osceola County Florida | 10 | $ 1,820,000 | $ 182,000 | $ 97,000 |
| Santa Rosa County Florida | 10 | $ 1,910,000 | $ 191,000 | $ 79,000 |
| St. Lucie County Florida | 10 | $ 1,840,000 | $ 184,000 | $ 94,000 |
| Charlotte County Florida | 8 | $ 1,660,000 | $ 207,000 | $ 81,000 |
| Bay County Florida | 7 | $ 1,055,000 | $ 150,000 | $ 126,000 |
| Charlton County Georgia | 6 | $ 860,000 | $ 143,000 | $ 41,000 |
| Gwinnett County Georgia | 6 | $ 1,130,000 | $ 188,000 | $ 103,000 |
| Escambia County Florida | 5 | $ 645,000 | $ 129,000 | $ 115,000 |
| Gadsden County Florida | 5 | $ 745,000 | $ 149,000 | $ 57,000 |
| Martin County Florida | 5 | $ 1,425,000 | $ 285,000 | $ 112,000 |
| Dixie County Florida | 4 | $ 450,000 | $ 112,000 | $ 42,000 |
| Hernando County Florida | 4 | $ 450,000 | $ 112,000 | $ 81,000 |
| Indian River County Florida | 4 | $ 660,000 | $ 165,000 | $ 81,000 |
| Lafayette County Florida | 4 | $ 480,000 | $ 120,000 | $ 81,000 |
| Manatee County Florida | 4 | $ 820,000 | $ 205,000 | $ 145,000 |
| Wakulla County Florida | 4 | $ 760,000 | $ 190,000 | $ 74,000 |
| Madison County Florida | 3 | $ 185,000 | $ 61,000 | $ 39,000 |
| Okaloosa County Florida | 3 | $ 685,000 | $ 228,000 | $ 94,000 |
| Forsyth County Georgia | 3 | $ 185,000 | $ 61,000 | $ 167,000 |
| Henry County Georgia | 3 | $ 385,000 | $ 128,000 | $ 111,000 |
| Highlands County Florida | 2 | $ 400,000 | $ 200,000 | $ 76,000 |
| Holmes County Florida | 2 | $ 50,000 | $ 25,000 | $ 64,000 |
| Sarasota County Florida | 2 | $ 290,000 | $ 145,000 | $ 175,000 |
| Chatham County Georgia | 2 | $ 490,000 | $ 245,000 | $ 61,000 |
| Cherokee County Georgia | 2 | $ 470,000 | $ 235,000 | $ 132,000 |
| Douglas County Georgia | 2 | $ 150,000 | $ 75,000 | $ 152,000 |
| Fulton County Georgia | 2 | $ 60,000 | $ 30,000 | $ 80,000 |
| Lowndes County Georgia | 2 | $ 160,000 | $ 80,000 | $ 51,000 |
| Rockdale County Georgia | 2 | $ 360,000 | $ 180,000 | $ 155,000 |
| Orange County California | 1 | $ 505,000 | $ 505,000 | $ 146,000 |
| Sacramento County California | 1 | $ 55,000 | $ 55,000 | $ 219,000 |
| El Paso County Colorado | 1 | $ 315,000 | $ 315,000 | $ 94,000 |
| Weld County Colorado | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Hardee County Florida | 1 | $ 545,000 | $ 545,000 | $ 164,000 |
| Jackson County Florida | 1 | $ 95,000 | $ 95,000 | $ 98,000 |
| Washington County Florida | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
| Bartow County Georgia | 1 | $ 405,000 | $ 405,000 | $ 108,000 |
| Bryan County Georgia | 1 | $ 185,000 | $ 185,000 | $ 108,000 |
| Bulloch County Georgia | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Cobb County Georgia | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Coffee County Georgia | 1 | $ 215,000 | $ 215,000 | $ 49,000 |
| Dawson County Georgia | 1 | $ 205,000 | $ 205,000 | $ 38,000 |
| Effingham County Georgia | 1 | $ 145,000 | $ 145,000 | $ 90,000 |
| Emanuel County Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Fannin County Georgia | 1 | $ 445,000 | $ 445,000 | $ 89,000 |
| Gilmer County Georgia | 1 | $ 475,000 | $ 475,000 | $ 300,000 |
| Glynn County Georgia | 1 | $ 35,000 | $ 35,000 | $ 22,000 |
| Hall County Georgia | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| Liberty County Georgia | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| McIntosh County Georgia | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Polk County Georgia | 1 | $ 55,000 | $ 55,000 | $ 183,000 |
| Seminole County Georgia | 1 | $ 95,000 | $ 95,000 | $ 166,000 |
| Turner County Georgia | 1 | $ 345,000 | $ 345,000 | $ 116,000 |
| Union County Georgia | 1 | $ 205,000 | $ 205,000 | $ 109,000 |
| Ware County Georgia | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| White County Georgia | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Muscatine County Iowa | 1 | $ 435,000 | $ 435,000 | $ 89,000 |
| Johnson County Kansas | 1 | $ 45,000 | $ 45,000 | $ 290,000 |
| Bossier County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 214,000 |
| Jefferson County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 161,000 |
| Calvert County Maryland | 1 | $ 95,000 | $ 95,000 | $ 181,000 |
| Harford County Maryland | 1 | $ 545,000 | $ 545,000 | $ 217,000 |
| Macomb County Michigan | 1 | $ 45,000 | $ 45,000 | $ 192,000 |
| Buchanan County Missouri | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Mercer County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| Rockland County New York | 1 | $ 105,000 | $ 105,000 | $ 117,000 |
| Gaston County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 295,000 |
| Rowan County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Philadelphia County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 138,000 |
| Beaufort County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 181,000 |
| Monroe County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 145,000 |
| Denton County Texas | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Harris County Texas | 1 | $ 105,000 | $ 105,000 | $ 95,000 |
| Hunt County Texas | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Montgomery County Texas | 1 | $ 255,000 | $ 255,000 | $ 141,000 |
| Nacogdoches County Texas | 1 | $ 105,000 | $ 105,000 | $ 169,000 |
| Suffolk County Virginia | 1 | $ 35,000 | $ 35,000 | $ 199,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Florida,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Vystar in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,131 | $1,298,095,000 | $159,000 | $1,675,000 | $95,000 | $7,155,000 |
| Home Purchase | 3,440 | $658,760,000 | $191,000 | $3,205,000 | $76,000 | $2,864,000 |
| Cash-out Refinancing | 2,995 | $391,975,000 | $130,000 | $1,605,000 | $102,000 | $1,760,000 |
| Home Improvement | 1,052 | $113,070,000 | $107,000 | $1,645,000 | $106,000 | $2,044,000 |
| Other Purpose | 149 | $14,855,000 | $99,000 | $635,000 | $109,000 | $2,224,000 |
| Not Applicable | 25 | $1,265,000 | $50,000 | $165,000 | $90,000 | $227,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,483 | $1,653,325,000 | $157,000 | $3,205,000 | $96,000 | $2,864,000 |
| Black or African American | 1,739 | $262,725,000 | $151,000 | $1,645,000 | $82,000 | $7,155,000 |
| Not Provided | 1,698 | $262,690,000 | $154,000 | $1,235,000 | $92,000 | $1,150,000 |
| Hispanic | 1,068 | $165,080,000 | $154,000 | $665,000 | $82,000 | $438,000 |
| Asian | 500 | $86,850,000 | $173,000 | $1,205,000 | $102,000 | $2,144,000 |
| American Indian or Alaskan Native | 150 | $20,110,000 | $134,000 | $425,000 | $87,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $3,140,000 | $157,000 | $295,000 | $99,000 | $221,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,328 | $2,379,940,000 | $155,000 | $3,205,000 | $94,000 | $7,155,000 |
| VA-guaranteed (Veterans Administration) | 258 | $60,200,000 | $233,000 | $775,000 | $72,000 | $365,000 |
| FHA-insured (Federal Housing Administration) | 206 | $37,880,000 | $183,000 | $405,000 | $61,000 | $189,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 6,715 | $982,695,000 | $146,000 | $2,305,000 | $82,000 | $2,864,000 |
| Loan Originated | 5,678 | $881,220,000 | $155,000 | $3,205,000 | $96,000 | $1,225,000 |
| Application Withdrawn By Applicant | 2,551 | $473,305,000 | $185,000 | $1,675,000 | $114,000 | $7,155,000 |
| File Closed For Incompleteness | 666 | $110,840,000 | $166,000 | $1,605,000 | $110,000 | $1,150,000 |
| Application Approved But Not Accepted | 182 | $29,960,000 | $164,000 | $685,000 | $91,000 | $385,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,077 | $1,495,325,000 | $164,000 | $3,205,000 | $102,000 | $7,155,000 |
| Credit History | 2,464 | $311,090,000 | $126,000 | $1,005,000 | $84,000 | $2,224,000 |
| Debt-To-Income Ratio | 1,644 | $273,870,000 | $166,000 | $2,305,000 | $52,000 | $704,000 |
| Credit Application Incomplete | 897 | $144,135,000 | $160,000 | $835,000 | $107,000 | $2,864,000 |
| Collateral | 835 | $113,245,000 | $135,000 | $1,205,000 | $107,000 | $2,174,000 |
| Other | 480 | $72,180,000 | $150,000 | $1,645,000 | $92,000 | $700,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 298 | $52,930,000 | $177,000 | $905,000 | $71,000 | $397,000 |
| Employment History | 66 | $9,780,000 | $148,000 | $895,000 | $58,000 | $300,000 |
| Unverifiable Information | 30 | $5,350,000 | $178,000 | $705,000 | $119,000 | $410,000 |
| Mortgage Insurance Denied | 1 | $115,000 | $115,000 | $115,000 | $48,000 | $48,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in FL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Florida, and search similar information at your convenience.