Vista Point Mortgage, Llc
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Vista Point Mortgage, Llc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Vista Point Mortgage, Llc
1920 Main St Suite 200
Irvine, CA 92614
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  
Total Number of Mortgage Applications 1,122
Total Mortgage Loan Application Amount $603,810,000
Average Mortgage Loan Application Amount $561,333
Highest Mortgage Loan Application Amount $4,005,000
Average Applicant Income $339,333
Highest Applicant Income $6,335,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Vista Point Mortgage, Llc by Metropolitan Area in 2022

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LOS ANGELES-LONG BEACH-GLENDALE, CA 188 $ 156,030,000 $ 829,000 $ 473,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 90 $ 42,310,000 $ 470,000 $ 241,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 55 $ 14,765,000 $ 314,500 $ 597,000
MIAMI-MIAMI BEACH-KENDALL, FL 48 $ 23,550,000 $ 490,000 $ 296,000
ANAHEIM-SANTA ANA-IRVINE, CA 42 $ 42,710,000 $ 1,016,000 $ 400,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 35 $ 14,435,000 $ 412,000 $ 250,000
PHOENIX-MESA-SCOTTSDALE, AZ 32 $ 16,870,000 $ 527,000 $ 345,000
SAN DIEGO-CARLSBAD, CA 31 $ 21,625,000 $ 697,000 $ 281,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 27 $ 9,585,000 $ 355,000 $ 435,000
OAKLAND-HAYWARD-BERKELEY, CA 27 $ 21,275,000 $ 787,000 $ 393,000
NA (OUTSIDE OF MSA/MD) 25 $ 11,155,000 $ 419,100 $ 574,000
DALLAS-PLANO-IRVING, TX 19 $ 7,345,000 $ 386,000 $ 186,000
LAS VEGAS-HENDERSON-PARADISE, NV 19 $ 8,435,000 $ 443,000 $ 353,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 19 $ 6,985,000 $ 367,000 $ 194,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 17 $ 6,755,000 $ 397,000 $ 248,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 17 $ 7,965,000 $ 468,000 $ 373,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 17 $ 15,185,000 $ 893,000 $ 386,000
KNOXVILLE, TN 16 $ 5,680,000 $ 355,000 $ 120,000
BAKERSFIELD, CA 15 $ 4,905,000 $ 327,000 $ 228,000
ORLANDO-KISSIMMEE-SANFORD, FL 14 $ 4,150,000 $ 296,000 $ 218,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 14 $ 8,790,000 $ 627,000 $ 338,000
OXNARD-THOUSAND OAKS-VENTURA, CA 13 $ 9,145,000 $ 703,000 $ 185,000
STOCKTON-LODI, CA 13 $ 4,205,000 $ 323,000 $ 150,000
FORT WORTH-ARLINGTON, TX 11 $ 4,945,000 $ 449,000 $ 235,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 10 $ 12,470,000 $ 1,247,000 $ 413,000
VALLEJO-FAIRFIELD, CA 10 $ 3,800,000 $ 380,000 $ 528,000
SALINAS, CA 9 $ 3,885,000 $ 431,000 $ 253,000
FORT COLLINS, CO 8 $ 2,910,000 $ 363,000 $ 166,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 8 $ 2,470,000 $ 308,000 $ 118,000
NEW YORK-NEWARK, NY 8 $ 3,460,000 $ 432,000 $ 527,000
PHILADELPHIA, PA 8 $ 3,150,000 $ 393,000 $ 0
BALTIMORE-COLUMBIA-TOWSON, MD 7 $ 2,055,000 $ 293,000 $ 171,000
CHICAGO-NAPERVILLE, IL 7 $ 1,615,000 $ 230,000 $ 110,000
DENVER-AURORA-LAKEWOOD, CO 7 $ 2,765,000 $ 395,000 $ 160,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 6 $ 6,580,000 $ 1,096,000 $ 742,000
FRESNO, CA 6 $ 2,510,000 $ 418,000 $ 468,000
PANAMA CITY, FL 6 $ 1,630,000 $ 271,000 $ 385,000
PORT ST. LUCIE, FL 6 $ 1,750,000 $ 291,000 $ 66,000
SAN ANTONIO-NEW BRAUNFELS, TX 6 $ 2,080,000 $ 346,000 $ 1,238,000
COLORADO SPRINGS, CO 5 $ 1,735,000 $ 347,000 $ 280,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 5 $ 1,005,000 $ 201,000 $ 75,000
JACKSONVILLE, FL 5 $ 1,865,000 $ 373,000 $ 146,000
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA 5 $ 3,195,000 $ 639,000 $ 305,000
BOISE CITY, ID 4 $ 1,970,000 $ 492,000 $ 160,000
CAMDEN, NJ 4 $ 1,620,000 $ 405,000 $ 330,000
CAPE CORAL-FORT MYERS, FL 4 $ 2,660,000 $ 665,000 $ 564,000
DAPHNE-FAIRHOPE-FOLEY, AL 4 $ 5,030,000 $ 1,257,000 $ 0
GREENVILLE-ANDERSON-MAULDIN, SC 4 $ 950,000 $ 237,000 $ 91,000
HICKORY-LENOIR-MORGANTON, NC 4 $ 850,000 $ 212,000 $ 57,000
LAKE HAVASU CITY-KINGMAN, AZ 4 $ 1,060,000 $ 265,000 $ 0
NORTH PORT-SARASOTA-BRADENTON, FL 4 $ 2,980,000 $ 745,000 $ 26,000
PROVO-OREM, UT 4 $ 1,440,000 $ 360,000 $ 210,000
SEATTLE-BELLEVUE-EVERETT, WA 4 $ 1,740,000 $ 435,000 $ 92,000
WINSTON-SALEM, NC 4 $ 1,000,000 $ 250,000 $ 247,000
ASHEVILLE, NC 3 $ 715,000 $ 238,000 $ 45,000
EL PASO, TX 3 $ 805,000 $ 268,000 $ 177,000
LAKELAND-WINTER HAVEN, FL 3 $ 815,000 $ 271,000 $ 237,000
MEDFORD, OR 3 $ 615,000 $ 205,000 $ 0
MODESTO, CA 3 $ 995,000 $ 331,000 $ 121,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 3 $ 1,305,000 $ 435,000 $ 52,000
NEW ORLEANS-METAIRIE, LA 3 $ 825,000 $ 275,000 $ 202,000
NEWARK, NJ-PA 3 $ 665,000 $ 255,000 $ 86,500
SALT LAKE CITY, UT 3 $ 1,355,000 $ 451,000 $ 197,000
SANTA CRUZ-WATSONVILLE, CA 3 $ 3,185,000 $ 1,061,000 $ 336,000
SANTA ROSA, CA 3 $ 2,015,000 $ 671,000 $ 245,000
SPARTANBURG, SC 3 $ 465,000 $ 155,000 $ 0
TACOMA-LAKEWOOD, WA 3 $ 1,375,000 $ 458,000 $ 0
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 3 $ 825,000 $ 272,500 $ 0
ALBUQUERQUE, NM 2 $ 680,000 $ 340,000 $ 0
BEND-REDMOND, OR 2 $ 950,000 $ 475,000 $ 198,000
CINCINNATI, OH-KY-IN 2 $ 580,000 $ 290,000 $ 106,000
CLARKSVILLE, TN-KY 2 $ 370,000 $ 185,000 $ 0
CLEVELAND-ELYRIA, OH 2 $ 400,000 $ 200,000 $ 0
COLUMBUS, OH 2 $ 350,000 $ 175,000 $ 282,000
FAYETTEVILLE, NC 2 $ 420,000 $ 210,000 $ 0
GETTYSBURG, PA 2 $ 510,000 $ 255,000 $ 128,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 2 $ 710,000 $ 355,000 $ 129,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 2 $ 420,000 $ 210,000 $ 0
MERCED, CA 2 $ 710,000 $ 355,000 $ 61,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 2 $ 700,000 $ 350,000 $ 107,000
NEW HAVEN-MILFORD, CT 2 $ 670,000 $ 335,000 $ 2,537,000
OCALA, FL 2 $ 950,000 $ 475,000 $ 118,000
ODESSA, TX 2 $ 300,000 $ 150,000 $ 474,000
OKLAHOMA CITY, OK 2 $ 700,000 $ 350,000 $ 334,000
PENSACOLA-FERRY PASS-BRENT, FL 2 $ 420,000 $ 210,000 $ 0
PORTLAND-SOUTH PORTLAND, ME 2 $ 510,000 $ 255,000 $ 127,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 2 $ 680,000 $ 340,000 $ 253,000
PRESCOTT VALLEY-PRESCOTT, AZ 2 $ 1,190,000 $ 595,000 $ 0
RALEIGH, NC 2 $ 1,030,000 $ 515,000 $ 119,000
ROCKFORD, IL 2 $ 290,000 $ 145,000 $ 0
SALISBURY, MD-DE 2 $ 920,000 $ 460,000 $ 0
SAN RAFAEL, CA 2 $ 2,220,000 $ 1,110,000 $ 595,000
SPOKANE-SPOKANE VALLEY, WA 2 $ 890,000 $ 445,000 $ 266,000
TALLAHASSEE, FL 2 $ 790,000 $ 395,000 $ 39,000
WARREN-TROY-FARMINGTON HILLS, MI 2 $ 440,000 $ 220,000 $ 107,000
YORK-HANOVER, PA 2 $ 260,000 $ 130,000 $ 0
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 1 $ 225,000 $ 225,000 $ 0
AUGUSTA-RICHMOND COUNTY, GA-SC 1 $ 445,000 $ 445,000 $ 104,000
AUSTIN-ROUND ROCK, TX 1 $ 1,735,000 $ 1,735,000 $ 266,000
BELLINGHAM, WA 1 $ 245,000 $ 245,000 $ 0
BILLINGS, MT 1 $ 565,000 $ 565,000 $ 0
BIRMINGHAM-HOOVER, AL 1 $ 225,000 $ 225,000 $ 94,000
CHARLESTON-NORTH CHARLESTON, SC 1 $ 745,000 $ 745,000 $ 0
CHATTANOOGA, TN-GA 1 $ 215,000 $ 215,000 $ 162,000
COLUMBIA, SC 1 $ 85,000 $ 85,000 $ 102,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 1 $ 365,000 $ 365,000 $ 130,000
DETROIT-DEARBORN-LIVONIA, MI 1 $ 315,000 $ 315,000 $ 169,000
DOVER, DE 1 $ 425,000 $ 425,000 $ 83,000
EAST STROUDSBURG, PA 1 $ 195,000 $ 195,000 $ 0
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 1 $ 115,000 $ 115,000 $ 0
FORT SMITH, AR-OK 1 $ 155,000 $ 155,000 $ 168,000
GAINESVILLE, GA 1 $ 435,000 $ 435,000 $ 117,000
GREENSBORO-HIGH POINT, NC 1 $ 295,000 $ 295,000 $ 67,000
HUNTSVILLE, AL 1 $ 275,000 $ 275,000 $ 613,000
JOHNSON CITY, TN 1 $ 225,000 $ 225,000 $ 0
KANSAS CITY, MO-KS 1 $ 125,000 $ 125,000 $ 0
MACON-BIBB COUNTY, GA 1 $ 125,000 $ 125,000 $ 142,000
MEMPHIS, TN-MS-AR 1 $ 405,000 $ 405,000 $ 128,000
MISSOULA, MT 1 $ 495,000 $ 495,000 $ 0
NAPLES-IMMOKALEE-MARCO ISLAND, FL 1 $ 495,000 $ 495,000 $ 105,000
OCEAN CITY, NJ 1 $ 175,000 $ 175,000 $ 0
PALM BAY-MELBOURNE-TITUSVILLE, FL 1 $ 415,000 $ 415,000 $ 6,335,000
PUEBLO, CO 1 $ 185,000 $ 185,000 $ 92,000
PUNTA GORDA, FL 1 $ 445,000 $ 445,000 $ 132,000
RENO, NV 1 $ 1,105,000 $ 1,105,000 $ 0
ROANOKE, VA 1 $ 265,000 $ 265,000 $ 0
SANTA MARIA-SANTA BARBARA, CA 1 $ 875,000 $ 875,000 $ 170,000
SEBASTIAN-VERO BEACH, FL 1 $ 175,000 $ 175,000 $ 93,000
SEBRING, FL 1 $ 175,000 $ 175,000 $ 100,000
ST. GEORGE, UT 1 $ 365,000 $ 365,000 $ 144,000
TUCSON, AZ 1 $ 235,000 $ 235,000 $ 0
TULSA, OK 1 $ 405,000 $ 405,000 $ 0
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 1 $ 325,000 $ 325,000 $ 0
VISALIA-PORTERVILLE, CA 1 $ 325,000 $ 325,000 $ 97,000
WICHITA FALLS, TX 1 $ 335,000 $ 335,000 $ 0
WILMINGTON, NC 1 $ 315,000 $ 315,000 $ 0
YUBA CITY, CA 1 $ 335,000 $ 335,000 $ 115,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Vista Point Mortgage, Llc in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 525 $291,605,000 $555,000 $4,005,000 $358,000 $4,073,000
Cash-out Refinancing 464 $227,010,000 $489,000 $3,505,000 $338,000 $6,335,000
Refinancing 133 $85,195,000 $640,000 $2,805,000 $322,000 $1,925,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 475 $279,605,000 $588,000 $4,005,000 $339,000 $2,904,000
Hispanic 225 $102,745,000 $456,000 $2,265,000 $405,000 $6,335,000
Not Provided 208 $119,190,000 $573,000 $3,005,000 $316,000 $3,294,000
Asian 115 $57,025,000 $495,000 $1,935,000 $361,000 $1,925,000
Black or African American 80 $36,660,000 $458,000 $1,835,000 $294,000 $1,957,000
Native Hawaiian or Other Pacific Islander 8 $3,110,000 $388,000 $565,000 $121,000 $191,000
American Indian or Alaskan Native 2 $720,000 $360,000 $465,000 $914,000 $1,677,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,122 $603,810,000 $538,000 $4,005,000 $346,000 $6,335,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 544 $291,220,000 $535,000 $4,005,000 $360,000 $4,073,000
Application Withdrawn By Applicant 352 $188,740,000 $536,000 $3,005,000 $325,000 $3,294,000
Application Denied By Financial Institution 163 $89,815,000 $551,000 $3,505,000 $326,000 $6,335,000
Application Approved But Not Accepted 44 $24,750,000 $562,000 $1,925,000 $525,000 $2,537,000
File Closed For Incompleteness 19 $9,285,000 $488,000 $1,355,000 $190,000 $333,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 959 $513,995,000 $535,000 $4,005,000 $350,000 $4,073,000
Other 61 $30,845,000 $505,000 $3,005,000 $341,000 $2,299,000
Credit History 33 $14,945,000 $452,000 $2,005,000 $460,000 $6,335,000
Collateral 31 $18,105,000 $584,000 $1,505,000 $286,000 $772,000
Debt-To-Income Ratio 17 $12,485,000 $734,000 $2,455,000 $142,000 $327,000
Unverifiable Information 15 $10,205,000 $680,000 $3,505,000 $328,000 $911,000
Employment History 6 $3,230,000 $538,000 $1,135,000 $280,000 $661,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.

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