Virginia Credit Union, Inc.
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Virginia Credit Union, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Virginia Credit Union, Inc.
Po Box 90010
Richmond, VA 23225
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,064
Total Mortgage Loan Application Amount $849,530,000
Average Mortgage Loan Application Amount $140,333
Highest Mortgage Loan Application Amount $3,555,000
Average Applicant Income $104,500
Highest Applicant Income $1,680,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Virginia Credit Union, Inc. by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Chesterfield County Virginia 1,516 $ 198,370,000 $ 130,000 $ 108,000
Henrico County Virginia 1,207 $ 173,435,000 $ 143,000 $ 101,000
Richmond City County Virginia 629 $ 115,275,000 $ 183,000 $ 106,000
Hanover County Virginia 444 $ 59,560,000 $ 134,000 $ 119,000
Spotsylvania County Virginia 233 $ 28,105,000 $ 120,000 $ 111,000
Powhatan County Virginia 120 $ 16,700,000 $ 139,000 $ 116,000
Goochland County Virginia 108 $ 20,380,000 $ 188,000 $ 154,000
Petersburg County Virginia 93 $ 10,545,000 $ 113,000 $ 69,000
Stafford County Virginia 85 $ 9,775,000 $ 115,000 $ 116,000
Caroline County Virginia 82 $ 9,760,000 $ 119,000 $ 86,000
Louisa County Virginia 82 $ 10,480,000 $ 127,000 $ 100,000
Dinwiddie County Virginia 76 $ 8,930,000 $ 117,000 $ 84,000
King William County Virginia 64 $ 6,690,000 $ 104,000 $ 87,000
Albemarle County Virginia 61 $ 14,955,000 $ 245,000 $ 159,000
New Kent County Virginia 61 $ 5,325,000 $ 87,000 $ 100,000
Prince George County Virginia 54 $ 7,480,000 $ 138,000 $ 102,000
Prince Edward County Virginia 48 $ 6,120,000 $ 127,000 $ 70,000
Hopewell County Virginia 44 $ 4,420,000 $ 100,000 $ 69,000
Colonial Heights County Virginia 43 $ 5,265,000 $ 122,000 $ 77,000
Nottoway County Virginia 41 $ 3,745,000 $ 91,000 $ 74,000
Loudoun County Virginia 39 $ 6,515,000 $ 167,000 $ 171,000
Fairfax County Virginia 36 $ 7,650,000 $ 212,000 $ 168,000
Orange County Virginia 33 $ 4,085,000 $ 123,000 $ 100,000
Amelia County Virginia 32 $ 4,750,000 $ 148,000 $ 95,000
Prince William County Virginia 31 $ 4,935,000 $ 159,000 $ 178,000
Mecklenburg County Virginia 30 $ 2,840,000 $ 94,000 $ 70,000
Buckingham County Virginia 29 $ 3,165,000 $ 109,000 $ 92,000
Virginia Beach County Virginia 26 $ 3,810,000 $ 146,000 $ 153,000
Charles City County Virginia 24 $ 2,800,000 $ 116,000 $ 58,000
Fluvanna County Virginia 22 $ 3,880,000 $ 176,000 $ 102,000
Cumberland County Virginia 21 $ 1,835,000 $ 87,000 $ 71,000
Lunenburg County Virginia 21 $ 1,475,000 $ 70,000 $ 69,000
Greensville County Virginia 19 $ 1,675,000 $ 88,000 $ 75,000
Culpeper County Virginia 18 $ 2,120,000 $ 117,000 $ 104,000
Essex County Virginia 18 $ 2,610,000 $ 145,000 $ 96,000
Northumberland County Virginia 17 $ 2,045,000 $ 120,000 $ 123,000
Rockingham County Virginia 17 $ 1,555,000 $ 91,000 $ 78,000
Westmoreland County Virginia 17 $ 2,085,000 $ 122,000 $ 87,000
Bedford County Virginia 16 $ 2,980,000 $ 186,000 $ 95,000
Brunswick County Virginia 16 $ 1,860,000 $ 116,000 $ 75,000
Chesapeake County Virginia 16 $ 3,480,000 $ 217,000 $ 118,000
Norfolk County Virginia 16 $ 2,130,000 $ 133,000 $ 109,000
Charlottesville County Virginia 15 $ 2,795,000 $ 186,000 $ 106,000
King George County Virginia 15 $ 1,585,000 $ 105,000 $ 140,000
Fredericksburg County Virginia 14 $ 2,530,000 $ 180,000 $ 124,000
Suffolk County Virginia 14 $ 2,510,000 $ 179,000 $ 108,000
Augusta County Virginia 13 $ 2,585,000 $ 198,000 $ 95,000
Fauquier County Virginia 13 $ 1,925,000 $ 148,000 $ 173,000
James City County Virginia 13 $ 2,525,000 $ 194,000 $ 176,000
Sussex County Virginia 13 $ 1,065,000 $ 81,000 $ 82,000
Tazewell County Virginia 13 $ 705,000 $ 54,000 $ 69,000
Hampton County Virginia 11 $ 1,645,000 $ 149,000 $ 96,000
Nelson County Virginia 11 $ 1,365,000 $ 124,000 $ 116,000
Halifax County Virginia 10 $ 1,000,000 $ 100,000 $ 77,000
King and Queen County Virginia 10 $ 1,060,000 $ 106,000 $ 108,000
Lancaster County Virginia 10 $ 2,160,000 $ 216,000 $ 101,000
Roanoke County Virginia 10 $ 1,290,000 $ 129,000 $ 82,000
Greene County Virginia 9 $ 2,145,000 $ 238,000 $ 108,000
Lynchburg County Virginia 9 $ 1,505,000 $ 167,000 $ 133,000
Madison County Virginia 9 $ 965,000 $ 107,000 $ 91,000
Frederick County Virginia 8 $ 1,740,000 $ 217,000 $ 108,000
Middlesex County Virginia 8 $ 1,470,000 $ 183,000 $ 115,000
Newport News County Virginia 8 $ 820,000 $ 102,000 $ 80,000
Richmond County Virginia 8 $ 690,000 $ 86,000 $ 94,000
Staunton County Virginia 8 $ 1,000,000 $ 125,000 $ 74,000
Washington County Virginia 8 $ 1,060,000 $ 132,000 $ 62,000
Wythe County Virginia 8 $ 730,000 $ 91,000 $ 124,000
Campbell County Virginia 7 $ 555,000 $ 79,000 $ 63,000
Emporia County Virginia 7 $ 905,000 $ 129,000 $ 60,000
Arlington County Virginia 6 $ 1,730,000 $ 288,000 $ 204,000
Carroll County Virginia 6 $ 380,000 $ 63,000 $ 55,000
Franklin County Virginia 6 $ 1,080,000 $ 180,000 $ 90,000
Northampton County Virginia 6 $ 800,000 $ 133,000 $ 70,000
Pittsylvania County Virginia 6 $ 640,000 $ 106,000 $ 69,000
Shenandoah County Virginia 6 $ 820,000 $ 136,000 $ 172,000
Waynesboro County Virginia 6 $ 700,000 $ 116,000 $ 95,000
Alleghany County Virginia 5 $ 375,000 $ 75,000 $ 80,000
Amherst County Virginia 5 $ 515,000 $ 103,000 $ 75,000
Gloucester County Virginia 5 $ 1,425,000 $ 285,000 $ 123,000
Harrisonburg County Virginia 5 $ 985,000 $ 197,000 $ 110,000
Henry County Virginia 5 $ 785,000 $ 157,000 $ 52,000
Montgomery County Virginia 5 $ 775,000 $ 155,000 $ 64,000
Page County Virginia 5 $ 895,000 $ 179,000 $ 74,000
Smyth County Virginia 5 $ 305,000 $ 61,000 $ 51,000
Southampton County Virginia 5 $ 545,000 $ 109,000 $ 61,000
York County Virginia 5 $ 855,000 $ 171,000 $ 142,000
Appomattox County Virginia 4 $ 290,000 $ 72,000 $ 75,000
Charlotte County Virginia 4 $ 380,000 $ 95,000 $ 95,000
Isle of Wight County Virginia 4 $ 430,000 $ 107,000 $ 83,000
Manassas County Virginia 4 $ 680,000 $ 170,000 $ 111,000
Mathews County Virginia 4 $ 990,000 $ 247,000 $ 178,000
Patrick County Virginia 4 $ 550,000 $ 137,000 $ 84,000
Pulaski County Virginia 4 $ 410,000 $ 102,000 $ 63,000
Warren County Virginia 4 $ 360,000 $ 90,000 $ 92,000
Accomack County Virginia 3 $ 395,000 $ 131,000 $ 99,000
Bristol County Virginia 3 $ 525,000 $ 175,000 $ 66,000
Dickenson County Virginia 3 $ 195,000 $ 65,000 $ 61,000
Lee County Virginia 3 $ 195,000 $ 65,000 $ 51,000
Portsmouth County Virginia 3 $ 305,000 $ 101,000 $ 72,000
Rappahannock County Virginia 3 $ 195,000 $ 65,000 $ 168,000
Roanoke City County Virginia 3 $ 325,000 $ 108,000 $ 80,000
Williamsburg County Virginia 3 $ 455,000 $ 151,000 $ 88,000
Wise County Virginia 3 $ 185,000 $ 61,000 $ 43,000
Alexandria County Virginia 2 $ 230,000 $ 115,000 $ 163,000
Danville County Virginia 2 $ 210,000 $ 105,000 $ 95,000
Fairfax City County Virginia 2 $ 150,000 $ 75,000 $ 126,000
Floyd County Virginia 2 $ 260,000 $ 130,000 $ 94,000
Franklin City County Virginia 2 $ 210,000 $ 105,000 $ 35,000
Grayson County Virginia 2 $ 240,000 $ 120,000 $ 89,000
Rockbridge County Virginia 2 $ 360,000 $ 180,000 $ 87,000
Salem County Virginia 2 $ 250,000 $ 125,000 $ 100,000
Surry County Virginia 2 $ 390,000 $ 195,000 $ 68,000
Bland County Virginia 1 $ 35,000 $ 35,000 $ 57,000
Botetourt County Virginia 1 $ 95,000 $ 95,000 $ 79,000
Buchanan County Virginia 1 $ 55,000 $ 55,000 $ 102,000
Galax County Virginia 1 $ 135,000 $ 135,000 $ 160,000
Giles County Virginia 1 $ 35,000 $ 35,000 $ 75,000
Lexington County Virginia 1 $ 275,000 $ 275,000 $ 136,000
Martinsville County Virginia 1 $ 145,000 $ 145,000 $ 50,000
Russell County Virginia 1 $ 55,000 $ 55,000 $ 56,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Virginia Credit Union, Inc. in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 2,368 $166,900,000 $70,000 $255,000 $111,000 $1,680,000
Home Purchase 1,439 $391,565,000 $272,000 $3,555,000 $111,000 $1,300,000
Cash-out Refinancing 1,215 $181,425,000 $149,000 $1,605,000 $93,000 $1,395,000
Other Purpose 705 $41,445,000 $58,000 $205,000 $106,000 $1,300,000
Refinancing 335 $68,015,000 $203,000 $2,755,000 $88,000 $357,000
Not Applicable 2 $180,000 $90,000 $155,000 $118,000 $172,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,483 $476,485,000 $136,000 $1,425,000 $112,000 $1,680,000
Black or African American 1,563 $177,705,000 $113,000 $1,005,000 $86,000 $1,122,000
Not Provided 494 $89,110,000 $180,000 $1,685,000 $106,000 $1,256,000
Hispanic 194 $31,430,000 $162,000 $645,000 $111,000 $1,300,000
Asian 147 $30,875,000 $210,000 $805,000 $132,000 $1,395,000
Not applicable 56 $29,960,000 $535,000 $3,555,000 $0 $0
American Indian or Alaskan Native 48 $6,180,000 $128,000 $485,000 $88,000 $295,000
Native Hawaiian or Other Pacific Islander 5 $595,000 $119,000 $265,000 $120,000 $225,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,643 $745,645,000 $132,000 $3,555,000 $108,000 $1,680,000
FHA-insured (Federal Housing Administration) 361 $86,805,000 $240,000 $555,000 $74,000 $398,000
VA-guaranteed (Veterans Administration) 48 $14,250,000 $296,000 $985,000 $99,000 $224,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 12 $2,830,000 $235,000 $355,000 $65,000 $101,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,177 $524,135,000 $164,000 $2,755,000 $113,000 $1,680,000
Application Denied By Financial Institution 2,008 $186,290,000 $92,000 $3,555,000 $91,000 $1,300,000
Application Withdrawn By Applicant 586 $99,930,000 $170,000 $875,000 $113,000 $1,395,000
File Closed For Incompleteness 250 $27,730,000 $110,000 $605,000 $113,000 $705,000
Application Approved But Not Accepted 43 $11,445,000 $266,000 $1,685,000 $139,000 $446,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,056 $663,240,000 $163,000 $2,755,000 $113,000 $1,680,000
Debt-To-Income Ratio 1,001 $92,265,000 $92,000 $655,000 $74,000 $275,000
Credit History 550 $43,030,000 $78,000 $525,000 $101,000 $600,000
Collateral 170 $17,260,000 $101,000 $1,005,000 $113,000 $467,000
Other 154 $14,100,000 $91,000 $525,000 $107,000 $460,000
Unverifiable Information 85 $8,285,000 $97,000 $475,000 $156,000 $1,300,000
Employment History 23 $2,625,000 $114,000 $265,000 $114,000 $291,000
Insufficient Cash (Downpayment, Closing Cost) 14 $6,490,000 $463,000 $3,555,000 $69,000 $159,000
Credit Application Incomplete 11 $2,235,000 $203,000 $325,000 $150,000 $508,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.

Download the Virginia Lender List