Virginia Credit Union, Inc.
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Virginia Credit Union, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Virginia Credit Union, Inc. Po Box 90010 Richmond, VA 23225 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,489 |
| Total Mortgage Loan Application Amount | $1,603,935,000 |
| Average Mortgage Loan Application Amount | $151,800 |
| Highest Mortgage Loan Application Amount | $20,355,000 |
| Average Applicant Income | $99,800 |
| Highest Applicant Income | $2,341,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chesterfield County Virginia | 2,012 | $ 355,080,000 | $ 176,000 | $ 97,000 |
| Henrico County Virginia | 1,816 | $ 336,900,000 | $ 185,000 | $ 100,000 |
| Richmond City County Virginia | 839 | $ 222,755,000 | $ 265,000 | $ 100,000 |
| Hanover County Virginia | 720 | $ 130,970,000 | $ 181,000 | $ 104,000 |
| Spotsylvania County Virginia | 275 | $ 51,775,000 | $ 188,000 | $ 108,000 |
| Powhatan County Virginia | 150 | $ 27,480,000 | $ 183,000 | $ 106,000 |
| Goochland County Virginia | 133 | $ 24,165,000 | $ 181,000 | $ 112,000 |
| Fairfax County Virginia | 129 | $ 49,345,000 | $ 382,000 | $ 180,000 |
| Louisa County Virginia | 108 | $ 17,880,000 | $ 165,000 | $ 97,000 |
| Stafford County Virginia | 88 | $ 17,370,000 | $ 197,000 | $ 122,000 |
| Caroline County Virginia | 84 | $ 10,870,000 | $ 129,000 | $ 72,000 |
| New Kent County Virginia | 83 | $ 15,015,000 | $ 180,000 | $ 110,000 |
| Prince William County Virginia | 81 | $ 22,605,000 | $ 279,000 | $ 144,000 |
| Petersburg County Virginia | 80 | $ 8,460,000 | $ 105,000 | $ 58,000 |
| Prince George County Virginia | 79 | $ 11,555,000 | $ 146,000 | $ 93,000 |
| Dinwiddie County Virginia | 73 | $ 9,925,000 | $ 135,000 | $ 79,000 |
| Albemarle County Virginia | 71 | $ 16,135,000 | $ 227,000 | $ 126,000 |
| Colonial Heights County Virginia | 68 | $ 6,410,000 | $ 94,000 | $ 61,000 |
| Loudoun County Virginia | 65 | $ 24,045,000 | $ 369,000 | $ 171,000 |
| King William County Virginia | 64 | $ 9,190,000 | $ 143,000 | $ 78,000 |
| Amelia County Virginia | 63 | $ 8,745,000 | $ 138,000 | $ 75,000 |
| Prince Edward County Virginia | 58 | $ 6,980,000 | $ 120,000 | $ 81,000 |
| Hopewell County Virginia | 50 | $ 6,930,000 | $ 138,000 | $ 52,000 |
| Orange County Virginia | 50 | $ 7,110,000 | $ 142,000 | $ 98,000 |
| Buckingham County Virginia | 36 | $ 4,030,000 | $ 111,000 | $ 84,000 |
| Cumberland County Virginia | 35 | $ 4,315,000 | $ 123,000 | $ 69,000 |
| Mecklenburg County Virginia | 35 | $ 3,905,000 | $ 111,000 | $ 89,000 |
| Charlottesville County Virginia | 33 | $ 6,875,000 | $ 208,000 | $ 116,000 |
| Virginia Beach County Virginia | 33 | $ 5,675,000 | $ 171,000 | $ 112,000 |
| Fredericksburg County Virginia | 30 | $ 5,560,000 | $ 185,000 | $ 122,000 |
| Middlesex County Virginia | 29 | $ 4,515,000 | $ 155,000 | $ 117,000 |
| Chesapeake County Virginia | 28 | $ 5,370,000 | $ 191,000 | $ 97,000 |
| Westmoreland County Virginia | 28 | $ 4,840,000 | $ 172,000 | $ 96,000 |
| Nottoway County Virginia | 27 | $ 2,575,000 | $ 95,000 | $ 56,000 |
| James City County Virginia | 26 | $ 5,970,000 | $ 229,000 | $ 127,000 |
| Northumberland County Virginia | 26 | $ 4,910,000 | $ 188,000 | $ 137,000 |
| Norfolk County Virginia | 25 | $ 4,685,000 | $ 187,000 | $ 125,000 |
| Augusta County Virginia | 24 | $ 4,940,000 | $ 205,000 | $ 100,000 |
| Roanoke County Virginia | 23 | $ 4,095,000 | $ 178,000 | $ 96,000 |
| Rockingham County Virginia | 23 | $ 3,465,000 | $ 150,000 | $ 104,000 |
| Charles City County Virginia | 22 | $ 2,430,000 | $ 110,000 | $ 91,000 |
| Essex County Virginia | 22 | $ 3,490,000 | $ 158,000 | $ 96,000 |
| Fluvanna County Virginia | 22 | $ 3,040,000 | $ 138,000 | $ 71,000 |
| Lunenburg County Virginia | 21 | $ 2,105,000 | $ 100,000 | $ 64,000 |
| Fauquier County Virginia | 20 | $ 5,040,000 | $ 252,000 | $ 116,000 |
| Franklin County Virginia | 20 | $ 5,280,000 | $ 264,000 | $ 144,000 |
| Newport News County Virginia | 20 | $ 3,040,000 | $ 152,000 | $ 80,000 |
| Arlington County Virginia | 19 | $ 7,645,000 | $ 402,000 | $ 193,000 |
| Greensville County Virginia | 19 | $ 1,735,000 | $ 91,000 | $ 66,000 |
| Alexandria County Virginia | 18 | $ 6,770,000 | $ 376,000 | $ 193,000 |
| King and Queen County Virginia | 18 | $ 3,090,000 | $ 171,000 | $ 212,000 |
| Lynchburg County Virginia | 18 | $ 2,760,000 | $ 153,000 | $ 94,000 |
| Greene County Virginia | 17 | $ 3,485,000 | $ 205,000 | $ 79,000 |
| Hampton County Virginia | 16 | $ 2,110,000 | $ 131,000 | $ 91,000 |
| Richmond County Virginia | 16 | $ 2,650,000 | $ 165,000 | $ 85,000 |
| Suffolk County Virginia | 16 | $ 5,290,000 | $ 330,000 | $ 111,000 |
| Carroll County Virginia | 15 | $ 1,465,000 | $ 97,000 | $ 77,000 |
| Culpeper County Virginia | 15 | $ 3,365,000 | $ 224,000 | $ 121,000 |
| Harrisonburg County Virginia | 14 | $ 2,000,000 | $ 142,000 | $ 75,000 |
| Tazewell County Virginia | 14 | $ 1,580,000 | $ 112,000 | $ 61,000 |
| Warren County Virginia | 14 | $ 2,940,000 | $ 210,000 | $ 99,000 |
| Bedford County Virginia | 13 | $ 2,495,000 | $ 191,000 | $ 123,000 |
| Frederick County Virginia | 13 | $ 2,285,000 | $ 175,000 | $ 105,000 |
| King George County Virginia | 13 | $ 2,735,000 | $ 210,000 | $ 142,000 |
| Lancaster County Virginia | 13 | $ 2,865,000 | $ 220,000 | $ 162,000 |
| Appomattox County Virginia | 12 | $ 1,770,000 | $ 147,000 | $ 89,000 |
| Campbell County Virginia | 12 | $ 1,830,000 | $ 152,000 | $ 95,000 |
| Montgomery County Virginia | 12 | $ 2,320,000 | $ 193,000 | $ 109,000 |
| Nelson County Virginia | 12 | $ 2,460,000 | $ 205,000 | $ 170,000 |
| Pittsylvania County Virginia | 12 | $ 1,030,000 | $ 85,000 | $ 81,000 |
| Staunton County Virginia | 12 | $ 1,660,000 | $ 138,000 | $ 81,000 |
| Amherst County Virginia | 11 | $ 1,385,000 | $ 125,000 | $ 71,000 |
| Charlotte County Virginia | 11 | $ 1,135,000 | $ 103,000 | $ 73,000 |
| Washington County Virginia | 11 | $ 1,205,000 | $ 109,000 | $ 79,000 |
| Gloucester County Virginia | 10 | $ 1,100,000 | $ 110,000 | $ 96,000 |
| Halifax County Virginia | 10 | $ 960,000 | $ 96,000 | $ 79,000 |
| Isle of Wight County Virginia | 10 | $ 1,250,000 | $ 125,000 | $ 96,000 |
| Portsmouth County Virginia | 10 | $ 2,420,000 | $ 242,000 | $ 78,000 |
| Sussex County Virginia | 10 | $ 1,350,000 | $ 135,000 | $ 75,000 |
| Lee County Virginia | 9 | $ 1,325,000 | $ 147,000 | $ 84,000 |
| Pulaski County Virginia | 9 | $ 1,335,000 | $ 148,000 | $ 90,000 |
| Southampton County Virginia | 9 | $ 415,000 | $ 46,000 | $ 97,000 |
| Wythe County Virginia | 9 | $ 965,000 | $ 107,000 | $ 61,000 |
| Brunswick County Virginia | 8 | $ 900,000 | $ 112,000 | $ 78,000 |
| Mathews County Virginia | 8 | $ 1,300,000 | $ 162,000 | $ 89,000 |
| Northampton County Virginia | 8 | $ 1,850,000 | $ 231,000 | $ 138,000 |
| Page County Virginia | 8 | $ 680,000 | $ 85,000 | $ 142,000 |
| Russell County Virginia | 8 | $ 810,000 | $ 101,000 | $ 85,000 |
| Shenandoah County Virginia | 7 | $ 1,205,000 | $ 172,000 | $ 135,000 |
| Waynesboro County Virginia | 7 | $ 1,185,000 | $ 169,000 | $ 90,000 |
| Accomack County Virginia | 6 | $ 370,000 | $ 61,000 | $ 80,000 |
| Botetourt County Virginia | 6 | $ 570,000 | $ 95,000 | $ 82,000 |
| Danville County Virginia | 6 | $ 310,000 | $ 51,000 | $ 50,000 |
| Patrick County Virginia | 6 | $ 650,000 | $ 108,000 | $ 88,000 |
| Roanoke City County Virginia | 6 | $ 830,000 | $ 138,000 | $ 85,000 |
| York County Virginia | 6 | $ 1,700,000 | $ 283,000 | $ 110,000 |
| Bristol County Virginia | 5 | $ 485,000 | $ 97,000 | $ 52,000 |
| Manassas County Virginia | 5 | $ 935,000 | $ 187,000 | $ 109,000 |
| Rockbridge County Virginia | 5 | $ 775,000 | $ 155,000 | $ 103,000 |
| Salem County Virginia | 5 | $ 695,000 | $ 139,000 | $ 131,000 |
| Surry County Virginia | 5 | $ 585,000 | $ 117,000 | $ 63,000 |
| Wise County Virginia | 5 | $ 365,000 | $ 73,000 | $ 83,000 |
| Emporia County Virginia | 4 | $ 240,000 | $ 60,000 | $ 65,000 |
| Madison County Virginia | 4 | $ 400,000 | $ 100,000 | $ 91,000 |
| Manassas Park County Virginia | 4 | $ 1,140,000 | $ 285,000 | $ 101,000 |
| Smyth County Virginia | 4 | $ 390,000 | $ 97,000 | $ 92,000 |
| Galax County Virginia | 3 | $ 325,000 | $ 108,000 | $ 63,000 |
| Norton County Virginia | 3 | $ 345,000 | $ 115,000 | $ 64,000 |
| Winchester County Virginia | 3 | $ 425,000 | $ 141,000 | $ 171,000 |
| Alleghany County Virginia | 2 | $ 160,000 | $ 80,000 | $ 93,000 |
| Buena Vista County Virginia | 2 | $ 550,000 | $ 275,000 | $ 111,000 |
| Clarke County Virginia | 2 | $ 490,000 | $ 245,000 | $ 162,000 |
| Dickenson County Virginia | 2 | $ 330,000 | $ 165,000 | $ 60,000 |
| Floyd County Virginia | 2 | $ 280,000 | $ 140,000 | $ 50,000 |
| Giles County Virginia | 2 | $ 370,000 | $ 185,000 | $ 113,000 |
| Henry County Virginia | 2 | $ 180,000 | $ 90,000 | $ 72,000 |
| Martinsville County Virginia | 2 | $ 80,000 | $ 40,000 | $ 68,000 |
| Radford County Virginia | 2 | $ 230,000 | $ 115,000 | $ 85,000 |
| Bath County Virginia | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Bland County Virginia | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Buchanan County Virginia | 1 | $ 135,000 | $ 135,000 | $ 97,000 |
| Craig County Virginia | 1 | $ 255,000 | $ 255,000 | $ 107,000 |
| Fairfax City County Virginia | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Grayson County Virginia | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Scott County Virginia | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Virginia Credit Union, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,535 | $595,355,000 | $234,000 | $3,135,000 | $109,000 | $2,341,000 |
| Home Purchase | 2,250 | $555,240,000 | $246,000 | $20,355,000 | $97,000 | $1,254,000 |
| Cash-out Refinancing | 2,093 | $367,075,000 | $175,000 | $19,505,000 | $97,000 | $1,160,000 |
| Home Improvement | 1,147 | $63,115,000 | $55,000 | $1,355,000 | $102,000 | $550,000 |
| Other Purpose | 464 | $23,150,000 | $49,000 | $205,000 | $94,000 | $360,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,323 | $963,865,000 | $181,000 | $1,275,000 | $105,000 | $2,341,000 |
| Black or African American | 1,486 | $212,620,000 | $143,000 | $755,000 | $80,000 | $450,000 |
| Not Provided | 971 | $188,825,000 | $194,000 | $715,000 | $103,000 | $817,000 |
| Asian | 336 | $92,910,000 | $276,000 | $765,000 | $125,000 | $472,000 |
| Hispanic | 190 | $35,070,000 | $184,000 | $685,000 | $89,000 | $317,000 |
| Not applicable | 79 | $97,635,000 | $1,235,000 | $20,355,000 | $0 | $0 |
| American Indian or Alaskan Native | 47 | $6,745,000 | $143,000 | $455,000 | $93,000 | $215,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $215,000 | $71,000 | $135,000 | $68,000 | $77,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,967 | $1,487,525,000 | $186,000 | $20,355,000 | $103,000 | $2,341,000 |
| FHA-insured (Federal Housing Administration) | 403 | $82,945,000 | $205,000 | $495,000 | $65,000 | $242,000 |
| VA-guaranteed (Veterans Administration) | 99 | $29,085,000 | $293,000 | $615,000 | $105,000 | $263,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $4,380,000 | $219,000 | $355,000 | $63,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,449 | $1,144,225,000 | $209,000 | $20,355,000 | $103,000 | $1,254,000 |
| Application Denied By Financial Institution | 1,518 | $155,570,000 | $102,000 | $765,000 | $81,000 | $550,000 |
| Application Withdrawn By Applicant | 1,122 | $240,470,000 | $214,000 | $1,275,000 | $116,000 | $2,341,000 |
| File Closed For Incompleteness | 342 | $55,380,000 | $161,000 | $535,000 | $111,000 | $446,000 |
| Application Approved But Not Accepted | 58 | $8,290,000 | $142,000 | $505,000 | $104,000 | $267,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,971 | $1,448,365,000 | $207,000 | $20,355,000 | $106,000 | $2,341,000 |
| Debt-To-Income Ratio | 641 | $60,365,000 | $94,000 | $535,000 | $65,000 | $284,000 |
| Credit History | 405 | $35,725,000 | $88,000 | $415,000 | $90,000 | $550,000 |
| Collateral | 240 | $32,280,000 | $134,000 | $765,000 | $97,000 | $318,000 |
| Other | 152 | $15,100,000 | $99,000 | $525,000 | $97,000 | $331,000 |
| Unverifiable Information | 47 | $6,495,000 | $138,000 | $485,000 | $103,000 | $411,000 |
| Employment History | 17 | $2,325,000 | $136,000 | $375,000 | $67,000 | $128,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $2,005,000 | $222,000 | $355,000 | $73,000 | $189,000 |
| Credit Application Incomplete | 7 | $1,275,000 | $182,000 | $505,000 | $94,000 | $214,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.