Virginia Credit Union, Inc.
Mortgage Loan Application
Totals and Details
for 2010
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Virginia Credit Union, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Virginia Credit Union, Inc. Po Box 90010 Richmond, VA 23225 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,668 |
| Total Mortgage Loan Application Amount | $379,152,000 |
| Average Mortgage Loan Application Amount | $134,333 |
| Highest Mortgage Loan Application Amount | $975,000 |
| Average Applicant Income | $70,333 |
| Highest Applicant Income | $573,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chesterfield County Virginia | 429 | $ 62,618,000 | $ 145,000 | $ 81,000 |
| Henrico County Virginia | 411 | $ 59,054,000 | $ 143,000 | $ 71,000 |
| Richmond City County Virginia | 251 | $ 34,959,000 | $ 139,000 | $ 75,000 |
| Hanover County Virginia | 198 | $ 29,625,000 | $ 149,000 | $ 87,000 |
| Spotsylvania County Virginia | 78 | $ 12,036,000 | $ 154,000 | $ 93,000 |
| Stafford County Virginia | 38 | $ 7,473,000 | $ 196,000 | $ 91,000 |
| Goochland County Virginia | 37 | $ 5,614,000 | $ 151,000 | $ 86,000 |
| Petersburg County Virginia | 37 | $ 4,131,000 | $ 111,000 | $ 54,000 |
| Powhatan County Virginia | 35 | $ 5,126,000 | $ 146,000 | $ 74,000 |
| Prince Edward County Virginia | 35 | $ 3,357,000 | $ 95,000 | $ 58,000 |
| Caroline County Virginia | 33 | $ 4,299,000 | $ 130,000 | $ 69,000 |
| Dinwiddie County Virginia | 33 | $ 3,926,000 | $ 118,000 | $ 58,000 |
| Louisa County Virginia | 31 | $ 3,893,000 | $ 125,000 | $ 54,000 |
| New Kent County Virginia | 27 | $ 4,444,000 | $ 164,000 | $ 68,000 |
| King William County Virginia | 25 | $ 3,159,000 | $ 126,000 | $ 69,000 |
| Prince George County Virginia | 23 | $ 3,257,000 | $ 141,000 | $ 71,000 |
| Colonial Heights County Virginia | 20 | $ 2,392,000 | $ 119,000 | $ 77,000 |
| Fairfax County Virginia | 20 | $ 5,483,000 | $ 274,000 | $ 103,000 |
| Nottoway County Virginia | 20 | $ 2,185,000 | $ 109,000 | $ 58,000 |
| Mecklenburg County Virginia | 19 | $ 1,656,000 | $ 87,000 | $ 64,000 |
| Cumberland County Virginia | 18 | $ 1,805,000 | $ 100,000 | $ 55,000 |
| Fredericksburg County Virginia | 15 | $ 2,529,000 | $ 168,000 | $ 96,000 |
| Orange County Virginia | 15 | $ 3,033,000 | $ 202,000 | $ 94,000 |
| Virginia Beach County Virginia | 13 | $ 2,394,000 | $ 184,000 | $ 80,000 |
| Buckingham County Virginia | 12 | $ 1,468,000 | $ 122,000 | $ 66,000 |
| Essex County Virginia | 12 | $ 1,350,000 | $ 112,000 | $ 71,000 |
| King George County Virginia | 12 | $ 1,649,000 | $ 137,000 | $ 97,000 |
| Prince William County Virginia | 12 | $ 2,305,000 | $ 192,000 | $ 92,000 |
| Amelia County Virginia | 11 | $ 2,229,000 | $ 202,000 | $ 81,000 |
| Brunswick County Virginia | 11 | $ 933,000 | $ 84,000 | $ 58,000 |
| Chesapeake County Virginia | 11 | $ 1,413,000 | $ 128,000 | $ 69,000 |
| Gloucester County Virginia | 11 | $ 1,931,000 | $ 175,000 | $ 96,000 |
| Hopewell County Virginia | 11 | $ 1,237,000 | $ 112,000 | $ 55,000 |
| Richmond County Virginia | 11 | $ 1,186,000 | $ 107,000 | $ 56,000 |
| Sussex County Virginia | 11 | $ 1,078,000 | $ 98,000 | $ 53,000 |
| Northumberland County Virginia | 9 | $ 1,444,000 | $ 160,000 | $ 89,000 |
| Washington County Virginia | 9 | $ 750,000 | $ 83,000 | $ 50,000 |
| Carroll County Virginia | 8 | $ 1,051,000 | $ 131,000 | $ 64,000 |
| James City County Virginia | 8 | $ 1,737,000 | $ 217,000 | $ 92,000 |
| King and Queen County Virginia | 8 | $ 725,000 | $ 90,000 | $ 33,000 |
| Loudoun County Virginia | 8 | $ 1,857,000 | $ 232,000 | $ 80,000 |
| Norfolk County Virginia | 8 | $ 1,031,000 | $ 128,000 | $ 78,000 |
| Roanoke County Virginia | 8 | $ 1,262,000 | $ 157,000 | $ 93,000 |
| Suffolk County Virginia | 8 | $ 1,288,000 | $ 161,000 | $ 49,000 |
| Charles City County Virginia | 7 | $ 794,000 | $ 113,000 | $ 76,000 |
| Culpeper County Virginia | 7 | $ 1,172,000 | $ 167,000 | $ 88,000 |
| Newport News County Virginia | 7 | $ 971,000 | $ 138,000 | $ 71,000 |
| Rockingham County Virginia | 7 | $ 964,000 | $ 137,000 | $ 82,000 |
| Wise County Virginia | 7 | $ 673,000 | $ 96,000 | $ 83,000 |
| Accomack County Virginia | 6 | $ 572,000 | $ 95,000 | $ 61,000 |
| Albemarle County Virginia | 6 | $ 679,000 | $ 113,000 | $ 62,000 |
| Amherst County Virginia | 6 | $ 499,000 | $ 83,000 | $ 52,000 |
| Charlotte County Virginia | 6 | $ 360,000 | $ 60,000 | $ 63,000 |
| Dickenson County Virginia | 6 | $ 381,000 | $ 63,000 | $ 72,000 |
| Lunenburg County Virginia | 6 | $ 538,000 | $ 89,000 | $ 62,000 |
| Smyth County Virginia | 6 | $ 785,000 | $ 130,000 | $ 68,000 |
| Surry County Virginia | 6 | $ 704,000 | $ 117,000 | $ 43,000 |
| Augusta County Virginia | 5 | $ 920,000 | $ 184,000 | $ 96,000 |
| Campbell County Virginia | 5 | $ 619,000 | $ 123,000 | $ 71,000 |
| Fauquier County Virginia | 5 | $ 866,000 | $ 173,000 | $ 83,000 |
| Greensville County Virginia | 5 | $ 423,000 | $ 84,000 | $ 50,000 |
| Lynchburg County Virginia | 5 | $ 329,000 | $ 65,000 | $ 40,000 |
| Montgomery County Virginia | 5 | $ 730,000 | $ 146,000 | $ 71,000 |
| Westmoreland County Virginia | 5 | $ 580,000 | $ 116,000 | $ 71,000 |
| Wythe County Virginia | 5 | $ 493,000 | $ 98,000 | $ 51,000 |
| Bedford County Virginia | 4 | $ 222,000 | $ 55,000 | $ 40,000 |
| Halifax County Virginia | 4 | $ 238,000 | $ 59,000 | $ 52,000 |
| Hampton County Virginia | 4 | $ 415,000 | $ 103,000 | $ 75,000 |
| Harrisonburg County Virginia | 4 | $ 541,000 | $ 135,000 | $ 128,000 |
| Middlesex County Virginia | 4 | $ 476,000 | $ 119,000 | $ 119,000 |
| Northampton County Virginia | 4 | $ 427,000 | $ 106,000 | $ 126,000 |
| Pittsylvania County Virginia | 4 | $ 1,112,000 | $ 278,000 | $ 114,000 |
| Portsmouth County Virginia | 4 | $ 652,000 | $ 163,000 | $ 80,000 |
| Radford County Virginia | 4 | $ 350,000 | $ 87,000 | $ 68,000 |
| Rockbridge County Virginia | 4 | $ 476,000 | $ 119,000 | $ 69,000 |
| Staunton County Virginia | 4 | $ 426,000 | $ 106,000 | $ 59,000 |
| Fluvanna County Virginia | 3 | $ 509,000 | $ 169,000 | $ 51,000 |
| Frederick County Virginia | 3 | $ 498,000 | $ 166,000 | $ 81,000 |
| Lancaster County Virginia | 3 | $ 997,000 | $ 332,000 | $ 184,000 |
| Lee County Virginia | 3 | $ 430,000 | $ 143,000 | $ 74,000 |
| Mathews County Virginia | 3 | $ 490,000 | $ 163,000 | $ 71,000 |
| Roanoke City County Virginia | 3 | $ 242,000 | $ 80,000 | $ 36,000 |
| Shenandoah County Virginia | 3 | $ 447,000 | $ 149,000 | $ 118,000 |
| Southampton County Virginia | 3 | $ 304,000 | $ 101,000 | $ 100,000 |
| Tazewell County Virginia | 3 | $ 305,000 | $ 101,000 | $ 66,000 |
| Waynesboro County Virginia | 3 | $ 512,000 | $ 170,000 | $ 113,000 |
| York County Virginia | 3 | $ 291,000 | $ 97,000 | $ 27,000 |
| Alexandria County Virginia | 2 | $ 360,000 | $ 180,000 | $ 54,000 |
| Alleghany County Virginia | 2 | $ 115,000 | $ 57,000 | $ 15,000 |
| Appomattox County Virginia | 2 | $ 261,000 | $ 130,000 | $ 57,000 |
| Bedford City County Virginia | 2 | $ 301,000 | $ 150,000 | $ 43,000 |
| Botetourt County Virginia | 2 | $ 183,000 | $ 91,000 | $ 69,000 |
| Buchanan County Virginia | 2 | $ 172,000 | $ 86,000 | $ 63,000 |
| Craig County Virginia | 2 | $ 146,000 | $ 73,000 | $ 54,000 |
| Emporia County Virginia | 2 | $ 147,000 | $ 73,000 | $ 79,000 |
| Floyd County Virginia | 2 | $ 178,000 | $ 89,000 | $ 53,000 |
| Isle of Wight County Virginia | 2 | $ 440,000 | $ 220,000 | $ 82,000 |
| Madison County Virginia | 2 | $ 210,000 | $ 105,000 | $ 78,000 |
| Pulaski County Virginia | 2 | $ 278,000 | $ 139,000 | $ 70,000 |
| Rappahannock County Virginia | 2 | $ 121,000 | $ 60,000 | $ 67,000 |
| Russell County Virginia | 2 | $ 243,000 | $ 121,000 | $ 85,000 |
| Warren County Virginia | 2 | $ 52,000 | $ 26,000 | $ 46,000 |
| Arlington County Virginia | 1 | $ 242,000 | $ 242,000 | $ 97,000 |
| Bland County Virginia | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Charlottesville County Virginia | 1 | $ 260,000 | $ 260,000 | $ 61,000 |
| Clarke County Virginia | 1 | $ 235,000 | $ 235,000 | $ 88,000 |
| Danville County Virginia | 1 | $ 10,000 | $ 10,000 | $ 43,000 |
| Franklin City County Virginia | 1 | $ 260,000 | $ 260,000 | $ 48,000 |
| Grayson County Virginia | 1 | $ 140,000 | $ 140,000 | $ 28,000 |
| Greene County Virginia | 1 | $ 80,000 | $ 80,000 | $ 73,000 |
| Henry County Virginia | 1 | $ 13,000 | $ 13,000 | $ 62,000 |
| Highland County Virginia | 1 | $ 96,000 | $ 96,000 | $ 151,000 |
| Martinsville County Virginia | 1 | $ 146,000 | $ 146,000 | $ 58,000 |
| Nelson County Virginia | 1 | $ 179,000 | $ 179,000 | $ 49,000 |
| Norton County Virginia | 1 | $ 150,000 | $ 150,000 | $ 20,000 |
| Page County Virginia | 1 | $ 151,000 | $ 151,000 | $ 64,000 |
| Williamsburg County Virginia | 1 | $ 160,000 | $ 160,000 | $ 121,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Virginia Credit Union, Inc. in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,571 | $234,716,000 | $149,000 | $975,000 | $77,000 | $573,000 |
| Home Purchase | 652 | $98,468,000 | $151,000 | $526,000 | $61,000 | $319,000 |
| Home Improvement | 445 | $45,968,000 | $103,000 | $417,000 | $73,000 | $393,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,629 | $241,028,000 | $147,000 | $975,000 | $78,000 | $540,000 |
| Black or African American | 715 | $89,437,000 | $125,000 | $528,000 | $60,000 | $573,000 |
| Not Provided | 191 | $28,320,000 | $148,000 | $675,000 | $76,000 | $386,000 |
| Hispanic | 59 | $7,986,000 | $135,000 | $283,000 | $71,000 | $214,000 |
| Asian | 50 | $8,755,000 | $175,000 | $417,000 | $86,000 | $323,000 |
| American Indian or Alaskan Native | 20 | $2,726,000 | $136,000 | $395,000 | $65,000 | $151,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $900,000 | $225,000 | $320,000 | $86,000 | $121,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,453 | $344,375,000 | $140,000 | $975,000 | $74,000 | $573,000 |
| FHA-insured (Federal Housing Administration) | 176 | $27,418,000 | $155,000 | $528,000 | $57,000 | $216,000 |
| VA-guaranteed (Veterans Administration) | 39 | $7,359,000 | $188,000 | $465,000 | $67,000 | $145,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 886 | $119,994,000 | $135,000 | $417,000 | $79,000 | $393,000 |
| Application Denied By Financial Institution | 675 | $88,251,000 | $130,000 | $975,000 | $65,000 | $573,000 |
| File Closed For Incompleteness | 612 | $99,836,000 | $163,000 | $675,000 | $81,000 | $400,000 |
| Preapproval Denied by Financial Institution | 363 | $52,964,000 | $145,000 | $465,000 | $53,000 | $297,000 |
| Application Withdrawn By Applicant | 102 | $15,151,000 | $148,000 | $493,000 | $83,000 | $540,000 |
| Application Approved But Not Accepted | 30 | $2,956,000 | $98,000 | $284,000 | $89,000 | $173,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.