Viewpoint Bank
Mortgage Loan Application
Totals and Details
for 2008

Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Viewpoint Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Viewpoint Bank
1309 W 15Th, Suite 302
Plano, TX 75075
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 2,710
Total Mortgage Loan Application Amount $398,099,000
Average Mortgage Loan Application Amount $140,333
Highest Mortgage Loan Application Amount $6,000,000
Average Applicant Income $119,333
Highest Applicant Income $8,964,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Viewpoint Bank by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Collin County Texas 809 $ 96,773,000 $ 119,000 $ 115,000
Dallas County Texas 768 $ 130,483,000 $ 169,000 $ 141,000
Tarrant County Texas 325 $ 54,413,000 $ 167,000 $ 104,000
Denton County Texas 284 $ 36,827,000 $ 129,000 $ 115,000
Ellis County Texas 67 $ 8,723,000 $ 130,000 $ 77,000
Rockwall County Texas 51 $ 8,829,000 $ 173,000 $ 161,000
Hunt County Texas 43 $ 4,061,000 $ 94,000 $ 66,000
Grayson County Texas 33 $ 3,351,000 $ 101,000 $ 87,000
Bexar County Texas 30 $ 5,009,000 $ 166,000 $ 66,000
Kaufman County Texas 29 $ 3,314,000 $ 114,000 $ 81,000
Parker County Texas 28 $ 4,703,000 $ 167,000 $ 96,000
Harris County Texas 20 $ 5,098,000 $ 254,000 $ 135,000
Johnson County Texas 17 $ 2,870,000 $ 168,000 $ 128,000
Henderson County Texas 15 $ 1,909,000 $ 127,000 $ 93,000
Nueces County Texas 15 $ 2,056,000 $ 137,000 $ 75,000
Palo Pinto County Texas 15 $ 1,504,000 $ 100,000 $ 68,000
Travis County Texas 12 $ 4,133,000 $ 344,000 $ 144,000
Hood County Texas 11 $ 2,858,000 $ 259,000 $ 176,000
Navarro County Texas 9 $ 1,000,000 $ 111,000 $ 56,000
Hays County Texas 6 $ 1,014,000 $ 169,000 $ 192,000
Fannin County Texas 5 $ 413,000 $ 82,000 $ 77,000
Fort Bend County Texas 5 $ 548,000 $ 109,000 $ 88,000
Montgomery County Texas 5 $ 1,407,000 $ 281,000 $ 101,000
Wood County Texas 5 $ 609,000 $ 121,000 $ 146,000
Hopkins County Texas 4 $ 483,000 $ 120,000 $ 92,000
Van Zandt County Texas 4 $ 357,000 $ 89,000 $ 110,000
Cameron County Texas 3 $ 431,000 $ 143,000 $ 129,000
Cooke County Texas 3 $ 258,000 $ 86,000 $ 46,000
Lubbock County Texas 3 $ 458,000 $ 152,000 $ 127,000
Rains County Texas 3 $ 207,000 $ 69,000 $ 72,000
San Patricio County Texas 3 $ 623,000 $ 207,000 $ 101,000
Wise County Texas 3 $ 630,000 $ 210,000 $ 86,000
Bowie County Texas 2 $ 309,000 $ 154,000 $ 84,000
Erath County Texas 2 $ 131,000 $ 65,000 $ 73,000
Guadalupe County Texas 2 $ 287,000 $ 143,000 $ 64,000
Hill County Texas 2 $ 320,000 $ 160,000 $ 91,000
Medina County Texas 2 $ 404,000 $ 202,000 $ 95,000
Mills County Texas 2 $ 100,000 $ 50,000 $ 180,000
Smith County Texas 2 $ 289,000 $ 144,000 $ 80,000
Taylor County Texas 2 $ 133,000 $ 66,000 $ 51,000
Jefferson County Alabama 1 $ 248,000 $ 248,000 $ 84,000
Union County Arkansas 1 $ 106,000 $ 106,000 $ 55,000
Washington County Arkansas 1 $ 102,000 $ 102,000 $ 38,000
San Bernardino County California 1 $ 21,000 $ 21,000 $ 0
Palm Beach County Florida 1 $ 516,000 $ 516,000 $ 195,000
Williamson County Illinois 1 $ 174,000 $ 174,000 $ 217,000
Bernalillo County New Mexico 1 $ 207,000 $ 207,000 $ 87,000
Cleveland County Oklahoma 1 $ 117,000 $ 117,000 $ 56,000
Grady County Oklahoma 1 $ 117,000 $ 117,000 $ 47,000
Marshall County Oklahoma 1 $ 54,000 $ 54,000 $ 131,000
Austin County Texas 1 $ 124,000 $ 124,000 $ 83,000
Bastrop County Texas 1 $ 104,000 $ 104,000 $ 0
Baylor County Texas 1 $ 63,000 $ 63,000 $ 1,451,000
Bell County Texas 1 $ 100,000 $ 100,000 $ 39,000
Brazos County Texas 1 $ 2,050,000 $ 2,050,000 $ 0
Caldwell County Texas 1 $ 102,000 $ 102,000 $ 30,000
Chambers County Texas 1 $ 147,000 $ 147,000 $ 87,000
Comanche County Texas 1 $ 88,000 $ 88,000 $ 80,000
Duval County Texas 1 $ 15,000 $ 15,000 $ 10,000
Ector County Texas 1 $ 109,000 $ 109,000 $ 53,000
El Paso County Texas 1 $ 60,000 $ 60,000 $ 442,000
Galveston County Texas 1 $ 184,000 $ 184,000 $ 154,000
Harrison County Texas 1 $ 56,000 $ 56,000 $ 53,000
Houston County Texas 1 $ 59,000 $ 59,000 $ 39,000
Kendall County Texas 1 $ 66,000 $ 66,000 $ 114,000
Midland County Texas 1 $ 211,000 $ 211,000 $ 100,000
Montague County Texas 1 $ 96,000 $ 96,000 $ 77,000
Morris County Texas 1 $ 65,000 $ 65,000 $ 64,000
Oldham County Texas 1 $ 73,000 $ 73,000 $ 64,000
Pecos County Texas 1 $ 87,000 $ 87,000 $ 75,000
Randall County Texas 1 $ 146,000 $ 146,000 $ 84,000
Upshur County Texas 1 $ 563,000 $ 563,000 $ 1,457,000
Williamson County Texas 1 $ 131,000 $ 131,000 $ 72,000
Young County Texas 1 $ 84,000 $ 84,000 $ 109,000
King County Washington 1 $ 520,000 $ 520,000 $ 94,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Viewpoint Bank in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,211 $234,144,000 $193,000 $2,050,000 $117,000 $8,964,000
Home Improvement 805 $39,586,000 $49,000 $380,000 $117,000 $594,000
Refinancing 694 $124,369,000 $179,000 $6,000,000 $124,000 $1,451,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,987 $310,975,000 $156,000 $1,460,000 $130,000 $8,964,000
Hispanic 283 $32,241,000 $113,000 $1,000,000 $79,000 $259,000
Not Provided 193 $17,194,000 $89,000 $975,000 $96,000 $506,000
Black or African American 119 $14,257,000 $119,000 $516,000 $72,000 $250,000
Asian 107 $13,614,000 $127,000 $947,000 $109,000 $900,000
American Indian or Alaskan Native 15 $1,463,000 $97,000 $234,000 $135,000 $370,000
Native Hawaiian or Other Pacific Islander 4 $305,000 $76,000 $120,000 $62,000 $115,000
Not applicable 2 $8,050,000 $4,025,000 $6,000,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,891 $284,382,000 $150,000 $6,000,000 $140,000 $8,964,000
FHA-insured (Federal Housing Administration) 819 $113,717,000 $138,000 $298,000 $69,000 $670,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,474 $160,501,000 $108,000 $6,000,000 $95,000 $900,000
Loan Purchased By The Institution 645 $195,042,000 $302,000 $1,460,000 $195,000 $8,964,000
Application Denied By Financial Institution 370 $21,992,000 $59,000 $498,000 $94,000 $594,000
Application Approved But Not Accepted 194 $16,705,000 $86,000 $900,000 $101,000 $400,000
Preapproval Denied by Financial Institution 26 $3,809,000 $146,000 $400,000 $59,000 $137,000
Application Withdrawn By Applicant 1 $50,000 $50,000 $50,000 $25,000 $25,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 161 $8,959,000 $55,000 $498,000 $130,000 $594,000
Debt-To-Income Ratio 105 $7,375,000 $70,000 $400,000 $51,000 $204,000
Credit History 92 $6,430,000 $69,000 $285,000 $77,000 $226,000
Other 18 $1,530,000 $85,000 $309,000 $91,000 $289,000
Unverifiable Information 10 $673,000 $67,000 $163,000 $49,000 $144,000
Employment History 8 $615,000 $76,000 $186,000 $82,000 $200,000
Insufficient Cash (Downpayment, Closing Cost) 2 $219,000 $109,000 $122,000 $54,000 $55,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.

Download the Texas Lender List