Viewpoint Bank
Mortgage Loan Application
Totals and Details
for 2007
Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Viewpoint Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Viewpoint Bank 1309 W 15Th, Suite 302 Plano, TX 75075 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 1,814 |
| Total Mortgage Loan Application Amount | $197,089,000 |
| Average Mortgage Loan Application Amount | $112,000 |
| Highest Mortgage Loan Application Amount | $2,270,000 |
| Average Applicant Income | $98,666 |
| Highest Applicant Income | $1,582,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Collin County Texas | 629 | $ 50,082,000 | $ 79,000 | $ 98,000 |
| Dallas County Texas | 520 | $ 48,422,000 | $ 93,000 | $ 94,000 |
| Denton County Texas | 182 | $ 14,404,000 | $ 79,000 | $ 105,000 |
| Tarrant County Texas | 88 | $ 9,896,000 | $ 112,000 | $ 110,000 |
| Harris County Texas | 21 | $ 10,949,000 | $ 521,000 | $ 273,000 |
| Ellis County Texas | 19 | $ 2,036,000 | $ 107,000 | $ 78,000 |
| Hunt County Texas | 17 | $ 1,524,000 | $ 89,000 | $ 73,000 |
| Rockwall County Texas | 16 | $ 2,197,000 | $ 137,000 | $ 93,000 |
| Grayson County Texas | 13 | $ 1,239,000 | $ 95,000 | $ 58,000 |
| Kaufman County Texas | 11 | $ 799,000 | $ 72,000 | $ 75,000 |
| Bexar County Texas | 9 | $ 2,354,000 | $ 261,000 | $ 132,000 |
| Travis County Texas | 8 | $ 4,983,000 | $ 622,000 | $ 306,000 |
| Fannin County Texas | 7 | $ 663,000 | $ 94,000 | $ 169,000 |
| Johnson County Texas | 6 | $ 1,011,000 | $ 168,000 | $ 204,000 |
| Henderson County Texas | 5 | $ 778,000 | $ 155,000 | $ 219,000 |
| Williamson County Texas | 5 | $ 1,058,000 | $ 211,000 | $ 106,000 |
| Montgomery County Texas | 4 | $ 2,697,000 | $ 674,000 | $ 154,000 |
| Parker County Texas | 4 | $ 990,000 | $ 247,000 | $ 82,000 |
| Wise County Texas | 4 | $ 403,000 | $ 100,000 | $ 102,000 |
| Douglas County Nebraska | 3 | $ 1,967,000 | $ 655,000 | $ 194,000 |
| Sandoval County New Mexico | 3 | $ 1,711,000 | $ 570,000 | $ 158,000 |
| Hood County Texas | 3 | $ 460,000 | $ 153,000 | $ 118,000 |
| Midland County Texas | 3 | $ 380,000 | $ 126,000 | $ 83,000 |
| Garland County Arkansas | 2 | $ 233,000 | $ 116,000 | $ 135,000 |
| Davidson County Tennessee | 2 | $ 750,000 | $ 375,000 | $ 114,000 |
| Shelby County Tennessee | 2 | $ 1,112,000 | $ 556,000 | $ 173,000 |
| Bastrop County Texas | 2 | $ 115,000 | $ 57,000 | $ 65,000 |
| Cameron County Texas | 2 | $ 276,000 | $ 138,000 | $ 0 |
| Galveston County Texas | 2 | $ 772,000 | $ 386,000 | $ 166,000 |
| Gillespie County Texas | 2 | $ 383,000 | $ 191,000 | $ 642,000 |
| Hidalgo County Texas | 2 | $ 228,000 | $ 114,000 | $ 77,000 |
| Navarro County Texas | 2 | $ 132,000 | $ 66,000 | $ 31,000 |
| Palo Pinto County Texas | 2 | $ 450,000 | $ 225,000 | $ 196,000 |
| Van Zandt County Texas | 2 | $ 149,000 | $ 74,000 | $ 108,000 |
| Wood County Texas | 2 | $ 199,000 | $ 99,000 | $ 61,000 |
| Mobile County Alabama | 1 | $ 89,000 | $ 89,000 | $ 70,000 |
| Pulaski County Arkansas | 1 | $ 567,000 | $ 567,000 | $ 516,000 |
| Washington County Arkansas | 1 | $ 449,000 | $ 449,000 | $ 473,000 |
| Kern County California | 1 | $ 207,000 | $ 207,000 | $ 89,000 |
| Broward County Florida | 1 | $ 217,000 | $ 217,000 | $ 57,000 |
| Duval County Florida | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Vanderburgh County Indiana | 1 | $ 263,000 | $ 263,000 | $ 111,000 |
| Dallas County Iowa | 1 | $ 487,000 | $ 487,000 | $ 185,000 |
| Jones County Iowa | 1 | $ 228,000 | $ 228,000 | $ 96,000 |
| Winneshiek County Iowa | 1 | $ 124,000 | $ 124,000 | $ 44,000 |
| Russell County Kansas | 1 | $ 27,000 | $ 27,000 | $ 36,000 |
| Sedgwick County Kansas | 1 | $ 152,000 | $ 152,000 | $ 140,000 |
| East Feliciana County Louisiana | 1 | $ 172,000 | $ 172,000 | $ 100,000 |
| Hancock County Mississippi | 1 | $ 154,000 | $ 154,000 | $ 160,000 |
| Bernalillo County New Mexico | 1 | $ 590,000 | $ 590,000 | $ 253,000 |
| Chaves County New Mexico | 1 | $ 649,000 | $ 649,000 | $ 300,000 |
| Bryan County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Cleveland County Oklahoma | 1 | $ 130,000 | $ 130,000 | $ 37,000 |
| Garfield County Oklahoma | 1 | $ 500,000 | $ 500,000 | $ 132,000 |
| Logan County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| McIntosh County Oklahoma | 1 | $ 36,000 | $ 36,000 | $ 22,000 |
| Tulsa County Oklahoma | 1 | $ 700,000 | $ 700,000 | $ 300,000 |
| Blount County Tennessee | 1 | $ 464,000 | $ 464,000 | $ 119,000 |
| Williamson County Tennessee | 1 | $ 571,000 | $ 571,000 | $ 170,000 |
| Bell County Texas | 1 | $ 60,000 | $ 60,000 | $ 41,000 |
| Bosque County Texas | 1 | $ 46,000 | $ 46,000 | $ 166,000 |
| Brazoria County Texas | 1 | $ 171,000 | $ 171,000 | $ 60,000 |
| Brazos County Texas | 1 | $ 193,000 | $ 193,000 | $ 103,000 |
| Camp County Texas | 1 | $ 143,000 | $ 143,000 | $ 102,000 |
| Cass County Texas | 1 | $ 81,000 | $ 81,000 | $ 50,000 |
| Comal County Texas | 1 | $ 70,000 | $ 70,000 | $ 76,000 |
| Ector County Texas | 1 | $ 41,000 | $ 41,000 | $ 27,000 |
| El Paso County Texas | 1 | $ 87,000 | $ 87,000 | $ 20,000 |
| Franklin County Texas | 1 | $ 29,000 | $ 29,000 | $ 90,000 |
| Gregg County Texas | 1 | $ 104,000 | $ 104,000 | $ 46,000 |
| Hays County Texas | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Hill County Texas | 1 | $ 102,000 | $ 102,000 | $ 75,000 |
| Lubbock County Texas | 1 | $ 92,000 | $ 92,000 | $ 75,000 |
| Nacogdoches County Texas | 1 | $ 196,000 | $ 196,000 | $ 150,000 |
| Summit County Utah | 1 | $ 683,000 | $ 683,000 | $ 290,000 |
| Botetourt County Virginia | 1 | $ 308,000 | $ 308,000 | $ 114,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Viewpoint Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 715 | $31,100,000 | $43,000 | $351,000 | $102,000 | $655,000 |
| Home Purchase | 674 | $111,078,000 | $164,000 | $2,270,000 | $92,000 | $1,582,000 |
| Refinancing | 425 | $54,911,000 | $129,000 | $998,000 | $102,000 | $1,391,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,052 | $90,879,000 | $86,000 | $920,000 | $100,000 | $1,220,000 |
| Not Provided | 183 | $10,877,000 | $59,000 | $255,000 | $77,000 | $309,000 |
| Hispanic | 180 | $15,004,000 | $83,000 | $248,000 | $65,000 | $626,000 |
| Not applicable | 165 | $56,477,000 | $342,000 | $2,270,000 | $173,000 | $1,582,000 |
| Black or African American | 113 | $12,051,000 | $106,000 | $646,000 | $70,000 | $368,000 |
| Asian | 97 | $9,412,000 | $97,000 | $347,000 | $93,000 | $257,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $1,791,000 | $127,000 | $250,000 | $77,000 | $182,000 |
| American Indian or Alaskan Native | 10 | $598,000 | $59,000 | $110,000 | $91,000 | $199,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,685 | $180,410,000 | $107,000 | $2,270,000 | $101,000 | $1,582,000 |
| FHA-insured (Federal Housing Administration) | 128 | $16,416,000 | $128,000 | $203,000 | $66,000 | $353,000 |
| VA-guaranteed (Veterans Administration) | 1 | $263,000 | $263,000 | $263,000 | $111,000 | $111,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 888 | $78,215,000 | $88,000 | $920,000 | $100,000 | $1,220,000 |
| Application Denied By Financial Institution | 426 | $26,879,000 | $63,000 | $646,000 | $81,000 | $655,000 |
| Preapproval Denied by Financial Institution | 169 | $21,583,000 | $127,000 | $594,000 | $51,000 | $200,000 |
| Loan Purchased By The Institution | 165 | $56,477,000 | $342,000 | $2,270,000 | $173,000 | $1,582,000 |
| Application Approved But Not Accepted | 164 | $13,718,000 | $83,000 | $351,000 | $110,000 | $550,000 |
| Application Withdrawn By Applicant | 2 | $217,000 | $108,000 | $126,000 | $40,000 | $51,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 225 | $19,646,000 | $87,000 | $320,000 | $69,000 | $400,000 |
| Debt-To-Income Ratio | 168 | $15,051,000 | $89,000 | $594,000 | $51,000 | $183,000 |
| Collateral | 113 | $6,302,000 | $55,000 | $646,000 | $111,000 | $655,000 |
| Other | 60 | $5,163,000 | $86,000 | $464,000 | $88,000 | $225,000 |
| Unverifiable Information | 12 | $791,000 | $65,000 | $176,000 | $20,000 | $86,000 |
| Employment History | 9 | $888,000 | $98,000 | $190,000 | $55,000 | $134,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $563,000 | $80,000 | $149,000 | $53,000 | $100,000 |
| Mortgage Insurance Denied | 1 | $58,000 | $58,000 | $58,000 | $120,000 | $120,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.