2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Viewpoint Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Viewpoint Bank, N.A. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Viewpoint Bank, N.A. 1309 W 15Th, Suite 302 Plano, TX 75075 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,745 |
| Total Mortgage Loan Application Amount | $244,259,000 |
| Average Mortgage Loan Application Amount | $217,666 |
| Highest Mortgage Loan Application Amount | $25,000,000 |
| Average Applicant Income | $122,333 |
| Highest Applicant Income | $2,087,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Viewpoint Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Viewpoint Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Viewpoint Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Viewpoint Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Viewpoint Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Viewpoint Bank, N.A.'s mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Acadia County Louisiana | 2 | $ 275,000 | $ 137,000 | $ 43,000 |
| Adams County Mississippi | 1 | $ 143,000 | $ 143,000 | $ 55,000 |
| Alamance County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 183,000 |
| Anderson County South Carolina | 2 | $ 202,000 | $ 101,000 | $ 22,000 |
| Anderson County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Anderson County Texas | 1 | $ 92,000 | $ 92,000 | $ 65,000 |
| Andrews County Texas | 1 | $ 118,000 | $ 118,000 | $ 48,000 |
| Assumption County Louisiana | 1 | $ 80,000 | $ 80,000 | $ 17,000 |
| Atascosa County Texas | 6 | $ 1,054,000 | $ 175,000 | $ 61,000 |
| Atoka County Oklahoma | 1 | $ 177,000 | $ 177,000 | $ 61,000 |
| Avoyelles County Louisiana | 1 | $ 136,000 | $ 136,000 | $ 41,000 |
| Bandera County Texas | 1 | $ 234,000 | $ 234,000 | $ 123,000 |
| Barnwell County South Carolina | 1 | $ 141,000 | $ 141,000 | $ 64,000 |
| Bastrop County Texas | 8 | $ 1,286,000 | $ 160,000 | $ 58,000 |
| Bay County Michigan | 1 | $ 151,000 | $ 151,000 | $ 90,000 |
| Bell County Texas | 1 | $ 100,000 | $ 100,000 | $ 133,000 |
| Benton County Arkansas | 2 | $ 242,000 | $ 121,000 | $ 51,000 |
| Benton County Washington | 1 | $ 270,000 | $ 270,000 | $ 73,000 |
| Bexar County Texas | 11 | $ 1,680,000 | $ 152,000 | $ 46,000 |
| Blanco County Texas | 1 | $ 107,000 | $ 107,000 | $ 39,000 |
| Bowie County Texas | 1 | $ 144,000 | $ 144,000 | $ 98,000 |
| Brazoria County Texas | 3 | $ 331,000 | $ 110,000 | $ 110,000 |
| Brazos County Texas | 5 | $ 957,000 | $ 191,000 | $ 67,000 |
| Brown County Texas | 1 | $ 156,000 | $ 156,000 | $ 66,000 |
| Bucks County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 87,000 |
| Bulloch County Georgia | 2 | $ 201,000 | $ 100,000 | $ 32,000 |
| Burke County Georgia | 1 | $ 223,000 | $ 223,000 | $ 110,000 |
| Burke County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Burnet County Texas | 1 | $ 126,000 | $ 126,000 | $ 25,000 |
| Caddo County Louisiana | 1 | $ 152,000 | $ 152,000 | $ 46,000 |
| Caldwell County Texas | 10 | $ 1,493,000 | $ 149,000 | $ 58,000 |
| Callahan County Texas | 1 | $ 148,000 | $ 148,000 | $ 72,000 |
| Canadian County Oklahoma | 1 | $ 158,000 | $ 158,000 | $ 64,000 |
| Carroll County Ohio | 1 | $ 152,000 | $ 152,000 | $ 60,000 |
| Cass County Texas | 1 | $ 102,000 | $ 102,000 | $ 46,000 |
| Chaves County New Mexico | 1 | $ 186,000 | $ 186,000 | $ 56,000 |
| Cherokee County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Cherokee County Texas | 1 | $ 138,000 | $ 138,000 | $ 51,000 |
| Chilton County Alabama | 1 | $ 116,000 | $ 116,000 | $ 28,000 |
| Chowan County North Carolina | 1 | $ 141,000 | $ 141,000 | $ 63,000 |
| Clarke County Mississippi | 1 | $ 110,000 | $ 110,000 | $ 67,000 |
| Clermont County Ohio | 1 | $ 82,000 | $ 82,000 | $ 38,000 |
| Cleveland County Oklahoma | 6 | $ 1,372,000 | $ 228,000 | $ 112,000 |
| Coles County Illinois | 1 | $ 121,000 | $ 121,000 | $ 82,000 |
| Collin County Texas | 437 | $ 31,162,000 | $ 71,000 | $ 130,000 |
| Columbiana County Ohio | 1 | $ 169,000 | $ 169,000 | $ 33,000 |
| Comal County Texas | 2 | $ 235,000 | $ 117,000 | $ 36,000 |
| Conway County Arkansas | 2 | $ 180,000 | $ 90,000 | $ 26,000 |
| Cooke County Texas | 5 | $ 295,000 | $ 59,000 | $ 84,000 |
| Coos County Oregon | 1 | $ 69,000 | $ 69,000 | $ 60,000 |
| Coryell County Texas | 3 | $ 422,000 | $ 140,000 | $ 73,000 |
| Coshocton County Ohio | 2 | $ 266,000 | $ 133,000 | $ 31,000 |
| Cowlitz County Washington | 1 | $ 182,000 | $ 182,000 | $ 55,000 |
| Crawford County Arkansas | 1 | $ 130,000 | $ 130,000 | $ 80,000 |
| Crawford County Pennsylvania | 2 | $ 406,000 | $ 203,000 | $ 67,000 |
| Creek County Oklahoma | 1 | $ 148,000 | $ 148,000 | $ 38,000 |
| Custer County Oklahoma | 1 | $ 157,000 | $ 157,000 | $ 47,000 |
| Dallas County Texas | 334 | $ 39,950,000 | $ 119,000 | $ 120,000 |
| Darlington County South Carolina | 1 | $ 97,000 | $ 97,000 | $ 39,000 |
| Davidson County Tennessee | 1 | $ 146,000 | $ 146,000 | $ 59,000 |
| Davie County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Denton County Texas | 215 | $ 17,420,000 | $ 81,000 | $ 144,000 |
| Dimmit County Texas | 2 | $ 231,000 | $ 115,000 | $ 139,000 |
| Doddridge County West Virginia | 1 | $ 151,000 | $ 151,000 | $ 50,000 |
| Douglas County Illinois | 1 | $ 96,000 | $ 96,000 | $ 36,000 |
| Dubois County Indiana | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Duval County Florida | 1 | $ 109,000 | $ 109,000 | $ 76,000 |
| Ector County Texas | 3 | $ 551,000 | $ 183,000 | $ 105,000 |
| Eddy County New Mexico | 1 | $ 213,000 | $ 213,000 | $ 152,000 |
| Effingham County Georgia | 2 | $ 220,000 | $ 110,000 | $ 55,000 |
| Ellis County Texas | 12 | $ 709,000 | $ 59,000 | $ 139,000 |
| Elmore County Alabama | 1 | $ 138,000 | $ 138,000 | $ 62,000 |
| Erie County Ohio | 1 | $ 81,000 | $ 81,000 | $ 42,000 |
| Evangeline County Louisiana | 1 | $ 70,000 | $ 70,000 | $ 37,000 |
| Evans County Georgia | 1 | $ 113,000 | $ 113,000 | $ 48,000 |
| Fannin County Texas | 4 | $ 289,000 | $ 72,000 | $ 78,000 |
| Faulkner County Arkansas | 2 | $ 322,000 | $ 161,000 | $ 43,000 |
| Fayette County Pennsylvania | 2 | $ 363,000 | $ 181,000 | $ 54,000 |
| Fayette County Texas | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Fort Bend County Texas | 5 | $ 358,000 | $ 71,000 | $ 140,000 |
| Franklin County Illinois | 1 | $ 113,000 | $ 113,000 | $ 48,000 |
| Franklin County Texas | 1 | $ 130,000 | $ 130,000 | $ 409,000 |
| Freestone County Texas | 1 | $ 4,000 | $ 4,000 | $ 4,000 |
| Fulton County Illinois | 1 | $ 102,000 | $ 102,000 | $ 39,000 |
| Gaines County Texas | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Galveston County Texas | 2 | $ 25,276,000 | $ 12,638,000 | $ 44,000 |
| Garfield County Oklahoma | 1 | $ 480,000 | $ 480,000 | $ 450,000 |
| Garland County Arkansas | 3 | $ 670,000 | $ 223,000 | $ 149,000 |
| Genesee County Michigan | 1 | $ 5,000 | $ 5,000 | $ 17,000 |
| Gillespie County Texas | 3 | $ 404,000 | $ 134,000 | $ 290,000 |
| Grady County Oklahoma | 1 | $ 136,000 | $ 136,000 | $ 49,000 |
| Granville County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Grayson County Texas | 5 | $ 468,000 | $ 93,000 | $ 81,000 |
| Greene County Indiana | 1 | $ 122,000 | $ 122,000 | $ 54,000 |
| Greenville County South Carolina | 1 | $ 137,000 | $ 137,000 | $ 38,000 |
| Gregg County Texas | 1 | $ 106,000 | $ 106,000 | $ 76,000 |
| Grenada County Mississippi | 1 | $ 154,000 | $ 154,000 | $ 39,000 |
| Grimes County Texas | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
| Guadalupe County Texas | 7 | $ 853,000 | $ 121,000 | $ 55,000 |
| Guernsey County Ohio | 1 | $ 163,000 | $ 163,000 | $ 42,000 |
| Hancock County Kentucky | 1 | $ 86,000 | $ 86,000 | $ 43,000 |
| Harris County Texas | 9 | $ 9,105,000 | $ 1,011,000 | $ 220,000 |
| Harrison County Indiana | 1 | $ 167,000 | $ 167,000 | $ 92,000 |
| Harrison County Texas | 12 | $ 1,534,000 | $ 127,000 | $ 56,000 |
| Hays County Texas | 3 | $ 456,000 | $ 152,000 | $ 98,000 |
| Henderson County Texas | 5 | $ 1,114,000 | $ 222,000 | $ 227,000 |
| Hickman County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 35,000 |
| Hill County Texas | 1 | $ 132,000 | $ 132,000 | $ 67,000 |
| Hillsborough County Florida | 3 | $ 420,000 | $ 140,000 | $ 44,000 |
| Hood County Texas | 2 | $ 339,000 | $ 169,000 | $ 80,000 |
| Hopkins County Kentucky | 1 | $ 126,000 | $ 126,000 | $ 71,000 |
| Hopkins County Texas | 1 | $ 159,000 | $ 159,000 | $ 78,000 |
| Horry County South Carolina | 1 | $ 98,000 | $ 98,000 | $ 49,000 |
| Howard County Texas | 3 | $ 431,000 | $ 143,000 | $ 55,000 |
| Hunt County Texas | 22 | $ 1,404,000 | $ 63,000 | $ 89,000 |
| Jack County Texas | 24 | $ 1,076,000 | $ 44,000 | $ 69,000 |
| Jackson County Oklahoma | 1 | $ 141,000 | $ 141,000 | $ 44,000 |
| Jackson County Texas | 2 | $ 308,000 | $ 154,000 | $ 75,000 |
| Jefferson County Indiana | 1 | $ 127,000 | $ 127,000 | $ 71,000 |
| Jefferson County Louisiana | 2 | $ 10,127,000 | $ 5,063,000 | $ 14,000 |
| Jim Wells County Texas | 2 | $ 332,000 | $ 166,000 | $ 71,000 |
| Johnson County Georgia | 1 | $ 98,000 | $ 98,000 | $ 52,000 |
| Johnson County Texas | 9 | $ 904,000 | $ 100,000 | $ 91,000 |
| Kaufman County Texas | 19 | $ 885,000 | $ 46,000 | $ 100,000 |
| Kearney County Nebraska | 1 | $ 190,000 | $ 190,000 | $ 78,000 |
| Klamath County Oregon | 2 | $ 341,000 | $ 170,000 | $ 77,000 |
| La Paz County Arizona | 1 | $ 158,000 | $ 158,000 | $ 33,000 |
| Lackawanna County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 60,000 |
| Lafayette County Louisiana | 2 | $ 194,000 | $ 97,000 | $ 51,000 |
| Lake County Oregon | 1 | $ 169,000 | $ 169,000 | $ 37,000 |
| Lancaster County Pennsylvania | 2 | $ 377,000 | $ 188,000 | $ 48,000 |
| Lancaster County South Carolina | 3 | $ 428,000 | $ 142,000 | $ 61,000 |
| Lane County Oregon | 1 | $ 283,000 | $ 283,000 | $ 94,000 |
| Larimer County Colorado | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Lauderdale County Mississippi | 1 | $ 86,000 | $ 86,000 | $ 30,000 |
| Lavaca County Texas | 2 | $ 440,000 | $ 220,000 | $ 105,000 |
| Lawrence County Kentucky | 1 | $ 87,000 | $ 87,000 | $ 45,000 |
| Le Flore County Oklahoma | 1 | $ 137,000 | $ 137,000 | $ 48,000 |
| Lea County New Mexico | 1 | $ 160,000 | $ 160,000 | $ 47,000 |
| Lee County Texas | 1 | $ 127,000 | $ 127,000 | $ 44,000 |
| Leon County Florida | 1 | $ 187,000 | $ 187,000 | $ 49,000 |
| Lewis County Washington | 1 | $ 108,000 | $ 108,000 | $ 46,000 |
| Liberty County Georgia | 1 | $ 127,000 | $ 127,000 | $ 83,000 |
| Liberty County Texas | 3 | $ 461,000 | $ 153,000 | $ 63,000 |
| Licking County Ohio | 2 | $ 291,000 | $ 145,000 | $ 59,000 |
| Limestone County Texas | 1 | $ 214,000 | $ 214,000 | $ 149,000 |
| Lincoln County Kentucky | 1 | $ 104,000 | $ 104,000 | $ 58,000 |
| Lincoln County New Mexico | 1 | $ 159,000 | $ 159,000 | $ 101,000 |
| Live Oak County Texas | 3 | $ 429,000 | $ 143,000 | $ 58,000 |
| Livingston County Louisiana | 2 | $ 205,000 | $ 102,000 | $ 39,000 |
| Llano County Texas | 4 | $ 1,478,000 | $ 369,000 | $ 175,000 |
| Logan County Oklahoma | 2 | $ 415,000 | $ 207,000 | $ 60,000 |
| Long County Georgia | 4 | $ 449,000 | $ 112,000 | $ 43,000 |
| Lubbock County Texas | 1 | $ 285,000 | $ 285,000 | $ 156,000 |
| Madison County Texas | 2 | $ 276,000 | $ 138,000 | $ 46,000 |
| Maricopa County Arizona | 1 | $ 51,000 | $ 51,000 | $ 43,000 |
| Marion County Florida | 1 | $ 141,000 | $ 141,000 | $ 90,000 |
| Marion County Texas | 2 | $ 281,000 | $ 140,000 | $ 74,000 |
| Marion County West Virginia | 1 | $ 139,000 | $ 139,000 | $ 53,000 |
| Martin County Texas | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| Maury County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 32,000 |
| McClain County Oklahoma | 2 | $ 261,000 | $ 130,000 | $ 45,000 |
| McCone County Montana | 1 | $ 274,000 | $ 274,000 | $ 116,000 |
| McIntosh County Georgia | 1 | $ 88,000 | $ 88,000 | $ 49,000 |
| McLennan County Texas | 3 | $ 267,000 | $ 89,000 | $ 79,000 |
| Medina County Texas | 3 | $ 451,000 | $ 150,000 | $ 41,000 |
| Midland County Texas | 1 | $ 102,000 | $ 102,000 | $ 184,000 |
| Montague County Texas | 2 | $ 145,000 | $ 72,000 | $ 43,000 |
| Montgomery County Georgia | 1 | $ 96,000 | $ 96,000 | $ 26,000 |
| Montgomery County Texas | 8 | $ 915,000 | $ 114,000 | $ 85,000 |
| Mora County New Mexico | 1 | $ 147,000 | $ 147,000 | $ 26,000 |
| Murray County Oklahoma | 3 | $ 351,000 | $ 117,000 | $ 55,000 |
| Nassau County Florida | 1 | $ 198,000 | $ 198,000 | $ 74,000 |
| Natchitoches County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Navarro County Texas | 2 | $ 34,000 | $ 17,000 | $ 80,000 |
| Nodaway County Missouri | 1 | $ 97,000 | $ 97,000 | $ 42,000 |
| Northampton County Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 31,000 |
| Nueces County Texas | 1 | $ 107,000 | $ 107,000 | $ 72,000 |
| Okanogan County Washington | 1 | $ 96,000 | $ 96,000 | $ 46,000 |
| Oklahoma County Oklahoma | 3 | $ 11,705,000 | $ 3,901,000 | $ 43,000 |
| Orange County Florida | 1 | $ 149,000 | $ 149,000 | $ 53,000 |
| Orange County Texas | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Osceola County Florida | 2 | $ 252,000 | $ 126,000 | $ 58,000 |
| Palo Pinto County Texas | 6 | $ 505,000 | $ 84,000 | $ 104,000 |
| Panola County Texas | 2 | $ 264,000 | $ 132,000 | $ 57,000 |
| Parker County Texas | 13 | $ 624,000 | $ 48,000 | $ 174,000 |
| Perry County Ohio | 1 | $ 148,000 | $ 148,000 | $ 68,000 |
| Pettis County Missouri | 1 | $ 154,000 | $ 154,000 | $ 77,000 |
| Pickens County South Carolina | 2 | $ 248,000 | $ 124,000 | $ 35,000 |
| Pike County Arkansas | 1 | $ 199,000 | $ 199,000 | $ 94,000 |
| Pike County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Pinellas County Florida | 1 | $ 288,000 | $ 288,000 | $ 103,000 |
| Polk County Florida | 1 | $ 103,000 | $ 103,000 | $ 68,000 |
| Polk County Georgia | 1 | $ 130,000 | $ 130,000 | $ 209,000 |
| Polk County Oregon | 1 | $ 63,000 | $ 63,000 | $ 38,000 |
| Polk County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 25,000 |
| Pottawatomie County Oklahoma | 2 | $ 208,000 | $ 104,000 | $ 33,000 |
| Pulaski County Arkansas | 1 | $ 91,000 | $ 91,000 | $ 52,000 |
| Rains County Texas | 1 | $ 98,000 | $ 98,000 | $ 39,000 |
| Rapides County Louisiana | 1 | $ 136,000 | $ 136,000 | $ 51,000 |
| Red River County Texas | 1 | $ 122,000 | $ 122,000 | $ 49,000 |
| Rio Arriba County New Mexico | 4 | $ 724,000 | $ 181,000 | $ 74,000 |
| Riverside County California | 3 | $ 529,000 | $ 176,000 | $ 48,000 |
| Rockwall County Texas | 21 | $ 1,187,000 | $ 56,000 | $ 159,000 |
| Rogers County Oklahoma | 1 | $ 261,000 | $ 261,000 | $ 155,000 |
| Rusk County Texas | 1 | $ 128,000 | $ 128,000 | $ 34,000 |
| Saline County Arkansas | 2 | $ 276,000 | $ 138,000 | $ 39,000 |
| San Augustine County Texas | 1 | $ 100,000 | $ 100,000 | $ 105,000 |
| San Jacinto County Texas | 1 | $ 142,000 | $ 142,000 | $ 72,000 |
| San Juan County New Mexico | 1 | $ 157,000 | $ 157,000 | $ 38,000 |
| San Miguel County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| San Patricio County Texas | 1 | $ 144,000 | $ 144,000 | $ 61,000 |
| Scioto County Ohio | 1 | $ 112,000 | $ 112,000 | $ 36,000 |
| Scurry County Texas | 2 | $ 396,000 | $ 198,000 | $ 98,000 |
| Sequoyah County Oklahoma | 1 | $ 137,000 | $ 137,000 | $ 55,000 |
| Shelby County Alabama | 2 | $ 255,000 | $ 127,000 | $ 38,000 |
| Shelby County Missouri | 1 | $ 118,000 | $ 118,000 | $ 51,000 |
| Sierra County New Mexico | 1 | $ 166,000 | $ 166,000 | $ 90,000 |
| Smith County Texas | 3 | $ 451,000 | $ 150,000 | $ 59,000 |
| Snohomish County Washington | 1 | $ 179,000 | $ 179,000 | $ 37,000 |
| Somervell County Texas | 2 | $ 152,000 | $ 76,000 | $ 111,000 |
| Spartanburg County South Carolina | 1 | $ 157,000 | $ 157,000 | $ 44,000 |
| Spokane County Washington | 1 | $ 137,000 | $ 137,000 | $ 48,000 |
| St. Clair County Alabama | 1 | $ 128,000 | $ 128,000 | $ 54,000 |
| St. Helena County Louisiana | 1 | $ 147,000 | $ 147,000 | $ 37,000 |
| St. James County Louisiana | 1 | $ 124,000 | $ 124,000 | $ 56,000 |
| St. Landry County Louisiana | 2 | $ 246,000 | $ 123,000 | $ 48,000 |
| St. Martin County Louisiana | 3 | $ 563,000 | $ 187,000 | $ 101,000 |
| St. Mary County Louisiana | 2 | $ 271,000 | $ 135,000 | $ 44,000 |
| Stephens County Oklahoma | 2 | $ 390,000 | $ 195,000 | $ 94,000 |
| Stone County Missouri | 1 | $ 183,000 | $ 183,000 | $ 64,000 |
| Sumter County Alabama | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| Sussex County Delaware | 2 | $ 318,000 | $ 159,000 | $ 40,000 |
| Tangipahoa County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Taos County New Mexico | 2 | $ 497,000 | $ 248,000 | $ 83,000 |
| Tarrant County Texas | 138 | $ 9,925,000 | $ 71,000 | $ 135,000 |
| Telfair County Georgia | 1 | $ 83,000 | $ 83,000 | $ 50,000 |
| Terrebonne County Louisiana | 2 | $ 409,000 | $ 204,000 | $ 84,000 |
| Tillamook County Oregon | 1 | $ 120,000 | $ 120,000 | $ 64,000 |
| Tillman County Oklahoma | 1 | $ 190,000 | $ 190,000 | $ 136,000 |
| Travis County Texas | 26 | $ 15,096,000 | $ 580,000 | $ 170,000 |
| Trinity County Texas | 2 | $ 346,000 | $ 173,000 | $ 82,000 |
| Tulsa County Oklahoma | 6 | $ 2,224,000 | $ 370,000 | $ 217,000 |
| Union County Louisiana | 1 | $ 89,000 | $ 89,000 | $ 40,000 |
| Upshur County Texas | 1 | $ 166,000 | $ 166,000 | $ 80,000 |
| Upton County Texas | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Uvalde County Texas | 2 | $ 282,000 | $ 141,000 | $ 64,000 |
| Val Verde County Texas | 2 | $ 370,000 | $ 185,000 | $ 57,000 |
| Valencia County New Mexico | 1 | $ 150,000 | $ 150,000 | $ 41,000 |
| Van Zandt County Texas | 2 | $ 79,000 | $ 39,000 | $ 147,000 |
| Victoria County Texas | 2 | $ 458,000 | $ 229,000 | $ 73,000 |
| Wakulla County Florida | 1 | $ 226,000 | $ 226,000 | $ 84,000 |
| Waller County Texas | 1 | $ 142,000 | $ 142,000 | $ 65,000 |
| Washington County Pennsylvania | 4 | $ 552,000 | $ 138,000 | $ 54,000 |
| Washington County Tennessee | 2 | $ 289,000 | $ 144,000 | $ 50,000 |
| Wayne County Georgia | 3 | $ 293,000 | $ 97,000 | $ 58,000 |
| Wayne County Mississippi | 1 | $ 117,000 | $ 117,000 | $ 39,000 |
| Webster County Kentucky | 1 | $ 127,000 | $ 127,000 | $ 54,000 |
| Whatcom County Washington | 2 | $ 460,000 | $ 230,000 | $ 78,000 |
| White County Arkansas | 1 | $ 143,000 | $ 143,000 | $ 37,000 |
| Williamson County Texas | 5 | $ 1,040,000 | $ 208,000 | $ 78,000 |
| Wilson County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 34,000 |
| Wilson County Texas | 2 | $ 244,000 | $ 122,000 | $ 41,000 |
| Wise County Texas | 10 | $ 1,072,000 | $ 107,000 | $ 71,000 |
| Wood County Texas | 4 | $ 363,000 | $ 90,000 | $ 69,000 |
| Wyoming County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 41,000 |
| York County Pennsylvania | 2 | $ 245,000 | $ 122,000 | $ 39,000 |
| Young County Texas | 1 | $ 87,000 | $ 87,000 | $ 87,000 |
Mortgage Loan Application Detail Totals for Viewpoint Bank, N.A. in 2012
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 974 | $32,137,000 | $32,000 | $728,000 | $123,000 | $700,000 |
| Home Purchase | 575 | $136,684,000 | $237,000 | $11,475,000 | $87,000 | $2,087,000 |
| Refinancing | 196 | $75,438,000 | $384,000 | $25,000,000 | $157,000 | $1,195,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,289 | $135,504,000 | $105,000 | $1,500,000 | $122,000 | $2,087,000 |
| Hispanic | 179 | $13,987,000 | $78,000 | $436,000 | $84,000 | $423,000 |
| Black or African American | 132 | $12,488,000 | $94,000 | $1,720,000 | $101,000 | $1,176,000 |
| Not Provided | 66 | $4,233,000 | $64,000 | $504,000 | $99,000 | $249,000 |
| Asian | 46 | $6,752,000 | $146,000 | $920,000 | $149,000 | $707,000 |
| Not applicable | 20 | $70,076,000 | $3,503,000 | $25,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 9 | $751,000 | $83,000 | $155,000 | $74,000 | $168,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $468,000 | $117,000 | $227,000 | $128,000 | $163,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,305 | $180,062,000 | $137,000 | $25,000,000 | $134,000 | $2,087,000 |
| FHA-insured (Federal Housing Administration) | 421 | $61,062,000 | $145,000 | $290,000 | $57,000 | $252,000 |
| VA-guaranteed (Veterans Administration) | 19 | $3,135,000 | $165,000 | $283,000 | $64,000 | $110,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 660 | $135,036,000 | $204,000 | $1,500,000 | $110,000 | $2,087,000 |
| Application Denied By Financial Institution | 541 | $18,643,000 | $34,000 | $309,000 | $110,000 | $700,000 |
| Loan Originated | 422 | $83,324,000 | $197,000 | $25,000,000 | $128,000 | $1,176,000 |
| Application Approved But Not Accepted | 118 | $6,850,000 | $58,000 | $1,400,000 | $123,000 | $600,000 |
| Application Withdrawn By Applicant | 4 | $406,000 | $101,000 | $220,000 | $73,000 | $130,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 226 | $6,342,000 | $28,000 | $250,000 | $109,000 | $301,000 |
| Debt-To-Income Ratio | 174 | $5,810,000 | $33,000 | $309,000 | $75,000 | $278,000 |
| Collateral | 111 | $5,613,000 | $50,000 | $280,000 | $158,000 | $700,000 |
| Employment History | 26 | $657,000 | $25,000 | $95,000 | $133,000 | $310,000 |
| Other | 2 | $42,000 | $21,000 | $23,000 | $154,000 | $158,000 |
| Unverifiable Information | 1 | $4,000 | $4,000 | $4,000 | $45,000 | $45,000 |
| Credit Application Incomplete | 1 | $175,000 | $175,000 | $175,000 | $144,000 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Viewpoint Bank, N.A.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Viewpoint Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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