Find mortgage loan statistics, lending data, and loan application totals for Utah.
The mortgage statistics and data below are specific to mortgage loan applications for Veritas Funding, Llc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Veritas Funding, Llc Morgun Hall 7050 S Union Park Ave 400, UT 84047 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
Total Number of Mortgage Applications | 4,552 |
Total Mortgage Loan Application Amount | $1,342,670,000 |
Average Mortgage Loan Application Amount | $292,666 |
Highest Mortgage Loan Application Amount | $2,305,000 |
Average Applicant Income | $97,333 |
Highest Applicant Income | $1,850,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in UT, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Salt Lake County Utah | 1,637 | $ 481,505,000 | $ 294,000 | $ 96,000 |
Utah County Utah | 848 | $ 254,040,000 | $ 299,000 | $ 95,000 |
Davis County Utah | 362 | $ 109,820,000 | $ 303,000 | $ 90,000 |
Weber County Utah | 252 | $ 62,460,000 | $ 247,000 | $ 73,000 |
Washington County Utah | 194 | $ 52,530,000 | $ 270,000 | $ 97,000 |
Tooele County Utah | 133 | $ 37,885,000 | $ 284,000 | $ 74,000 |
Bonneville County Idaho | 104 | $ 25,210,000 | $ 242,000 | $ 85,000 |
Summit County Utah | 79 | $ 47,465,000 | $ 600,000 | $ 283,000 |
Maricopa County Arizona | 63 | $ 17,065,000 | $ 270,000 | $ 91,000 |
Sacramento County California | 62 | $ 18,630,000 | $ 300,000 | $ 93,000 |
Cache County Utah | 44 | $ 9,930,000 | $ 225,000 | $ 83,000 |
Placer County California | 37 | $ 13,785,000 | $ 372,000 | $ 132,000 |
Tulare County California | 35 | $ 7,435,000 | $ 212,000 | $ 77,000 |
Ada County Idaho | 34 | $ 9,710,000 | $ 285,000 | $ 96,000 |
Box Elder County Utah | 28 | $ 6,850,000 | $ 244,000 | $ 68,000 |
Wasatch County Utah | 28 | $ 12,390,000 | $ 442,000 | $ 171,000 |
Kings County California | 25 | $ 5,515,000 | $ 220,000 | $ 58,000 |
Contra Costa County California | 23 | $ 9,115,000 | $ 396,000 | $ 142,000 |
Iron County Utah | 23 | $ 4,515,000 | $ 196,000 | $ 61,000 |
Washington County Oregon | 22 | $ 8,020,000 | $ 364,000 | $ 142,000 |
Riverside County California | 21 | $ 6,925,000 | $ 329,000 | $ 88,000 |
Canyon County Idaho | 21 | $ 5,785,000 | $ 275,000 | $ 65,000 |
Shelby County Tennessee | 21 | $ 1,315,000 | $ 62,000 | $ 125,000 |
San Bernardino County California | 18 | $ 5,310,000 | $ 295,000 | $ 92,000 |
Clackamas County Oregon | 17 | $ 7,125,000 | $ 419,000 | $ 121,000 |
Carbon County Utah | 17 | $ 2,705,000 | $ 159,000 | $ 55,000 |
Jefferson County Idaho | 16 | $ 4,440,000 | $ 277,000 | $ 109,000 |
Marion County Oregon | 16 | $ 3,730,000 | $ 233,000 | $ 146,000 |
Sanpete County Utah | 16 | $ 3,510,000 | $ 219,000 | $ 77,000 |
Snohomish County Washington | 15 | $ 5,655,000 | $ 377,000 | $ 168,000 |
Alameda County California | 13 | $ 5,985,000 | $ 460,000 | $ 154,000 |
Bingham County Idaho | 13 | $ 2,505,000 | $ 192,000 | $ 64,000 |
Los Angeles County California | 12 | $ 4,700,000 | $ 391,000 | $ 106,000 |
Multnomah County Oregon | 12 | $ 4,130,000 | $ 344,000 | $ 98,000 |
King County Washington | 11 | $ 6,035,000 | $ 548,000 | $ 182,000 |
Sevier County Utah | 10 | $ 1,770,000 | $ 177,000 | $ 59,000 |
Uintah County Utah | 10 | $ 1,750,000 | $ 175,000 | $ 52,000 |
San Diego County California | 9 | $ 4,615,000 | $ 512,000 | $ 144,000 |
San Joaquin County California | 9 | $ 2,555,000 | $ 283,000 | $ 108,000 |
Galveston County Texas | 9 | $ 1,505,000 | $ 167,000 | $ 133,000 |
Pinal County Arizona | 8 | $ 2,170,000 | $ 271,000 | $ 82,000 |
Fresno County California | 8 | $ 2,080,000 | $ 260,000 | $ 89,000 |
Morgan County Utah | 8 | $ 2,910,000 | $ 363,000 | $ 142,000 |
El Dorado County California | 7 | $ 2,045,000 | $ 292,000 | $ 193,000 |
Fremont County Idaho | 7 | $ 1,825,000 | $ 260,000 | $ 113,000 |
Clatsop County Oregon | 7 | $ 2,525,000 | $ 360,000 | $ 67,000 |
Orange County California | 6 | $ 2,410,000 | $ 401,000 | $ 106,000 |
Bear Lake County Idaho | 6 | $ 1,110,000 | $ 185,000 | $ 93,000 |
Denver County Colorado | 5 | $ 1,165,000 | $ 233,000 | $ 96,000 |
Madison County Idaho | 5 | $ 735,000 | $ 147,000 | $ 75,000 |
Juab County Utah | 5 | $ 1,425,000 | $ 285,000 | $ 54,000 |
Pierce County Washington | 5 | $ 1,385,000 | $ 277,000 | $ 93,000 |
Pima County Arizona | 4 | $ 710,000 | $ 177,000 | $ 22,000 |
Kern County California | 4 | $ 690,000 | $ 172,000 | $ 109,000 |
San Luis Obispo County California | 4 | $ 1,280,000 | $ 320,000 | $ 147,000 |
Santa Clara County California | 4 | $ 2,080,000 | $ 520,000 | $ 301,000 |
Yuba County California | 4 | $ 1,330,000 | $ 332,000 | $ 104,000 |
Linn County Oregon | 4 | $ 1,250,000 | $ 312,000 | $ 198,000 |
Harris County Texas | 4 | $ 1,000,000 | $ 250,000 | $ 124,000 |
Duchesne County Utah | 4 | $ 730,000 | $ 182,000 | $ 108,000 |
Emery County Utah | 4 | $ 760,000 | $ 190,000 | $ 69,000 |
Rich County Utah | 4 | $ 1,020,000 | $ 255,000 | $ 192,000 |
Clark County Washington | 4 | $ 940,000 | $ 235,000 | $ 79,000 |
San Francisco County California | 3 | $ 1,345,000 | $ 448,000 | $ 222,000 |
San Mateo County California | 3 | $ 1,935,000 | $ 645,000 | $ 183,000 |
Teton County Idaho | 3 | $ 585,000 | $ 195,000 | $ 57,000 |
Valley County Idaho | 3 | $ 425,000 | $ 141,000 | $ 155,000 |
Polk County Oregon | 3 | $ 855,000 | $ 285,000 | $ 79,000 |
San Juan County Utah | 3 | $ 445,000 | $ 148,000 | $ 37,000 |
Lincoln County Wyoming | 3 | $ 455,000 | $ 151,000 | $ 214,000 |
Mohave County Arizona | 2 | $ 450,000 | $ 225,000 | $ 55,000 |
Navajo County Arizona | 2 | $ 680,000 | $ 340,000 | $ 99,000 |
Yavapai County Arizona | 2 | $ 410,000 | $ 205,000 | $ 68,000 |
Amador County California | 2 | $ 720,000 | $ 360,000 | $ 89,000 |
Butte County California | 2 | $ 710,000 | $ 355,000 | $ 68,000 |
Nevada County California | 2 | $ 860,000 | $ 430,000 | $ 129,000 |
Santa Barbara County California | 2 | $ 1,430,000 | $ 715,000 | $ 92,000 |
Yolo County California | 2 | $ 590,000 | $ 295,000 | $ 163,000 |
El Paso County Colorado | 2 | $ 460,000 | $ 230,000 | $ 75,000 |
Summit County Colorado | 2 | $ 600,000 | $ 300,000 | $ 199,000 |
Caribou County Idaho | 2 | $ 270,000 | $ 135,000 | $ 33,000 |
Owyhee County Idaho | 2 | $ 680,000 | $ 340,000 | $ 142,000 |
Benton County Oregon | 2 | $ 320,000 | $ 160,000 | $ 66,000 |
Coos County Oregon | 2 | $ 730,000 | $ 365,000 | $ 99,000 |
Tillamook County Oregon | 2 | $ 540,000 | $ 270,000 | $ 126,000 |
Yamhill County Oregon | 2 | $ 430,000 | $ 215,000 | $ 83,000 |
Dallas County Texas | 2 | $ 250,000 | $ 125,000 | $ 95,000 |
Denton County Texas | 2 | $ 620,000 | $ 310,000 | $ 138,000 |
Beaver County Utah | 2 | $ 440,000 | $ 220,000 | $ 133,000 |
Benton County Washington | 2 | $ 370,000 | $ 185,000 | $ 55,000 |
Cowlitz County Washington | 2 | $ 760,000 | $ 380,000 | $ 90,000 |
Skagit County Washington | 2 | $ 780,000 | $ 390,000 | $ 89,000 |
Thurston County Washington | 2 | $ 780,000 | $ 390,000 | $ 103,000 |
Whatcom County Washington | 2 | $ 350,000 | $ 175,000 | $ 38,000 |
Teton County Wyoming | 2 | $ 1,020,000 | $ 510,000 | $ 184,000 |
Yuma County Arizona | 1 | $ 205,000 | $ 205,000 | $ 29,000 |
Calaveras County California | 1 | $ 345,000 | $ 345,000 | $ 130,000 |
Lassen County California | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
Marin County California | 1 | $ 515,000 | $ 515,000 | $ 241,000 |
Monterey County California | 1 | $ 305,000 | $ 305,000 | $ 0 |
Napa County California | 1 | $ 625,000 | $ 625,000 | $ 95,000 |
Shasta County California | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
Solano County California | 1 | $ 375,000 | $ 375,000 | $ 66,000 |
Stanislaus County California | 1 | $ 235,000 | $ 235,000 | $ 122,000 |
Sutter County California | 1 | $ 265,000 | $ 265,000 | $ 0 |
Ventura County California | 1 | $ 445,000 | $ 445,000 | $ 139,000 |
Adams County Colorado | 1 | $ 275,000 | $ 275,000 | $ 139,000 |
Arapahoe County Colorado | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
Broomfield County Colorado | 1 | $ 295,000 | $ 295,000 | $ 138,000 |
Rio Grande County Colorado | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
Teller County Colorado | 1 | $ 235,000 | $ 235,000 | $ 86,000 |
Weld County Colorado | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
Bannock County Idaho | 1 | $ 185,000 | $ 185,000 | $ 104,000 |
Blaine County Idaho | 1 | $ 675,000 | $ 675,000 | $ 578,000 |
Boise County Idaho | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
Franklin County Idaho | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
Power County Idaho | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
Madison County North Carolina | 1 | $ 555,000 | $ 555,000 | $ 780,000 |
Crook County Oregon | 1 | $ 295,000 | $ 295,000 | $ 70,000 |
Harney County Oregon | 1 | $ 285,000 | $ 285,000 | $ 22,000 |
Morrow County Oregon | 1 | $ 145,000 | $ 145,000 | $ 210,000 |
Umatilla County Oregon | 1 | $ 525,000 | $ 525,000 | $ 80,000 |
Williamson County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 69,000 |
Cameron County Texas | 1 | $ 315,000 | $ 315,000 | $ 53,000 |
Jackson County Texas | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
McLennan County Texas | 1 | $ 275,000 | $ 275,000 | $ 52,000 |
Travis County Texas | 1 | $ 365,000 | $ 365,000 | $ 128,000 |
Williamson County Texas | 1 | $ 485,000 | $ 485,000 | $ 180,000 |
Garfield County Utah | 1 | $ 205,000 | $ 205,000 | $ 149,000 |
Grand County Utah | 1 | $ 185,000 | $ 185,000 | $ 225,000 |
Millard County Utah | 1 | $ 235,000 | $ 235,000 | $ 154,000 |
Island County Washington | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
Spokane County Washington | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
Walla Walla County Washington | 1 | $ 515,000 | $ 515,000 | $ 248,000 |
Sweetwater County Wyoming | 1 | $ 245,000 | $ 245,000 | $ 126,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Utah,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 2,012 | $573,620,000 | $285,000 | $2,255,000 | $102,000 | $1,850,000 |
Home Purchase | 1,604 | $510,910,000 | $318,000 | $2,305,000 | $93,000 | $1,451,000 |
Cash-out Refinancing | 936 | $258,140,000 | $275,000 | $1,025,000 | $97,000 | $1,348,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 3,051 | $925,075,000 | $303,000 | $2,305,000 | $108,000 | $1,850,000 |
Hispanic | 1,078 | $294,530,000 | $273,000 | $645,000 | $70,000 | $725,000 |
Not Provided | 212 | $59,730,000 | $281,000 | $755,000 | $94,000 | $1,057,000 |
Asian | 111 | $32,555,000 | $293,000 | $815,000 | $116,000 | $523,000 |
Black or African American | 62 | $19,290,000 | $311,000 | $575,000 | $91,000 | $700,000 |
Native Hawaiian or Other Pacific Islander | 14 | $3,850,000 | $275,000 | $585,000 | $82,000 | $130,000 |
American Indian or Alaskan Native | 14 | $3,380,000 | $241,000 | $335,000 | $78,000 | $151,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,640 | $1,069,290,000 | $293,000 | $2,305,000 | $106,000 | $1,850,000 |
FHA-insured (Federal Housing Administration) | 680 | $198,520,000 | $291,000 | $1,275,000 | $67,000 | $330,000 |
VA-guaranteed (Veterans Administration) | 195 | $65,535,000 | $336,000 | $855,000 | $67,000 | $503,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 37 | $9,325,000 | $252,000 | $405,000 | $63,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 3,040 | $881,890,000 | $290,000 | $1,735,000 | $97,000 | $1,850,000 |
File Closed For Incompleteness | 859 | $261,055,000 | $303,000 | $2,305,000 | $101,000 | $1,298,000 |
Application Withdrawn By Applicant | 436 | $134,380,000 | $308,000 | $1,355,000 | $103,000 | $1,451,000 |
Application Denied By Financial Institution | 124 | $39,630,000 | $319,000 | $2,245,000 | $79,000 | $814,000 |
Application Approved But Not Accepted | 93 | $25,715,000 | $276,000 | $605,000 | $97,000 | $576,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 4,428 | $1,303,040,000 | $294,000 | $2,305,000 | $99,000 | $1,850,000 |
Debt-To-Income Ratio | 55 | $20,095,000 | $365,000 | $2,245,000 | $82,000 | $814,000 |
Credit History | 28 | $7,100,000 | $253,000 | $365,000 | $73,000 | $130,000 |
Employment History | 13 | $3,585,000 | $275,000 | $525,000 | $76,000 | $178,000 |
Collateral | 12 | $3,510,000 | $292,000 | $575,000 | $86,000 | $161,000 |
Unverifiable Information | 6 | $2,010,000 | $335,000 | $605,000 | $63,000 | $100,000 |
Credit Application Incomplete | 5 | $1,845,000 | $369,000 | $505,000 | $83,000 | $132,000 |
Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,485,000 | $297,000 | $365,000 | $88,000 | $137,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in UT, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Utah, and search similar information at your convenience.