Find mortgage loan statistics, lending data, and loan application totals for Utah.
The mortgage statistics and data below are specific to mortgage loan applications for Veritas Funding, Llc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Veritas Funding, Llc Morgun Hall 7050 S Union Park Ave 400, UT 84047 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
Total Number of Mortgage Applications | 6,259 |
Total Mortgage Loan Application Amount | $1,448,614,000 |
Average Mortgage Loan Application Amount | $226,000 |
Highest Mortgage Loan Application Amount | $1,275,000 |
Average Applicant Income | $91,000 |
Highest Applicant Income | $4,542,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in UT, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Salt Lake County Utah | 2,435 | $ 607,000,000 | $ 249,000 | $ 96,000 |
Utah County Utah | 1,058 | $ 256,451,000 | $ 242,000 | $ 91,000 |
Davis County Utah | 622 | $ 142,710,000 | $ 229,000 | $ 91,000 |
Weber County Utah | 499 | $ 88,543,000 | $ 177,000 | $ 69,000 |
Maricopa County Arizona | 431 | $ 84,353,000 | $ 195,000 | $ 79,000 |
Washington County Utah | 283 | $ 56,978,000 | $ 201,000 | $ 87,000 |
Cache County Utah | 134 | $ 24,689,000 | $ 184,000 | $ 66,000 |
Tooele County Utah | 126 | $ 24,742,000 | $ 196,000 | $ 61,000 |
Iron County Utah | 102 | $ 15,801,000 | $ 154,000 | $ 68,000 |
Summit County Utah | 69 | $ 29,156,000 | $ 422,000 | $ 176,000 |
Wasatch County Utah | 66 | $ 19,846,000 | $ 300,000 | $ 129,000 |
Washington County Oregon | 48 | $ 11,395,000 | $ 237,000 | $ 75,000 |
Box Elder County Utah | 43 | $ 7,484,000 | $ 174,000 | $ 58,000 |
Pinal County Arizona | 28 | $ 4,352,000 | $ 155,000 | $ 48,000 |
Sevier County Utah | 27 | $ 3,441,000 | $ 127,000 | $ 36,000 |
Los Angeles County California | 20 | $ 6,593,000 | $ 329,000 | $ 131,000 |
King County Washington | 18 | $ 8,006,000 | $ 444,000 | $ 167,000 |
Morgan County Utah | 15 | $ 4,486,000 | $ 299,000 | $ 110,000 |
Pima County Arizona | 12 | $ 1,783,000 | $ 148,000 | $ 116,000 |
Kane County Utah | 12 | $ 2,419,000 | $ 201,000 | $ 182,000 |
Sanpete County Utah | 12 | $ 1,813,000 | $ 151,000 | $ 71,000 |
Uintah County Utah | 12 | $ 2,422,000 | $ 201,000 | $ 63,000 |
Yavapai County Arizona | 10 | $ 1,785,000 | $ 178,000 | $ 63,000 |
Beaver County Utah | 10 | $ 1,007,000 | $ 100,000 | $ 49,000 |
Juab County Utah | 10 | $ 1,094,000 | $ 109,000 | $ 45,000 |
Orange County California | 9 | $ 5,188,000 | $ 576,000 | $ 249,000 |
Marion County Oregon | 9 | $ 1,568,000 | $ 174,000 | $ 62,000 |
Millard County Utah | 9 | $ 1,225,000 | $ 136,000 | $ 44,000 |
Snohomish County Washington | 8 | $ 1,923,000 | $ 240,000 | $ 132,000 |
San Diego County California | 7 | $ 2,232,000 | $ 318,000 | $ 89,000 |
Ventura County California | 7 | $ 2,480,000 | $ 354,000 | $ 117,000 |
Stanislaus County California | 6 | $ 1,119,000 | $ 186,000 | $ 56,000 |
Ada County Idaho | 6 | $ 1,349,000 | $ 224,000 | $ 61,000 |
Riverside County California | 5 | $ 2,019,000 | $ 403,000 | $ 91,000 |
Clackamas County Oregon | 5 | $ 1,157,000 | $ 231,000 | $ 75,000 |
Gila County Arizona | 4 | $ 495,000 | $ 123,000 | $ 93,000 |
Alameda County California | 4 | $ 921,000 | $ 230,000 | $ 98,000 |
Multnomah County Oregon | 4 | $ 953,000 | $ 238,000 | $ 90,000 |
Yuma County Arizona | 3 | $ 767,000 | $ 255,000 | $ 117,000 |
Jefferson County Colorado | 3 | $ 763,000 | $ 254,000 | $ 127,000 |
Deschutes County Oregon | 3 | $ 705,000 | $ 235,000 | $ 98,000 |
Duchesne County Utah | 3 | $ 561,000 | $ 187,000 | $ 39,000 |
Clark County Washington | 3 | $ 398,000 | $ 132,000 | $ 66,000 |
Pierce County Washington | 3 | $ 934,000 | $ 311,000 | $ 87,000 |
Santa Clara County California | 2 | $ 1,215,000 | $ 607,000 | $ 169,000 |
Santa Cruz County California | 2 | $ 2,078,000 | $ 1,039,000 | $ 271,000 |
Adams County Colorado | 2 | $ 501,000 | $ 250,000 | $ 69,000 |
Arapahoe County Colorado | 2 | $ 333,000 | $ 166,000 | $ 53,000 |
Weld County Colorado | 2 | $ 401,000 | $ 200,000 | $ 67,000 |
Bannock County Idaho | 2 | $ 499,000 | $ 249,000 | $ 266,000 |
Oneida County Idaho | 2 | $ 167,000 | $ 83,000 | $ 19,000 |
Columbia County Oregon | 2 | $ 313,000 | $ 156,000 | $ 43,000 |
Yamhill County Oregon | 2 | $ 329,000 | $ 164,000 | $ 46,000 |
Daggett County Utah | 2 | $ 303,000 | $ 151,000 | $ 235,000 |
Garfield County Utah | 2 | $ 276,000 | $ 138,000 | $ 261,000 |
Piute County Utah | 2 | $ 291,000 | $ 145,000 | $ 232,000 |
Rich County Utah | 2 | $ 210,000 | $ 105,000 | $ 97,000 |
San Juan County Utah | 2 | $ 284,000 | $ 142,000 | $ 60,000 |
Coconino County Arizona | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
Contra Costa County California | 1 | $ 383,000 | $ 383,000 | $ 84,000 |
Fresno County California | 1 | $ 88,000 | $ 88,000 | $ 189,000 |
Kings County California | 1 | $ 52,000 | $ 52,000 | $ 12,000 |
Merced County California | 1 | $ 132,000 | $ 132,000 | $ 47,000 |
Monterey County California | 1 | $ 782,000 | $ 782,000 | $ 139,000 |
San Bernardino County California | 1 | $ 203,000 | $ 203,000 | $ 40,000 |
San Joaquin County California | 1 | $ 204,000 | $ 204,000 | $ 59,000 |
San Luis Obispo County California | 1 | $ 198,000 | $ 198,000 | $ 69,000 |
Santa Barbara County California | 1 | $ 339,000 | $ 339,000 | $ 69,000 |
Shasta County California | 1 | $ 216,000 | $ 216,000 | $ 48,000 |
Tehama County California | 1 | $ 128,000 | $ 128,000 | $ 48,000 |
Tulare County California | 1 | $ 195,000 | $ 195,000 | $ 242,000 |
Bear Lake County Idaho | 1 | $ 132,000 | $ 132,000 | $ 182,000 |
Canyon County Idaho | 1 | $ 150,000 | $ 150,000 | $ 93,000 |
Franklin County Idaho | 1 | $ 200,000 | $ 200,000 | $ 106,000 |
Owyhee County Idaho | 1 | $ 240,000 | $ 240,000 | $ 40,000 |
Coos County Oregon | 1 | $ 264,000 | $ 264,000 | $ 70,000 |
Douglas County Oregon | 1 | $ 264,000 | $ 264,000 | $ 106,000 |
Lane County Oregon | 1 | $ 284,000 | $ 284,000 | $ 45,000 |
Tillamook County Oregon | 1 | $ 204,000 | $ 204,000 | $ 119,000 |
Carbon County Utah | 1 | $ 112,000 | $ 112,000 | $ 52,000 |
Emery County Utah | 1 | $ 94,000 | $ 94,000 | $ 53,000 |
Grand County Utah | 1 | $ 329,000 | $ 329,000 | $ 85,000 |
Benton County Washington | 1 | $ 238,000 | $ 238,000 | $ 106,000 |
Island County Washington | 1 | $ 395,000 | $ 395,000 | $ 64,000 |
Thurston County Washington | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
Walla Walla County Washington | 1 | $ 102,000 | $ 102,000 | $ 72,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Utah,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 5,063 | $1,160,923,000 | $229,000 | $1,275,000 | $88,000 | $4,542,000 |
Refinancing | 1,175 | $283,319,000 | $241,000 | $1,208,000 | $100,000 | $2,160,000 |
Home Improvement | 21 | $4,372,000 | $208,000 | $626,000 | $85,000 | $188,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 4,918 | $1,149,091,000 | $233,000 | $1,275,000 | $92,000 | $4,542,000 |
Not Provided | 609 | $147,060,000 | $241,000 | $940,000 | $99,000 | $3,600,000 |
Hispanic | 450 | $86,343,000 | $191,000 | $907,000 | $62,000 | $476,000 |
Asian | 169 | $40,811,000 | $241,000 | $570,000 | $92,000 | $764,000 |
Black or African American | 46 | $11,378,000 | $247,000 | $723,000 | $80,000 | $480,000 |
Native Hawaiian or Other Pacific Islander | 39 | $8,145,000 | $208,000 | $393,000 | $79,000 | $265,000 |
American Indian or Alaskan Native | 28 | $5,786,000 | $206,000 | $444,000 | $75,000 | $220,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,242 | $1,033,357,000 | $243,000 | $1,275,000 | $103,000 | $4,542,000 |
FHA-insured (Federal Housing Administration) | 1,346 | $258,330,000 | $191,000 | $642,000 | $61,000 | $861,000 |
VA-guaranteed (Veterans Administration) | 461 | $119,440,000 | $259,000 | $768,000 | $76,000 | $480,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 210 | $37,487,000 | $178,000 | $366,000 | $50,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 4,355 | $1,006,291,000 | $231,000 | $1,275,000 | $88,000 | $1,988,000 |
File Closed For Incompleteness | 1,209 | $283,790,000 | $234,000 | $1,042,000 | $90,000 | $3,600,000 |
Application Denied By Financial Institution | 468 | $103,813,000 | $221,000 | $1,208,000 | $87,000 | $2,160,000 |
Application Approved But Not Accepted | 215 | $52,139,000 | $242,000 | $710,000 | $125,000 | $4,542,000 |
Application Withdrawn By Applicant | 12 | $2,581,000 | $215,000 | $340,000 | $64,000 | $204,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 133 | $30,372,000 | $228,000 | $800,000 | $66,000 | $442,000 |
Credit History | 93 | $21,918,000 | $235,000 | $792,000 | $103,000 | $1,702,000 |
Collateral | 89 | $16,927,000 | $190,000 | $868,000 | $111,000 | $2,160,000 |
Other | 60 | $13,070,000 | $217,000 | $599,000 | $91,000 | $400,000 |
Unverifiable Information | 25 | $5,953,000 | $238,000 | $1,208,000 | $80,000 | $240,000 |
Employment History | 20 | $4,417,000 | $220,000 | $642,000 | $65,000 | $270,000 |
Insufficient Cash (Downpayment, Closing Cost) | 14 | $3,499,000 | $249,000 | $680,000 | $81,000 | $202,000 |
Credit Application Incomplete | 10 | $2,563,000 | $256,000 | $907,000 | $95,000 | $204,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in UT, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Utah, and search similar information at your convenience.