Veridian Credit Union
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for Iowa.
The mortgage statistics and data below are specific to mortgage loan applications for Veridian Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Veridian Credit Union 1827 Ansborough Ave Waterloo, IA 50701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,807 |
| Total Mortgage Loan Application Amount | $1,020,575,000 |
| Average Mortgage Loan Application Amount | $111,800 |
| Highest Mortgage Loan Application Amount | $35,805,000 |
| Average Applicant Income | $113,600 |
| Highest Applicant Income | $2,750,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Iowa | 1,766 | $ 174,100,000 | $ 98,000 | $ 111,000 |
| Black Hawk County Iowa | 1,726 | $ 160,930,000 | $ 93,000 | $ 83,000 |
| Douglas County Nebraska | 960 | $ 148,340,000 | $ 154,000 | $ 131,000 |
| Linn County Iowa | 529 | $ 50,505,000 | $ 95,000 | $ 99,000 |
| Sarpy County Nebraska | 381 | $ 55,555,000 | $ 145,000 | $ 144,000 |
| Dallas County Iowa | 343 | $ 45,165,000 | $ 131,000 | $ 144,000 |
| Bremer County Iowa | 275 | $ 26,945,000 | $ 97,000 | $ 92,000 |
| Buchanan County Iowa | 218 | $ 17,780,000 | $ 81,000 | $ 82,000 |
| Pottawattamie County Iowa | 197 | $ 17,625,000 | $ 89,000 | $ 98,000 |
| Warren County Iowa | 196 | $ 23,400,000 | $ 119,000 | $ 121,000 |
| Fayette County Iowa | 177 | $ 10,455,000 | $ 59,000 | $ 69,000 |
| Butler County Iowa | 144 | $ 13,020,000 | $ 90,000 | $ 87,000 |
| Grundy County Iowa | 126 | $ 13,170,000 | $ 104,000 | $ 91,000 |
| Story County Iowa | 119 | $ 11,435,000 | $ 96,000 | $ 118,000 |
| Hennepin County Minnesota | 117 | $ 41,455,000 | $ 354,000 | $ 216,000 |
| Johnson County Iowa | 100 | $ 13,650,000 | $ 136,000 | $ 120,000 |
| Benton County Iowa | 89 | $ 9,775,000 | $ 109,000 | $ 116,000 |
| Jasper County Iowa | 75 | $ 4,965,000 | $ 66,000 | $ 88,000 |
| Tama County Iowa | 71 | $ 5,415,000 | $ 76,000 | $ 78,000 |
| Boone County Iowa | 57 | $ 4,955,000 | $ 86,000 | $ 112,000 |
| Marshall County Iowa | 43 | $ 2,695,000 | $ 62,000 | $ 85,000 |
| Chickasaw County Iowa | 42 | $ 3,580,000 | $ 85,000 | $ 94,000 |
| Hardin County Iowa | 37 | $ 3,175,000 | $ 85,000 | $ 67,000 |
| Madison County Iowa | 37 | $ 6,905,000 | $ 186,000 | $ 167,000 |
| Cerro Gordo County Iowa | 33 | $ 2,145,000 | $ 65,000 | $ 99,000 |
| Lancaster County Nebraska | 33 | $ 5,235,000 | $ 158,000 | $ 139,000 |
| Marion County Iowa | 31 | $ 3,715,000 | $ 119,000 | $ 116,000 |
| Cass County Nebraska | 31 | $ 5,525,000 | $ 178,000 | $ 120,000 |
| Mills County Iowa | 25 | $ 3,535,000 | $ 141,000 | $ 125,000 |
| Dodge County Nebraska | 24 | $ 1,810,000 | $ 75,000 | $ 96,000 |
| Anoka County Minnesota | 23 | $ 2,945,000 | $ 128,000 | $ 189,000 |
| Scott County Minnesota | 23 | $ 3,185,000 | $ 138,000 | $ 344,000 |
| Dakota County Minnesota | 22 | $ 3,020,000 | $ 137,000 | $ 225,000 |
| Floyd County Iowa | 21 | $ 2,335,000 | $ 111,000 | $ 78,000 |
| Ramsey County Minnesota | 21 | $ 3,375,000 | $ 160,000 | $ 134,000 |
| Clayton County Iowa | 19 | $ 2,005,000 | $ 105,000 | $ 93,000 |
| Cedar County Iowa | 18 | $ 1,160,000 | $ 64,000 | $ 110,000 |
| Guthrie County Iowa | 18 | $ 2,010,000 | $ 111,000 | $ 90,000 |
| Harrison County Iowa | 18 | $ 1,250,000 | $ 69,000 | $ 96,000 |
| Franklin County Iowa | 17 | $ 595,000 | $ 35,000 | $ 69,000 |
| Poweshiek County Iowa | 17 | $ 2,125,000 | $ 125,000 | $ 85,000 |
| Iowa County Iowa | 16 | $ 1,470,000 | $ 91,000 | $ 77,000 |
| Jones County Iowa | 16 | $ 1,590,000 | $ 99,000 | $ 89,000 |
| Wright County Minnesota | 16 | $ 2,660,000 | $ 166,000 | $ 132,000 |
| Carver County Minnesota | 15 | $ 3,065,000 | $ 204,000 | $ 276,000 |
| Washington County Iowa | 14 | $ 970,000 | $ 69,000 | $ 78,000 |
| Saunders County Nebraska | 14 | $ 2,190,000 | $ 156,000 | $ 121,000 |
| Washington County Nebraska | 14 | $ 2,000,000 | $ 142,000 | $ 112,000 |
| Dubuque County Iowa | 13 | $ 1,975,000 | $ 151,000 | $ 142,000 |
| Scott County Iowa | 13 | $ 1,695,000 | $ 130,000 | $ 116,000 |
| Washington County Minnesota | 13 | $ 1,915,000 | $ 147,000 | $ 310,000 |
| Hamilton County Iowa | 12 | $ 980,000 | $ 81,000 | $ 100,000 |
| Lucas County Iowa | 11 | $ 755,000 | $ 68,000 | $ 64,000 |
| Muscatine County Iowa | 11 | $ 1,295,000 | $ 117,000 | $ 102,000 |
| Delaware County Iowa | 10 | $ 1,140,000 | $ 114,000 | $ 108,000 |
| Greene County Iowa | 10 | $ 770,000 | $ 77,000 | $ 83,000 |
| Mahaska County Iowa | 10 | $ 490,000 | $ 49,000 | $ 110,000 |
| Mitchell County Iowa | 10 | $ 950,000 | $ 95,000 | $ 88,000 |
| Des Moines County Iowa | 9 | $ 655,000 | $ 72,000 | $ 82,000 |
| Union County Iowa | 9 | $ 675,000 | $ 75,000 | $ 85,000 |
| Woodbury County Iowa | 9 | $ 675,000 | $ 75,000 | $ 118,000 |
| Howard County Iowa | 8 | $ 830,000 | $ 103,000 | $ 80,000 |
| Wapello County Iowa | 8 | $ 560,000 | $ 70,000 | $ 116,000 |
| Winneshiek County Iowa | 8 | $ 510,000 | $ 63,000 | $ 104,000 |
| Allamakee County Iowa | 7 | $ 1,115,000 | $ 159,000 | $ 120,000 |
| Cass County Iowa | 7 | $ 845,000 | $ 120,000 | $ 98,000 |
| Montgomery County Iowa | 7 | $ 885,000 | $ 126,000 | $ 93,000 |
| Page County Iowa | 7 | $ 285,000 | $ 40,000 | $ 102,000 |
| Shelby County Iowa | 7 | $ 765,000 | $ 109,000 | $ 120,000 |
| Webster County Iowa | 7 | $ 815,000 | $ 116,000 | $ 93,000 |
| Wright County Iowa | 7 | $ 665,000 | $ 95,000 | $ 107,000 |
| Clarke County Iowa | 6 | $ 280,000 | $ 46,000 | $ 95,000 |
| Clinton County Iowa | 6 | $ 310,000 | $ 51,000 | $ 44,000 |
| Keokuk County Iowa | 6 | $ 240,000 | $ 40,000 | $ 32,000 |
| Crow Wing County Minnesota | 6 | $ 1,830,000 | $ 305,000 | $ 248,000 |
| Sherburne County Minnesota | 6 | $ 750,000 | $ 125,000 | $ 237,000 |
| Hall County Nebraska | 6 | $ 630,000 | $ 105,000 | $ 80,000 |
| Adair County Iowa | 5 | $ 285,000 | $ 57,000 | $ 75,000 |
| Audubon County Iowa | 5 | $ 625,000 | $ 125,000 | $ 73,000 |
| Dickinson County Iowa | 5 | $ 545,000 | $ 109,000 | $ 126,000 |
| Ringgold County Iowa | 5 | $ 965,000 | $ 193,000 | $ 134,000 |
| Crawford County Wisconsin | 5 | $ 975,000 | $ 195,000 | $ 152,000 |
| Cook County Illinois | 4 | $ 1,090,000 | $ 272,000 | $ 216,000 |
| Appanoose County Iowa | 4 | $ 1,650,000 | $ 412,000 | $ 273,000 |
| Calhoun County Iowa | 4 | $ 220,000 | $ 55,000 | $ 46,000 |
| Clay County Iowa | 4 | $ 100,000 | $ 25,000 | $ 67,000 |
| Decatur County Iowa | 4 | $ 450,000 | $ 112,000 | $ 322,000 |
| Fremont County Iowa | 4 | $ 270,000 | $ 67,000 | $ 64,000 |
| Humboldt County Iowa | 4 | $ 220,000 | $ 55,000 | $ 37,000 |
| Jackson County Iowa | 4 | $ 360,000 | $ 90,000 | $ 106,000 |
| Kossuth County Iowa | 4 | $ 200,000 | $ 50,000 | $ 88,000 |
| Plymouth County Iowa | 4 | $ 180,000 | $ 45,000 | $ 135,000 |
| Lincoln County South Dakota | 4 | $ 36,660,000 | $ 9,165,000 | $ 173,000 |
| Dane County Wisconsin | 4 | $ 870,000 | $ 217,000 | $ 94,000 |
| Rock Island County Illinois | 3 | $ 465,000 | $ 155,000 | $ 61,000 |
| Carroll County Iowa | 3 | $ 195,000 | $ 65,000 | $ 48,000 |
| Crawford County Iowa | 3 | $ 175,000 | $ 58,000 | $ 55,000 |
| Hancock County Iowa | 3 | $ 355,000 | $ 118,000 | $ 83,000 |
| Louisa County Iowa | 3 | $ 455,000 | $ 151,000 | $ 102,000 |
| Palo Alto County Iowa | 3 | $ 105,000 | $ 35,000 | $ 110,000 |
| Taylor County Iowa | 3 | $ 95,000 | $ 31,000 | $ 43,000 |
| Winnebago County Iowa | 3 | $ 95,000 | $ 31,000 | $ 96,000 |
| Worth County Iowa | 3 | $ 65,000 | $ 21,000 | $ 18,000 |
| Olmsted County Minnesota | 3 | $ 495,000 | $ 165,000 | $ 61,000 |
| Rice County Minnesota | 3 | $ 405,000 | $ 135,000 | $ 125,000 |
| Madison County Nebraska | 3 | $ 75,000 | $ 25,000 | $ 138,000 |
| Grant County Wisconsin | 3 | $ 305,000 | $ 101,000 | $ 74,000 |
| Milwaukee County Wisconsin | 3 | $ 545,000 | $ 181,000 | $ 82,000 |
| Orange County Florida | 2 | $ 640,000 | $ 320,000 | $ 365,000 |
| Henry County Illinois | 2 | $ 440,000 | $ 220,000 | $ 106,000 |
| Adams County Iowa | 2 | $ 240,000 | $ 120,000 | $ 64,000 |
| Buena Vista County Iowa | 2 | $ 250,000 | $ 125,000 | $ 134,000 |
| Henry County Iowa | 2 | $ 130,000 | $ 65,000 | $ 58,000 |
| Jefferson County Iowa | 2 | $ 160,000 | $ 80,000 | $ 81,000 |
| Lyon County Iowa | 2 | $ 110,000 | $ 55,000 | $ 91,000 |
| Monroe County Iowa | 2 | $ 250,000 | $ 125,000 | $ 128,000 |
| O'Brien County Iowa | 2 | $ 200,000 | $ 100,000 | $ 134,000 |
| Sioux County Iowa | 2 | $ 80,000 | $ 40,000 | $ 43,000 |
| Van Buren County Iowa | 2 | $ 200,000 | $ 100,000 | $ 135,000 |
| Cass County Minnesota | 2 | $ 90,000 | $ 45,000 | $ 75,000 |
| Chisago County Minnesota | 2 | $ 110,000 | $ 55,000 | $ 71,000 |
| Goodhue County Minnesota | 2 | $ 610,000 | $ 305,000 | $ 191,000 |
| Isanti County Minnesota | 2 | $ 100,000 | $ 50,000 | $ 93,000 |
| Itasca County Minnesota | 2 | $ 140,000 | $ 70,000 | $ 133,000 |
| Steele County Minnesota | 2 | $ 580,000 | $ 290,000 | $ 146,000 |
| Waseca County Minnesota | 2 | $ 130,000 | $ 65,000 | $ 68,000 |
| Camden County Missouri | 2 | $ 1,480,000 | $ 740,000 | $ 253,000 |
| St. Louis City County Missouri | 2 | $ 400,000 | $ 200,000 | $ 91,000 |
| Taney County Missouri | 2 | $ 270,000 | $ 135,000 | $ 60,000 |
| Clay County Nebraska | 2 | $ 40,000 | $ 20,000 | $ 58,000 |
| Jefferson County Nebraska | 2 | $ 90,000 | $ 45,000 | $ 96,000 |
| Saline County Nebraska | 2 | $ 110,000 | $ 55,000 | $ 106,000 |
| York County Nebraska | 2 | $ 490,000 | $ 245,000 | $ 92,000 |
| Lancaster County Pennsylvania | 2 | $ 10,000 | $ 5,000 | $ 31,000 |
| Autauga County Alabama | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| White County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| San Joaquin County California | 1 | $ 35,000 | $ 35,000 | $ 138,000 |
| Douglas County Colorado | 1 | $ 165,000 | $ 165,000 | $ 297,000 |
| Osceola County Florida | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Carroll County Illinois | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| Henderson County Illinois | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Kane County Illinois | 1 | $ 335,000 | $ 335,000 | $ 1,781,000 |
| Kendall County Illinois | 1 | $ 505,000 | $ 505,000 | $ 452,000 |
| St. Clair County Illinois | 1 | $ 65,000 | $ 65,000 | $ 114,000 |
| Will County Illinois | 1 | $ 65,000 | $ 65,000 | $ 59,000 |
| Davis County Iowa | 1 | $ 45,000 | $ 45,000 | $ 141,000 |
| Monona County Iowa | 1 | $ 15,000 | $ 15,000 | $ 68,000 |
| Osceola County Iowa | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Sac County Iowa | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| Montgomery County Maryland | 1 | $ 45,000 | $ 45,000 | $ 85,000 |
| Blue Earth County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 186,000 |
| Brown County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 83,000 |
| Cook County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 231,000 |
| Douglas County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 241,000 |
| Le Sueur County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 85,000 |
| Mille Lacs County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 116,000 |
| Mower County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
| Murray County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 194,000 |
| Sibley County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 106,000 |
| St. Louis County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 93,000 |
| Andrew County Missouri | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Boone County Missouri | 1 | $ 465,000 | $ 465,000 | $ 214,000 |
| Clay County Missouri | 1 | $ 335,000 | $ 335,000 | $ 102,000 |
| Miller County Missouri | 1 | $ 225,000 | $ 225,000 | $ 71,000 |
| Platte County Missouri | 1 | $ 285,000 | $ 285,000 | $ 177,000 |
| Putnam County Missouri | 1 | $ 175,000 | $ 175,000 | $ 165,000 |
| Ralls County Missouri | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Stone County Missouri | 1 | $ 275,000 | $ 275,000 | $ 169,000 |
| Adams County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 92,000 |
| Buffalo County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 139,000 |
| Burt County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 114,000 |
| Cedar County Nebraska | 1 | $ 315,000 | $ 315,000 | $ 67,000 |
| Cuming County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 137,000 |
| Dakota County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 109,000 |
| Gage County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 76,000 |
| Hamilton County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 227,000 |
| Johnson County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Kearney County Nebraska | 1 | $ 335,000 | $ 335,000 | $ 154,000 |
| Otoe County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Pawnee County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Platte County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 82,000 |
| Richardson County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 92,000 |
| Seward County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Bennett County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Pennington County South Dakota | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Yankton County South Dakota | 1 | $ 475,000 | $ 475,000 | $ 180,000 |
| Collin County Texas | 1 | $ 5,000 | $ 5,000 | $ 111,000 |
| Dallas County Texas | 1 | $ 4,405,000 | $ 4,405,000 | $ 0 |
| Harris County Texas | 1 | $ 105,000 | $ 105,000 | $ 159,000 |
| Tarrant County Texas | 1 | $ 105,000 | $ 105,000 | $ 209,000 |
| Henrico County Virginia | 1 | $ 255,000 | $ 255,000 | $ 291,000 |
| Virginia Beach County Virginia | 1 | $ 65,000 | $ 65,000 | $ 109,000 |
| Clark County Washington | 1 | $ 55,000 | $ 55,000 | $ 263,000 |
| Chippewa County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Douglas County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 242,000 |
| Pepin County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 1,261,000 |
| Pierce County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 198,000 |
| Polk County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Portage County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 115,000 |
| Sawyer County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| Waukesha County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 297,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Iowa,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Veridian Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,209 | $629,355,000 | $196,000 | $35,805,000 | $107,000 | $2,750,000 |
| Home Improvement | 2,474 | $128,640,000 | $51,000 | $505,000 | $111,000 | $988,000 |
| Other Purpose | 2,138 | $147,290,000 | $68,000 | $24,405,000 | $106,000 | $1,500,000 |
| Refinancing | 630 | $64,590,000 | $102,000 | $2,885,000 | $117,000 | $2,013,000 |
| Cash-out Refinancing | 356 | $50,700,000 | $142,000 | $885,000 | $127,000 | $1,084,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,043 | $732,985,000 | $104,000 | $2,885,000 | $111,000 | $2,750,000 |
| Hispanic | 619 | $49,835,000 | $80,000 | $505,000 | $85,000 | $1,440,000 |
| Not Provided | 470 | $73,230,000 | $155,000 | $605,000 | $120,000 | $1,073,000 |
| Black or African American | 296 | $25,730,000 | $86,000 | $475,000 | $87,000 | $1,416,000 |
| Asian | 254 | $47,250,000 | $186,000 | $1,405,000 | $126,000 | $2,160,000 |
| American Indian or Alaskan Native | 38 | $4,910,000 | $129,000 | $505,000 | $94,000 | $452,000 |
| Not applicable | 20 | $70,080,000 | $3,504,000 | $35,805,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 10 | $1,090,000 | $109,000 | $445,000 | $115,000 | $206,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,695 | $986,175,000 | $113,000 | $35,805,000 | $109,000 | $2,750,000 |
| VA-guaranteed (Veterans Administration) | 112 | $34,400,000 | $307,000 | $655,000 | $110,000 | $655,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,112 | $749,730,000 | $122,000 | $35,805,000 | $113,000 | $2,013,000 |
| Application Withdrawn By Applicant | 1,004 | $134,010,000 | $133,000 | $24,405,000 | $117,000 | $2,750,000 |
| Application Denied By Financial Institution | 911 | $62,045,000 | $68,000 | $455,000 | $82,000 | $2,160,000 |
| File Closed For Incompleteness | 633 | $48,005,000 | $75,000 | $755,000 | $105,000 | $1,500,000 |
| Application Approved But Not Accepted | 58 | $8,900,000 | $153,000 | $905,000 | $93,000 | $291,000 |
| Preapproval Approved but not Accepted | 56 | $11,690,000 | $208,000 | $705,000 | $90,000 | $244,000 |
| Preapproval Denied by Financial Institution | 33 | $6,195,000 | $187,000 | $425,000 | $77,000 | $217,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,863 | $952,335,000 | $121,000 | $35,805,000 | $113,000 | $2,750,000 |
| Debt-To-Income Ratio | 438 | $36,910,000 | $84,000 | $455,000 | $73,000 | $505,000 |
| Credit History | 402 | $22,540,000 | $56,000 | $425,000 | $90,000 | $2,160,000 |
| Collateral | 58 | $3,520,000 | $60,000 | $315,000 | $95,000 | $721,000 |
| Employment History | 17 | $1,805,000 | $106,000 | $305,000 | $63,000 | $201,000 |
| Other | 13 | $1,335,000 | $102,000 | $355,000 | $86,000 | $152,000 |
| Unverifiable Information | 10 | $1,280,000 | $128,000 | $305,000 | $76,000 | $169,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $405,000 | $81,000 | $135,000 | $98,000 | $217,000 |
| Mortgage Insurance Denied | 1 | $445,000 | $445,000 | $445,000 | $166,000 | $166,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information at your convenience.