Veridian Credit Union
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Iowa.
The mortgage statistics and data below are specific to mortgage loan applications for Veridian Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Veridian Credit Union 1827 Ansborough Ave Waterloo, IA 50701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,002 |
| Total Mortgage Loan Application Amount | $1,698,490,000 |
| Average Mortgage Loan Application Amount | $160,000 |
| Highest Mortgage Loan Application Amount | $60,005,000 |
| Average Applicant Income | $97,800 |
| Highest Applicant Income | $2,750,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Iowa | 2,639 | $ 338,035,000 | $ 128,000 | $ 103,000 |
| Black Hawk County Iowa | 2,299 | $ 212,635,000 | $ 92,000 | $ 76,000 |
| Douglas County Nebraska | 1,444 | $ 318,170,000 | $ 220,000 | $ 127,000 |
| Linn County Iowa | 780 | $ 84,630,000 | $ 108,000 | $ 95,000 |
| Sarpy County Nebraska | 585 | $ 81,675,000 | $ 139,000 | $ 128,000 |
| Dallas County Iowa | 562 | $ 137,610,000 | $ 244,000 | $ 128,000 |
| Bremer County Iowa | 369 | $ 39,215,000 | $ 106,000 | $ 90,000 |
| Buchanan County Iowa | 282 | $ 24,900,000 | $ 88,000 | $ 82,000 |
| Warren County Iowa | 270 | $ 37,350,000 | $ 138,000 | $ 125,000 |
| Pottawattamie County Iowa | 223 | $ 22,865,000 | $ 102,000 | $ 95,000 |
| Butler County Iowa | 207 | $ 20,265,000 | $ 97,000 | $ 80,000 |
| Fayette County Iowa | 203 | $ 15,035,000 | $ 74,000 | $ 68,000 |
| Johnson County Iowa | 173 | $ 25,675,000 | $ 148,000 | $ 103,000 |
| Grundy County Iowa | 149 | $ 15,545,000 | $ 104,000 | $ 85,000 |
| Story County Iowa | 134 | $ 17,480,000 | $ 130,000 | $ 114,000 |
| Tama County Iowa | 96 | $ 9,040,000 | $ 94,000 | $ 75,000 |
| Benton County Iowa | 94 | $ 8,350,000 | $ 88,000 | $ 92,000 |
| Jasper County Iowa | 81 | $ 7,505,000 | $ 92,000 | $ 93,000 |
| Chickasaw County Iowa | 76 | $ 5,790,000 | $ 76,000 | $ 65,000 |
| Madison County Iowa | 60 | $ 9,230,000 | $ 153,000 | $ 122,000 |
| Cass County Nebraska | 60 | $ 7,230,000 | $ 120,000 | $ 134,000 |
| Marshall County Iowa | 56 | $ 4,990,000 | $ 89,000 | $ 85,000 |
| Lancaster County Nebraska | 51 | $ 5,935,000 | $ 116,000 | $ 124,000 |
| Marion County Iowa | 49 | $ 6,225,000 | $ 127,000 | $ 111,000 |
| Boone County Iowa | 42 | $ 5,230,000 | $ 124,000 | $ 110,000 |
| Hardin County Iowa | 40 | $ 2,520,000 | $ 63,000 | $ 86,000 |
| Mills County Iowa | 39 | $ 6,735,000 | $ 172,000 | $ 113,000 |
| Cerro Gordo County Iowa | 30 | $ 4,500,000 | $ 150,000 | $ 84,000 |
| Poweshiek County Iowa | 30 | $ 2,230,000 | $ 74,000 | $ 80,000 |
| Floyd County Iowa | 29 | $ 2,925,000 | $ 100,000 | $ 58,000 |
| Guthrie County Iowa | 29 | $ 2,995,000 | $ 103,000 | $ 99,000 |
| Clarke County Iowa | 27 | $ 2,215,000 | $ 82,000 | $ 72,000 |
| Jones County Iowa | 25 | $ 2,465,000 | $ 98,000 | $ 77,000 |
| Clayton County Iowa | 24 | $ 2,690,000 | $ 112,000 | $ 76,000 |
| Iowa County Iowa | 23 | $ 2,685,000 | $ 116,000 | $ 83,000 |
| Harrison County Iowa | 22 | $ 3,280,000 | $ 149,000 | $ 111,000 |
| Franklin County Iowa | 20 | $ 1,250,000 | $ 62,000 | $ 62,000 |
| Washington County Nebraska | 20 | $ 4,840,000 | $ 242,000 | $ 161,000 |
| Scott County Iowa | 19 | $ 3,565,000 | $ 187,000 | $ 100,000 |
| Washington County Iowa | 19 | $ 1,765,000 | $ 92,000 | $ 91,000 |
| Woodbury County Iowa | 19 | $ 1,415,000 | $ 74,000 | $ 90,000 |
| Dodge County Nebraska | 19 | $ 2,105,000 | $ 110,000 | $ 123,000 |
| Dubuque County Iowa | 18 | $ 1,830,000 | $ 101,000 | $ 81,000 |
| Cass County Iowa | 17 | $ 1,195,000 | $ 70,000 | $ 103,000 |
| Cedar County Iowa | 16 | $ 1,750,000 | $ 109,000 | $ 64,000 |
| Saunders County Nebraska | 16 | $ 2,720,000 | $ 170,000 | $ 146,000 |
| Allamakee County Iowa | 15 | $ 1,875,000 | $ 125,000 | $ 71,000 |
| Hamilton County Iowa | 15 | $ 1,355,000 | $ 90,000 | $ 105,000 |
| Adair County Iowa | 13 | $ 1,115,000 | $ 85,000 | $ 79,000 |
| Lucas County Iowa | 13 | $ 1,745,000 | $ 134,000 | $ 77,000 |
| Union County Iowa | 13 | $ 925,000 | $ 71,000 | $ 78,000 |
| Wright County Iowa | 13 | $ 765,000 | $ 58,000 | $ 66,000 |
| Appanoose County Iowa | 12 | $ 2,860,000 | $ 238,000 | $ 386,000 |
| Delaware County Iowa | 12 | $ 1,360,000 | $ 113,000 | $ 86,000 |
| Dickinson County Iowa | 12 | $ 1,770,000 | $ 147,000 | $ 159,000 |
| Webster County Iowa | 12 | $ 1,000,000 | $ 83,000 | $ 74,000 |
| Des Moines County Iowa | 11 | $ 765,000 | $ 69,000 | $ 72,000 |
| Greene County Iowa | 11 | $ 725,000 | $ 65,000 | $ 61,000 |
| Mahaska County Iowa | 11 | $ 865,000 | $ 78,000 | $ 77,000 |
| Clinton County Iowa | 10 | $ 1,290,000 | $ 129,000 | $ 110,000 |
| Audubon County Iowa | 9 | $ 985,000 | $ 109,000 | $ 107,000 |
| Decatur County Iowa | 9 | $ 565,000 | $ 62,000 | $ 57,000 |
| Muscatine County Iowa | 9 | $ 1,205,000 | $ 133,000 | $ 87,000 |
| Wapello County Iowa | 9 | $ 685,000 | $ 76,000 | $ 82,000 |
| Winneshiek County Iowa | 9 | $ 1,315,000 | $ 146,000 | $ 81,000 |
| Hancock County Iowa | 8 | $ 600,000 | $ 75,000 | $ 59,000 |
| Otoe County Nebraska | 8 | $ 660,000 | $ 82,000 | $ 106,000 |
| Mitchell County Iowa | 7 | $ 705,000 | $ 100,000 | $ 112,000 |
| Palo Alto County Iowa | 7 | $ 405,000 | $ 57,000 | $ 118,000 |
| Fremont County Iowa | 6 | $ 480,000 | $ 80,000 | $ 82,000 |
| Jefferson County Iowa | 6 | $ 380,000 | $ 63,000 | $ 118,000 |
| Kossuth County Iowa | 6 | $ 350,000 | $ 58,000 | $ 102,000 |
| Shelby County Iowa | 6 | $ 370,000 | $ 61,000 | $ 50,000 |
| York County Nebraska | 6 | $ 500,000 | $ 83,000 | $ 87,000 |
| Carroll County Iowa | 5 | $ 235,000 | $ 47,000 | $ 110,000 |
| Keokuk County Iowa | 5 | $ 275,000 | $ 55,000 | $ 45,000 |
| Monona County Iowa | 5 | $ 1,075,000 | $ 215,000 | $ 130,000 |
| Adams County Nebraska | 5 | $ 605,000 | $ 121,000 | $ 76,000 |
| Cedar County Nebraska | 5 | $ 845,000 | $ 169,000 | $ 78,000 |
| Hall County Nebraska | 5 | $ 18,445,000 | $ 3,689,000 | $ 106,000 |
| Cook County Illinois | 4 | $ 28,520,000 | $ 7,130,000 | $ 95,000 |
| Buena Vista County Iowa | 4 | $ 280,000 | $ 70,000 | $ 76,000 |
| Crawford County Iowa | 4 | $ 360,000 | $ 90,000 | $ 172,000 |
| Howard County Iowa | 4 | $ 250,000 | $ 62,000 | $ 57,000 |
| Monroe County Iowa | 4 | $ 310,000 | $ 77,000 | $ 104,000 |
| Montgomery County Iowa | 4 | $ 430,000 | $ 107,000 | $ 108,000 |
| Pocahontas County Iowa | 4 | $ 200,000 | $ 50,000 | $ 50,000 |
| Dakota County Minnesota | 4 | $ 1,210,000 | $ 302,000 | $ 109,000 |
| Camden County Missouri | 4 | $ 1,490,000 | $ 372,000 | $ 246,000 |
| Calhoun County Iowa | 3 | $ 565,000 | $ 188,000 | $ 159,000 |
| Humboldt County Iowa | 3 | $ 275,000 | $ 91,000 | $ 83,000 |
| Jackson County Iowa | 3 | $ 505,000 | $ 168,000 | $ 59,000 |
| O'Brien County Iowa | 3 | $ 235,000 | $ 78,000 | $ 100,000 |
| Page County Iowa | 3 | $ 125,000 | $ 41,000 | $ 80,000 |
| Plymouth County Iowa | 3 | $ 315,000 | $ 105,000 | $ 44,000 |
| Ringgold County Iowa | 3 | $ 1,125,000 | $ 375,000 | $ 285,000 |
| Washington County Minnesota | 3 | $ 865,000 | $ 288,000 | $ 157,000 |
| Mercer County Missouri | 3 | $ 785,000 | $ 261,000 | $ 113,000 |
| Cuming County Nebraska | 3 | $ 485,000 | $ 161,000 | $ 74,000 |
| Maricopa County Arizona | 2 | $ 110,000 | $ 55,000 | $ 56,000 |
| Jo Daviess County Illinois | 2 | $ 400,000 | $ 200,000 | $ 164,000 |
| McLean County Illinois | 2 | $ 170,000 | $ 85,000 | $ 133,000 |
| Davis County Iowa | 2 | $ 140,000 | $ 70,000 | $ 49,000 |
| Emmet County Iowa | 2 | $ 190,000 | $ 95,000 | $ 76,000 |
| Louisa County Iowa | 2 | $ 800,000 | $ 400,000 | $ 114,000 |
| Osceola County Iowa | 2 | $ 130,000 | $ 65,000 | $ 55,000 |
| Sac County Iowa | 2 | $ 50,000 | $ 25,000 | $ 59,000 |
| Sioux County Iowa | 2 | $ 210,000 | $ 105,000 | $ 92,000 |
| Taylor County Iowa | 2 | $ 210,000 | $ 105,000 | $ 63,000 |
| Van Buren County Iowa | 2 | $ 160,000 | $ 80,000 | $ 44,000 |
| Hennepin County Minnesota | 2 | $ 710,000 | $ 355,000 | $ 188,000 |
| Morrison County Minnesota | 2 | $ 360,000 | $ 180,000 | $ 68,000 |
| Ramsey County Minnesota | 2 | $ 420,000 | $ 210,000 | $ 42,000 |
| Adair County Missouri | 2 | $ 260,000 | $ 130,000 | $ 76,000 |
| Boone County Missouri | 2 | $ 770,000 | $ 385,000 | $ 117,000 |
| Daviess County Missouri | 2 | $ 460,000 | $ 230,000 | $ 273,000 |
| Putnam County Missouri | 2 | $ 690,000 | $ 345,000 | $ 283,000 |
| Stone County Missouri | 2 | $ 450,000 | $ 225,000 | $ 110,000 |
| Colfax County Nebraska | 2 | $ 80,000 | $ 40,000 | $ 103,000 |
| Johnson County Nebraska | 2 | $ 100,000 | $ 50,000 | $ 60,000 |
| Madison County Nebraska | 2 | $ 260,000 | $ 130,000 | $ 66,000 |
| Los Angeles County California | 1 | $ 255,000 | $ 255,000 | $ 6,000 |
| San Bernardino County California | 1 | $ 35,000 | $ 35,000 | $ 145,000 |
| Shasta County California | 1 | $ 15,000 | $ 15,000 | $ 146,000 |
| Ventura County California | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| New Haven County Connecticut | 1 | $ 65,000 | $ 65,000 | $ 113,000 |
| Santa Rosa County Florida | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Lowndes County Georgia | 1 | $ 25,000 | $ 25,000 | $ 94,000 |
| Bureau County Illinois | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Champaign County Illinois | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Fulton County Illinois | 1 | $ 25,000 | $ 25,000 | $ 9,000 |
| Grundy County Illinois | 1 | $ 15,000 | $ 15,000 | $ 171,000 |
| Kendall County Illinois | 1 | $ 225,000 | $ 225,000 | $ 170,000 |
| Lake County Illinois | 1 | $ 385,000 | $ 385,000 | $ 210,000 |
| Madison County Illinois | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| McHenry County Illinois | 1 | $ 265,000 | $ 265,000 | $ 138,000 |
| Morgan County Illinois | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Peoria County Illinois | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Rock Island County Illinois | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| St. Clair County Illinois | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Stephenson County Illinois | 1 | $ 105,000 | $ 105,000 | $ 206,000 |
| Hendricks County Indiana | 1 | $ 45,000 | $ 45,000 | $ 69,000 |
| Adams County Iowa | 1 | $ 65,000 | $ 65,000 | $ 131,000 |
| Clay County Iowa | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Ida County Iowa | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Lee County Iowa | 1 | $ 5,000 | $ 5,000 | $ 42,000 |
| Wayne County Iowa | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Winnebago County Iowa | 1 | $ 205,000 | $ 205,000 | $ 680,000 |
| Worth County Iowa | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
| La Salle County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 431,000 |
| Montgomery County Maryland | 1 | $ 5,000 | $ 5,000 | $ 58,000 |
| Bay County Michigan | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Anoka County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 111,000 |
| Big Stone County Minnesota | 1 | $ 615,000 | $ 615,000 | $ 252,000 |
| Cass County Minnesota | 1 | $ 395,000 | $ 395,000 | $ 151,000 |
| Chisago County Minnesota | 1 | $ 385,000 | $ 385,000 | $ 118,000 |
| Crow Wing County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 85,000 |
| Faribault County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 130,000 |
| Hubbard County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 97,000 |
| Lake of the Woods County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Le Sueur County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 125,000 |
| Polk County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Redwood County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Sherburne County Minnesota | 1 | $ 335,000 | $ 335,000 | $ 76,000 |
| Stearns County Minnesota | 1 | $ 415,000 | $ 415,000 | $ 106,000 |
| Wright County Minnesota | 1 | $ 445,000 | $ 445,000 | $ 230,000 |
| Barry County Missouri | 1 | $ 645,000 | $ 645,000 | $ 293,000 |
| Cass County Missouri | 1 | $ 325,000 | $ 325,000 | $ 123,000 |
| Clay County Missouri | 1 | $ 185,000 | $ 185,000 | $ 323,000 |
| Cooper County Missouri | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Howard County Missouri | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Jackson County Missouri | 1 | $ 255,000 | $ 255,000 | $ 101,000 |
| Morgan County Missouri | 1 | $ 485,000 | $ 485,000 | $ 262,000 |
| St. Louis County Missouri | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| Warren County Missouri | 1 | $ 165,000 | $ 165,000 | $ 135,000 |
| Wayne County Missouri | 1 | $ 215,000 | $ 215,000 | $ 540,000 |
| Buffalo County Nebraska | 1 | $ 5,000 | $ 5,000 | $ 32,000 |
| Custer County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Dakota County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Dawson County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| Dixon County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 41,000 |
| Greeley County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 108,000 |
| Jefferson County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 114,000 |
| Knox County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 164,000 |
| Lincoln County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 124,000 |
| Nemaha County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 59,000 |
| Pierce County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Platte County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Richardson County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Saline County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 138,000 |
| Thurston County Nebraska | 1 | $ 355,000 | $ 355,000 | $ 157,000 |
| Valley County Nebraska | 1 | $ 365,000 | $ 365,000 | $ 117,000 |
| Wayne County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 134,000 |
| Clark County Nevada | 1 | $ 65,000 | $ 65,000 | $ 98,000 |
| Washoe County Nevada | 1 | $ 5,000 | $ 5,000 | $ 67,000 |
| Cattaraugus County New York | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| Nassau County New York | 1 | $ 35,000 | $ 35,000 | $ 195,000 |
| Westchester County New York | 1 | $ 255,000 | $ 255,000 | $ 1,350,000 |
| New Hanover County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 87,000 |
| Union County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 220,000 |
| Cass County North Dakota | 1 | $ 25,000 | $ 25,000 | $ 98,000 |
| Minnehaha County South Dakota | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Pennington County South Dakota | 1 | $ 305,000 | $ 305,000 | $ 85,000 |
| Union County South Dakota | 1 | $ 455,000 | $ 455,000 | $ 235,000 |
| Yankton County South Dakota | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Robertson County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 256,000 |
| Denton County Texas | 1 | $ 60,005,000 | $ 60,005,000 | $ 0 |
| Grayson County Texas | 1 | $ 8,515,000 | $ 8,515,000 | $ 0 |
| Essex County Virginia | 1 | $ 105,000 | $ 105,000 | $ 262,000 |
| Ashland County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Brown County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 243,000 |
| Crawford County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Douglas County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 27,000 |
| La Crosse County Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 182,000 |
| Milwaukee County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 83,000 |
| Rock County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| St. Croix County Wisconsin | 1 | $ 635,000 | $ 635,000 | $ 250,000 |
| Vilas County Wisconsin | 1 | $ 485,000 | $ 485,000 | $ 231,000 |
| Waukesha County Wisconsin | 1 | $ 475,000 | $ 475,000 | $ 238,000 |
| Winnebago County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Iowa,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Veridian Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,338 | $812,920,000 | $187,000 | $8,515,000 | $97,000 | $2,598,000 |
| Other Purpose | 2,825 | $279,995,000 | $99,000 | $45,745,000 | $107,000 | $1,234,000 |
| Home Improvement | 2,787 | $188,585,000 | $67,000 | $41,505,000 | $107,000 | $2,750,000 |
| Refinancing | 1,382 | $226,360,000 | $163,000 | $60,005,000 | $93,000 | $776,000 |
| Cash-out Refinancing | 670 | $190,630,000 | $284,000 | $28,125,000 | $85,000 | $337,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,602 | $1,061,200,000 | $110,000 | $2,005,000 | $101,000 | $2,598,000 |
| Not Provided | 764 | $131,250,000 | $171,000 | $1,765,000 | $111,000 | $1,891,000 |
| Hispanic | 711 | $64,235,000 | $90,000 | $545,000 | $81,000 | $2,750,000 |
| Asian | 398 | $81,400,000 | $204,000 | $975,000 | $113,000 | $670,000 |
| Black or African American | 362 | $34,630,000 | $95,000 | $615,000 | $81,000 | $1,320,000 |
| American Indian or Alaskan Native | 45 | $3,675,000 | $81,000 | $385,000 | $86,000 | $431,000 |
| Not applicable | 35 | $302,365,000 | $8,639,000 | $60,005,000 | $38,000 | $38,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $855,000 | $95,000 | $435,000 | $67,000 | $121,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,840 | $1,654,030,000 | $139,000 | $60,005,000 | $101,000 | $2,750,000 |
| VA-guaranteed (Veterans Administration) | 162 | $44,460,000 | $274,000 | $875,000 | $98,000 | $343,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,650 | $1,272,380,000 | $147,000 | $45,745,000 | $102,000 | $1,891,000 |
| Application Withdrawn By Applicant | 1,335 | $245,805,000 | $184,000 | $60,005,000 | $108,000 | $2,598,000 |
| File Closed For Incompleteness | 975 | $79,915,000 | $81,000 | $605,000 | $101,000 | $823,000 |
| Application Denied By Financial Institution | 815 | $63,625,000 | $78,000 | $3,005,000 | $82,000 | $2,750,000 |
| Preapproval Approved but not Accepted | 108 | $21,300,000 | $197,000 | $775,000 | $86,000 | $307,000 |
| Application Approved But Not Accepted | 87 | $10,315,000 | $118,000 | $465,000 | $85,000 | $293,000 |
| Preapproval Denied by Financial Institution | 32 | $5,150,000 | $160,000 | $445,000 | $76,000 | $226,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 11,155 | $1,629,715,000 | $146,000 | $60,005,000 | $102,000 | $2,598,000 |
| Credit History | 389 | $26,575,000 | $68,000 | $3,005,000 | $95,000 | $2,750,000 |
| Debt-To-Income Ratio | 367 | $33,225,000 | $90,000 | $745,000 | $66,000 | $619,000 |
| Collateral | 47 | $3,365,000 | $71,000 | $425,000 | $82,000 | $262,000 |
| Other | 14 | $1,510,000 | $107,000 | $645,000 | $147,000 | $518,000 |
| Unverifiable Information | 13 | $1,805,000 | $138,000 | $445,000 | $66,000 | $132,000 |
| Employment History | 12 | $1,330,000 | $110,000 | $295,000 | $69,000 | $146,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $650,000 | $162,000 | $255,000 | $68,000 | $93,000 |
| Mortgage Insurance Denied | 1 | $315,000 | $315,000 | $315,000 | $83,000 | $83,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information at your convenience.