Veridian Credit Union
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Iowa.
The mortgage statistics and data below are specific to mortgage loan applications for Veridian Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Veridian Credit Union 1827 Ansborough Ave Waterloo, IA 50701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 11,457 |
| Total Mortgage Loan Application Amount | $1,347,765,000 |
| Average Mortgage Loan Application Amount | $119,500 |
| Highest Mortgage Loan Application Amount | $19,685,000 |
| Average Applicant Income | $75,333 |
| Highest Applicant Income | $1,478,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Iowa | 2,691 | $ 331,755,000 | $ 123,000 | $ 94,000 |
| Black Hawk County Iowa | 2,085 | $ 178,785,000 | $ 85,000 | $ 71,000 |
| Douglas County Nebraska | 1,352 | $ 219,310,000 | $ 162,000 | $ 110,000 |
| Linn County Iowa | 781 | $ 80,315,000 | $ 102,000 | $ 81,000 |
| Dallas County Iowa | 565 | $ 96,435,000 | $ 170,000 | $ 118,000 |
| Sarpy County Nebraska | 528 | $ 74,480,000 | $ 141,000 | $ 102,000 |
| Bremer County Iowa | 368 | $ 32,780,000 | $ 89,000 | $ 72,000 |
| Buchanan County Iowa | 284 | $ 20,170,000 | $ 71,000 | $ 68,000 |
| Warren County Iowa | 250 | $ 34,020,000 | $ 136,000 | $ 105,000 |
| Fayette County Iowa | 226 | $ 12,750,000 | $ 56,000 | $ 55,000 |
| Pottawattamie County Iowa | 221 | $ 20,475,000 | $ 92,000 | $ 87,000 |
| Johnson County Iowa | 188 | $ 27,330,000 | $ 145,000 | $ 90,000 |
| Butler County Iowa | 168 | $ 12,930,000 | $ 76,000 | $ 68,000 |
| Grundy County Iowa | 132 | $ 10,360,000 | $ 78,000 | $ 73,000 |
| Benton County Iowa | 131 | $ 12,315,000 | $ 94,000 | $ 79,000 |
| Story County Iowa | 95 | $ 12,785,000 | $ 134,000 | $ 86,000 |
| Jasper County Iowa | 79 | $ 6,015,000 | $ 76,000 | $ 78,000 |
| Chickasaw County Iowa | 71 | $ 5,715,000 | $ 80,000 | $ 76,000 |
| Madison County Iowa | 66 | $ 10,220,000 | $ 154,000 | $ 117,000 |
| Boone County Iowa | 65 | $ 6,375,000 | $ 98,000 | $ 83,000 |
| Tama County Iowa | 62 | $ 4,440,000 | $ 71,000 | $ 64,000 |
| Marshall County Iowa | 59 | $ 5,355,000 | $ 90,000 | $ 78,000 |
| Marion County Iowa | 45 | $ 4,185,000 | $ 93,000 | $ 80,000 |
| Hardin County Iowa | 42 | $ 2,370,000 | $ 56,000 | $ 70,000 |
| Washington County Nebraska | 38 | $ 8,330,000 | $ 219,000 | $ 155,000 |
| Cass County Nebraska | 37 | $ 4,585,000 | $ 123,000 | $ 83,000 |
| Cedar County Iowa | 36 | $ 2,950,000 | $ 81,000 | $ 86,000 |
| Floyd County Iowa | 33 | $ 2,065,000 | $ 62,000 | $ 58,000 |
| Guthrie County Iowa | 31 | $ 4,105,000 | $ 132,000 | $ 101,000 |
| Clayton County Iowa | 28 | $ 3,230,000 | $ 115,000 | $ 76,000 |
| Saunders County Nebraska | 26 | $ 4,270,000 | $ 164,000 | $ 124,000 |
| Poweshiek County Iowa | 25 | $ 6,575,000 | $ 263,000 | $ 87,000 |
| Mills County Iowa | 24 | $ 2,460,000 | $ 102,000 | $ 95,000 |
| Jones County Iowa | 22 | $ 3,200,000 | $ 145,000 | $ 84,000 |
| Scott County Iowa | 22 | $ 3,410,000 | $ 155,000 | $ 118,000 |
| Lancaster County Nebraska | 22 | $ 2,310,000 | $ 105,000 | $ 82,000 |
| Cerro Gordo County Iowa | 21 | $ 2,205,000 | $ 105,000 | $ 91,000 |
| Iowa County Iowa | 21 | $ 2,785,000 | $ 132,000 | $ 89,000 |
| Allamakee County Iowa | 20 | $ 1,550,000 | $ 77,000 | $ 75,000 |
| Clarke County Iowa | 18 | $ 1,040,000 | $ 57,000 | $ 63,000 |
| Washington County Iowa | 17 | $ 1,915,000 | $ 112,000 | $ 92,000 |
| Wright County Iowa | 17 | $ 1,165,000 | $ 68,000 | $ 87,000 |
| Delaware County Iowa | 16 | $ 1,500,000 | $ 93,000 | $ 103,000 |
| Franklin County Iowa | 16 | $ 990,000 | $ 61,000 | $ 66,000 |
| Muscatine County Iowa | 15 | $ 1,445,000 | $ 96,000 | $ 65,000 |
| Adair County Iowa | 14 | $ 1,060,000 | $ 75,000 | $ 65,000 |
| Webster County Iowa | 14 | $ 860,000 | $ 61,000 | $ 86,000 |
| Hamilton County Iowa | 13 | $ 765,000 | $ 58,000 | $ 61,000 |
| Woodbury County Iowa | 13 | $ 935,000 | $ 71,000 | $ 107,000 |
| Carroll County Iowa | 12 | $ 2,880,000 | $ 240,000 | $ 76,000 |
| Dickinson County Iowa | 12 | $ 2,240,000 | $ 186,000 | $ 113,000 |
| Winneshiek County Iowa | 12 | $ 1,350,000 | $ 112,000 | $ 80,000 |
| Appanoose County Iowa | 10 | $ 1,480,000 | $ 148,000 | $ 108,000 |
| Harrison County Iowa | 10 | $ 430,000 | $ 43,000 | $ 59,000 |
| Dodge County Nebraska | 10 | $ 780,000 | $ 78,000 | $ 88,000 |
| Greene County Iowa | 9 | $ 705,000 | $ 78,000 | $ 57,000 |
| Mahaska County Iowa | 9 | $ 1,075,000 | $ 119,000 | $ 122,000 |
| Wapello County Iowa | 9 | $ 485,000 | $ 53,000 | $ 64,000 |
| Cass County Iowa | 8 | $ 500,000 | $ 62,000 | $ 61,000 |
| Keokuk County Iowa | 7 | $ 225,000 | $ 32,000 | $ 57,000 |
| Lucas County Iowa | 7 | $ 415,000 | $ 59,000 | $ 70,000 |
| Hennepin County Minnesota | 7 | $ 2,385,000 | $ 340,000 | $ 142,000 |
| Clinton County Iowa | 6 | $ 350,000 | $ 58,000 | $ 41,000 |
| Decatur County Iowa | 6 | $ 270,000 | $ 45,000 | $ 65,000 |
| Des Moines County Iowa | 6 | $ 700,000 | $ 116,000 | $ 69,000 |
| Kossuth County Iowa | 6 | $ 360,000 | $ 60,000 | $ 64,000 |
| Plymouth County Iowa | 6 | $ 280,000 | $ 46,000 | $ 70,000 |
| Union County Iowa | 6 | $ 260,000 | $ 43,000 | $ 80,000 |
| Wayne County Iowa | 6 | $ 510,000 | $ 85,000 | $ 99,000 |
| Platte County Nebraska | 6 | $ 7,440,000 | $ 1,240,000 | $ 68,000 |
| Clay County Iowa | 5 | $ 475,000 | $ 95,000 | $ 94,000 |
| Fremont County Iowa | 5 | $ 235,000 | $ 47,000 | $ 49,000 |
| Mitchell County Iowa | 5 | $ 285,000 | $ 57,000 | $ 49,000 |
| Dubuque County Iowa | 4 | $ 450,000 | $ 112,000 | $ 135,000 |
| Page County Iowa | 4 | $ 250,000 | $ 62,000 | $ 95,000 |
| Shelby County Iowa | 4 | $ 980,000 | $ 245,000 | $ 102,000 |
| Worth County Iowa | 4 | $ 500,000 | $ 125,000 | $ 52,000 |
| Carver County Minnesota | 4 | $ 1,250,000 | $ 312,000 | $ 103,000 |
| Putnam County Missouri | 4 | $ 790,000 | $ 197,000 | $ 131,000 |
| Milwaukee County Wisconsin | 4 | $ 720,000 | $ 180,000 | $ 87,000 |
| Buena Vista County Iowa | 3 | $ 165,000 | $ 55,000 | $ 62,000 |
| Calhoun County Iowa | 3 | $ 125,000 | $ 41,000 | $ 109,000 |
| Davis County Iowa | 3 | $ 255,000 | $ 85,000 | $ 96,000 |
| Hancock County Iowa | 3 | $ 85,000 | $ 28,000 | $ 92,000 |
| Howard County Iowa | 3 | $ 105,000 | $ 35,000 | $ 67,000 |
| Ida County Iowa | 3 | $ 365,000 | $ 121,000 | $ 115,000 |
| Jackson County Iowa | 3 | $ 75,000 | $ 25,000 | $ 65,000 |
| Lee County Iowa | 3 | $ 285,000 | $ 95,000 | $ 47,000 |
| Montgomery County Iowa | 3 | $ 225,000 | $ 75,000 | $ 67,000 |
| O'Brien County Iowa | 3 | $ 255,000 | $ 85,000 | $ 42,000 |
| Winnebago County Iowa | 3 | $ 155,000 | $ 51,000 | $ 29,000 |
| Jackson County Missouri | 3 | $ 435,000 | $ 145,000 | $ 48,000 |
| Brown County Nebraska | 3 | $ 235,000 | $ 78,000 | $ 63,000 |
| Buffalo County Nebraska | 3 | $ 14,385,000 | $ 4,795,000 | $ 160,000 |
| Burt County Nebraska | 3 | $ 135,000 | $ 45,000 | $ 31,000 |
| Madison County Nebraska | 3 | $ 695,000 | $ 231,000 | $ 99,000 |
| Crawford County Wisconsin | 3 | $ 285,000 | $ 95,000 | $ 71,000 |
| Peoria County Illinois | 2 | $ 250,000 | $ 125,000 | $ 166,000 |
| Crawford County Iowa | 2 | $ 50,000 | $ 25,000 | $ 43,000 |
| Henry County Iowa | 2 | $ 130,000 | $ 65,000 | $ 54,000 |
| Lyon County Iowa | 2 | $ 170,000 | $ 85,000 | $ 49,000 |
| Monroe County Iowa | 2 | $ 80,000 | $ 40,000 | $ 84,000 |
| Osceola County Iowa | 2 | $ 70,000 | $ 35,000 | $ 86,000 |
| Pocahontas County Iowa | 2 | $ 30,000 | $ 15,000 | $ 14,000 |
| Ringgold County Iowa | 2 | $ 310,000 | $ 155,000 | $ 110,000 |
| Taylor County Iowa | 2 | $ 120,000 | $ 60,000 | $ 108,000 |
| Itasca County Minnesota | 2 | $ 270,000 | $ 135,000 | $ 46,000 |
| Washington County Minnesota | 2 | $ 480,000 | $ 240,000 | $ 122,000 |
| Camden County Missouri | 2 | $ 220,000 | $ 110,000 | $ 155,000 |
| Cass County Missouri | 2 | $ 360,000 | $ 180,000 | $ 140,000 |
| Stone County Missouri | 2 | $ 350,000 | $ 175,000 | $ 110,000 |
| Lincoln County Nebraska | 2 | $ 360,000 | $ 180,000 | $ 48,000 |
| La Crosse County Wisconsin | 2 | $ 480,000 | $ 240,000 | $ 76,000 |
| Cook County Illinois | 1 | $ 155,000 | $ 155,000 | $ 108,000 |
| DuPage County Illinois | 1 | $ 245,000 | $ 245,000 | $ 126,000 |
| Jo Daviess County Illinois | 1 | $ 275,000 | $ 275,000 | $ 258,000 |
| Kane County Illinois | 1 | $ 255,000 | $ 255,000 | $ 69,000 |
| McHenry County Illinois | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| McLean County Illinois | 1 | $ 45,000 | $ 45,000 | $ 105,000 |
| Rock Island County Illinois | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Adams County Iowa | 1 | $ 145,000 | $ 145,000 | $ 98,000 |
| Cherokee County Iowa | 1 | $ 205,000 | $ 205,000 | $ 33,000 |
| Humboldt County Iowa | 1 | $ 265,000 | $ 265,000 | $ 81,000 |
| Jefferson County Iowa | 1 | $ 85,000 | $ 85,000 | $ 154,000 |
| Louisa County Iowa | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| Monona County Iowa | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Palo Alto County Iowa | 1 | $ 115,000 | $ 115,000 | $ 89,000 |
| Sioux County Iowa | 1 | $ 195,000 | $ 195,000 | $ 103,000 |
| Cass County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 213,000 |
| Hubbard County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Martin County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 105,000 |
| Mower County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 71,000 |
| Olmsted County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
| Roseau County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
| Wabasha County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Winona County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 610,000 |
| Wright County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Greene County Missouri | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Platte County Missouri | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Polk County Missouri | 1 | $ 235,000 | $ 235,000 | $ 131,000 |
| St. Louis City County Missouri | 1 | $ 245,000 | $ 245,000 | $ 129,000 |
| Taney County Missouri | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Adams County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Butler County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Cedar County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 108,000 |
| Cuming County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Dawson County Nebraska | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Johnson County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Nance County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 101,000 |
| Otoe County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Polk County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 73,000 |
| York County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 107,000 |
| Brookings County South Dakota | 1 | $ 265,000 | $ 265,000 | $ 124,000 |
| Union County South Dakota | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
| Denton County Texas | 1 | $ 25,000 | $ 25,000 | $ 83,000 |
| Dane County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Grant County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Marinette County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 193,000 |
| Outagamie County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 85,000 |
| Taylor County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Waukesha County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 98,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Iowa,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Veridian Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,415 | $681,455,000 | $154,000 | $19,685,000 | $84,000 | $1,478,000 |
| Other Purpose | 2,913 | $159,405,000 | $54,000 | $485,000 | $90,000 | $1,207,000 |
| Home Improvement | 1,740 | $68,890,000 | $39,000 | $475,000 | $91,000 | $938,000 |
| Refinancing | 1,402 | $259,490,000 | $185,000 | $10,345,000 | $97,000 | $1,086,000 |
| Cash-out Refinancing | 986 | $178,420,000 | $180,000 | $12,095,000 | $90,000 | $611,000 |
| Not Applicable | 1 | $105,000 | $105,000 | $105,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,361 | $1,002,605,000 | $107,000 | $1,405,000 | $88,000 | $1,207,000 |
| Not Provided | 937 | $132,325,000 | $141,000 | $1,705,000 | $104,000 | $1,478,000 |
| Hispanic | 458 | $35,190,000 | $76,000 | $465,000 | $71,000 | $750,000 |
| Black or African American | 271 | $23,185,000 | $85,000 | $455,000 | $72,000 | $593,000 |
| Asian | 269 | $43,605,000 | $162,000 | $525,000 | $94,000 | $383,000 |
| Not applicable | 60 | $95,910,000 | $1,598,000 | $19,685,000 | $0 | $0 |
| American Indian or Alaskan Native | 33 | $2,955,000 | $89,000 | $385,000 | $73,000 | $245,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $375,000 | $75,000 | $165,000 | $51,000 | $67,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,141 | $1,275,915,000 | $114,000 | $19,685,000 | $88,000 | $1,478,000 |
| VA-guaranteed (Veterans Administration) | 306 | $70,360,000 | $229,000 | $505,000 | $91,000 | $332,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,490,000 | $149,000 | $255,000 | $49,000 | $67,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,556 | $1,040,770,000 | $121,000 | $19,685,000 | $90,000 | $1,478,000 |
| Application Withdrawn By Applicant | 1,865 | $192,665,000 | $103,000 | $1,045,000 | $91,000 | $1,086,000 |
| Application Denied By Financial Institution | 636 | $48,050,000 | $75,000 | $465,000 | $64,000 | $938,000 |
| Application Approved But Not Accepted | 225 | $41,785,000 | $185,000 | $12,095,000 | $86,000 | $383,000 |
| File Closed For Incompleteness | 82 | $11,390,000 | $138,000 | $525,000 | $92,000 | $297,000 |
| Preapproval Approved but not Accepted | 76 | $11,240,000 | $147,000 | $445,000 | $76,000 | $230,000 |
| Preapproval Denied by Financial Institution | 17 | $1,865,000 | $109,000 | $255,000 | $58,000 | $179,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,804 | $1,297,850,000 | $120,000 | $19,685,000 | $90,000 | $1,478,000 |
| Debt-To-Income Ratio | 333 | $25,925,000 | $77,000 | $465,000 | $56,000 | $305,000 |
| Credit History | 244 | $16,470,000 | $67,000 | $465,000 | $73,000 | $938,000 |
| Collateral | 29 | $3,305,000 | $113,000 | $415,000 | $80,000 | $196,000 |
| Other | 19 | $1,565,000 | $82,000 | $285,000 | $77,000 | $179,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,225,000 | $111,000 | $235,000 | $53,000 | $99,000 |
| Unverifiable Information | 9 | $705,000 | $78,000 | $165,000 | $50,000 | $178,000 |
| Employment History | 7 | $635,000 | $90,000 | $195,000 | $83,000 | $163,000 |
| Credit Application Incomplete | 1 | $85,000 | $85,000 | $85,000 | $135,000 | $135,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information at your convenience.