Veridian Credit Union
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for Iowa.
The mortgage statistics and data below are specific to mortgage loan applications for Veridian Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Veridian Credit Union 1827 Ansborough Ave Waterloo, IA 50701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,326 |
| Total Mortgage Loan Application Amount | $805,376,000 |
| Average Mortgage Loan Application Amount | $97,333 |
| Highest Mortgage Loan Application Amount | $6,080,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $1,805,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Black Hawk County Iowa | 1,949 | $ 171,282,000 | $ 87,000 | $ 70,000 |
| Polk County Iowa | 1,815 | $ 246,865,000 | $ 136,000 | $ 94,000 |
| Linn County Iowa | 620 | $ 71,691,000 | $ 115,000 | $ 76,000 |
| Bremer County Iowa | 407 | $ 39,207,000 | $ 96,000 | $ 73,000 |
| Dallas County Iowa | 366 | $ 59,757,000 | $ 163,000 | $ 119,000 |
| Buchanan County Iowa | 245 | $ 19,733,000 | $ 80,000 | $ 68,000 |
| Johnson County Iowa | 186 | $ 27,634,000 | $ 148,000 | $ 87,000 |
| Butler County Iowa | 171 | $ 11,996,000 | $ 70,000 | $ 68,000 |
| Fayette County Iowa | 154 | $ 11,419,000 | $ 74,000 | $ 62,000 |
| Warren County Iowa | 133 | $ 16,456,000 | $ 123,000 | $ 103,000 |
| Grundy County Iowa | 128 | $ 10,239,000 | $ 79,000 | $ 66,000 |
| Story County Iowa | 125 | $ 12,628,000 | $ 101,000 | $ 82,000 |
| Benton County Iowa | 92 | $ 10,058,000 | $ 109,000 | $ 84,000 |
| Pottawattamie County Iowa | 72 | $ 8,103,000 | $ 112,000 | $ 70,000 |
| Chickasaw County Iowa | 69 | $ 5,265,000 | $ 76,000 | $ 65,000 |
| Tama County Iowa | 64 | $ 5,188,000 | $ 81,000 | $ 81,000 |
| Jasper County Iowa | 52 | $ 4,686,000 | $ 90,000 | $ 73,000 |
| Madison County Iowa | 34 | $ 5,065,000 | $ 148,000 | $ 102,000 |
| Douglas County Nebraska | 33 | $ 5,754,000 | $ 174,000 | $ 85,000 |
| Boone County Iowa | 30 | $ 2,799,000 | $ 93,000 | $ 89,000 |
| Marion County Iowa | 30 | $ 3,198,000 | $ 106,000 | $ 77,000 |
| Hardin County Iowa | 29 | $ 1,965,000 | $ 67,000 | $ 70,000 |
| Cerro Gordo County Iowa | 28 | $ 3,302,000 | $ 117,000 | $ 84,000 |
| Marshall County Iowa | 27 | $ 2,473,000 | $ 91,000 | $ 87,000 |
| Cedar County Iowa | 25 | $ 3,023,000 | $ 120,000 | $ 75,000 |
| Iowa County Iowa | 24 | $ 2,736,000 | $ 114,000 | $ 68,000 |
| Clayton County Iowa | 21 | $ 1,758,000 | $ 83,000 | $ 69,000 |
| Floyd County Iowa | 20 | $ 1,041,000 | $ 52,000 | $ 69,000 |
| Washington County Iowa | 20 | $ 2,452,000 | $ 122,000 | $ 79,000 |
| Delaware County Iowa | 19 | $ 1,508,000 | $ 79,000 | $ 68,000 |
| Guthrie County Iowa | 18 | $ 3,542,000 | $ 196,000 | $ 147,000 |
| Poweshiek County Iowa | 18 | $ 2,756,000 | $ 153,000 | $ 91,000 |
| Jones County Iowa | 17 | $ 1,819,000 | $ 107,000 | $ 78,000 |
| Scott County Iowa | 16 | $ 2,840,000 | $ 177,000 | $ 110,000 |
| Franklin County Iowa | 13 | $ 965,000 | $ 74,000 | $ 81,000 |
| Wright County Iowa | 13 | $ 1,043,000 | $ 80,000 | $ 107,000 |
| Allamakee County Iowa | 11 | $ 815,000 | $ 74,000 | $ 64,000 |
| Muscatine County Iowa | 11 | $ 1,257,000 | $ 114,000 | $ 69,000 |
| Webster County Iowa | 11 | $ 618,000 | $ 56,000 | $ 93,000 |
| Sarpy County Nebraska | 11 | $ 1,058,000 | $ 96,000 | $ 79,000 |
| Clarke County Iowa | 9 | $ 595,000 | $ 66,000 | $ 66,000 |
| Hamilton County Iowa | 8 | $ 338,000 | $ 42,000 | $ 74,000 |
| Winneshiek County Iowa | 8 | $ 843,000 | $ 105,000 | $ 111,000 |
| Decatur County Iowa | 7 | $ 415,000 | $ 59,000 | $ 71,000 |
| Adair County Iowa | 6 | $ 408,000 | $ 68,000 | $ 75,000 |
| Cass County Iowa | 6 | $ 454,000 | $ 75,000 | $ 75,000 |
| Hancock County Iowa | 6 | $ 357,000 | $ 59,000 | $ 73,000 |
| Keokuk County Iowa | 6 | $ 363,000 | $ 60,000 | $ 55,000 |
| Mahaska County Iowa | 6 | $ 641,000 | $ 106,000 | $ 69,000 |
| Union County Iowa | 6 | $ 352,000 | $ 58,000 | $ 76,000 |
| Wapello County Iowa | 6 | $ 549,000 | $ 91,000 | $ 82,000 |
| Minnehaha County South Dakota | 6 | $ 613,000 | $ 102,000 | $ 93,000 |
| Calhoun County Iowa | 5 | $ 222,000 | $ 44,000 | $ 113,000 |
| Greene County Iowa | 5 | $ 282,000 | $ 56,000 | $ 74,000 |
| Clinton County Iowa | 4 | $ 362,000 | $ 90,000 | $ 64,000 |
| Howard County Iowa | 4 | $ 126,000 | $ 31,000 | $ 33,000 |
| Lucas County Iowa | 4 | $ 425,000 | $ 106,000 | $ 68,000 |
| Mills County Iowa | 4 | $ 466,000 | $ 116,000 | $ 84,000 |
| Van Buren County Iowa | 4 | $ 553,000 | $ 138,000 | $ 83,000 |
| Wayne County Iowa | 4 | $ 257,000 | $ 64,000 | $ 81,000 |
| Hennepin County Minnesota | 4 | $ 878,000 | $ 219,000 | $ 244,000 |
| Dubuque County Iowa | 3 | $ 593,000 | $ 197,000 | $ 89,000 |
| Harrison County Iowa | 3 | $ 285,000 | $ 95,000 | $ 109,000 |
| Pocahontas County Iowa | 3 | $ 116,000 | $ 38,000 | $ 62,000 |
| Shelby County Iowa | 3 | $ 297,000 | $ 99,000 | $ 63,000 |
| Winnebago County Iowa | 3 | $ 209,000 | $ 69,000 | $ 57,000 |
| Worth County Iowa | 3 | $ 131,000 | $ 43,000 | $ 85,000 |
| Cook County Illinois | 2 | $ 409,000 | $ 204,000 | $ 97,000 |
| Appanoose County Iowa | 2 | $ 609,000 | $ 304,000 | $ 175,000 |
| Carroll County Iowa | 2 | $ 174,000 | $ 87,000 | $ 78,000 |
| Clay County Iowa | 2 | $ 247,000 | $ 123,000 | $ 78,000 |
| Des Moines County Iowa | 2 | $ 210,000 | $ 105,000 | $ 103,000 |
| Henry County Iowa | 2 | $ 154,000 | $ 77,000 | $ 49,000 |
| Monroe County Iowa | 2 | $ 228,000 | $ 114,000 | $ 83,000 |
| Woodbury County Iowa | 2 | $ 298,000 | $ 149,000 | $ 86,000 |
| Olmsted County Minnesota | 2 | $ 313,000 | $ 156,000 | $ 63,000 |
| Camden County Missouri | 2 | $ 341,000 | $ 170,000 | $ 108,000 |
| Greene County Missouri | 2 | $ 160,000 | $ 80,000 | $ 105,000 |
| Mercer County Missouri | 2 | $ 248,000 | $ 124,000 | $ 70,000 |
| Lincoln County South Dakota | 2 | $ 390,000 | $ 195,000 | $ 90,000 |
| Crawford County Wisconsin | 2 | $ 220,000 | $ 110,000 | $ 109,000 |
| Carroll County Illinois | 1 | $ 27,000 | $ 27,000 | $ 35,000 |
| Henry County Illinois | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Lee County Illinois | 1 | $ 137,000 | $ 137,000 | $ 45,000 |
| Mercer County Illinois | 1 | $ 148,000 | $ 148,000 | $ 121,000 |
| Rock Island County Illinois | 1 | $ 324,000 | $ 324,000 | $ 146,000 |
| Warren County Illinois | 1 | $ 60,000 | $ 60,000 | $ 37,000 |
| Buena Vista County Iowa | 1 | $ 184,000 | $ 184,000 | $ 120,000 |
| Crawford County Iowa | 1 | $ 153,000 | $ 153,000 | $ 110,000 |
| Dickinson County Iowa | 1 | $ 286,000 | $ 286,000 | $ 138,000 |
| Fremont County Iowa | 1 | $ 78,000 | $ 78,000 | $ 47,000 |
| Ida County Iowa | 1 | $ 189,000 | $ 189,000 | $ 124,000 |
| Jefferson County Iowa | 1 | $ 212,000 | $ 212,000 | $ 71,000 |
| Kossuth County Iowa | 1 | $ 38,000 | $ 38,000 | $ 31,000 |
| Mitchell County Iowa | 1 | $ 25,000 | $ 25,000 | $ 111,000 |
| Montgomery County Iowa | 1 | $ 14,000 | $ 14,000 | $ 59,000 |
| Page County Iowa | 1 | $ 30,000 | $ 30,000 | $ 80,000 |
| Palo Alto County Iowa | 1 | $ 87,000 | $ 87,000 | $ 83,000 |
| Plymouth County Iowa | 1 | $ 93,000 | $ 93,000 | $ 32,000 |
| Cass County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 176,000 |
| Chisago County Minnesota | 1 | $ 5,000 | $ 5,000 | $ 52,000 |
| Crow Wing County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 145,000 |
| Dakota County Minnesota | 1 | $ 182,000 | $ 182,000 | $ 99,000 |
| Houston County Minnesota | 1 | $ 32,000 | $ 32,000 | $ 68,000 |
| Martin County Minnesota | 1 | $ 149,000 | $ 149,000 | $ 87,000 |
| Ramsey County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 52,000 |
| Clay County Missouri | 1 | $ 179,000 | $ 179,000 | $ 137,000 |
| Dodge County Nebraska | 1 | $ 149,000 | $ 149,000 | $ 168,000 |
| York County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 58,000 |
| Grant County Wisconsin | 1 | $ 40,000 | $ 40,000 | $ 48,000 |
| Kenosha County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| La Crosse County Wisconsin | 1 | $ 62,000 | $ 62,000 | $ 46,000 |
| Milwaukee County Wisconsin | 1 | $ 141,000 | $ 141,000 | $ 111,000 |
| Vernon County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 34,000 |
| Washburn County Wisconsin | 1 | $ 132,000 | $ 132,000 | $ 42,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Iowa,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Veridian Credit Union in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,691 | $458,307,000 | $124,000 | $6,080,000 | $84,000 | $1,414,000 |
| Home Purchase | 2,222 | $296,940,000 | $133,000 | $800,000 | $75,000 | $1,805,000 |
| Home Improvement | 1,413 | $50,129,000 | $35,000 | $300,000 | $84,000 | $924,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,114 | $646,596,000 | $105,000 | $800,000 | $82,000 | $1,805,000 |
| Not Provided | 752 | $106,878,000 | $142,000 | $2,100,000 | $86,000 | $1,075,000 |
| Hispanic | 167 | $13,278,000 | $79,000 | $324,000 | $54,000 | $236,000 |
| Black or African American | 136 | $10,720,000 | $78,000 | $417,000 | $60,000 | $193,000 |
| Asian | 121 | $19,756,000 | $163,000 | $521,000 | $103,000 | $645,000 |
| Not applicable | 15 | $6,581,000 | $438,000 | $6,080,000 | $61,000 | $209,000 |
| Native Hawaiin or Other Pacific Islander | 11 | $1,015,000 | $92,000 | $350,000 | $125,000 | $357,000 |
| American Indian or Alaskan Native | 10 | $552,000 | $55,000 | $90,000 | $92,000 | $206,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,278 | $798,220,000 | $109,000 | $6,080,000 | $82,000 | $1,805,000 |
| VA-guaranteed (Veterans Administration) | 37 | $6,371,000 | $172,000 | $336,000 | $75,000 | $164,000 |
| FHA-insured (Federal Housing Administration) | 6 | $237,000 | $39,000 | $115,000 | $70,000 | $145,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $548,000 | $109,000 | $182,000 | $44,000 | $71,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,603 | $618,988,000 | $110,000 | $6,080,000 | $82,000 | $1,805,000 |
| Application Withdrawn By Applicant | 1,152 | $122,005,000 | $105,000 | $700,000 | $85,000 | $975,000 |
| Application Denied By Financial Institution | 377 | $37,456,000 | $99,000 | $724,000 | $61,000 | $611,000 |
| Application Approved But Not Accepted | 186 | $25,213,000 | $135,000 | $368,000 | $80,000 | $427,000 |
| File Closed For Incompleteness | 8 | $1,714,000 | $214,000 | $400,000 | $108,000 | $172,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 161 | $16,175,000 | $100,000 | $724,000 | $66,000 | $305,000 |
| Debt-To-Income Ratio | 146 | $14,909,000 | $102,000 | $520,000 | $50,000 | $384,000 |
| Collateral | 27 | $2,246,000 | $83,000 | $287,000 | $76,000 | $611,000 |
| Other | 18 | $2,129,000 | $118,000 | $250,000 | $77,000 | $176,000 |
| Employment History | 13 | $1,151,000 | $88,000 | $157,000 | $43,000 | $83,000 |
| Credit Application Incomplete | 4 | $260,000 | $65,000 | $200,000 | $125,000 | $150,000 |
| Mortgage Insurance Denied | 3 | $41,000 | $13,000 | $19,000 | $71,000 | $84,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $199,000 | $99,000 | $106,000 | $78,000 | $106,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information at your convenience.