Veridian Credit Union
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for Iowa.
The mortgage statistics and data below are specific to mortgage loan applications for Veridian Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Veridian Credit Union 1827 Ansborough Ave Waterloo, IA 50701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,692 |
| Total Mortgage Loan Application Amount | $704,181,000 |
| Average Mortgage Loan Application Amount | $92,333 |
| Highest Mortgage Loan Application Amount | $7,500,000 |
| Average Applicant Income | $82,666 |
| Highest Applicant Income | $2,940,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Black Hawk County Iowa | 2,118 | $ 191,798,000 | $ 90,000 | $ 72,000 |
| Polk County Iowa | 1,588 | $ 190,927,000 | $ 120,000 | $ 91,000 |
| Linn County Iowa | 549 | $ 62,163,000 | $ 113,000 | $ 85,000 |
| Bremer County Iowa | 398 | $ 38,852,000 | $ 97,000 | $ 80,000 |
| Dallas County Iowa | 290 | $ 45,701,000 | $ 157,000 | $ 106,000 |
| Buchanan County Iowa | 219 | $ 15,998,000 | $ 73,000 | $ 74,000 |
| Butler County Iowa | 170 | $ 16,670,000 | $ 98,000 | $ 70,000 |
| Fayette County Iowa | 167 | $ 9,673,000 | $ 57,000 | $ 60,000 |
| Johnson County Iowa | 162 | $ 27,595,000 | $ 170,000 | $ 82,000 |
| Grundy County Iowa | 124 | $ 10,851,000 | $ 87,000 | $ 75,000 |
| Benton County Iowa | 83 | $ 7,893,000 | $ 95,000 | $ 80,000 |
| Warren County Iowa | 80 | $ 8,097,000 | $ 101,000 | $ 99,000 |
| Story County Iowa | 68 | $ 13,496,000 | $ 198,000 | $ 88,000 |
| Tama County Iowa | 60 | $ 5,006,000 | $ 83,000 | $ 64,000 |
| Chickasaw County Iowa | 50 | $ 3,343,000 | $ 66,000 | $ 73,000 |
| Boone County Iowa | 30 | $ 2,611,000 | $ 87,000 | $ 92,000 |
| Marshall County Iowa | 28 | $ 3,071,000 | $ 109,000 | $ 87,000 |
| Clayton County Iowa | 27 | $ 2,306,000 | $ 85,000 | $ 75,000 |
| Hardin County Iowa | 26 | $ 1,874,000 | $ 72,000 | $ 66,000 |
| Muscatine County Iowa | 21 | $ 2,308,000 | $ 109,000 | $ 65,000 |
| Madison County Iowa | 20 | $ 2,288,000 | $ 114,000 | $ 95,000 |
| Jasper County Iowa | 19 | $ 1,166,000 | $ 61,000 | $ 84,000 |
| Scott County Iowa | 17 | $ 2,676,000 | $ 157,000 | $ 217,000 |
| Cedar County Iowa | 16 | $ 1,733,000 | $ 108,000 | $ 74,000 |
| Cerro Gordo County Iowa | 16 | $ 1,823,000 | $ 113,000 | $ 77,000 |
| Delaware County Iowa | 16 | $ 1,827,000 | $ 114,000 | $ 81,000 |
| Iowa County Iowa | 16 | $ 1,810,000 | $ 113,000 | $ 111,000 |
| Floyd County Iowa | 15 | $ 881,000 | $ 58,000 | $ 66,000 |
| Guthrie County Iowa | 15 | $ 1,530,000 | $ 102,000 | $ 128,000 |
| Marion County Iowa | 15 | $ 1,496,000 | $ 99,000 | $ 95,000 |
| Poweshiek County Iowa | 15 | $ 2,349,000 | $ 156,000 | $ 140,000 |
| Douglas County Nebraska | 15 | $ 1,272,000 | $ 84,000 | $ 114,000 |
| Allamakee County Iowa | 14 | $ 849,000 | $ 60,000 | $ 55,000 |
| Jones County Iowa | 14 | $ 1,989,000 | $ 142,000 | $ 99,000 |
| Winneshiek County Iowa | 13 | $ 1,555,000 | $ 119,000 | $ 107,000 |
| Washington County Iowa | 12 | $ 1,790,000 | $ 149,000 | $ 60,000 |
| Dubuque County Iowa | 10 | $ 1,813,000 | $ 181,000 | $ 117,000 |
| Franklin County Iowa | 10 | $ 289,000 | $ 28,000 | $ 73,000 |
| Webster County Iowa | 10 | $ 1,111,000 | $ 111,000 | $ 115,000 |
| Hamilton County Iowa | 9 | $ 553,000 | $ 61,000 | $ 98,000 |
| Wright County Iowa | 9 | $ 521,000 | $ 57,000 | $ 84,000 |
| Pottawattamie County Iowa | 8 | $ 700,000 | $ 87,000 | $ 106,000 |
| Mahaska County Iowa | 7 | $ 711,000 | $ 101,000 | $ 70,000 |
| Clarke County Iowa | 6 | $ 597,000 | $ 99,000 | $ 90,000 |
| Kossuth County Iowa | 6 | $ 465,000 | $ 77,000 | $ 75,000 |
| Mitchell County Iowa | 6 | $ 507,000 | $ 84,000 | $ 71,000 |
| Wapello County Iowa | 6 | $ 635,000 | $ 105,000 | $ 106,000 |
| Worth County Iowa | 6 | $ 247,000 | $ 41,000 | $ 39,000 |
| Keokuk County Iowa | 5 | $ 377,000 | $ 75,000 | $ 79,000 |
| Adair County Iowa | 4 | $ 257,000 | $ 64,000 | $ 73,000 |
| Greene County Iowa | 4 | $ 565,000 | $ 141,000 | $ 106,000 |
| Hancock County Iowa | 4 | $ 317,000 | $ 79,000 | $ 63,000 |
| Howard County Iowa | 4 | $ 215,000 | $ 53,000 | $ 36,000 |
| Woodbury County Iowa | 4 | $ 351,000 | $ 87,000 | $ 64,000 |
| Sarpy County Nebraska | 4 | $ 670,000 | $ 167,000 | $ 104,000 |
| Appanoose County Iowa | 3 | $ 310,000 | $ 103,000 | $ 76,000 |
| Cass County Iowa | 3 | $ 222,000 | $ 74,000 | $ 77,000 |
| Clinton County Iowa | 3 | $ 226,000 | $ 75,000 | $ 114,000 |
| Monona County Iowa | 3 | $ 114,000 | $ 38,000 | $ 64,000 |
| Calhoun County Iowa | 2 | $ 107,000 | $ 53,000 | $ 132,000 |
| Carroll County Iowa | 2 | $ 246,000 | $ 123,000 | $ 57,000 |
| Cherokee County Iowa | 2 | $ 95,000 | $ 47,000 | $ 51,000 |
| Des Moines County Iowa | 2 | $ 122,000 | $ 61,000 | $ 59,000 |
| Henry County Iowa | 2 | $ 161,000 | $ 80,000 | $ 49,000 |
| Lee County Iowa | 2 | $ 183,000 | $ 91,000 | $ 62,000 |
| Lucas County Iowa | 2 | $ 335,000 | $ 167,000 | $ 75,000 |
| Mills County Iowa | 2 | $ 205,000 | $ 102,000 | $ 113,000 |
| Palo Alto County Iowa | 2 | $ 32,000 | $ 16,000 | $ 98,000 |
| Plymouth County Iowa | 2 | $ 23,000 | $ 11,000 | $ 79,000 |
| Shelby County Iowa | 2 | $ 36,000 | $ 18,000 | $ 72,000 |
| Wayne County Iowa | 2 | $ 195,000 | $ 97,000 | $ 57,000 |
| Cass County Minnesota | 2 | $ 395,000 | $ 197,000 | $ 159,000 |
| Freeborn County Minnesota | 2 | $ 96,000 | $ 48,000 | $ 26,000 |
| Crawford County Wisconsin | 2 | $ 119,000 | $ 59,000 | $ 67,000 |
| Pulaski County Arkansas | 1 | $ 209,000 | $ 209,000 | $ 50,000 |
| Henderson County Illinois | 1 | $ 20,000 | $ 20,000 | $ 95,000 |
| Jo Daviess County Illinois | 1 | $ 40,000 | $ 40,000 | $ 90,000 |
| Mercer County Illinois | 1 | $ 149,000 | $ 149,000 | $ 129,000 |
| Rock Island County Illinois | 1 | $ 153,000 | $ 153,000 | $ 111,000 |
| Audubon County Iowa | 1 | $ 72,000 | $ 72,000 | $ 75,000 |
| Clay County Iowa | 1 | $ 156,000 | $ 156,000 | $ 104,000 |
| Decatur County Iowa | 1 | $ 50,000 | $ 50,000 | $ 40,000 |
| Montgomery County Iowa | 1 | $ 80,000 | $ 80,000 | $ 144,000 |
| Sac County Iowa | 1 | $ 30,000 | $ 30,000 | $ 53,000 |
| Union County Iowa | 1 | $ 60,000 | $ 60,000 | $ 101,000 |
| Van Buren County Iowa | 1 | $ 217,000 | $ 217,000 | $ 38,000 |
| Winnebago County Iowa | 1 | $ 14,000 | $ 14,000 | $ 96,000 |
| Hennepin County Minnesota | 1 | $ 76,000 | $ 76,000 | $ 37,000 |
| Houston County Minnesota | 1 | $ 88,000 | $ 88,000 | $ 60,000 |
| Butler County Missouri | 1 | $ 750,000 | $ 750,000 | $ 650,000 |
| Camden County Missouri | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Mercer County Missouri | 1 | $ 45,000 | $ 45,000 | $ 59,000 |
| Washington County Nebraska | 1 | $ 109,000 | $ 109,000 | $ 44,000 |
| Tulsa County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 149,000 |
| El Paso County Texas | 1 | $ 123,000 | $ 123,000 | $ 891,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Iowa,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Veridian Credit Union in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,250 | $367,707,000 | $113,000 | $7,500,000 | $84,000 | $1,777,000 |
| Home Purchase | 2,252 | $297,110,000 | $131,000 | $1,780,000 | $75,000 | $2,595,000 |
| Home Improvement | 1,190 | $39,364,000 | $33,000 | $416,000 | $89,000 | $2,940,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,251 | $502,700,000 | $95,000 | $1,198,000 | $82,000 | $2,940,000 |
| Not Provided | 1,064 | $162,539,000 | $152,000 | $7,500,000 | $83,000 | $1,152,000 |
| Hispanic | 145 | $11,196,000 | $77,000 | $314,000 | $64,000 | $312,000 |
| Black or African American | 115 | $9,416,000 | $81,000 | $295,000 | $60,000 | $279,000 |
| Asian | 98 | $16,669,000 | $170,000 | $417,000 | $99,000 | $426,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $755,000 | $83,000 | $416,000 | $106,000 | $260,000 |
| Not applicable | 5 | $337,000 | $67,000 | $127,000 | $87,000 | $120,000 |
| American Indian or Alaskan Native | 5 | $569,000 | $113,000 | $303,000 | $90,000 | $191,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,593 | $688,071,000 | $104,000 | $7,500,000 | $82,000 | $2,940,000 |
| VA-guaranteed (Veterans Administration) | 96 | $15,847,000 | $165,000 | $417,000 | $65,000 | $163,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $179,000 | $89,000 | $90,000 | $35,000 | $39,000 |
| FHA-insured (Federal Housing Administration) | 1 | $84,000 | $84,000 | $84,000 | $51,000 | $51,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,656 | $489,608,000 | $105,000 | $7,500,000 | $83,000 | $2,595,000 |
| Application Withdrawn By Applicant | 1,368 | $145,757,000 | $106,000 | $1,198,000 | $89,000 | $2,940,000 |
| Application Denied By Financial Institution | 483 | $43,236,000 | $89,000 | $417,000 | $57,000 | $1,152,000 |
| Application Approved But Not Accepted | 106 | $12,743,000 | $120,000 | $400,000 | $77,000 | $245,000 |
| File Closed For Incompleteness | 78 | $12,677,000 | $162,000 | $388,000 | $83,000 | $552,000 |
| Loan Purchased By The Institution | 1 | $160,000 | $160,000 | $160,000 | $66,000 | $66,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 231 | $18,465,000 | $79,000 | $345,000 | $60,000 | $1,152,000 |
| Debt-To-Income Ratio | 180 | $17,345,000 | $96,000 | $417,000 | $51,000 | $283,000 |
| Collateral | 25 | $1,584,000 | $63,000 | $165,000 | $60,000 | $149,000 |
| Other | 21 | $2,998,000 | $142,000 | $400,000 | $86,000 | $279,000 |
| Employment History | 12 | $1,160,000 | $96,000 | $292,000 | $37,000 | $67,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $400,000 | $80,000 | $126,000 | $67,000 | $178,000 |
| Unverifiable Information | 3 | $638,000 | $212,000 | $410,000 | $63,000 | $142,000 |
| Credit Application Incomplete | 2 | $250,000 | $125,000 | $190,000 | $32,000 | $38,000 |
| Mortgage Insurance Denied | 1 | $110,000 | $110,000 | $110,000 | $54,000 | $54,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information at your convenience.