Vantus Bank
Mortgage Loan Application
Totals and Details
for 2007

Find mortgage loan statistics, lending data, and loan application totals for Iowa.
The mortgage statistics and data below are specific to mortgage loan applications for Vantus Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Vantus Bank
Po Box 897
Sioux City, IA 51102
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,008
Total Mortgage Loan Application Amount $93,337,000
Average Mortgage Loan Application Amount $80,666
Highest Mortgage Loan Application Amount $3,400,000
Average Applicant Income $63,000
Highest Applicant Income $416,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Vantus Bank by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Woodbury County Iowa 422 $ 32,394,000 $ 76,000 $ 60,000
Jasper County Iowa 159 $ 15,713,000 $ 98,000 $ 58,000
Poweshiek County Iowa 102 $ 9,695,000 $ 95,000 $ 76,000
Polk County Iowa 73 $ 9,379,000 $ 128,000 $ 62,000
Dakota County Nebraska 66 $ 4,616,000 $ 69,000 $ 55,000
Plymouth County Iowa 65 $ 5,316,000 $ 81,000 $ 57,000
Union County South Dakota 28 $ 3,446,000 $ 123,000 $ 112,000
Monona County Iowa 20 $ 1,251,000 $ 62,000 $ 44,000
Dallas County Iowa 11 $ 1,510,000 $ 137,000 $ 63,000
Marion County Iowa 7 $ 401,000 $ 57,000 $ 59,000
Dixon County Nebraska 5 $ 195,000 $ 39,000 $ 42,000
Mahaska County Iowa 4 $ 399,000 $ 99,000 $ 51,000
Sioux County Iowa 4 $ 242,000 $ 60,000 $ 47,000
Marshall County Iowa 3 $ 224,000 $ 74,000 $ 60,000
Warren County Iowa 3 $ 647,000 $ 215,000 $ 91,000
Cook County Illinois 2 $ 337,000 $ 168,000 $ 201,000
Dickinson County Iowa 2 $ 301,000 $ 150,000 $ 80,000
Guthrie County Iowa 2 $ 135,000 $ 67,000 $ 52,000
Johnson County Iowa 2 $ 420,000 $ 210,000 $ 173,000
Madison County Iowa 2 $ 324,000 $ 162,000 $ 65,000
O'Brien County Iowa 2 $ 44,000 $ 22,000 $ 36,000
Maricopa County Arizona 1 $ 154,000 $ 154,000 $ 18,000
Black Hawk County Iowa 1 $ 68,000 $ 68,000 $ 65,000
Boone County Iowa 1 $ 35,000 $ 35,000 $ 23,000
Bremer County Iowa 1 $ 17,000 $ 17,000 $ 36,000
Cherokee County Iowa 1 $ 89,000 $ 89,000 $ 40,000
Fayette County Iowa 1 $ 58,000 $ 58,000 $ 66,000
Grundy County Iowa 1 $ 10,000 $ 10,000 $ 56,000
Hamilton County Iowa 1 $ 77,000 $ 77,000 $ 55,000
Jones County Iowa 1 $ 53,000 $ 53,000 $ 80,000
Keokuk County Iowa 1 $ 95,000 $ 95,000 $ 52,000
Mitchell County Iowa 1 $ 38,000 $ 38,000 $ 33,000
Ringgold County Iowa 1 $ 90,000 $ 90,000 $ 65,000
Story County Iowa 1 $ 18,000 $ 18,000 $ 38,000
Wapello County Iowa 1 $ 40,000 $ 40,000 $ 30,000
Webster County Iowa 1 $ 45,000 $ 45,000 $ 0
Benton County Minnesota 1 $ 750,000 $ 750,000 $ 0
Stearns County Minnesota 1 $ 3,400,000 $ 3,400,000 $ 0
Camden County Missouri 1 $ 122,000 $ 122,000 $ 146,000
Greene County Missouri 1 $ 146,000 $ 146,000 $ 51,000
Putnam County Missouri 1 $ 600,000 $ 600,000 $ 104,000
Burt County Nebraska 1 $ 30,000 $ 30,000 $ 66,000
Washington County Nebraska 1 $ 86,000 $ 86,000 $ 70,000
Licking County Ohio 1 $ 260,000 $ 260,000 $ 180,000
King County Washington 1 $ 67,000 $ 67,000 $ 44,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Iowa, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Vantus Bank in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 510 $60,108,000 $117,000 $3,400,000 $62,000 $416,000
Refinancing 287 $25,207,000 $87,000 $1,000,000 $59,000 $396,000
Home Improvement 211 $8,022,000 $38,000 $650,000 $68,000 $312,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 913 $79,440,000 $87,000 $680,000 $64,000 $416,000
Hispanic 27 $1,651,000 $61,000 $162,000 $43,000 $74,000
Not applicable 24 $6,859,000 $285,000 $3,400,000 $0 $0
Not Provided 18 $2,375,000 $131,000 $1,000,000 $58,000 $115,000
Asian 16 $1,732,000 $108,000 $360,000 $82,000 $350,000
Black or African American 7 $937,000 $133,000 $224,000 $81,000 $170,000
Native Hawaiian or Other Pacific Islander 3 $343,000 $114,000 $157,000 $156,000 $312,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 982 $90,950,000 $92,000 $3,400,000 $63,000 $416,000
FHA-insured (Federal Housing Administration) 21 $1,888,000 $89,000 $173,000 $46,000 $114,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $371,000 $92,000 $142,000 $39,000 $46,000
VA-guaranteed (Veterans Administration) 1 $128,000 $128,000 $128,000 $55,000 $55,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 771 $72,682,000 $94,000 $3,400,000 $63,000 $416,000
Application Withdrawn By Applicant 125 $11,051,000 $88,000 $415,000 $62,000 $350,000
Application Denied By Financial Institution 70 $6,344,000 $90,000 $1,000,000 $53,000 $207,000
File Closed For Incompleteness 25 $2,335,000 $93,000 $235,000 $56,000 $210,000
Application Approved But Not Accepted 17 $925,000 $54,000 $171,000 $83,000 $312,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 38 $2,433,000 $64,000 $602,000 $52,000 $207,000
Debt-To-Income Ratio 13 $2,168,000 $166,000 $1,000,000 $46,000 $96,000
Collateral 8 $541,000 $67,000 $123,000 $58,000 $83,000
Other 7 $889,000 $127,000 $600,000 $65,000 $154,000
Employment History 3 $89,000 $29,000 $68,000 $22,000 $28,000
Credit Application Incomplete 1 $224,000 $224,000 $224,000 $170,000 $170,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information at your convenience.

Download the Iowa Lender List