Valley National Bank
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for Valley National Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Valley National Bank 1460 Valley Road Wayne, NJ 07470 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,221 |
| Total Mortgage Loan Application Amount | $3,425,165,000 |
| Average Mortgage Loan Application Amount | $427,800 |
| Highest Mortgage Loan Application Amount | $76,005,000 |
| Average Applicant Income | $213,200 |
| Highest Applicant Income | $7,800,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bergen County New Jersey | 690 | $ 208,350,000 | $ 301,000 | $ 182,000 |
| Suffolk County New York | 476 | $ 247,730,000 | $ 520,000 | $ 320,000 |
| Passaic County New Jersey | 423 | $ 86,215,000 | $ 203,000 | $ 123,000 |
| Essex County New Jersey | 421 | $ 108,425,000 | $ 257,000 | $ 164,000 |
| Morris County New Jersey | 414 | $ 99,020,000 | $ 239,000 | $ 169,000 |
| Monmouth County New Jersey | 270 | $ 75,210,000 | $ 278,000 | $ 193,000 |
| Nassau County New York | 255 | $ 120,685,000 | $ 473,000 | $ 244,000 |
| Ocean County New Jersey | 250 | $ 114,910,000 | $ 459,000 | $ 281,000 |
| Pinellas County Florida | 228 | $ 111,960,000 | $ 491,000 | $ 295,000 |
| Palm Beach County Florida | 219 | $ 72,325,000 | $ 330,000 | $ 205,000 |
| Hillsborough County Florida | 213 | $ 106,545,000 | $ 500,000 | $ 310,000 |
| Union County New Jersey | 195 | $ 66,785,000 | $ 342,000 | $ 162,000 |
| Kings County New York | 178 | $ 347,130,000 | $ 1,950,000 | $ 283,000 |
| Queens County New York | 172 | $ 112,920,000 | $ 656,000 | $ 133,000 |
| Hudson County New Jersey | 161 | $ 48,655,000 | $ 302,000 | $ 162,000 |
| Middlesex County New Jersey | 157 | $ 111,115,000 | $ 707,000 | $ 134,000 |
| Cape May County New Jersey | 140 | $ 93,800,000 | $ 670,000 | $ 423,000 |
| Somerset County New Jersey | 125 | $ 37,125,000 | $ 297,000 | $ 165,000 |
| Miami-Dade County Florida | 123 | $ 66,745,000 | $ 542,000 | $ 289,000 |
| Sussex County New Jersey | 122 | $ 21,130,000 | $ 173,000 | $ 117,000 |
| New York County New York | 122 | $ 275,280,000 | $ 2,256,000 | $ 511,000 |
| Orange County New York | 122 | $ 31,890,000 | $ 261,000 | $ 122,000 |
| Collier County Florida | 117 | $ 60,925,000 | $ 520,000 | $ 263,000 |
| Broward County Florida | 109 | $ 39,255,000 | $ 360,000 | $ 167,000 |
| Lee County Florida | 107 | $ 35,675,000 | $ 333,000 | $ 181,000 |
| Dutchess County New York | 98 | $ 22,990,000 | $ 234,000 | $ 102,000 |
| Brevard County Florida | 84 | $ 11,000,000 | $ 130,000 | $ 75,000 |
| Orange County Florida | 67 | $ 38,865,000 | $ 580,000 | $ 268,000 |
| Westchester County New York | 62 | $ 42,920,000 | $ 692,000 | $ 226,000 |
| Warren County New Jersey | 57 | $ 8,675,000 | $ 152,000 | $ 119,000 |
| Atlantic County New Jersey | 48 | $ 24,720,000 | $ 515,000 | $ 327,000 |
| Mercer County New Jersey | 45 | $ 12,605,000 | $ 280,000 | $ 201,000 |
| Ulster County New York | 40 | $ 9,680,000 | $ 242,000 | $ 155,000 |
| Richmond County New York | 36 | $ 10,420,000 | $ 289,000 | $ 172,000 |
| Rockland County New York | 34 | $ 10,260,000 | $ 301,000 | $ 193,000 |
| Sarasota County Florida | 32 | $ 26,220,000 | $ 819,000 | $ 171,000 |
| Pasco County Florida | 30 | $ 8,550,000 | $ 285,000 | $ 174,000 |
| Philadelphia County Pennsylvania | 29 | $ 11,395,000 | $ 392,000 | $ 305,000 |
| Putnam County New York | 28 | $ 10,360,000 | $ 370,000 | $ 154,000 |
| Bronx County New York | 27 | $ 36,715,000 | $ 1,359,000 | $ 129,000 |
| Tallapoosa County Alabama | 26 | $ 2,500,000 | $ 96,000 | $ 73,000 |
| Seminole County Florida | 26 | $ 4,240,000 | $ 163,000 | $ 185,000 |
| Fairfield County Connecticut | 25 | $ 16,615,000 | $ 664,000 | $ 262,000 |
| Hunterdon County New Jersey | 25 | $ 8,405,000 | $ 336,000 | $ 393,000 |
| Manatee County Florida | 24 | $ 18,390,000 | $ 766,000 | $ 687,000 |
| Bucks County Pennsylvania | 21 | $ 7,915,000 | $ 376,000 | $ 193,000 |
| Monroe County New York | 20 | $ 2,360,000 | $ 118,000 | $ 60,000 |
| Indian River County Florida | 18 | $ 3,800,000 | $ 211,000 | $ 121,000 |
| Montgomery County Alabama | 17 | $ 2,285,000 | $ 134,000 | $ 79,000 |
| St. Clair County Alabama | 16 | $ 2,450,000 | $ 153,000 | $ 158,000 |
| Polk County Florida | 16 | $ 8,810,000 | $ 550,000 | $ 181,000 |
| Burlington County New Jersey | 15 | $ 4,905,000 | $ 327,000 | $ 186,000 |
| Jefferson County Alabama | 14 | $ 3,000,000 | $ 214,000 | $ 186,000 |
| Camden County New Jersey | 14 | $ 4,420,000 | $ 315,000 | $ 263,000 |
| Duval County Florida | 13 | $ 2,825,000 | $ 217,000 | $ 196,000 |
| St. Johns County Florida | 13 | $ 4,885,000 | $ 375,000 | $ 162,000 |
| Shelby County Alabama | 12 | $ 2,650,000 | $ 220,000 | $ 233,000 |
| Volusia County Florida | 10 | $ 9,760,000 | $ 976,000 | $ 259,000 |
| Greene County New York | 10 | $ 2,590,000 | $ 259,000 | $ 614,000 |
| Montgomery County Pennsylvania | 10 | $ 8,200,000 | $ 820,000 | $ 408,000 |
| Elmore County Alabama | 9 | $ 895,000 | $ 99,000 | $ 65,000 |
| Sullivan County New York | 9 | $ 1,335,000 | $ 148,000 | $ 127,000 |
| Delaware County Pennsylvania | 9 | $ 2,225,000 | $ 247,000 | $ 208,000 |
| Northampton County Pennsylvania | 9 | $ 13,495,000 | $ 1,499,000 | $ 118,000 |
| Lee County Alabama | 8 | $ 1,740,000 | $ 217,000 | $ 93,000 |
| Los Angeles County California | 8 | $ 6,290,000 | $ 786,000 | $ 392,000 |
| Lake County Florida | 8 | $ 2,410,000 | $ 301,000 | $ 122,000 |
| Pike County Pennsylvania | 8 | $ 720,000 | $ 90,000 | $ 66,000 |
| Marion County Florida | 7 | $ 12,385,000 | $ 1,769,000 | $ 153,000 |
| Martin County Florida | 7 | $ 1,585,000 | $ 226,000 | $ 143,000 |
| Montgomery County Maryland | 7 | $ 5,575,000 | $ 796,000 | $ 222,000 |
| Gloucester County New Jersey | 7 | $ 1,905,000 | $ 272,000 | $ 178,000 |
| Osceola County Florida | 6 | $ 1,240,000 | $ 206,000 | $ 486,000 |
| St. Lucie County Florida | 6 | $ 1,130,000 | $ 188,000 | $ 67,000 |
| Fulton County Georgia | 6 | $ 2,090,000 | $ 348,000 | $ 287,000 |
| Chester County Pennsylvania | 6 | $ 3,280,000 | $ 546,000 | $ 242,000 |
| Columbia County New York | 5 | $ 1,555,000 | $ 311,000 | $ 506,000 |
| Wayne County Pennsylvania | 5 | $ 365,000 | $ 73,000 | $ 134,000 |
| New Castle County Delaware | 4 | $ 6,150,000 | $ 1,537,000 | $ 658,000 |
| Charlotte County Florida | 4 | $ 990,000 | $ 247,000 | $ 119,000 |
| Monroe County Florida | 4 | $ 6,190,000 | $ 1,547,000 | $ 835,000 |
| Baltimore City County Maryland | 4 | $ 740,000 | $ 185,000 | $ 157,000 |
| Wake County North Carolina | 4 | $ 1,130,000 | $ 282,000 | $ 148,000 |
| Lehigh County Pennsylvania | 4 | $ 790,000 | $ 197,000 | $ 109,000 |
| Monroe County Pennsylvania | 4 | $ 640,000 | $ 160,000 | $ 136,000 |
| Sevier County Tennessee | 4 | $ 1,620,000 | $ 405,000 | $ 669,000 |
| Baldwin County Alabama | 3 | $ 645,000 | $ 215,000 | $ 67,000 |
| Orange County California | 3 | $ 4,105,000 | $ 1,368,000 | $ 871,000 |
| San Diego County California | 3 | $ 2,385,000 | $ 795,000 | $ 818,000 |
| Citrus County Florida | 3 | $ 5,655,000 | $ 1,885,000 | $ 144,000 |
| Howard County Maryland | 3 | $ 865,000 | $ 288,000 | $ 273,000 |
| Saratoga County New York | 3 | $ 585,000 | $ 195,000 | $ 99,000 |
| Cabarrus County North Carolina | 3 | $ 655,000 | $ 218,000 | $ 80,000 |
| Iredell County North Carolina | 3 | $ 1,525,000 | $ 508,000 | $ 1,076,000 |
| Horry County South Carolina | 3 | $ 925,000 | $ 308,000 | $ 103,000 |
| Williamson County Tennessee | 3 | $ 4,655,000 | $ 1,551,000 | $ 1,032,000 |
| Fairfax County Virginia | 3 | $ 2,725,000 | $ 908,000 | $ 162,000 |
| Butler County Alabama | 2 | $ 980,000 | $ 490,000 | $ 167,000 |
| Calhoun County Alabama | 2 | $ 330,000 | $ 165,000 | $ 67,000 |
| Coosa County Alabama | 2 | $ 110,000 | $ 55,000 | $ 59,000 |
| Maricopa County Arizona | 2 | $ 500,000 | $ 250,000 | $ 87,000 |
| Alameda County California | 2 | $ 410,000 | $ 205,000 | $ 296,000 |
| Eagle County Colorado | 2 | $ 5,160,000 | $ 2,580,000 | $ 1,330,000 |
| Hartford County Connecticut | 2 | $ 12,800,000 | $ 6,400,000 | $ 150,000 |
| New Haven County Connecticut | 2 | $ 230,000 | $ 115,000 | $ 40,000 |
| Alachua County Florida | 2 | $ 210,000 | $ 105,000 | $ 171,000 |
| Escambia County Florida | 2 | $ 1,360,000 | $ 680,000 | $ 1,239,000 |
| Flagler County Florida | 2 | $ 610,000 | $ 305,000 | $ 154,000 |
| Hernando County Florida | 2 | $ 200,000 | $ 100,000 | $ 294,000 |
| Highlands County Florida | 2 | $ 510,000 | $ 255,000 | $ 181,000 |
| Leon County Florida | 2 | $ 3,170,000 | $ 1,585,000 | $ 61,000 |
| Sumter County Florida | 2 | $ 5,760,000 | $ 2,880,000 | $ 101,000 |
| Walton County Florida | 2 | $ 37,970,000 | $ 18,985,000 | $ 64,000 |
| Cook County Illinois | 2 | $ 870,000 | $ 435,000 | $ 176,000 |
| Boone County Kentucky | 2 | $ 560,000 | $ 280,000 | $ 90,000 |
| Lincoln County Maine | 2 | $ 1,070,000 | $ 535,000 | $ 564,000 |
| Baltimore County Maryland | 2 | $ 21,760,000 | $ 10,880,000 | $ 179,000 |
| Delaware County New York | 2 | $ 570,000 | $ 285,000 | $ 59,000 |
| Schenectady County New York | 2 | $ 300,000 | $ 150,000 | $ 60,000 |
| Wayne County New York | 2 | $ 180,000 | $ 90,000 | $ 45,000 |
| Avery County North Carolina | 2 | $ 970,000 | $ 485,000 | $ 455,000 |
| Brunswick County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 97,000 |
| Union County North Carolina | 2 | $ 820,000 | $ 410,000 | $ 88,000 |
| Hamilton County Ohio | 2 | $ 1,940,000 | $ 970,000 | $ 234,000 |
| Centre County Pennsylvania | 2 | $ 1,150,000 | $ 575,000 | $ 1,586,000 |
| Washington County Rhode Island | 2 | $ 980,000 | $ 490,000 | $ 237,000 |
| Greenville County South Carolina | 2 | $ 1,090,000 | $ 545,000 | $ 175,000 |
| Dallas County Texas | 2 | $ 900,000 | $ 450,000 | $ 805,000 |
| Loudoun County Virginia | 2 | $ 1,050,000 | $ 525,000 | $ 180,000 |
| Portsmouth County Virginia | 2 | $ 10,070,000 | $ 5,035,000 | $ 0 |
| Prince William County Virginia | 2 | $ 780,000 | $ 390,000 | $ 96,000 |
| Bibb County Alabama | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| Chilton County Alabama | 1 | $ 155,000 | $ 155,000 | $ 302,000 |
| Cullman County Alabama | 1 | $ 245,000 | $ 245,000 | $ 298,000 |
| Escambia County Alabama | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Tuscaloosa County Alabama | 1 | $ 335,000 | $ 335,000 | $ 77,000 |
| Pinal County Arizona | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Fresno County California | 1 | $ 135,000 | $ 135,000 | $ 138,000 |
| Riverside County California | 1 | $ 485,000 | $ 485,000 | $ 240,000 |
| Garfield County Colorado | 1 | $ 2,325,000 | $ 2,325,000 | $ 1,607,000 |
| Routt County Colorado | 1 | $ 435,000 | $ 435,000 | $ 102,000 |
| Summit County Colorado | 1 | $ 375,000 | $ 375,000 | $ 325,000 |
| Litchfield County Connecticut | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| New London County Connecticut | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Sussex County Delaware | 1 | $ 355,000 | $ 355,000 | $ 205,000 |
| District of Columbia County District Of Columbia | 1 | $ 995,000 | $ 995,000 | $ 211,000 |
| Bay County Florida | 1 | $ 1,555,000 | $ 1,555,000 | $ 372,000 |
| Gulf County Florida | 1 | $ 795,000 | $ 795,000 | $ 196,000 |
| Levy County Florida | 1 | $ 1,625,000 | $ 1,625,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 1,075,000 | $ 1,075,000 | $ 0 |
| Muscogee County Georgia | 1 | $ 7,405,000 | $ 7,405,000 | $ 0 |
| Rabun County Georgia | 1 | $ 1,385,000 | $ 1,385,000 | $ 545,000 |
| Ada County Idaho | 1 | $ 345,000 | $ 345,000 | $ 125,000 |
| Grant County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Calvert County Maryland | 1 | $ 375,000 | $ 375,000 | $ 524,000 |
| Cecil County Maryland | 1 | $ 34,705,000 | $ 34,705,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 675,000 | $ 675,000 | $ 292,000 |
| Barnstable County Massachusetts | 1 | $ 1,005,000 | $ 1,005,000 | $ 930,000 |
| Bristol County Massachusetts | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Nantucket County Massachusetts | 1 | $ 525,000 | $ 525,000 | $ 120,000 |
| Norfolk County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 99,000 |
| Suffolk County Massachusetts | 1 | $ 485,000 | $ 485,000 | $ 208,000 |
| Oakland County Michigan | 1 | $ 2,095,000 | $ 2,095,000 | $ 12,000 |
| Hinds County Mississippi | 1 | $ 5,005,000 | $ 5,005,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 315,000 | $ 315,000 | $ 323,000 |
| Clark County Nevada | 1 | $ 175,000 | $ 175,000 | $ 126,000 |
| Santa Fe County New Mexico | 1 | $ 1,125,000 | $ 1,125,000 | $ 1,071,000 |
| Albany County New York | 1 | $ 305,000 | $ 305,000 | $ 169,000 |
| Erie County New York | 1 | $ 175,000 | $ 175,000 | $ 242,000 |
| Essex County New York | 1 | $ 75,000 | $ 75,000 | $ 87,000 |
| Franklin County New York | 1 | $ 1,805,000 | $ 1,805,000 | $ 911,000 |
| Fulton County New York | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Livingston County New York | 1 | $ 85,000 | $ 85,000 | $ 95,000 |
| Oneida County New York | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Otsego County New York | 1 | $ 165,000 | $ 165,000 | $ 236,000 |
| Tompkins County New York | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Warren County New York | 1 | $ 145,000 | $ 145,000 | $ 185,000 |
| Chatham County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 53,000 |
| Dare County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 247,000 |
| Macon County North Carolina | 1 | $ 705,000 | $ 705,000 | $ 257,000 |
| Mecklenburg County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 322,000 |
| Nash County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 98,000 |
| New Hanover County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 493,000 |
| Rowan County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Transylvania County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 549,000 |
| Cuyahoga County Ohio | 1 | $ 105,000 | $ 105,000 | $ 192,000 |
| Multnomah County Oregon | 1 | $ 345,000 | $ 345,000 | $ 216,000 |
| Allegheny County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 65,000 |
| Berks County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 230,000 |
| Carbon County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 107,000 |
| Cumberland County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 263,000 |
| Lackawanna County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 185,000 |
| Lancaster County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Northumberland County Pennsylvania | 1 | $ 1,405,000 | $ 1,405,000 | $ 0 |
| Schuylkill County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 126,000 |
| Susquehanna County Pennsylvania | 1 | $ 735,000 | $ 735,000 | $ 733,000 |
| Westmoreland County Pennsylvania | 1 | $ 455,000 | $ 455,000 | $ 138,000 |
| York County Pennsylvania | 1 | $ 10,755,000 | $ 10,755,000 | $ 0 |
| Kent County Rhode Island | 1 | $ 315,000 | $ 315,000 | $ 305,000 |
| Providence County Rhode Island | 1 | $ 315,000 | $ 315,000 | $ 170,000 |
| Charleston County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 163,000 |
| Lexington County South Carolina | 1 | $ 975,000 | $ 975,000 | $ 340,000 |
| Richland County South Carolina | 1 | $ 2,295,000 | $ 2,295,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 955,000 | $ 955,000 | $ 392,000 |
| Jefferson County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 86,000 |
| Rutherford County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 100,000 |
| Travis County Texas | 1 | $ 815,000 | $ 815,000 | $ 493,000 |
| Essex County Vermont | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Windham County Vermont | 1 | $ 495,000 | $ 495,000 | $ 1,138,000 |
| Windsor County Vermont | 1 | $ 165,000 | $ 165,000 | $ 913,000 |
| Arlington County Virginia | 1 | $ 635,000 | $ 635,000 | $ 190,000 |
| Bedford County Virginia | 1 | $ 195,000 | $ 195,000 | $ 379,000 |
| Buckingham County Virginia | 1 | $ 185,000 | $ 185,000 | $ 167,000 |
| Richmond City County Virginia | 1 | $ 415,000 | $ 415,000 | $ 115,000 |
| Rockbridge County Virginia | 1 | $ 315,000 | $ 315,000 | $ 166,000 |
| Stafford County Virginia | 1 | $ 415,000 | $ 415,000 | $ 93,000 |
| Virginia Beach County Virginia | 1 | $ 845,000 | $ 845,000 | $ 300,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Valley National Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,150 | $1,449,480,000 | $460,000 | $34,705,000 | $206,000 | $4,192,000 |
| Cash-out Refinancing | 1,478 | $1,063,810,000 | $719,000 | $76,005,000 | $219,000 | $7,800,000 |
| Refinancing | 1,091 | $583,575,000 | $534,000 | $10,005,000 | $272,000 | $5,618,000 |
| Other Purpose | 869 | $213,315,000 | $245,000 | $15,695,000 | $201,000 | $4,660,000 |
| Home Improvement | 633 | $114,985,000 | $181,000 | $37,895,000 | $168,000 | $1,208,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,625 | $1,738,635,000 | $375,000 | $6,005,000 | $240,000 | $7,800,000 |
| Not Provided | 765 | $256,795,000 | $335,000 | $2,855,000 | $212,000 | $3,864,000 |
| Hispanic | 720 | $193,340,000 | $268,000 | $2,815,000 | $115,000 | $2,199,000 |
| Asian | 500 | $211,270,000 | $422,000 | $10,005,000 | $197,000 | $4,800,000 |
| Not applicable | 283 | $930,485,000 | $3,287,000 | $76,005,000 | $115,000 | $608,000 |
| Black or African American | 276 | $75,620,000 | $273,000 | $2,005,000 | $114,000 | $1,600,000 |
| American Indian or Alaskan Native | 8 | $2,050,000 | $256,000 | $665,000 | $137,000 | $377,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $675,000 | $225,000 | $315,000 | $76,000 | $119,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,955 | $3,347,995,000 | $481,000 | $76,005,000 | $219,000 | $7,800,000 |
| FHA-insured (Federal Housing Administration) | 228 | $66,270,000 | $290,000 | $945,000 | $89,000 | $789,000 |
| VA-guaranteed (Veterans Administration) | 30 | $9,070,000 | $302,000 | $585,000 | $96,000 | $354,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,830,000 | $228,000 | $355,000 | $74,000 | $116,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,949 | $2,618,235,000 | $529,000 | $76,005,000 | $218,000 | $5,618,000 |
| Application Withdrawn By Applicant | 1,112 | $439,000,000 | $394,000 | $10,005,000 | $249,000 | $7,800,000 |
| Application Denied By Financial Institution | 707 | $204,335,000 | $289,000 | $6,005,000 | $143,000 | $2,737,000 |
| Application Approved But Not Accepted | 239 | $103,875,000 | $434,000 | $3,875,000 | $248,000 | $2,360,000 |
| Loan Purchased By The Institution | 135 | $36,435,000 | $269,000 | $625,000 | $110,000 | $608,000 |
| File Closed For Incompleteness | 79 | $23,285,000 | $294,000 | $1,725,000 | $223,000 | $1,104,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,514 | $3,220,830,000 | $494,000 | $76,005,000 | $222,000 | $7,800,000 |
| Debt-To-Income Ratio | 318 | $82,930,000 | $260,000 | $2,805,000 | $94,000 | $911,000 |
| Collateral | 164 | $46,820,000 | $285,000 | $6,005,000 | $215,000 | $2,368,000 |
| Credit History | 115 | $30,095,000 | $261,000 | $6,005,000 | $132,000 | $1,171,000 |
| Other | 54 | $14,290,000 | $264,000 | $1,355,000 | $151,000 | $538,000 |
| Credit Application Incomplete | 22 | $17,060,000 | $775,000 | $4,005,000 | $345,000 | $2,737,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $10,530,000 | $526,000 | $2,005,000 | $132,000 | $540,000 |
| Unverifiable Information | 7 | $1,695,000 | $242,000 | $955,000 | $128,000 | $393,000 |
| Employment History | 7 | $915,000 | $130,000 | $245,000 | $67,000 | $158,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.