Valley Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Valley Bank 3455 Avenue Of The Cities Moline, IL 61265 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 2,473 |
Total Mortgage Loan Application Amount | $362,243,000 |
Average Mortgage Loan Application Amount | $125,666 |
Highest Mortgage Loan Application Amount | $2,200,000 |
Average Applicant Income | $75,333 |
Highest Applicant Income | $2,088,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Valley Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Valley Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Valley Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Valley Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Valley Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Valley Bank's mortgage activity for 2007.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adair County Iowa | 5 | $ 391,000 | $ 78,000 | $ 50,000 |
Adair County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
Adams County Iowa | 3 | $ 248,000 | $ 82,000 | $ 56,000 |
Allamakee County Iowa | 1 | $ 257,000 | $ 257,000 | $ 103,000 |
Anne Arundel County Maryland | 1 | $ 216,000 | $ 216,000 | $ 44,000 |
Arapahoe County Colorado | 1 | $ 410,000 | $ 410,000 | $ 190,000 |
Becker County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 736,000 |
Benton County Arkansas | 71 | $ 8,094,000 | $ 114,000 | $ 137,000 |
Benton County Iowa | 2 | $ 474,000 | $ 237,000 | $ 66,000 |
Berrien County Michigan | 1 | $ 370,000 | $ 370,000 | $ 0 |
Bexar County Texas | 1 | $ 210,000 | $ 210,000 | $ 0 |
Boone County Iowa | 18 | $ 3,189,000 | $ 177,000 | $ 112,000 |
Broward County Florida | 3 | $ 2,357,000 | $ 785,000 | $ 235,000 |
Buchanan County Iowa | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
Camden County Missouri | 2 | $ 384,000 | $ 192,000 | $ 291,000 |
Carroll County Illinois | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
Cedar County Iowa | 8 | $ 673,000 | $ 84,000 | $ 67,000 |
Clackamas County Oregon | 2 | $ 1,140,000 | $ 570,000 | $ 187,000 |
Clarke County Iowa | 1 | $ 398,000 | $ 398,000 | $ 158,000 |
Clatsop County Oregon | 1 | $ 271,000 | $ 271,000 | $ 88,000 |
Clay County Iowa | 1 | $ 98,000 | $ 98,000 | $ 28,000 |
Clinton County Iowa | 37 | $ 3,343,000 | $ 90,000 | $ 49,000 |
Cobb County Georgia | 2 | $ 297,000 | $ 148,000 | $ 0 |
Coconino County Arizona | 4 | $ 848,000 | $ 212,000 | $ 86,000 |
Cook County Illinois | 2 | $ 404,000 | $ 202,000 | $ 138,000 |
Coweta County Georgia | 1 | $ 182,000 | $ 182,000 | $ 60,000 |
Crawford County Wisconsin | 1 | $ 157,000 | $ 157,000 | $ 88,000 |
Dakota County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 135,000 |
Dallas County Iowa | 61 | $ 8,294,000 | $ 135,000 | $ 88,000 |
Dallas County Texas | 1 | $ 74,000 | $ 74,000 | $ 190,000 |
Davidson County Tennessee | 1 | $ 241,000 | $ 241,000 | $ 401,000 |
Decatur County Iowa | 3 | $ 456,000 | $ 152,000 | $ 138,000 |
Delaware County Ohio | 1 | $ 235,000 | $ 235,000 | $ 150,000 |
Denton County Texas | 1 | $ 166,000 | $ 166,000 | $ 58,000 |
Denver County Colorado | 3 | $ 756,000 | $ 252,000 | $ 25,000 |
Des Moines County Iowa | 5 | $ 381,000 | $ 76,000 | $ 44,000 |
Dickinson County Iowa | 1 | $ 116,000 | $ 116,000 | $ 126,000 |
Douglas County Colorado | 1 | $ 219,000 | $ 219,000 | $ 81,000 |
Douglas County Nebraska | 8 | $ 1,992,000 | $ 249,000 | $ 198,000 |
Dubuque County Iowa | 1 | $ 140,000 | $ 140,000 | $ 62,000 |
Fillmore County Minnesota | 1 | $ 84,000 | $ 84,000 | $ 43,000 |
Franklin County Ohio | 1 | $ 54,000 | $ 54,000 | $ 144,000 |
Fulton County Georgia | 3 | $ 1,153,000 | $ 384,000 | $ 210,000 |
Greene County Iowa | 1 | $ 98,000 | $ 98,000 | $ 54,000 |
Gregg County Texas | 1 | $ 54,000 | $ 54,000 | $ 40,000 |
Guthrie County Iowa | 6 | $ 808,000 | $ 134,000 | $ 77,000 |
Hamilton County Iowa | 1 | $ 260,000 | $ 260,000 | $ 108,000 |
Hardin County Iowa | 1 | $ 60,000 | $ 60,000 | $ 28,000 |
Harris County Texas | 1 | $ 256,000 | $ 256,000 | $ 88,000 |
Haywood County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 4,000 |
Hennepin County Minnesota | 4 | $ 1,344,000 | $ 336,000 | $ 116,000 |
Henry County Illinois | 23 | $ 2,382,000 | $ 103,000 | $ 43,000 |
Hudson County New Jersey | 2 | $ 140,000 | $ 70,000 | $ 132,000 |
Humboldt County Iowa | 1 | $ 59,000 | $ 59,000 | $ 23,000 |
Jackson County Iowa | 2 | $ 250,000 | $ 125,000 | $ 113,000 |
Jackson County Missouri | 1 | $ 304,000 | $ 304,000 | $ 91,000 |
Jasper County Iowa | 14 | $ 1,530,000 | $ 109,000 | $ 69,000 |
Jefferson County Colorado | 1 | $ 425,000 | $ 425,000 | $ 120,000 |
Jefferson County Iowa | 1 | $ 274,000 | $ 274,000 | $ 115,000 |
Johnson County Iowa | 5 | $ 607,000 | $ 121,000 | $ 94,000 |
Jones County Iowa | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
Kane County Illinois | 1 | $ 180,000 | $ 180,000 | $ 68,000 |
Kendall County Illinois | 1 | $ 383,000 | $ 383,000 | $ 94,000 |
Kent County Michigan | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
Knox County Illinois | 2 | $ 114,000 | $ 57,000 | $ 38,000 |
La Plata County Colorado | 2 | $ 890,000 | $ 445,000 | $ 163,000 |
Lee County Illinois | 3 | $ 186,000 | $ 62,000 | $ 67,000 |
Lewis and Clark County Montana | 1 | $ 131,000 | $ 131,000 | $ 85,000 |
Linn County Iowa | 4 | $ 627,000 | $ 156,000 | $ 92,000 |
Livingston County New York | 1 | $ 148,000 | $ 148,000 | $ 81,000 |
Loudoun County Virginia | 1 | $ 717,000 | $ 717,000 | $ 171,000 |
Lucas County Iowa | 2 | $ 101,000 | $ 50,000 | $ 32,000 |
Lyman County South Dakota | 2 | $ 113,000 | $ 56,000 | $ 59,000 |
Madison County Arkansas | 1 | $ 88,000 | $ 88,000 | $ 36,000 |
Madison County Iowa | 13 | $ 2,686,000 | $ 206,000 | $ 140,000 |
Mahaska County Iowa | 1 | $ 182,000 | $ 182,000 | $ 58,000 |
Maricopa County Arizona | 189 | $ 61,341,000 | $ 324,000 | $ 126,000 |
Marion County Iowa | 8 | $ 1,450,000 | $ 181,000 | $ 70,000 |
Marion County West Virginia | 1 | $ 627,000 | $ 627,000 | $ 0 |
Marshall County Iowa | 2 | $ 270,000 | $ 135,000 | $ 96,000 |
Maury County Tennessee | 2 | $ 354,000 | $ 177,000 | $ 69,000 |
Mecklenburg County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 238,000 |
Mercer County Illinois | 11 | $ 1,060,000 | $ 96,000 | $ 44,000 |
Miami-Dade County Florida | 1 | $ 320,000 | $ 320,000 | $ 98,000 |
Minnehaha County South Dakota | 2 | $ 504,000 | $ 252,000 | $ 55,000 |
Montgomery County Ohio | 2 | $ 136,000 | $ 68,000 | $ 30,000 |
Morgan County Missouri | 3 | $ 759,000 | $ 253,000 | $ 160,000 |
Multnomah County Oregon | 3 | $ 737,000 | $ 245,000 | $ 165,000 |
Muscatine County Iowa | 10 | $ 758,000 | $ 75,000 | $ 73,000 |
Navajo County Arizona | 3 | $ 431,000 | $ 143,000 | $ 51,000 |
Nobles County Minnesota | 1 | $ 248,000 | $ 248,000 | $ 54,000 |
Oconto County Wisconsin | 1 | $ 161,000 | $ 161,000 | $ 79,000 |
Orange County California | 1 | $ 436,000 | $ 436,000 | $ 121,000 |
Osceola County Florida | 1 | $ 188,000 | $ 188,000 | $ 108,000 |
Palm Beach County Florida | 2 | $ 2,384,000 | $ 1,192,000 | $ 517,000 |
Philadelphia County Pennsylvania | 1 | $ 276,000 | $ 276,000 | $ 80,000 |
Pima County Arizona | 2 | $ 426,000 | $ 213,000 | $ 56,000 |
Pinal County Arizona | 8 | $ 1,583,000 | $ 197,000 | $ 76,000 |
Pittsburg County Oklahoma | 1 | $ 133,000 | $ 133,000 | $ 65,000 |
Polk County Florida | 1 | $ 189,000 | $ 189,000 | $ 60,000 |
Polk County Iowa | 485 | $ 68,573,000 | $ 141,000 | $ 74,000 |
Pottawattamie County Iowa | 2 | $ 63,000 | $ 31,000 | $ 31,000 |
Poweshiek County Iowa | 3 | $ 574,000 | $ 191,000 | $ 79,000 |
Ringgold County Iowa | 1 | $ 320,000 | $ 320,000 | $ 360,000 |
Riverside County California | 1 | $ 472,000 | $ 472,000 | $ 224,000 |
Rock Island County Illinois | 196 | $ 19,680,000 | $ 100,000 | $ 52,000 |
San Bernardino County California | 3 | $ 744,000 | $ 248,000 | $ 97,000 |
Sarpy County Nebraska | 8 | $ 1,616,000 | $ 202,000 | $ 74,000 |
Scott County Iowa | 745 | $ 87,588,000 | $ 117,000 | $ 63,000 |
Sebastian County Arkansas | 1 | $ 152,000 | $ 152,000 | $ 39,000 |
St. Charles County Missouri | 4 | $ 444,000 | $ 111,000 | $ 37,000 |
St. Louis City County Missouri | 1 | $ 112,000 | $ 112,000 | $ 39,000 |
Story County Iowa | 164 | $ 22,655,000 | $ 138,000 | $ 73,000 |
Sumter County Florida | 1 | $ 136,000 | $ 136,000 | $ 43,000 |
Taney County Missouri | 1 | $ 300,000 | $ 300,000 | $ 0 |
Taylor County Iowa | 1 | $ 54,000 | $ 54,000 | $ 22,000 |
Tazewell County Illinois | 2 | $ 258,000 | $ 129,000 | $ 93,000 |
Tulsa County Oklahoma | 1 | $ 99,000 | $ 99,000 | $ 55,000 |
Union County Iowa | 21 | $ 1,347,000 | $ 64,000 | $ 42,000 |
Van Buren County Arkansas | 1 | $ 56,000 | $ 56,000 | $ 150,000 |
Wapello County Iowa | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
Warren County Iowa | 25 | $ 3,998,000 | $ 159,000 | $ 73,000 |
Wasco County Oregon | 19 | $ 2,781,000 | $ 146,000 | $ 75,000 |
Washington County Arkansas | 27 | $ 4,893,000 | $ 181,000 | $ 162,000 |
Webster County Iowa | 2 | $ 148,000 | $ 74,000 | $ 64,000 |
Whiteside County Illinois | 8 | $ 710,000 | $ 88,000 | $ 55,000 |
Will County Illinois | 1 | $ 168,000 | $ 168,000 | $ 94,000 |
Woodbury County Iowa | 2 | $ 87,000 | $ 43,000 | $ 26,000 |
Wright County Iowa | 5 | $ 599,000 | $ 119,000 | $ 59,000 |
Yavapai County Arizona | 2 | $ 321,000 | $ 160,000 | $ 31,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 1,649 | $219,336,000 | $133,000 | $1,729,000 | $66,000 | $1,020,000 |
Refinancing | 805 | $141,588,000 | $175,000 | $2,200,000 | $96,000 | $2,088,000 |
Home Improvement | 19 | $1,319,000 | $69,000 | $774,000 | $64,000 | $175,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 2,198 | $318,363,000 | $144,000 | $2,200,000 | $77,000 | $2,088,000 |
Not Provided | 85 | $14,509,000 | $170,000 | $1,295,000 | $81,000 | $736,000 |
Hispanic | 77 | $9,249,000 | $120,000 | $502,000 | $47,000 | $195,000 |
Black or African American | 38 | $6,090,000 | $160,000 | $548,000 | $75,000 | $238,000 |
Not applicable | 34 | $5,413,000 | $159,000 | $627,000 | $0 | $0 |
Asian | 34 | $5,993,000 | $176,000 | $550,000 | $89,000 | $441,000 |
Native Hawaiian or Other Pacific Islander | 4 | $1,972,000 | $493,000 | $1,500,000 | $295,000 | $544,000 |
American Indian or Alaskan Native | 3 | $654,000 | $218,000 | $360,000 | $98,000 | $160,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,171 | $325,513,000 | $149,000 | $2,200,000 | $80,000 | $2,088,000 |
FHA-insured (Federal Housing Administration) | 231 | $26,478,000 | $114,000 | $264,000 | $46,000 | $130,000 |
VA-guaranteed (Veterans Administration) | 66 | $9,723,000 | $147,000 | $296,000 | $60,000 | $168,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $529,000 | $105,000 | $143,000 | $35,000 | $50,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,870 | $274,088,000 | $146,000 | $2,120,000 | $75,000 | $2,088,000 |
Application Denied By Financial Institution | 370 | $44,286,000 | $119,000 | $715,000 | $70,000 | $2,088,000 |
Application Withdrawn By Applicant | 174 | $32,554,000 | $187,000 | $2,200,000 | $94,000 | $853,000 |
Application Approved But Not Accepted | 46 | $9,293,000 | $202,000 | $1,295,000 | $87,000 | $598,000 |
File Closed For Incompleteness | 12 | $1,921,000 | $160,000 | $410,000 | $74,000 | $190,000 |
Preapproval Approved but not Accepted | 1 | $101,000 | $101,000 | $101,000 | $57,000 | $57,000 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 105 | $10,696,000 | $101,000 | $281,000 | $40,000 | $189,000 |
Debt-To-Income Ratio | 35 | $4,849,000 | $138,000 | $483,000 | $53,000 | $168,000 |
Other | 19 | $2,722,000 | $143,000 | $295,000 | $128,000 | $341,000 |
Collateral | 18 | $1,746,000 | $97,000 | $284,000 | $58,000 | $216,000 |
Employment History | 7 | $643,000 | $91,000 | $200,000 | $51,000 | $100,000 |
Insufficient Cash (Downpayment, Closing Cost) | 4 | $553,000 | $138,000 | $214,000 | $73,000 | $97,000 |
Unverifiable Information | 3 | $440,000 | $146,000 | $170,000 | $38,000 | $59,000 |
Credit Application Incomplete | 1 | $190,000 | $190,000 | $190,000 | $43,000 | $43,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Valley Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Valley Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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