Uwharrie Bank
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Uwharrie Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Uwharrie Bank
P.O. Box 338
Albemarle, NC 28002
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 1,091
Total Mortgage Loan Application Amount $259,225,000
Average Mortgage Loan Application Amount $208,200
Highest Mortgage Loan Application Amount $4,105,000
Average Applicant Income $129,400
Highest Applicant Income $1,492,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Uwharrie Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Stanly County North Carolina 332 $ 50,070,000 $ 150,000 $ 89,000
Mecklenburg County North Carolina 194 $ 63,600,000 $ 327,000 $ 154,000
Cabarrus County North Carolina 135 $ 28,235,000 $ 209,000 $ 124,000
Union County North Carolina 79 $ 20,935,000 $ 265,000 $ 174,000
Anson County North Carolina 40 $ 5,710,000 $ 142,000 $ 90,000
Montgomery County North Carolina 30 $ 5,690,000 $ 189,000 $ 159,000
Rowan County North Carolina 27 $ 5,415,000 $ 200,000 $ 133,000
York County South Carolina 27 $ 8,275,000 $ 306,000 $ 134,000
Gaston County North Carolina 22 $ 5,410,000 $ 245,000 $ 122,000
Iredell County North Carolina 21 $ 6,905,000 $ 328,000 $ 180,000
Lancaster County South Carolina 13 $ 3,575,000 $ 275,000 $ 161,000
Watauga County North Carolina 12 $ 4,300,000 $ 358,000 $ 275,000
Forsyth County North Carolina 9 $ 2,895,000 $ 321,000 $ 149,000
Horry County South Carolina 9 $ 2,275,000 $ 252,000 $ 169,000
Catawba County North Carolina 8 $ 3,950,000 $ 493,000 $ 182,000
Wake County North Carolina 8 $ 3,360,000 $ 420,000 $ 144,000
Brunswick County North Carolina 7 $ 2,575,000 $ 367,000 $ 293,000
Davidson County North Carolina 6 $ 1,080,000 $ 180,000 $ 146,000
Lincoln County North Carolina 6 $ 1,740,000 $ 290,000 $ 119,000
Charleston County South Carolina 6 $ 2,450,000 $ 408,000 $ 184,000
Cleveland County North Carolina 5 $ 1,175,000 $ 235,000 $ 86,000
Moore County North Carolina 4 $ 870,000 $ 217,000 $ 67,000
Randolph County North Carolina 4 $ 1,000,000 $ 250,000 $ 78,000
Chesterfield County South Carolina 4 $ 1,350,000 $ 337,000 $ 93,000
Buncombe County North Carolina 3 $ 655,000 $ 218,000 $ 61,000
Burke County North Carolina 3 $ 785,000 $ 261,000 $ 86,000
Davie County North Carolina 3 $ 875,000 $ 291,000 $ 146,000
Guilford County North Carolina 3 $ 395,000 $ 131,000 $ 65,000
Richmond County North Carolina 3 $ 305,000 $ 101,000 $ 75,000
Richland County South Carolina 3 $ 665,000 $ 221,000 $ 49,000
Waukesha County Wisconsin 3 $ 965,000 $ 321,000 $ 135,000
Pinellas County Florida 2 $ 650,000 $ 325,000 $ 118,000
Durham County North Carolina 2 $ 280,000 $ 140,000 $ 80,000
Pender County North Carolina 2 $ 430,000 $ 215,000 $ 185,000
Rutherford County North Carolina 2 $ 1,010,000 $ 505,000 $ 199,000
Scotland County North Carolina 2 $ 350,000 $ 175,000 $ 76,000
Stokes County North Carolina 2 $ 320,000 $ 160,000 $ 68,000
Swain County North Carolina 2 $ 810,000 $ 405,000 $ 216,000
Florence County South Carolina 2 $ 350,000 $ 175,000 $ 52,000
Georgetown County South Carolina 2 $ 250,000 $ 125,000 $ 179,000
Lexington County South Carolina 2 $ 1,020,000 $ 510,000 $ 198,000
Pulaski County Arkansas 1 $ 235,000 $ 235,000 $ 169,000
Bay County Florida 1 $ 405,000 $ 405,000 $ 306,000
Hillsborough County Florida 1 $ 405,000 $ 405,000 $ 103,000
Lee County Florida 1 $ 315,000 $ 315,000 $ 120,000
Marion County Florida 1 $ 505,000 $ 505,000 $ 68,000
Miami-Dade County Florida 1 $ 595,000 $ 595,000 $ 322,000
Coweta County Georgia 1 $ 645,000 $ 645,000 $ 250,000
Forsyth County Georgia 1 $ 1,265,000 $ 1,265,000 $ 360,000
Lowndes County Georgia 1 $ 665,000 $ 665,000 $ 1,492,000
Geary County Kansas 1 $ 155,000 $ 155,000 $ 66,000
Fayette County Kentucky 1 $ 495,000 $ 495,000 $ 80,000
Lafayette County Louisiana 1 $ 305,000 $ 305,000 $ 217,000
Livingston County Michigan 1 $ 625,000 $ 625,000 $ 120,000
Rockland County New York 1 $ 565,000 $ 565,000 $ 0
Ashe County North Carolina 1 $ 65,000 $ 65,000 $ 293,000
Avery County North Carolina 1 $ 645,000 $ 645,000 $ 152,000
Carteret County North Carolina 1 $ 275,000 $ 275,000 $ 128,000
Chatham County North Carolina 1 $ 165,000 $ 165,000 $ 142,000
Cumberland County North Carolina 1 $ 195,000 $ 195,000 $ 47,000
Franklin County North Carolina 1 $ 345,000 $ 345,000 $ 128,000
Halifax County North Carolina 1 $ 455,000 $ 455,000 $ 80,000
Haywood County North Carolina 1 $ 185,000 $ 185,000 $ 58,000
Jackson County North Carolina 1 $ 115,000 $ 115,000 $ 97,000
New Hanover County North Carolina 1 $ 355,000 $ 355,000 $ 259,000
Onslow County North Carolina 1 $ 175,000 $ 175,000 $ 126,000
Orange County North Carolina 1 $ 305,000 $ 305,000 $ 177,000
Wilkes County North Carolina 1 $ 95,000 $ 95,000 $ 189,000
Wilson County North Carolina 1 $ 205,000 $ 205,000 $ 76,000
Butler County Ohio 1 $ 155,000 $ 155,000 $ 54,000
Hamilton County Ohio 1 $ 165,000 $ 165,000 $ 60,000
Pike County Pennsylvania 1 $ 265,000 $ 265,000 $ 81,000
Beaufort County South Carolina 1 $ 365,000 $ 365,000 $ 133,000
Cherokee County South Carolina 1 $ 215,000 $ 215,000 $ 60,000
Fairfield County South Carolina 1 $ 475,000 $ 475,000 $ 102,000
Greenville County South Carolina 1 $ 115,000 $ 115,000 $ 111,000
Hamilton County Tennessee 1 $ 395,000 $ 395,000 $ 399,000
Monroe County Tennessee 1 $ 275,000 $ 275,000 $ 114,000
Sevier County Tennessee 1 $ 755,000 $ 755,000 $ 509,000
Gregg County Texas 1 $ 125,000 $ 125,000 $ 57,000
Alexandria County Virginia 1 $ 1,645,000 $ 1,645,000 $ 538,000
Carroll County Virginia 1 $ 255,000 $ 255,000 $ 56,000
Franklin County Virginia 1 $ 305,000 $ 305,000 $ 72,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Uwharrie Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 497 $162,985,000 $327,000 $2,005,000 $129,000 $927,000
Other Purpose 210 $21,670,000 $103,000 $665,000 $121,000 $1,492,000
Refinancing 156 $34,080,000 $218,000 $4,105,000 $127,000 $615,000
Home Improvement 140 $15,830,000 $113,000 $755,000 $157,000 $1,200,000
Cash-out Refinancing 88 $24,660,000 $280,000 $1,055,000 $113,000 $1,164,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 823 $174,255,000 $211,000 $1,885,000 $130,000 $1,492,000
Not Provided 150 $49,820,000 $332,000 $1,805,000 $145,000 $927,000
Black or African American 55 $12,915,000 $234,000 $685,000 $95,000 $492,000
Hispanic 26 $4,900,000 $188,000 $515,000 $94,000 $221,000
Not applicable 17 $10,525,000 $619,000 $4,105,000 $0 $0
Asian 12 $4,270,000 $355,000 $955,000 $165,000 $464,000
American Indian or Alaskan Native 2 $350,000 $175,000 $195,000 $57,000 $70,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,015 $240,725,000 $237,000 $4,105,000 $134,000 $1,492,000
FHA-insured (Federal Housing Administration) 58 $13,930,000 $240,000 $425,000 $69,000 $156,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $2,135,000 $237,000 $345,000 $63,000 $87,000
VA-guaranteed (Veterans Administration) 9 $2,435,000 $270,000 $465,000 $82,000 $160,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 887 $209,605,000 $236,000 $4,105,000 $132,000 $1,492,000
Application Withdrawn By Applicant 130 $37,050,000 $285,000 $1,885,000 $127,000 $644,000
Application Denied By Financial Institution 55 $8,995,000 $163,000 $1,265,000 $86,000 $360,000
Application Approved But Not Accepted 10 $1,030,000 $103,000 $255,000 $152,000 $559,000
File Closed For Incompleteness 9 $2,545,000 $282,000 $545,000 $159,000 $284,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,036 $250,230,000 $241,000 $4,105,000 $132,000 $1,492,000
Debt-To-Income Ratio 23 $5,075,000 $220,000 $1,265,000 $82,000 $360,000
Credit History 15 $1,265,000 $84,000 $295,000 $86,000 $281,000
Collateral 9 $1,255,000 $139,000 $325,000 $95,000 $174,000
Credit Application Incomplete 2 $290,000 $145,000 $235,000 $127,000 $127,000
Other 2 $220,000 $110,000 $135,000 $125,000 $165,000
Unverifiable Information 2 $310,000 $155,000 $155,000 $43,000 $53,000
Employment History 2 $580,000 $290,000 $325,000 $84,000 $128,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List