Uwharrie Bank
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Uwharrie Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Uwharrie Bank P.O. Box 338 Albemarle, NC 28002 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 1,091 |
| Total Mortgage Loan Application Amount | $259,225,000 |
| Average Mortgage Loan Application Amount | $208,200 |
| Highest Mortgage Loan Application Amount | $4,105,000 |
| Average Applicant Income | $129,400 |
| Highest Applicant Income | $1,492,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Stanly County North Carolina | 332 | $ 50,070,000 | $ 150,000 | $ 89,000 |
| Mecklenburg County North Carolina | 194 | $ 63,600,000 | $ 327,000 | $ 154,000 |
| Cabarrus County North Carolina | 135 | $ 28,235,000 | $ 209,000 | $ 124,000 |
| Union County North Carolina | 79 | $ 20,935,000 | $ 265,000 | $ 174,000 |
| Anson County North Carolina | 40 | $ 5,710,000 | $ 142,000 | $ 90,000 |
| Montgomery County North Carolina | 30 | $ 5,690,000 | $ 189,000 | $ 159,000 |
| Rowan County North Carolina | 27 | $ 5,415,000 | $ 200,000 | $ 133,000 |
| York County South Carolina | 27 | $ 8,275,000 | $ 306,000 | $ 134,000 |
| Gaston County North Carolina | 22 | $ 5,410,000 | $ 245,000 | $ 122,000 |
| Iredell County North Carolina | 21 | $ 6,905,000 | $ 328,000 | $ 180,000 |
| Lancaster County South Carolina | 13 | $ 3,575,000 | $ 275,000 | $ 161,000 |
| Watauga County North Carolina | 12 | $ 4,300,000 | $ 358,000 | $ 275,000 |
| Forsyth County North Carolina | 9 | $ 2,895,000 | $ 321,000 | $ 149,000 |
| Horry County South Carolina | 9 | $ 2,275,000 | $ 252,000 | $ 169,000 |
| Catawba County North Carolina | 8 | $ 3,950,000 | $ 493,000 | $ 182,000 |
| Wake County North Carolina | 8 | $ 3,360,000 | $ 420,000 | $ 144,000 |
| Brunswick County North Carolina | 7 | $ 2,575,000 | $ 367,000 | $ 293,000 |
| Davidson County North Carolina | 6 | $ 1,080,000 | $ 180,000 | $ 146,000 |
| Lincoln County North Carolina | 6 | $ 1,740,000 | $ 290,000 | $ 119,000 |
| Charleston County South Carolina | 6 | $ 2,450,000 | $ 408,000 | $ 184,000 |
| Cleveland County North Carolina | 5 | $ 1,175,000 | $ 235,000 | $ 86,000 |
| Moore County North Carolina | 4 | $ 870,000 | $ 217,000 | $ 67,000 |
| Randolph County North Carolina | 4 | $ 1,000,000 | $ 250,000 | $ 78,000 |
| Chesterfield County South Carolina | 4 | $ 1,350,000 | $ 337,000 | $ 93,000 |
| Buncombe County North Carolina | 3 | $ 655,000 | $ 218,000 | $ 61,000 |
| Burke County North Carolina | 3 | $ 785,000 | $ 261,000 | $ 86,000 |
| Davie County North Carolina | 3 | $ 875,000 | $ 291,000 | $ 146,000 |
| Guilford County North Carolina | 3 | $ 395,000 | $ 131,000 | $ 65,000 |
| Richmond County North Carolina | 3 | $ 305,000 | $ 101,000 | $ 75,000 |
| Richland County South Carolina | 3 | $ 665,000 | $ 221,000 | $ 49,000 |
| Waukesha County Wisconsin | 3 | $ 965,000 | $ 321,000 | $ 135,000 |
| Pinellas County Florida | 2 | $ 650,000 | $ 325,000 | $ 118,000 |
| Durham County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 80,000 |
| Pender County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 185,000 |
| Rutherford County North Carolina | 2 | $ 1,010,000 | $ 505,000 | $ 199,000 |
| Scotland County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 76,000 |
| Stokes County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 68,000 |
| Swain County North Carolina | 2 | $ 810,000 | $ 405,000 | $ 216,000 |
| Florence County South Carolina | 2 | $ 350,000 | $ 175,000 | $ 52,000 |
| Georgetown County South Carolina | 2 | $ 250,000 | $ 125,000 | $ 179,000 |
| Lexington County South Carolina | 2 | $ 1,020,000 | $ 510,000 | $ 198,000 |
| Pulaski County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 169,000 |
| Bay County Florida | 1 | $ 405,000 | $ 405,000 | $ 306,000 |
| Hillsborough County Florida | 1 | $ 405,000 | $ 405,000 | $ 103,000 |
| Lee County Florida | 1 | $ 315,000 | $ 315,000 | $ 120,000 |
| Marion County Florida | 1 | $ 505,000 | $ 505,000 | $ 68,000 |
| Miami-Dade County Florida | 1 | $ 595,000 | $ 595,000 | $ 322,000 |
| Coweta County Georgia | 1 | $ 645,000 | $ 645,000 | $ 250,000 |
| Forsyth County Georgia | 1 | $ 1,265,000 | $ 1,265,000 | $ 360,000 |
| Lowndes County Georgia | 1 | $ 665,000 | $ 665,000 | $ 1,492,000 |
| Geary County Kansas | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Fayette County Kentucky | 1 | $ 495,000 | $ 495,000 | $ 80,000 |
| Lafayette County Louisiana | 1 | $ 305,000 | $ 305,000 | $ 217,000 |
| Livingston County Michigan | 1 | $ 625,000 | $ 625,000 | $ 120,000 |
| Rockland County New York | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Ashe County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 293,000 |
| Avery County North Carolina | 1 | $ 645,000 | $ 645,000 | $ 152,000 |
| Carteret County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 128,000 |
| Chatham County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 142,000 |
| Cumberland County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Franklin County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 128,000 |
| Halifax County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 80,000 |
| Haywood County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Jackson County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 97,000 |
| New Hanover County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 259,000 |
| Onslow County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 126,000 |
| Orange County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 177,000 |
| Wilkes County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 189,000 |
| Wilson County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Butler County Ohio | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Hamilton County Ohio | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Pike County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 81,000 |
| Beaufort County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 133,000 |
| Cherokee County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Fairfield County South Carolina | 1 | $ 475,000 | $ 475,000 | $ 102,000 |
| Greenville County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 111,000 |
| Hamilton County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 399,000 |
| Monroe County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 114,000 |
| Sevier County Tennessee | 1 | $ 755,000 | $ 755,000 | $ 509,000 |
| Gregg County Texas | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Alexandria County Virginia | 1 | $ 1,645,000 | $ 1,645,000 | $ 538,000 |
| Carroll County Virginia | 1 | $ 255,000 | $ 255,000 | $ 56,000 |
| Franklin County Virginia | 1 | $ 305,000 | $ 305,000 | $ 72,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Uwharrie Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 497 | $162,985,000 | $327,000 | $2,005,000 | $129,000 | $927,000 |
| Other Purpose | 210 | $21,670,000 | $103,000 | $665,000 | $121,000 | $1,492,000 |
| Refinancing | 156 | $34,080,000 | $218,000 | $4,105,000 | $127,000 | $615,000 |
| Home Improvement | 140 | $15,830,000 | $113,000 | $755,000 | $157,000 | $1,200,000 |
| Cash-out Refinancing | 88 | $24,660,000 | $280,000 | $1,055,000 | $113,000 | $1,164,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 823 | $174,255,000 | $211,000 | $1,885,000 | $130,000 | $1,492,000 |
| Not Provided | 150 | $49,820,000 | $332,000 | $1,805,000 | $145,000 | $927,000 |
| Black or African American | 55 | $12,915,000 | $234,000 | $685,000 | $95,000 | $492,000 |
| Hispanic | 26 | $4,900,000 | $188,000 | $515,000 | $94,000 | $221,000 |
| Not applicable | 17 | $10,525,000 | $619,000 | $4,105,000 | $0 | $0 |
| Asian | 12 | $4,270,000 | $355,000 | $955,000 | $165,000 | $464,000 |
| American Indian or Alaskan Native | 2 | $350,000 | $175,000 | $195,000 | $57,000 | $70,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,015 | $240,725,000 | $237,000 | $4,105,000 | $134,000 | $1,492,000 |
| FHA-insured (Federal Housing Administration) | 58 | $13,930,000 | $240,000 | $425,000 | $69,000 | $156,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $2,135,000 | $237,000 | $345,000 | $63,000 | $87,000 |
| VA-guaranteed (Veterans Administration) | 9 | $2,435,000 | $270,000 | $465,000 | $82,000 | $160,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 887 | $209,605,000 | $236,000 | $4,105,000 | $132,000 | $1,492,000 |
| Application Withdrawn By Applicant | 130 | $37,050,000 | $285,000 | $1,885,000 | $127,000 | $644,000 |
| Application Denied By Financial Institution | 55 | $8,995,000 | $163,000 | $1,265,000 | $86,000 | $360,000 |
| Application Approved But Not Accepted | 10 | $1,030,000 | $103,000 | $255,000 | $152,000 | $559,000 |
| File Closed For Incompleteness | 9 | $2,545,000 | $282,000 | $545,000 | $159,000 | $284,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,036 | $250,230,000 | $241,000 | $4,105,000 | $132,000 | $1,492,000 |
| Debt-To-Income Ratio | 23 | $5,075,000 | $220,000 | $1,265,000 | $82,000 | $360,000 |
| Credit History | 15 | $1,265,000 | $84,000 | $295,000 | $86,000 | $281,000 |
| Collateral | 9 | $1,255,000 | $139,000 | $325,000 | $95,000 | $174,000 |
| Credit Application Incomplete | 2 | $290,000 | $145,000 | $235,000 | $127,000 | $127,000 |
| Other | 2 | $220,000 | $110,000 | $135,000 | $125,000 | $165,000 |
| Unverifiable Information | 2 | $310,000 | $155,000 | $155,000 | $43,000 | $53,000 |
| Employment History | 2 | $580,000 | $290,000 | $325,000 | $84,000 | $128,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.