Utilities Employees Credit Union
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Utilities Employees Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Utilities Employees Credit Union 11 Meridian Blvd Wyomissing, PA 19610 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 747 |
| Total Mortgage Loan Application Amount | $104,065,000 |
| Average Mortgage Loan Application Amount | $144,400 |
| Highest Mortgage Loan Application Amount | $715,000 |
| Average Applicant Income | $121,200 |
| Highest Applicant Income | $469,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Berks County Pennsylvania | 144 | $ 18,820,000 | $ 130,000 | $ 118,000 |
| Lancaster County Pennsylvania | 16 | $ 3,820,000 | $ 238,000 | $ 123,000 |
| Ocean County New Jersey | 11 | $ 2,955,000 | $ 268,000 | $ 124,000 |
| Northampton County Pennsylvania | 11 | $ 2,495,000 | $ 226,000 | $ 131,000 |
| Lebanon County Pennsylvania | 9 | $ 2,015,000 | $ 223,000 | $ 102,000 |
| Middlesex County New Jersey | 8 | $ 2,280,000 | $ 285,000 | $ 139,000 |
| Montgomery County Pennsylvania | 7 | $ 1,315,000 | $ 187,000 | $ 117,000 |
| York County Pennsylvania | 7 | $ 1,565,000 | $ 223,000 | $ 127,000 |
| Lexington County South Carolina | 7 | $ 1,685,000 | $ 240,000 | $ 121,000 |
| Monmouth County New Jersey | 6 | $ 2,010,000 | $ 335,000 | $ 151,000 |
| Chester County Pennsylvania | 6 | $ 2,090,000 | $ 348,000 | $ 171,000 |
| Indiana County Pennsylvania | 5 | $ 875,000 | $ 175,000 | $ 115,000 |
| Morris County New Jersey | 4 | $ 1,960,000 | $ 490,000 | $ 153,000 |
| Gaston County North Carolina | 4 | $ 620,000 | $ 155,000 | $ 78,000 |
| Blair County Pennsylvania | 4 | $ 730,000 | $ 182,000 | $ 108,000 |
| Lehigh County Pennsylvania | 4 | $ 1,150,000 | $ 287,000 | $ 160,000 |
| Schuylkill County Pennsylvania | 4 | $ 710,000 | $ 177,000 | $ 104,000 |
| Richland County South Carolina | 4 | $ 790,000 | $ 197,000 | $ 121,000 |
| Essex County New Jersey | 3 | $ 645,000 | $ 215,000 | $ 201,000 |
| Warren County New Jersey | 3 | $ 745,000 | $ 248,000 | $ 134,000 |
| Yates County New York | 3 | $ 405,000 | $ 135,000 | $ 57,000 |
| Allegheny County Pennsylvania | 3 | $ 385,000 | $ 128,000 | $ 113,000 |
| Bradford County Pennsylvania | 3 | $ 445,000 | $ 148,000 | $ 125,000 |
| Philadelphia County Pennsylvania | 3 | $ 695,000 | $ 231,000 | $ 157,000 |
| Charleston County South Carolina | 3 | $ 465,000 | $ 155,000 | $ 75,000 |
| Riverside County California | 2 | $ 510,000 | $ 255,000 | $ 250,000 |
| Fairfield County Connecticut | 2 | $ 420,000 | $ 210,000 | $ 130,000 |
| Sussex County Delaware | 2 | $ 410,000 | $ 205,000 | $ 151,000 |
| Hunterdon County New Jersey | 2 | $ 470,000 | $ 235,000 | $ 130,000 |
| Broome County New York | 2 | $ 120,000 | $ 60,000 | $ 92,000 |
| Clinton County New York | 2 | $ 260,000 | $ 130,000 | $ 143,000 |
| Tompkins County New York | 2 | $ 320,000 | $ 160,000 | $ 73,000 |
| Brunswick County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 100,000 |
| Johnston County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 71,000 |
| Bucks County Pennsylvania | 2 | $ 540,000 | $ 270,000 | $ 80,000 |
| Carbon County Pennsylvania | 2 | $ 370,000 | $ 185,000 | $ 120,000 |
| Centre County Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 113,000 |
| Clearfield County Pennsylvania | 2 | $ 240,000 | $ 120,000 | $ 126,000 |
| McKean County Pennsylvania | 2 | $ 170,000 | $ 85,000 | $ 111,000 |
| Pike County Pennsylvania | 2 | $ 190,000 | $ 95,000 | $ 82,000 |
| Warren County Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 89,000 |
| Wayne County Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 192,000 |
| Westmoreland County Pennsylvania | 2 | $ 770,000 | $ 385,000 | $ 150,000 |
| Aiken County South Carolina | 2 | $ 350,000 | $ 175,000 | $ 104,000 |
| Bamberg County South Carolina | 2 | $ 390,000 | $ 195,000 | $ 138,000 |
| Newberry County South Carolina | 2 | $ 190,000 | $ 95,000 | $ 81,000 |
| Davidson County Tennessee | 2 | $ 340,000 | $ 170,000 | $ 100,000 |
| Chesterfield County Virginia | 2 | $ 560,000 | $ 280,000 | $ 64,000 |
| Baldwin County Alabama | 1 | $ 205,000 | $ 205,000 | $ 178,000 |
| Morgan County Alabama | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Yolo County California | 1 | $ 595,000 | $ 595,000 | $ 187,000 |
| Hartford County Connecticut | 1 | $ 435,000 | $ 435,000 | $ 281,000 |
| New Haven County Connecticut | 1 | $ 285,000 | $ 285,000 | $ 156,000 |
| Brevard County Florida | 1 | $ 125,000 | $ 125,000 | $ 105,000 |
| Broward County Florida | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Citrus County Florida | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Flagler County Florida | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| Hernando County Florida | 1 | $ 215,000 | $ 215,000 | $ 127,000 |
| Lee County Florida | 1 | $ 235,000 | $ 235,000 | $ 87,000 |
| Palm Beach County Florida | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Pinellas County Florida | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| Volusia County Florida | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Cherokee County Georgia | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Douglas County Georgia | 1 | $ 265,000 | $ 265,000 | $ 114,000 |
| DuPage County Illinois | 1 | $ 425,000 | $ 425,000 | $ 117,000 |
| Grundy County Illinois | 1 | $ 205,000 | $ 205,000 | $ 253,000 |
| Iroquois County Illinois | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Livingston County Illinois | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| Madison County Illinois | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Perry County Illinois | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Marion County Indiana | 1 | $ 235,000 | $ 235,000 | $ 165,000 |
| Vigo County Indiana | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Allegany County Maryland | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 275,000 | $ 275,000 | $ 111,000 |
| Washington County Maryland | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Worcester County Maryland | 1 | $ 145,000 | $ 145,000 | $ 164,000 |
| Berkshire County Massachusetts | 1 | $ 125,000 | $ 125,000 | $ 145,000 |
| Franklin County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 315,000 | $ 315,000 | $ 160,000 |
| Jefferson County Missouri | 1 | $ 85,000 | $ 85,000 | $ 85,000 |
| Cape May County New Jersey | 1 | $ 405,000 | $ 405,000 | $ 123,000 |
| Mercer County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 197,000 |
| Sussex County New Jersey | 1 | $ 395,000 | $ 395,000 | $ 192,000 |
| Bronx County New York | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Chemung County New York | 1 | $ 295,000 | $ 295,000 | $ 406,000 |
| Erie County New York | 1 | $ 215,000 | $ 215,000 | $ 120,000 |
| Greene County New York | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Monroe County New York | 1 | $ 245,000 | $ 245,000 | $ 65,000 |
| Niagara County New York | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Onondaga County New York | 1 | $ 185,000 | $ 185,000 | $ 118,000 |
| Orange County New York | 1 | $ 115,000 | $ 115,000 | $ 166,000 |
| Oswego County New York | 1 | $ 245,000 | $ 245,000 | $ 103,000 |
| Otsego County New York | 1 | $ 235,000 | $ 235,000 | $ 174,000 |
| Saratoga County New York | 1 | $ 225,000 | $ 225,000 | $ 109,000 |
| Seneca County New York | 1 | $ 145,000 | $ 145,000 | $ 109,000 |
| Tioga County New York | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Wayne County New York | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Cabarrus County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 86,000 |
| Chatham County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 109,000 |
| Guilford County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Lincoln County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Vance County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Wake County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Lorain County Ohio | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Adams County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Beaver County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 194,000 |
| Cambria County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 108,000 |
| Columbia County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 93,000 |
| Crawford County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Cumberland County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 185,000 |
| Dauphin County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 112,000 |
| Erie County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Lackawanna County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 153,000 |
| Sullivan County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 130,000 |
| Venango County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| Beaufort County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 145,000 |
| Colleton County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| Florence County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 136,000 |
| Horry County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Kershaw County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 195,000 |
| Williamsburg County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| Cumberland County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Wayne County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Accomack County Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| James City County Virginia | 1 | $ 615,000 | $ 615,000 | $ 224,000 |
| Louisa County Virginia | 1 | $ 205,000 | $ 205,000 | $ 163,000 |
| Prince William County Virginia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Washington County Virginia | 1 | $ 115,000 | $ 115,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Utilities Employees Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 188 | $13,050,000 | $69,000 | $405,000 | $122,000 | $469,000 |
| Refinancing | 183 | $27,265,000 | $148,000 | $715,000 | $118,000 | $283,000 |
| Cash-out Refinancing | 142 | $29,000,000 | $204,000 | $675,000 | $123,000 | $406,000 |
| Other Purpose | 121 | $10,555,000 | $87,000 | $365,000 | $121,000 | $313,000 |
| Home Purchase | 113 | $24,195,000 | $214,000 | $615,000 | $122,000 | $292,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 629 | $85,225,000 | $135,000 | $715,000 | $121,000 | $469,000 |
| Black or African American | 48 | $6,930,000 | $144,000 | $675,000 | $115,000 | $295,000 |
| Not Provided | 43 | $7,845,000 | $182,000 | $565,000 | $133,000 | $325,000 |
| Hispanic | 17 | $2,875,000 | $169,000 | $405,000 | $101,000 | $162,000 |
| Asian | 6 | $350,000 | $58,000 | $125,000 | $156,000 | $223,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $425,000 | $425,000 | $425,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 747 | $104,065,000 | $139,000 | $715,000 | $121,000 | $469,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 556 | $75,410,000 | $135,000 | $695,000 | $122,000 | $406,000 |
| Application Withdrawn By Applicant | 88 | $11,800,000 | $134,000 | $515,000 | $128,000 | $469,000 |
| Application Denied By Financial Institution | 58 | $9,840,000 | $169,000 | $595,000 | $104,000 | $313,000 |
| Application Approved But Not Accepted | 28 | $5,300,000 | $189,000 | $715,000 | $129,000 | $232,000 |
| File Closed For Incompleteness | 17 | $1,715,000 | $100,000 | $255,000 | $110,000 | $220,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 689 | $94,225,000 | $136,000 | $715,000 | $123,000 | $469,000 |
| Credit History | 17 | $2,235,000 | $131,000 | $555,000 | $76,000 | $172,000 |
| Debt-To-Income Ratio | 14 | $3,870,000 | $276,000 | $595,000 | $122,000 | $242,000 |
| Other | 14 | $2,070,000 | $147,000 | $365,000 | $77,000 | $152,000 |
| Collateral | 8 | $980,000 | $122,000 | $265,000 | $159,000 | $313,000 |
| Employment History | 3 | $585,000 | $195,000 | $305,000 | $113,000 | $113,000 |
| Credit Application Incomplete | 2 | $100,000 | $50,000 | $65,000 | $63,000 | $85,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.